13F HOLDINGS REPORT

VeraBank, N.A.

Quarter ended Q2 2024 · Filed July 24, 2024 · Accession 0001767297-24-000003

Total Value

$322.0M

Positions

224

Other Managers

Confidential Omitted

View on SEC.gov

Holdings (224)

#	Issuer	Ticker / CUSIP	Shares	Value	% of Filing
1	FLEXSHARES TR	FLEX	390,619	$26.0M	8.07%
2	VANGUARD WHITEHALL FDS	921946810	283,546	$23.0M	7.16%
3	DIMENSIONAL ETF TRUST	25434V104	449,511	$16.9M	5.23%
4	ISHARES TR	464287200	25,752	$14.1M	4.38%
5	MICROSOFT CORP	MSFT	27,041	$12.1M	3.75%
6	APPLE INC	AAPL	57,354	$12.1M	3.75%
7	J P MORGAN EXCHANGE TRADED FD	46641Q332	197,642	$11.2M	3.48%
8	VANGUARD INDEX FDS	922908736	28,647	$10.7M	3.33%
9	FLEXSHARES TR	FLEX	248,299	$10.0M	3.10%
10	DIMENSIONAL ETF TRUST	25434V666	339,202	$9.8M	3.05%
11	DIMENSIONAL ETF TRUST	25434V799	362,526	$9.5M	2.96%
12	FLEXSHARES TR	FLEX	337,518	$8.0M	2.47%
13	DIMENSIONAL ETF TRUST	25434V807	209,468	$7.5M	2.34%
14	DIMENSIONAL ETF TRUST	25434V500	86,535	$5.2M	1.61%
15	DIMENSIONAL ETF TRUST	25434V732	190,605	$5.1M	1.58%
16	ALPHABET INC	GOOG	26,290	$4.8M	1.50%
17	EXXON MOBIL CORP	XOM	37,961	$4.4M	1.36%
18	JPMORGAN CHASE & CO.	VYLD	20,524	$4.2M	1.29%
19	ELI LILLY & CO	LLY	3,669	$3.3M	1.03%
20	CHEVRON CORP NEW	CVX	20,805	$3.3M	1.01%
21	ALPHABET INC	GOOG	17,627	$3.2M	1.00%
22	VANGUARD INDEX FDS	922908553	36,792	$3.1M	0.96%
23	AMAZON COM INC	AMZN	15,000	$2.9M	0.90%
24	BERKSHIRE HATHAWAY INC DEL	BRK-A	6,935	$2.8M	0.88%
25	FLEXSHARES TR	FLEX	115,555	$2.7M	0.84%
26	LOWES COS INC	548661107	11,082	$2.4M	0.76%
27	SPDR S&P 500 ETF TR	SPY	4,382	$2.4M	0.74%
28	ISHARES TR	464287804	21,552	$2.3M	0.71%
29	VANGUARD WHITEHALL FDS	921946406	19,247	$2.3M	0.71%
30	PEPSICO INC	PEP	12,800	$2.1M	0.66%
31	DANAHER CORPORATION	235851102	8,437	$2.1M	0.65%
32	ABBVIE INC	ABBV	12,242	$2.1M	0.65%
33	ABBOTT LABS	ABLZF	18,086	$1.9M	0.58%
34	SALESFORCE INC	CRM	7,094	$1.8M	0.57%
35	PROCTER AND GAMBLE CO	742718109	11,058	$1.8M	0.57%
36	ISHARES TR	464287614	4,953	$1.8M	0.56%
37	COSTCO WHSL CORP NEW	22160K105	2,122	$1.8M	0.56%
38	VANGUARD INDEX FDS	922908629	7,212	$1.7M	0.54%
39	JOHNSON & JOHNSON	JNJ	11,561	$1.7M	0.52%
40	MCDONALDS CORP	MCD	6,506	$1.7M	0.51%
41	MASTERCARD INCORPORATED	MA	3,615	$1.6M	0.50%
42	SABINE RTY TR	785688102	24,024	$1.6M	0.48%
43	AMGEN INC	AMGN	4,764	$1.5M	0.46%
44	ISHARES TR	464287465	18,401	$1.4M	0.45%
45	ORACLE CORP	ORCL-PD	9,856	$1.4M	0.43%
46	WASTE MGMT INC DEL	94106L109	6,429	$1.4M	0.43%
47	ISHARES TR	464287507	23,237	$1.4M	0.42%
48	STARBUCKS CORP	SBUX	17,013	$1.3M	0.41%
49	COCA COLA CO	KO	19,389	$1.2M	0.38%
50	NIKE INC	NKE	15,857	$1.2M	0.37%
51	MERCK & CO INC	MRK	9,621	$1.2M	0.37%
52	ISHARES TR	464287598	6,363	$1.1M	0.34%
53	ISHARES TR	464287150	9,216	$1.1M	0.34%
