Institutional Manager · CIK 0001767297

VeraBank, N.A.

HENDERSON, TX · File #028-19112

Latest AUM

$549.8M

Positions

260

Top-10 Concentration

61.1%

Filings

Portfolio Value Over Time

2024-03

2024-06

2024-09

2024-12

2025-03

2025-06

2025-09

2025-12

Biggest QoQ Changes

Ranked by conviction flow (share change × current price) so mark-to-market moves don't dominate. Price effect column shows how much of the $ change was just the stock moving.

Action	Issuer	Ticker / CUSIP	Δ Shares	Flow ($)	Price Effect
ADD	DIMENSIONAL ETF TRUST	25434V807	+78,493	+$3.9M	+$772,431
ADD	ISHARES TR	464287200	+2,679	+$1.8M	+$721,943
ADD	VANGUARD INDEX FDS	922908736	+1,438	+$701,543	+$468,162
REDUCE	ALTRIA GROUP INC	MO	-7,034	-$405,581	-$185,689
ADD	VANGUARD SPECIALIZED FUNDS	921908844	+1,648	+$362,197	+$13,866
EXITED	KENVUE INC	49177J102	-17,039	-$276,543	$0
EXITED	GUARANTY BANCSHARES INC TEX	400764106	-5,437	-$265,054	$0
EXITED	ZIMMER BIOMET HOLDINGS INC	98956P102	-2,473	-$243,591	$0
NEW	GLACIER BANCORP INC NEW	GBCI	+5,437	+$239,500	$0
EXITED	ISHARES BITCOIN TRUST ETF	46438F101	-3,630	-$235,950	$0

Sector Allocation

Technology

18.8%$103.3M

Healthcare

3.4%$18.5M

Consumer Discretionary

2.7%$14.7M

2.2%$12.0M

2.2%$12.0M

1.9%$10.5M

1.1%$6.1M

0.7%$3.7M

Communication Services

0.5%$2.7M

Materials

0.3%$1.6M

Filing History

Feb 11, 202613F HOLDINGS REPORTQ/E Dec 2025260 pos · $549.8M
Nov 7, 202513F HOLDINGS REPORTQ/E Sep 2025265 pos · $534.9M
Aug 8, 202513F HOLDINGS REPORTQ/E Jun 2025279 pos · $498.5M
May 9, 202513F HOLDINGS REPORTQ/E Mar 2025223 pos · $358.5M
Jan 30, 202513F HOLDINGS REPORTQ/E Dec 2024226 pos · $354.7M
Nov 4, 202413F HOLDINGS REPORTQ/E Sep 2024226 pos · $341.9M
Jul 24, 202413F HOLDINGS REPORTQ/E Jun 2024224 pos · $322.0M
May 3, 202413F HOLDINGS REPORTQ/E Mar 2024226 pos · $320.9M
Oct 24, 202313F HOLDINGS REPORTQ/E Dec 2023214 pos · $260.4M

Top 20 Holdings — Dec 2025

#	Issuer	Ticker	Shares	Value	% of Portfolio
1	DIMENSIONAL ETF TRUST	25434V104	838,829	$39.3M	8.76%
2	FLEXSHARES TR	FLEX	448,862	$36.3M	8.10%
3	ISHARES TR	464287200	48,839	$33.5M	7.47%
4	BLUE BELL CREAMERIES INC.	BLUEBELL8	245	$32.3M	7.22%
5	VANGUARD INDEX FDS	922908736	58,185	$28.4M	6.34%
6	VANGUARD WHITEHALL FDS	921946810	264,757	$24.2M	5.40%
7	DIMENSIONAL ETF TRUST	25434V799	675,046	$23.3M	5.19%
8	AMERICAN CENTY ETF TR	025072604	261,611	$20.1M	4.50%
9	DIMENSIONAL ETF TRUST	25434V666	529,922	$18.1M	4.05%
10	APPLE INC	AAPL	66,589	$18.1M	4.04%
11	MICROSOFT CORP	MSFT	35,694	$17.3M	3.85%
12	DIMENSIONAL ETF TRUST	25434V807	282,840	$14.1M	3.15%
13	ALPHABET INC	GOOG	34,447	$10.8M	2.41%
14	FLEXSHARES TR	FLEX	435,620	$10.5M	2.34%
15	DIMENSIONAL ETF TRUST	25434V500	131,193	$9.1M	2.04%
16	JPMORGAN CHASE & CO.	VYLD	22,511	$7.3M	1.62%
17	AMAZON COM INC	AMZN	28,847	$6.7M	1.49%
18	J P MORGAN EXCHANGE TRADED FD	46641Q332	102,353	$5.9M	1.31%
19	EXXON MOBIL CORP	XOM	48,512	$5.8M	1.30%
20	ALPHABET INC	GOOG	17,726	$5.5M	1.24%