13F HOLDINGS REPORT

VeraBank, N.A.

Quarter ended Q4 2023 · Filed October 24, 2023 · Accession 0001767297-23-000004

Total Value

$260.4M

Positions

214

Other Managers

Confidential Omitted

View on SEC.gov

Holdings (214)

#	Issuer	Ticker / CUSIP	Shares	Value	% of Filing
1	FLEXSHARES TR	FLEX	389,957	$21.8M	8.35%
2	VANGUARD WHITEHALL FDS	921946810	279,112	$19.9M	7.65%
3	APPLE INC	AAPL	59,818	$10.2M	3.93%
4	FLEXSHARES TR	FLEX	238,316	$9.6M	3.70%
5	J P MORGAN EXCHANGE TRADED FD	46641Q332	171,581	$9.2M	3.53%
6	DIMENSIONAL ETF TRUST	25434V104	302,793	$9.1M	3.48%
7	MICROSOFT CORP	MSFT	27,868	$8.8M	3.38%
8	ISHARES TR	464287200	19,642	$8.4M	3.24%
9	FLEXSHARES TR	FLEX	299,485	$6.9M	2.67%
10	DIMENSIONAL ETF TRUST	25434V666	251,970	$6.3M	2.40%
11	DIMENSIONAL ETF TRUST	25434V799	267,410	$6.2M	2.40%
12	DIMENSIONAL ETF TRUST	25434V807	188,887	$6.2M	2.37%
13	VANGUARD INDEX FDS	922908736	22,343	$6.1M	2.34%
14	EXXON MOBIL CORP	XOM	38,213	$4.5M	1.73%
15	CHEVRON CORP NEW	CVX	20,931	$3.5M	1.36%
16	ALPHABET INC	GOOG	25,780	$3.4M	1.31%
17	SPDR S&P 500 ETF TR	SPY	7,164	$3.1M	1.18%
18	JPMORGAN CHASE & CO	VYLD	20,877	$3.0M	1.16%
19	DIMENSIONAL ETF TRUST	25434V732	129,502	$3.0M	1.16%
20	FLEXSHARES TR	FLEX	130,096	$3.0M	1.15%
21	DIMENSIONAL ETF TRUST	25434V500	55,782	$2.9M	1.12%
22	BERKSHIRE HATHAWAY INC DEL	BRK-A	7,015	$2.5M	0.94%
23	LOWES COS INC	548661107	11,277	$2.3M	0.90%
24	ALPHABET INC	GOOG	17,677	$2.3M	0.89%
25	PEPSICO INC	PEP	12,800	$2.2M	0.83%
26	DANAHER CORPORATION	235851102	8,707	$2.2M	0.83%
27	VANGUARD INDEX FDS	922908629	10,028	$2.1M	0.80%
28	ISHARES TR	464287804	21,858	$2.1M	0.79%
29	ELI LILLY & CO	LLY	3,747	$2.0M	0.77%
30	VANGUARD INDEX FDS	922908553	26,258	$2.0M	0.76%
31	VANGUARD WHITEHALL FDS	921946406	19,157	$2.0M	0.76%
32	MCDONALDS CORP	MCD	7,142	$1.9M	0.72%
33	ABBVIE INC	ABBV	12,122	$1.8M	0.69%
34	JOHNSON & JOHNSON	JNJ	11,599	$1.8M	0.69%
35	AMAZON COM INC	AMZN	14,040	$1.8M	0.69%
36	ABBOTT LABS	ABLZF	18,216	$1.8M	0.68%
37	ORACLE CORP	ORCL-PD	15,956	$1.7M	0.65%
38	PROCTER AND GAMBLE CO	742718109	11,231	$1.6M	0.63%
39	SALESFORCE INC	CRM	7,820	$1.6M	0.61%
40	SABINE RTY TR	785688102	24,024	$1.6M	0.61%
41	STARBUCKS CORP	SBUX	17,013	$1.6M	0.60%
42	NIKE INC	NKE	16,032	$1.5M	0.59%
43	ISHARES TR	464287465	21,845	$1.5M	0.58%
44	MASTERCARD INCORPORATED	MA	3,701	$1.5M	0.56%
45	PFIZER INC	PFE	40,152	$1.3M	0.51%
46	ISHARES TR	464287614	4,830	$1.3M	0.49%
47	AMGEN INC	AMGN	4,764	$1.3M	0.49%
48	ISHARES TR	464287507	5,100	$1.3M	0.49%
49	COSTCO WHSL CORP NEW	22160K105	2,147	$1.2M	0.47%
50	COCA COLA CO	KO	19,463	$1.1M	0.42%
51	ISHARES TR	464287150	11,116	$1.0M	0.40%
