13F HOLDINGS REPORT

VeraBank, N.A.

Quarter ended Q3 2023 · Filed July 14, 2023 · Accession 0001767297-23-000003

Total Value

$259.6M

Positions

219

Other Managers

Confidential Omitted

View on SEC.gov

Holdings (219)

#	Issuer	Ticker / CUSIP	Shares	Value	% of Filing
1	FLEXSHARES TR	FLEX	389,094	$22.5M	8.66%
2	VANGUARD WHITEHALL FDS	921946810	275,907	$20.7M	7.98%
3	APPLE INC	AAPL	59,876	$11.6M	4.47%
4	MICROSOFT CORP	MSFT	27,917	$9.5M	3.66%
5	FLEXSHARES TR	FLEX	235,480	$9.4M	3.63%
6	J P MORGAN EXCHANGE TRADED FD	46641Q332	164,968	$9.1M	3.52%
7	DIMENSIONAL ETF TRUST	25434V104	270,939	$8.4M	3.23%
8	ISHARES TR	464287200	18,413	$8.2M	3.16%
9	FLEXSHARES TR	FLEX	286,143	$6.7M	2.59%
10	DIMENSIONAL ETF TRUST	25434V666	237,354	$6.0M	2.32%
11	DIMENSIONAL ETF TRUST	25434V807	183,323	$6.0M	2.32%
12	DIMENSIONAL ETF TRUST	25434V799	246,978	$6.0M	2.31%
13	VANGUARD INDEX FDS	922908736	20,716	$5.9M	2.26%
14	EXXON MOBIL CORP	XOM	37,963	$4.1M	1.57%
15	SPDR S&P 500 ETF TR	SPY	7,935	$3.5M	1.35%
16	CHEVRON CORP NEW	CVX	20,931	$3.3M	1.27%
17	FLEXSHARES TR	FLEX	134,343	$3.2M	1.23%
18	ALPHABET INC	GOOG	25,780	$3.1M	1.20%
19	JPMORGAN CHASE & CO	VYLD	20,797	$3.0M	1.17%
20	DIMENSIONAL ETF TRUST	25434V732	116,610	$2.8M	1.08%
21	DIMENSIONAL ETF TRUST	25434V500	47,565	$2.6M	1.00%
22	LOWES COS INC	548661107	11,297	$2.5M	0.98%
23	PEPSICO INC	PEP	12,761	$2.4M	0.91%
24	BERKSHIRE HATHAWAY INC DEL	BRK-A	6,909	$2.4M	0.91%
25	ISHARES TR	464287804	21,200	$2.1M	0.81%
26	DANAHER CORPORATION	235851102	8,767	$2.1M	0.81%
27	ALPHABET INC	GOOG	17,377	$2.1M	0.80%
28	VANGUARD INDEX FDS	922908553	24,852	$2.1M	0.80%
29	VANGUARD WHITEHALL FDS	921946406	19,157	$2.0M	0.78%
30	ABBOTT LABS	ABLZF	18,216	$2.0M	0.77%
31	MCDONALDS CORP	MCD	6,573	$2.0M	0.76%
32	JOHNSON & JOHNSON	JNJ	11,659	$1.9M	0.74%
33	AMAZON COM INC	AMZN	13,800	$1.8M	0.69%
34	VANGUARD INDEX FDS	922908629	8,095	$1.8M	0.69%
35	NIKE INC	NKE	16,032	$1.8M	0.68%
36	LILLY ELI & CO	LLY	3,677	$1.7M	0.66%
37	STARBUCKS CORP	SBUX	17,163	$1.7M	0.65%
38	SALESFORCE INC	CRM	7,892	$1.7M	0.64%
39	PROCTER AND GAMBLE CO	742718109	10,861	$1.6M	0.63%
40	ABBVIE INC	ABBV	11,847	$1.6M	0.61%
41	SABINE RTY TR	785688102	24,024	$1.6M	0.61%
42	PFIZER INC	PFE	39,693	$1.5M	0.56%
43	MASTERCARD INCORPORATED	MA	3,701	$1.5M	0.56%
44	ISHARES TR	464287507	5,167	$1.4M	0.52%
45	COCA COLA CO	KO	19,213	$1.2M	0.45%
46	COSTCO WHSL CORP NEW	22160K105	2,107	$1.1M	0.44%
47	WASTE MGMT INC DEL	94106L109	6,340	$1.1M	0.42%
48	MERCK & CO INC	MRK	9,481	$1.1M	0.42%
49	AMGEN INC	AMGN	4,764	$1.1M	0.41%
50	DEERE & CO	DE	2,545	$1.0M	0.40%
51	APPLE INC	AAPL	5,172	$1.0M	0.39%
52	ORACLE CORP	ORCL-PD	7,956	$947,480	0.36%
