13F HOLDINGS REPORT

VeraBank, N.A.

Quarter ended Q2 2025 · Filed August 8, 2025 · Accession 0001767297-25-000005

Total Value

$498.5M

Positions

279

Other Managers

Confidential Omitted

View on SEC.gov

Holdings (279)

#	Issuer	Ticker / CUSIP	Shares	Value	% of Filing
1	BLUE BELL CREAMERIES INC.	BLUEBELL8	245	$32.3M	6.49%
2	FLEXSHARES TR	FLEX	440,997	$32.3M	6.47%
3	DIMENSIONAL ETF TRUST	25434V104	758,021	$32.1M	6.44%
4	VANGUARD WHITEHALL FDS	921946810	308,531	$27.8M	5.58%
5	ISHARES TR	464287200	43,808	$27.2M	5.46%
6	VANGUARD INDEX FDS	922908736	53,039	$23.3M	4.66%
7	DIMENSIONAL ETF TRUST	25434V799	610,633	$19.0M	3.81%
8	MICROSOFT CORP	MSFT	36,546	$18.2M	3.65%
9	AMERICAN CENTY ETF TR	025072604	231,757	$15.9M	3.19%
10	DIMENSIONAL ETF TRUST	25434V666	501,093	$15.5M	3.12%
11	APPLE INC	AAPL	66,942	$13.7M	2.76%
12	FLEXSHARES TR	FLEX	417,558	$10.1M	2.03%
13	J P MORGAN EXCHANGE TRADED FD	46641Q332	163,020	$9.3M	1.86%
14	DIMENSIONAL ETF TRUST	25434V807	181,040	$7.8M	1.56%
15	DIMENSIONAL ETF TRUST	25434V500	118,343	$7.5M	1.51%
16	JPMORGAN CHASE & CO.	VYLD	22,710	$6.6M	1.32%
17	AMAZON COM INC	AMZN	29,533	$6.5M	1.30%
18	ALPHABET INC	GOOG	35,603	$6.3M	1.27%
19	BERKSHIRE HATHAWAY INC DEL	BRK-A	11,052	$5.4M	1.08%
20	EXXON MOBIL CORP	XOM	46,663	$5.0M	1.01%
21	VANGUARD INDEX FDS	922908553	53,165	$4.7M	0.95%
22	ALPHABET INC	GOOG	17,943	$3.2M	0.63%
23	BOOKING HOLDINGS INC	BKNG	510	$3.0M	0.59%
24	CHEVRON CORP NEW	CVX	20,310	$2.9M	0.58%
25	SALESFORCE INC	CRM	10,236	$2.8M	0.56%
26	ABBVIE INC	ABBV	14,996	$2.8M	0.56%
27	SPDR S&P 500 ETF TR	SPY	4,439	$2.7M	0.55%
28	DIMENSIONAL ETF TRUST	25434V732	91,516	$2.7M	0.54%
29	FLEXSHARES TR	FLEX	66,670	$2.7M	0.54%
30	PALO ALTO NETWORKS INC	PANW	13,037	$2.7M	0.54%
31	VANGUARD WHITEHALL FDS	921946406	19,305	$2.6M	0.52%
32	VANGUARD INDEX FDS	922908744	14,536	$2.6M	0.52%
33	ABBOTT LABS	ABLZF	18,484	$2.5M	0.50%
34	GALLAGHER ARTHUR J & CO	363576109	7,800	$2.5M	0.50%
35	ELI LILLY & CO	LLY	3,089	$2.4M	0.48%
36	META PLATFORMS INC	META	3,148	$2.3M	0.47%
37	LOWES COS INC	548661107	10,365	$2.3M	0.46%
38	ISHARES TR	464287804	20,863	$2.3M	0.46%
39	RTX CORPORATION	RTX	15,494	$2.3M	0.45%
40	ORACLE CORP	ORCL-PD	10,204	$2.2M	0.45%
41	JOHNSON & JOHNSON	JNJ	14,599	$2.2M	0.45%
42	COSTCO WHSL CORP NEW	22160K105	2,243	$2.2M	0.45%
43	ISHARES TR	464287614	5,228	$2.2M	0.45%
44	VANGUARD INDEX FDS	922908629	7,883	$2.2M	0.44%
45	NVIDIA CORPORATION	NVDA	13,639	$2.2M	0.43%
46	MCDONALDS CORP	MCD	7,217	$2.1M	0.42%
47	MASTERCARD INCORPORATED	MA	3,574	$2.0M	0.40%
48	TAIWAN SEMICONDUCTOR MFG LTD	874039100	8,518	$1.9M	0.39%
49	VISA INC	V	5,383	$1.9M	0.38%
50	PROCTER AND GAMBLE CO	742718109	11,307	$1.8M	0.36%
51	ISHARES TR	464287465	19,184	$1.7M	0.34%
52	PEPSICO INC	PEP	12,385	$1.6M	0.33%
53	BROADCOM INC	AVGO	5,889	$1.6M	0.33%
54	SABINE RTY TR	785688102	24,024	$1.6M	0.32%
55	DANAHER CORPORATION	235851102	8,009	$1.6M	0.32%
56	COCA COLA CO	KO	21,409	$1.5M	0.30%
57	WASTE MGMT INC DEL	94106L109	6,455	$1.5M	0.30%