52	INTEL CORP	INTC	27,810	$988,646	0.38%
53	MERCK & CO INC	MRK	9,481	$976,069	0.37%
54	EXXON MOBIL CORP	XOM	8,287	$974,385	0.37%
55	WASTE MGMT INC DEL	94106L109	6,340	$966,470	0.37%
56	DEERE & CO	DE	2,518	$950,243	0.36%
57	ISHARES TR	464287598	6,144	$932,782	0.36%
58	ACCENTURE PLC IRELAND	ACN	2,946	$904,746	0.35%
59	APPLE INC	AAPL	5,172	$885,498	0.34%
60	CISCO SYS INC	CSCO	15,804	$849,623	0.33%
61	AFLAC INC	AFL	10,996	$843,943	0.32%
62	ISHARES TR	464287655	4,706	$831,738	0.32%
63	VANGUARD INDEX FDS	922908744	6,013	$829,373	0.32%
64	AUTOMATIC DATA PROCESSING INC	ADP	3,310	$796,320	0.31%
65	LOWES COS INC	548661107	3,822	$794,364	0.31%
66	HONEYWELL INTL INC	438516106	4,166	$769,627	0.30%
67	CANADIAN PACIFIC KANSAS CITY	CP	10,328	$768,506	0.30%
68	HALLIBURTON CO	HAL	18,751	$759,416	0.29%
69	GALLAGHER ARTHUR J & CO	363576109	3,300	$752,169	0.29%
70	NORFOLK SOUTHN CORP	655844108	3,778	$744,002	0.29%
71	UNION PAC CORP	UNP	3,624	$737,955	0.28%
72	FLEXSHARES TR	FLEX	12,729	$710,024	0.27%
73	SPDR S&P MIDCAP 400 ETF TR	MDY	1,545	$705,509	0.27%
74	UNITED PARCEL SERVICE INC	UPS	4,481	$698,453	0.27%
75	MARSH & MCLENNAN COS INC	571748102	3,610	$686,983	0.26%
76	RTX CORPORATION	RTX	9,435	$679,037	0.26%
77	VERIZON COMMUNICATIONS INC	VZ	20,565	$666,512	0.26%
78	FISERV INC	FISV	5,839	$659,573	0.25%
79	NEXTERA ENERGY INC	NEE-PW	11,502	$658,950	0.25%
80	ALTRIA GROUP INC	MO	15,087	$634,408	0.24%
81	DEERE & CO	DE	1,678	$633,244	0.24%
82	UNITEDHEALTH GROUP INC	UNH	1,218	$614,103	0.24%
83	THERMO FISHER SCIENTIFIC INC	TMO	1,202	$608,416	0.23%
84	3M CO	MMM	6,103	$571,363	0.22%
85	META PLATFORMS INC	META	1,822	$546,983	0.21%
86	HCA HEALTHCARE INC	HCA	2,190	$538,696	0.21%
87	PHILIP MORRIS INTL INC	718172109	5,790	$536,038	0.21%
88	BLACKROCK INC	BLK	808	$522,364	0.20%
89	CONOCOPHILLIPS	COP	4,356	$521,849	0.20%
90	CVS HEALTH CORP	CVS	7,459	$520,787	0.20%
91	AMERICAN WTR WKS CO INC NEW	030420103	4,120	$510,180	0.20%
92	APPLIED MATLS INC	038222105	3,575	$494,959	0.19%
93	ALPHABET INC	GOOG	3,720	$490,482	0.19%
94	VANGUARD WHITEHALL FDS	921946810	6,682	$476,627	0.18%
95	PALO ALTO NETWORKS INC	PANW	2,019	$473,334	0.18%
96	SCHLUMBERGER LTD	SLB	8,080	$471,064	0.18%
97	EATON CORP PLC	ETN	2,191	$467,296	0.18%
98	HOME DEPOT INC	HD	1,484	$448,405	0.17%
99	BERKSHIRE HATHAWAY INC DEL	BRK-A	1,280	$448,384	0.17%
100	NUCOR CORP	NUE	2,761	$431,682	0.17%
101	INTERCONTINENTAL EXCHANGE INC	45866F104	3,906	$429,738	0.17%
102	VANGUARD TAX-MANAGED FDS	921943858	9,655	$422,117	0.16%
103	LINDE PLC	LIN	1,115	$415,170	0.16%
104	MONDELEZ INTL INC	609207105	5,971	$414,387	0.16%