53	RAYTHEON TECHNOLOGIES CORP	RTX	9,552	$935,714	0.36%
54	INTEL CORP	INTC	27,810	$929,966	0.36%
55	ACCENTURE PLC IRELAND	ACN	3,009	$928,517	0.36%
56	EXXON MOBIL CORP	XOM	8,287	$888,781	0.34%
57	VANGUARD INDEX FDS	922908744	6,178	$877,894	0.34%
58	HONEYWELL INTL INC	438516106	4,220	$875,650	0.34%
59	ISHARES TR	464287655	4,672	$874,925	0.34%
60	NEXTERA ENERGY INC	NEE-PW	11,649	$864,356	0.33%
61	LOWES COS INC	548661107	3,822	$862,625	0.33%
62	NORFOLK SOUTHN CORP	655844108	3,778	$856,699	0.33%
63	CANADIAN PACIFIC KANSAS CITY	CP	10,328	$834,193	0.32%
64	CISCO SYS INC	CSCO	16,071	$831,514	0.32%
65	UNITED PARCEL SERVICE INC	UPS	4,481	$803,219	0.31%
66	VERIZON COMMUNICATIONS INC	VZ	21,495	$799,399	0.31%
67	ISHARES TR	464287465	10,860	$787,350	0.30%
68	AFLAC INC	AFL	11,203	$781,969	0.30%
69	FISERV INC	FISV	5,989	$755,512	0.29%
70	UNION PAC CORP	UNP	3,624	$741,543	0.29%
71	SPDR S&P MIDCAP 400 ETF TR	MDY	1,545	$739,916	0.29%
72	FLEXSHARES TR	FLEX	12,729	$735,609	0.28%
73	AUTOMATIC DATA PROCESSING INC	ADP	3,310	$727,505	0.28%
74	GALLAGHER ARTHUR J & CO	363576109	3,300	$724,581	0.28%
75	ISHARES TR	464287150	7,288	$713,058	0.27%
76	DEERE & CO	DE	1,713	$694,090	0.27%
77	ALTRIA GROUP INC	MO	15,087	$683,441	0.26%
78	MARSH & MCLENNAN COS INC	571748102	3,610	$678,969	0.26%
79	HCA HEALTHCARE INC	HCA	2,190	$664,621	0.26%
80	THERMO FISHER SCIENTIFIC INC	TMO	1,202	$627,144	0.24%
81	3M CO	MMM	6,103	$610,849	0.24%
82	HALLIBURTON CO	HAL	18,251	$602,100	0.23%
83	AMERICAN WTR WKS CO INC NEW	030420103	4,150	$592,413	0.23%
84	UNITEDHEALTH GROUP INC	UNH	1,218	$585,420	0.23%
85	PHILIP MORRIS INTL INC	718172109	5,790	$565,220	0.22%
86	BLACKROCK INC	BLK	814	$562,588	0.22%
87	META PLATFORMS INC	META	1,822	$522,878	0.20%
88	APPLIED MATLS INC	038222105	3,575	$516,731	0.20%
89	PALO ALTO NETWORKS INC	PANW	2,019	$515,875	0.20%
90	CVS HEALTH CORP	CVS	7,459	$515,641	0.20%
91	VANGUARD WHITEHALL FDS	921946810	6,682	$501,751	0.19%
92	AMERICAN EXPRESS CO	AXP	2,694	$469,295	0.18%
93	HOME DEPOT INC	HD	1,484	$460,990	0.18%
94	NUCOR CORP	NUE	2,761	$452,749	0.17%
95	CONOCOPHILLIPS	COP	4,356	$451,325	0.17%
96	VANGUARD TAX-MANAGED FDS	921943858	9,755	$450,486	0.17%
97	ALPHABET INC	GOOG	3,720	$450,008	0.17%
98	NEXTERA ENERGY INC	NEE-PW	5,960	$442,232	0.17%
99	INTERCONTINENTAL EXCHANGE INC	45866F104	3,906	$441,690	0.17%
100	EATON CORP PLC	ETN	2,191	$440,610	0.17%
101	BERKSHIRE HATHAWAY INC DEL	BRK-A	1,280	$436,480	0.17%
102	MONDELEZ INTL INC	609207105	5,971	$435,525	0.17%
103	LINDE PLC	LIN	1,115	$424,904	0.16%
104	BRISTOL-MYERS SQUIBB CO	CELG-RI	6,348	$405,955	0.16%
105	DOMINION ENERGY INC	D	7,762	$401,994	0.15%
106	BROADCOM INC	AVGO	462	$400,753	0.15%
107	SCHLUMBERGER LTD	SLB	8,080	$396,890	0.15%