54	APPLE INC	AAPL	5,072	$1.1M	0.33%
55	VANGUARD INDEX FDS	922908744	6,396	$1.0M	0.32%
56	PFIZER INC	PFE	35,923	$1.0M	0.31%
57	AFLAC INC	AFL	10,996	$982,053	0.31%
58	META PLATFORMS INC	META	1,938	$977,178	0.30%
59	EXXON MOBIL CORP	XOM	8,137	$936,731	0.29%
60	RTX CORPORATION	RTX	9,245	$928,106	0.29%
61	ISHARES TR	464287655	4,479	$908,744	0.28%
62	DEERE & CO	DE	2,408	$899,701	0.28%
63	ACCENTURE PLC IRELAND	ACN	2,891	$877,158	0.27%
64	GALLAGHER ARTHUR J & CO	363576109	3,300	$855,723	0.27%
65	FISERV INC	FISV	5,739	$855,341	0.27%
66	HONEYWELL INTL INC	438516106	3,932	$839,639	0.26%
67	INTEL CORP	INTC	26,905	$833,248	0.26%
68	FLEXSHARES TR	FLEX	12,444	$827,650	0.26%
69	SPDR S&P MIDCAP 400 ETF TR	MDY	1,545	$826,699	0.26%
70	NEXTERA ENERGY INC	NEE-PW	11,542	$817,289	0.25%
71	BROADCOM INC	AVGO	509	$817,215	0.25%
72	CANADIAN PACIFIC KANSAS CITY	CP	10,328	$813,123	0.25%
73	NORFOLK SOUTHN CORP	655844108	3,761	$807,449	0.25%
74	LOWES COS INC	548661107	3,622	$798,506	0.25%
75	AUTOMATIC DATA PROCESSING INC	ADP	3,310	$790,064	0.25%
76	MARSH & MCLENNAN COS INC	571748102	3,595	$757,538	0.24%
77	EATON CORP PLC	ETN	2,413	$756,596	0.23%
78	APPLIED MATLS INC	038222105	3,175	$749,268	0.23%
79	VERIZON COMMUNICATIONS INC	VZ	18,147	$748,382	0.23%
80	CISCO SYS INC	CSCO	15,265	$725,240	0.23%
81	PALO ALTO NETWORKS INC	PANW	2,099	$711,582	0.22%
82	HCA HEALTHCARE INC	HCA	2,190	$703,603	0.22%
83	ALPHABET INC	GOOG	3,720	$682,322	0.21%
84	ALTRIA GROUP INC	MO	14,972	$681,975	0.21%
85	THERMO FISHER SCIENTIFIC INC	TMO	1,153	$637,609	0.20%
86	HALLIBURTON CO	HAL	18,334	$619,323	0.19%
87	DEERE & CO	DE	1,648	$615,742	0.19%
88	UNITEDHEALTH GROUP INC	UNH	1,202	$612,131	0.19%
89	3M CO	MMM	5,983	$611,403	0.19%
90	PHILIP MORRIS INTL INC	718172109	5,994	$607,372	0.19%
91	AMERICAN EXPRESS CO	AXP	2,578	$596,936	0.19%
92	VANGUARD WHITEHALL FDS	921946810	7,287	$592,287	0.18%
93	UNITED PARCEL SERVICE INC	UPS	4,327	$592,150	0.18%
94	LAM RESEARCH CORP	LRCX	550	$585,668	0.18%
95	CONSTELLATION ENERGY CORP	CEG	2,867	$574,174	0.18%
96	AMERICAN WTR WKS CO INC NEW	030420103	4,120	$532,139	0.17%
97	INTERCONTINENTAL EXCHANGE INC	45866F104	3,854	$527,574	0.16%
98	HOME DEPOT INC	HD	1,527	$525,654	0.16%
99	BERKSHIRE HATHAWAY INC DEL	BRK-A	1,250	$508,500	0.16%
100	UNION PAC CORP	UNP	2,229	$504,334	0.16%
101	LINDE PLC	LIN	1,090	$478,303	0.15%
102	US BANCORP DEL	USB-PS	11,743	$466,197	0.14%
103	BANK AMERICA CORP	060505104	11,295	$449,202	0.14%
104	BOOKING HOLDINGS INC	BKNG	113	$447,650	0.14%
105	CVS HEALTH CORP	CVS	7,469	$441,119	0.14%
106	NUCOR CORP	NUE	2,761	$436,459	0.14%
107	VANGUARD TAX-MANAGED FDS	921943858	8,758	$432,820	0.13%
108	NEXTERA ENERGY INC	NEE-PW	5,960	$422,028	0.13%
109	COGNIZANT TECHNOLOGY SOLUTIONS	CTSH	6,075	$413,100	0.13%