105	COGNIZANT TECHNOLOGY SOLUTIONS	CTSH	6,044	$409,421	0.16%
106	GOLDMAN SACHS ETF TR	NVGLF	4,706	$396,386	0.15%
107	AMERICAN EXPRESS CO	AXP	2,628	$392,071	0.15%
108	BROADCOM INC	AVGO	462	$383,728	0.15%
109	US BANCORP DEL	USB-PS	11,585	$383,000	0.15%
110	INVESCO ACTVELY MNGD ETC FD TR	IVZ	25,116	$375,484	0.14%
111	BRISTOL-MYERS SQUIBB CO	CELG-RI	6,348	$368,438	0.14%
112	EXELON CORP	EXC	9,620	$363,540	0.14%
113	FORTIVE CORP	FTV	4,869	$361,085	0.14%
114	DOMINION ENERGY INC	D	7,762	$346,729	0.13%
115	NEXTERA ENERGY INC	NEE-PW	5,960	$341,448	0.13%
116	BECTON DICKINSON & CO	BDX	1,299	$335,830	0.13%
117	LAM RESEARCH CORP	LRCX	528	$330,935	0.13%
118	MEDTRONIC PLC	MDT	4,126	$323,313	0.12%
119	BOOKING HOLDINGS INC	BKNG	104	$320,731	0.12%
120	PROCTER AND GAMBLE CO	742718109	2,188	$319,142	0.12%
121	VISA INC	V	1,365	$313,964	0.12%
122	CONSTELLATION ENERGY CORP	CEG	2,867	$312,732	0.12%
123	BANK AMERICA CORP	060505104	11,295	$309,257	0.12%
124	CATERPILLAR INC	CAT	1,095	$298,935	0.11%
125	ISHARES TR	464287507	1,180	$294,233	0.11%
126	FLEXSHARES TR	FLEX	7,243	$292,907	0.11%
127	DANAHER CORPORATION	235851102	1,154	$286,307	0.11%
128	ISHARES TR	464288281	3,269	$269,758	0.10%
129	CISCO SYS INC	CSCO	4,955	$266,381	0.10%
130	GENERAL MLS INC	370334104	4,087	$261,527	0.10%
131	ZOETIS INC	ZTS	1,500	$260,970	0.10%
132	COMCAST CORP NEW	CCZ	5,817	$257,926	0.10%
133	VANGUARD INTL EQUITY INDEX FDS	922042858	6,416	$251,571	0.10%
134	ALPHABET INC	GOOG	1,880	$246,017	0.09%
135	MERCK & CO INC	MRK	2,388	$245,845	0.09%
136	LOCKHEED MARTIN CORP	LMT	589	$240,877	0.09%
137	GENERAL DYNAMICS CORP	GD	1,087	$240,194	0.09%
138	ISHARES TR	464287234	6,173	$234,265	0.09%
139	CDW CORP	CDW	1,160	$234,042	0.09%
140	COLGATE PALMOLIVE CO	CL	3,244	$230,681	0.09%
141	S&P GLOBAL INC	SPGI	626	$228,747	0.09%
142	ISHARES TR	464287226	2,345	$220,524	0.08%
143	PHILLIPS 66	PSX	1,802	$216,510	0.08%
144	CHUBB LIMITED	CB	1,039	$216,299	0.08%
145	BOEING CO	BA-PA	1,124	$215,448	0.08%
146	CME GROUP INC	CME	1,040	$208,229	0.08%
147	ISHARES TR	464287606	2,807	$202,778	0.08%
148	LABORATORY CORP AMER HLDGS	50540R409	1,000	$201,050	0.08%
149	VALERO ENERGY CORP	VLO	1,417	$200,803	0.08%
150	NUCOR CORP	NUE	1,267	$198,095	0.08%
151	3M CO	MMM	2,084	$195,104	0.07%
152	ACCENTURE PLC IRELAND	ACN	633	$194,401	0.07%
153	AFLAC INC	AFL	2,509	$192,566	0.07%
154	COLGATE PALMOLIVE CO	CL	2,686	$191,001	0.07%
155	ADOBE INC	ADBE	347	$176,935	0.07%
156	DUKE ENERGY CORP NEW	DUKB	2,001	$176,608	0.07%
157	ABBOTT LABS	ABLZF	1,760	$170,456	0.07%
158	MARATHON PETE CORP	MARA	1,100	$166,474	0.06%
159	JOHNSON & JOHNSON	JNJ	1,025	$159,644	0.06%