108	COGNIZANT TECHNOLOGY SOLUTIONS	CTSH	6,044	$394,552	0.15%
109	EXELON CORP	EXC	9,620	$391,919	0.15%
110	US BANCORP DEL	USB-PS	11,585	$382,768	0.15%
111	MEDTRONIC PLC	MDT	4,176	$367,906	0.14%
112	FORTIVE CORP	FTV	4,869	$364,055	0.14%
113	BECTON DICKINSON & CO	BDX	1,299	$342,949	0.13%
114	LAM RESEARCH CORP	LRCX	528	$339,430	0.13%
115	PROCTER AND GAMBLE CO	742718109	2,188	$332,007	0.13%
116	VISA INC	V	1,365	$324,160	0.12%
117	BANK AMERICA CORP	060505104	11,295	$324,054	0.12%
118	GENERAL MLS INC	370334104	4,087	$313,473	0.12%
119	ISHARES TR	464287507	1,180	$308,546	0.12%
120	FLEXSHARES TR	FLEX	7,531	$301,767	0.12%
121	INVESCO ACTVELY MNGD ETC FD TR	IVZ	21,667	$294,780	0.11%
122	BOOKING HOLDINGS INC	BKNG	104	$280,834	0.11%
123	DANAHER CORPORATION	235851102	1,154	$276,960	0.11%
124	MERCK & CO INC	MRK	2,388	$275,551	0.11%
125	CONSTELLATION ENERGY CORP	CEG	2,867	$262,474	0.10%
126	VANGUARD INTL EQUITY INDEX FDS	922042858	6,416	$261,003	0.10%
127	ZOETIS INC	ZTS	1,500	$258,315	0.10%
128	CISCO SYS INC	CSCO	4,955	$256,372	0.10%
129	S&P GLOBAL INC	SPGI	626	$250,957	0.10%
130	COLGATE PALMOLIVE CO	CL	3,244	$249,918	0.10%
131	LOCKHEED MARTIN CORP	LMT	539	$248,145	0.10%
132	ISHARES TR	464287614	880	$242,158	0.09%
133	COMCAST CORP NEW	CCZ	5,817	$241,696	0.09%
134	LABORATORY CORP AMER HLDGS	50540R409	1,000	$241,330	0.09%
135	CATERPILLAR INC	CAT	965	$237,438	0.09%
136	BOEING CO	BA-PA	1,124	$237,344	0.09%
137	GENERAL DYNAMICS CORP	GD	1,087	$233,868	0.09%
138	KIMBERLY-CLARK CORP	KMB	1,631	$225,176	0.09%
139	ALPHABET INC	GOOG	1,880	$225,036	0.09%
140	GOLDMAN SACHS ETF TR	NVGLF	2,527	$220,607	0.08%
141	BAXTER INTL INC	071813109	4,745	$216,182	0.08%
142	CITIGROUP INC	C-PR	4,651	$214,132	0.08%
143	CDW CORP	CDW	1,160	$212,860	0.08%
144	ISHARES TR	464287606	2,807	$210,525	0.08%
145	ZIMMER BIOMET HOLDINGS INC	ZBH	1,444	$210,246	0.08%
146	3M CO	MMM	2,084	$208,588	0.08%
147	NUCOR CORP	NUE	1,267	$207,763	0.08%
148	COLGATE PALMOLIVE CO	CL	2,686	$206,929	0.08%
149	TARGET CORP	TGT	1,551	$204,577	0.08%
150	CHUBB LIMITED	CB	1,039	$200,070	0.08%
151	ACCENTURE PLC IRELAND	ACN	633	$195,331	0.08%
152	ABBOTT LABS	ABLZF	1,760	$191,875	0.07%
153	DUKE ENERGY CORP NEW	DUKB	2,001	$179,570	0.07%
154	AFLAC INC	AFL	2,509	$175,128	0.07%
155	ADOBE SYSTEMS INCORPORATED	ADBE	347	$169,680	0.07%
156	JOHNSON & JOHNSON	JNJ	1,025	$169,658	0.07%
157	DIMENSIONAL ETF TRUST	25434V807	4,811	$158,041	0.06%
158	ISHARES TR	464287804	1,464	$145,888	0.06%
159	CHEVRON CORP NEW	CVX	916	$144,133	0.06%
160	SOUTHERN CO	SOMN	2,012	$141,343	0.05%
161	MCDONALDS CORP	MCD	458	$136,672	0.05%
162	FISERV INC	FISV	1,066	$134,476	0.05%
163	MARATHON PETE CORP	MARA	1,100	$128,260	0.05%