110	BLACKROCK INC	BLK	524	$412,556	0.13%
111	MONDELEZ INTL INC	609207105	6,171	$403,830	0.13%
112	VISA INC	V	1,465	$384,519	0.12%
113	NVIDIA CORPORATION	NVDA	3,100	$382,974	0.12%
114	DOMINION ENERGY INC	D	7,762	$380,338	0.12%
115	CONOCOPHILLIPS	COP	3,271	$374,137	0.12%
116	SCHLUMBERGER LTD	SLB	7,810	$368,476	0.11%
117	PROCTER AND GAMBLE CO	742718109	2,188	$360,845	0.11%
118	CATERPILLAR INC	CAT	1,076	$358,416	0.11%
119	ALPHABET INC	GOOG	1,880	$342,442	0.11%
120	FORTIVE CORP	FTV	4,519	$334,858	0.10%
121	EXELON CORP	EXC	9,300	$321,873	0.10%
122	MEDTRONIC PLC	MDT	4,024	$316,729	0.10%
123	ISHARES TR	464287507	5,400	$316,008	0.10%
124	COLGATE PALMOLIVE CO	CL	3,244	$314,798	0.10%
125	BECTON DICKINSON & CO	BDX	1,299	$303,589	0.09%
126	ADOBE INC	ADBE	542	$301,103	0.09%
127	COMCAST CORP NEW	CCZ	7,567	$296,324	0.09%
128	GENERAL DYNAMICS CORP	GD	1,021	$296,233	0.09%
129	MERCK & CO INC	MRK	2,388	$295,634	0.09%
130	WALMART INC	WMT	4,276	$289,528	0.09%
131	LOCKHEED MARTIN CORP	LMT	608	$283,997	0.09%
132	VANGUARD INTL EQUITY INDEX FDS	922042858	6,485	$283,784	0.09%
133	BLACKSTONE INC	BX	2,281	$282,388	0.09%
134	S&P GLOBAL INC	SPGI	626	$279,196	0.09%
135	DANAHER CORPORATION	235851102	1,104	$275,834	0.09%
136	GOLDMAN SACHS ETF TR	NVGLF	2,573	$275,182	0.09%
137	BRISTOL-MYERS SQUIBB CO	CELG-RI	6,499	$269,903	0.08%
138	INVESCO ACTVELY MNGD ETC FD TR	IVZ	19,000	$266,950	0.08%
139	FLEXSHARES TR	FLEX	6,605	$265,125	0.08%
140	CHUBB LIMITED	CB	1,039	$265,028	0.08%
141	COLGATE PALMOLIVE CO	CL	2,686	$260,649	0.08%
142	ZOETIS INC	ZTS	1,500	$260,040	0.08%
143	CDW CORP	CDW	1,160	$259,654	0.08%
144	PHILLIPS 66	PSX	1,802	$254,388	0.08%
145	GENERAL MLS INC	370334104	4,007	$253,483	0.08%
146	ISHARES TR	464287606	2,807	$247,325	0.08%
147	VALERO ENERGY CORP	VLO	1,524	$238,902	0.07%
148	CISCO SYS INC	CSCO	4,955	$235,412	0.07%
149	KIMBERLY-CLARK CORP	KMB	1,657	$228,997	0.07%
150	AFLAC INC	AFL	2,509	$224,079	0.07%
151	TARGET CORP	TGT	1,512	$223,836	0.07%
152	ANALOG DEVICES INC	ADI	956	$218,217	0.07%
153	DUKE ENERGY CORP NEW	DUKB	2,063	$206,774	0.06%
154	CME GROUP INC	CME	1,040	$204,464	0.06%
155	TJX COS INC NEW	872540109	1,850	$203,685	0.06%
156	LABCORP HOLDINGS INC	LH	1,000	$203,510	0.06%
157	3M CO	MMM	1,984	$202,745	0.06%
158	CMS ENERGY CORP	CMS-PC	3,400	$202,402	0.06%
159	KROGER CO	KR	4,024	$200,918	0.06%
160	NUCOR CORP	NUE	1,267	$200,287	0.06%
161	MARATHON PETE CORP	MARA	1,100	$190,828	0.06%
162	ABBOTT LABS	ABLZF	1,760	$182,882	0.06%
163	ACCENTURE PLC IRELAND	ACN	583	$176,888	0.05%
164	COSTCO WHSL CORP NEW	22160K105	200	$169,998	0.05%
165	JPMORGAN CHASE & CO.	VYLD	820	$165,853	0.05%
166	AMAZON COM INC	AMZN	840	$162,330	0.05%
167	DIMENSIONAL ETF TRUST	25434V807	4,506	$161,946	0.05%