160	DIMENSIONAL ETF TRUST	25434V807	4,811	$156,935	0.06%
161	CHEVRON CORP NEW	CVX	916	$154,456	0.06%
162	HALLIBURTON CO	HAL	3,769	$152,645	0.06%
163	ISHARES TR	464287804	1,464	$138,099	0.05%
164	MCDONALDS CORP	MCD	458	$120,656	0.05%
165	FISERV INC	FISV	1,066	$120,415	0.05%
166	JPMORGAN CHASE & CO	VYLD	820	$118,916	0.05%
167	INTEL CORP	INTC	3,200	$113,760	0.04%
168	COSTCO WHSL CORP NEW	22160K105	200	$112,992	0.04%
169	MICROSOFT CORP	MSFT	350	$110,513	0.04%
170	PEPSICO INC	PEP	650	$110,136	0.04%
171	AMAZON COM INC	AMZN	840	$106,781	0.04%
172	ABBVIE INC	ABBV	701	$104,491	0.04%
173	UNITED PARCEL SERVICE INC	UPS	650	$101,316	0.04%
174	MASTERCARD INCORPORATED	MA	250	$98,978	0.04%
175	MARATHON PETE CORP	MARA	650	$98,371	0.04%
176	VERIZON COMMUNICATIONS INC	VZ	2,450	$79,405	0.03%
177	FLEXSHARES TR	FLEX	3,376	$78,289	0.03%
178	ORACLE CORP	ORCL-PD	720	$76,262	0.03%
179	COMCAST CORP NEW	CCZ	1,650	$73,161	0.03%
180	DIMENSIONAL ETF TRUST	25434V104	2,392	$71,640	0.03%
181	DOMINION ENERGY INC	D	1,533	$68,479	0.03%
182	CATERPILLAR INC	CAT	250	$68,250	0.03%
183	COCA COLA CO	KO	1,200	$67,176	0.03%
184	SALESFORCE INC	CRM	284	$57,590	0.02%
185	HCA HEALTHCARE INC	HCA	233	$57,313	0.02%
186	UNITEDHEALTH GROUP INC	UNH	110	$55,461	0.02%
187	STARBUCKS CORP	SBUX	580	$52,937	0.02%
188	CVS HEALTH CORP	CVS	738	$51,527	0.02%
189	THERMO FISHER SCIENTIFIC INC	TMO	100	$50,617	0.02%
190	VANGUARD INDEX FDS	922908736	183	$49,833	0.02%
191	DUKE ENERGY CORP NEW	DUKB	500	$44,130	0.02%
192	AMERICAN EXPRESS CO	AXP	270	$40,281	0.02%
193	LINDE PLC	LIN	100	$37,235	0.01%
194	DIMENSIONAL ETF TRUST	25434V666	1,498	$37,165	0.01%
195	RTX CORPORATION	RTX	484	$34,833	0.01%
196	ADOBE INC	ADBE	68	$34,673	0.01%
197	MARSH & MCLENNAN COS INC	571748102	180	$34,254	0.01%
198	PFIZER INC	PFE	1,000	$33,170	0.01%
199	BANK AMERICA CORP	060505104	1,200	$32,856	0.01%
200	APPLIED MATLS INC	038222105	228	$31,567	0.01%
201	ISHARES TR	464287200	72	$30,919	0.01%
202	FORTIVE CORP	FTV	399	$29,590	0.01%
203	BLACKROCK INC	BLK	45	$29,092	0.01%
204	VISA INC	V	126	$28,981	0.01%
205	US BANCORP DEL	USB-PS	867	$28,663	0.01%
206	J P MORGAN EXCHANGE TRADED FD	46641Q332	518	$27,744	0.01%
207	DIMENSIONAL ETF TRUST	25434V799	1,052	$24,564	0.01%
208	DIMENSIONAL ETF TRUST	25434V732	1,052	$24,522	0.01%
209	FLEXSHARES TR	FLEX	1,036	$23,766	0.01%
210	VANGUARD INDEX FDS	922908553	255	$19,293	0.01%
211	PHILIP MORRIS INTL INC	718172109	190	$17,590	0.01%
212	BRISTOL-MYERS SQUIBB CO	CELG-RI	300	$17,412	0.01%
213	COGNIZANT TECHNOLOGY SOLUTIONS	CTSH	250	$16,935	0.01%
214	DIMENSIONAL ETF TRUST	25434V500	205	$10,760	0.00%