164	SYSCO CORP	SYY	1,725	$127,995	0.05%
165	HALLIBURTON CO	HAL	3,769	$124,339	0.05%
166	PEPSICO INC	PEP	650	$120,393	0.05%
167	JPMORGAN CHASE & CO	VYLD	820	$119,261	0.05%
168	MICROSOFT CORP	MSFT	350	$119,189	0.05%
169	UNITED PARCEL SERVICE INC	UPS	650	$116,513	0.04%
170	AMAZON COM INC	AMZN	840	$109,502	0.04%
171	COSTCO WHSL CORP NEW	22160K105	200	$107,676	0.04%
172	INTEL CORP	INTC	3,200	$107,008	0.04%
173	MASTERCARD INCORPORATED	MA	250	$98,325	0.04%
174	ABBVIE INC	ABBV	701	$94,446	0.04%
175	VERIZON COMMUNICATIONS INC	VZ	2,450	$91,116	0.04%
176	ORACLE CORP	ORCL-PD	720	$85,745	0.03%
177	FLEXSHARES TR	FLEX	3,376	$79,437	0.03%
178	DOMINION ENERGY INC	D	1,533	$79,394	0.03%
179	SYSCO CORP	SYY	1,058	$78,504	0.03%
180	MARATHON PETE CORP	MARA	650	$75,790	0.03%
181	DIMENSIONAL ETF TRUST	25434V104	2,392	$74,128	0.03%
182	COCA COLA CO	KO	1,200	$72,264	0.03%
183	HCA HEALTHCARE INC	HCA	233	$70,711	0.03%
184	SOUTHERN CO	SOMN	1,000	$70,250	0.03%
185	COMCAST CORP NEW	CCZ	1,650	$68,558	0.03%
186	RAYTHEON TECHNOLOGIES CORP	RTX	675	$66,123	0.03%
187	CATERPILLAR INC	CAT	250	$61,513	0.02%
188	SALESFORCE INC	CRM	284	$59,998	0.02%
189	STARBUCKS CORP	SBUX	580	$57,455	0.02%
190	UNITEDHEALTH GROUP INC	UNH	110	$52,870	0.02%
191	THERMO FISHER SCIENTIFIC INC	TMO	100	$52,175	0.02%
192	VANGUARD INDEX FDS	922908736	183	$51,782	0.02%
193	CVS HEALTH CORP	CVS	738	$51,018	0.02%
194	APPLIED MATLS INC	038222105	330	$47,698	0.02%
195	AMERICAN EXPRESS CO	AXP	270	$47,034	0.02%
196	DUKE ENERGY CORP NEW	DUKB	500	$44,870	0.02%
197	LINDE PLC	LIN	100	$38,108	0.01%
198	DIMENSIONAL ETF TRUST	25434V666	1,498	$38,049	0.01%
199	PFIZER INC	PFE	1,000	$36,680	0.01%
200	BANK AMERICA CORP	060505104	1,200	$34,428	0.01%
201	MARSH & MCLENNAN COS INC	571748102	180	$33,854	0.01%
202	ADOBE SYSTEMS INCORPORATED	ADBE	68	$33,251	0.01%
203	ISHARES TR	464287200	72	$32,091	0.01%
204	BLACKROCK INC	BLK	45	$31,101	0.01%
205	VISA INC	V	126	$29,922	0.01%
206	FORTIVE CORP	FTV	399	$29,833	0.01%
207	J P MORGAN EXCHANGE TRADED FD	46641Q332	518	$28,661	0.01%
208	US BANCORP DEL	USB-PS	867	$28,646	0.01%
209	DIMENSIONAL ETF TRUST	25434V799	1,052	$25,532	0.01%
210	DIMENSIONAL ETF TRUST	25434V732	1,052	$25,301	0.01%
211	BAXTER INTL INC	071813109	550	$25,058	0.01%
212	FLEXSHARES TR	FLEX	1,036	$24,532	0.01%
213	VANGUARD INDEX FDS	922908553	255	$21,308	0.01%
214	BRISTOL-MYERS SQUIBB CO	CELG-RI	300	$19,185	0.01%
215	PHILIP MORRIS INTL INC	718172109	190	$18,548	0.01%
216	ZIMMER BIOMET HOLDINGS INC	ZBH	120	$17,472	0.01%
217	COGNIZANT TECHNOLOGY SOLUTIONS	CTSH	250	$16,320	0.01%
218	DIMENSIONAL ETF TRUST	25434V500	205	$11,234	0.00%
219	CITIGROUP INC	C-PR	139	$6,400	0.00%