168	FISERV INC	FISV	1,066	$158,877	0.05%
169	SOUTHERN CO	SOMN	2,012	$156,071	0.05%
170	INTERNATIONAL BUSINESS MACHS	INTR	805	$139,225	0.04%
171	CHEVRON CORP NEW	CVX	881	$137,806	0.04%
172	ISHARES TR	464287804	1,269	$135,352	0.04%
173	JOHNSON & JOHNSON	JNJ	925	$135,198	0.04%
174	MICROSOFT CORP	MSFT	300	$134,085	0.04%
175	HALLIBURTON CO	HAL	3,769	$127,317	0.04%
176	INTERNATIONAL BUSINESS MACHS	INTR	728	$125,908	0.04%
177	ABBVIE INC	ABBV	701	$120,236	0.04%
178	MCDONALDS CORP	MCD	458	$116,717	0.04%
179	PEPSICO INC	PEP	650	$107,205	0.03%
180	NUVEEN PFD & INCOME OPPORTUNIT	NU	13,658	$102,025	0.03%
181	ORACLE CORP	ORCL-PD	720	$101,664	0.03%
182	DIMENSIONAL ETF TRUST	25434V666	3,498	$101,127	0.03%
183	VERIZON COMMUNICATIONS INC	VZ	2,450	$101,038	0.03%
184	INTEL CORP	INTC	3,200	$99,104	0.03%
185	UNITED PARCEL SERVICE INC	UPS	650	$88,953	0.03%
186	MASTERCARD INCORPORATED	MA	200	$88,232	0.03%
187	DIMENSIONAL ETF TRUST	25434V104	2,332	$87,427	0.03%
188	MARATHON PETE CORP	MARA	500	$86,740	0.03%
189	CATERPILLAR INC	CAT	250	$83,275	0.03%
190	FLEXSHARES TR	FLEX	3,376	$79,640	0.02%
191	SOUTHERN CO	SOMN	1,000	$77,570	0.02%
192	COCA COLA CO	KO	1,200	$76,380	0.02%
193	J P MORGAN EXCHANGE TRADED FD	46641Q332	1,188	$67,336	0.02%
194	VANGUARD INDEX FDS	922908736	175	$65,452	0.02%
195	COMCAST CORP NEW	CCZ	1,650	$64,614	0.02%
196	AMERICAN EXPRESS CO	AXP	270	$62,519	0.02%
197	DOMINION ENERGY INC	D	1,267	$62,083	0.02%
198	HCA HEALTHCARE INC	HCA	183	$58,794	0.02%
199	UNITEDHEALTH GROUP INC	UNH	110	$56,019	0.02%
200	APPLIED MATLS INC	038222105	228	$53,806	0.02%
201	DUKE ENERGY CORP NEW	DUKB	500	$50,115	0.02%
202	BANK AMERICA CORP	060505104	1,200	$47,724	0.01%
203	STARBUCKS CORP	SBUX	580	$45,153	0.01%
204	LINDE PLC	LIN	100	$43,881	0.01%
205	SALESFORCE INC	CRM	170	$43,707	0.01%
206	CVS HEALTH CORP	CVS	738	$43,586	0.01%
207	THERMO FISHER SCIENTIFIC INC	TMO	75	$41,475	0.01%
208	ISHARES TR	464287200	72	$39,401	0.01%
209	RTX CORPORATION	RTX	384	$38,550	0.01%
210	MARSH & MCLENNAN COS INC	571748102	180	$37,930	0.01%
211	BLACKROCK INC	BLK	45	$35,429	0.01%
212	US BANCORP DEL	USB-PS	867	$34,420	0.01%
213	DIMENSIONAL ETF TRUST	25434V732	1,052	$28,120	0.01%
214	DIMENSIONAL ETF TRUST	25434V799	1,052	$27,657	0.01%
215	FLEXSHARES TR	FLEX	1,036	$24,242	0.01%
216	PFIZER INC	PFE	800	$22,384	0.01%
217	VANGUARD INDEX FDS	922908553	255	$21,359	0.01%
218	VISA INC	V	76	$19,948	0.01%
219	FORTIVE CORP	FTV	266	$19,711	0.01%
220	PHILIP MORRIS INTL INC	718172109	190	$19,253	0.01%
221	ADOBE INC	ADBE	34	$18,888	0.01%
222	COGNIZANT TECHNOLOGY SOLUTIONS	CTSH	250	$17,000	0.01%
223	DIMENSIONAL ETF TRUST	25434V500	205	$12,316	0.00%
224	BRISTOL-MYERS SQUIBB CO	CELG-RI	100	$4,153	0.00%