58	ALTRIA GROUP INC	MO	24,056	$1.4M	0.28%
59	PHILIP MORRIS INTL INC	718172109	7,739	$1.4M	0.28%
60	US BANCORP DEL	USB-PS	30,078	$1.4M	0.27%
61	ISHARES TR	464287507	21,917	$1.4M	0.27%
62	SPDR SERIES TRUST	78464A763	9,900	$1.3M	0.27%
63	AMGEN INC	AMGN	4,679	$1.3M	0.26%
64	AMERICAN EXPRESS CO	AXP	4,034	$1.3M	0.26%
65	ISHARES TR	464287598	6,485	$1.3M	0.25%
66	CISCO SYS INC	CSCO	17,886	$1.2M	0.25%
67	DEERE & CO	DE	2,378	$1.2M	0.24%
68	ENBRIDGE INC	ENNPF	25,694	$1.2M	0.23%
69	ASML HOLDING N V	ASMLF	1,391	$1.1M	0.22%
70	INTERCONTINENTAL EXCHANGE INC	45866F104	5,983	$1.1M	0.22%
71	STARBUCKS CORP	SBUX	11,622	$1.1M	0.21%
72	GSK PLC	GLAXF	27,550	$1.1M	0.21%
73	AUTOMATIC DATA PROCESSING INC	ADP	3,310	$1.0M	0.20%
74	EATON CORP PLC	ETN	2,807	$1.0M	0.20%
75	NORFOLK SOUTHN CORP	655844108	3,905	$999,563	0.20%
76	CONSTELLATION ENERGY CORP	CEG	3,074	$992,164	0.20%
77	PFIZER INC	PFE	40,543	$982,762	0.20%
78	APPLE INC	AAPL	4,772	$979,071	0.20%
79	HONEYWELL INTL INC	438516106	4,189	$975,534	0.20%
80	J P MORGAN EXCHANGE TRADED FD	46641Q837	18,895	$957,599	0.19%
81	3M CO	MMM	6,283	$956,524	0.19%
82	ISHARES TR	464287655	4,406	$950,771	0.19%
83	NIKE INC	NKE	13,342	$947,816	0.19%
84	GENERAL DYNAMICS CORP	GD	3,222	$939,729	0.19%
85	AFLAC INC	AFL	8,846	$932,899	0.19%
86	VANGUARD SPECIALIZED FUNDS	921908844	4,370	$894,408	0.18%
87	FLEXSHARES TR	FLEX	11,909	$871,501	0.17%
88	MARSH & MCLENNAN COS INC	571748102	3,965	$866,908	0.17%
89	VEEVA SYS INC	VEEV	2,975	$856,741	0.17%
90	EXXON MOBIL CORP	XOM	7,910	$852,698	0.17%
91	DUKE ENERGY CORP NEW	DUKB	7,216	$851,488	0.17%
92	NISOURCE INC	NI	20,132	$812,125	0.16%
93	VANGUARD WHITEHALL FDS	921946810	8,992	$810,359	0.16%
94	CANADIAN PACIFIC KANSAS CITY	CP	10,173	$806,414	0.16%
95	NEXTERA ENERGY INC	NEE-PW	11,192	$776,949	0.16%
96	ISHARES TR	464287150	5,721	$772,564	0.15%
97	ACCENTURE PLC IRELAND	ACN	2,571	$768,446	0.15%
98	SPDR S&P MIDCAP 400 ETF TR	MDY	1,349	$764,182	0.15%
99	SHELL PLC	RYDAF	10,708	$753,950	0.15%
100	VANGUARD INTL EQUITY INDEX FDS	922042742	5,860	$753,127	0.15%
101	WEC ENERGY GROUP INC	WEC	7,051	$734,714	0.15%
102	LOWES COS INC	548661107	3,222	$714,865	0.14%
103	KRANESHARES TRUST	500767769	21,868	$705,226	0.14%
104	VANGUARD TAX-MANAGED FDS	921943858	12,301	$701,280	0.14%
105	AUTODESK INC	ADSK	2,250	$696,533	0.14%
106	MERCK & CO INC	MRK	8,760	$693,442	0.14%
107	FISERV INC	FISV	3,979	$686,019	0.14%
108	HOME DEPOT INC	HD	1,866	$684,150	0.14%
109	VERIZON COMMUNICATIONS INC	VZ	15,722	$680,291	0.14%
110	DEERE & CO	DE	1,328	$675,275	0.14%
111	HCA HEALTHCARE INC	HCA	1,690	$647,439	0.13%
112	FRANKLIN TEMPLETON ETF TR	FGDL	11,676	$634,124	0.13%
113	THERMO FISHER SCIENTIFIC INC	TMO	1,542	$625,219	0.13%
114	ALPHABET INC	GOOG	3,480	$617,317	0.12%
115	ZOETIS INC	ZTS	3,804	$593,234	0.12%
116	UNION PAC CORP	UNP	2,571	$591,536	0.12%
117	WISDOMTREE TR	WT	6,970	$583,668	0.12%
118	LAM RESEARCH CORP	LRCX	5,835	$567,979	0.11%
119	BERKSHIRE HATHAWAY INC DEL	BRK-A	1,150	$558,636	0.11%
120	AMERICAN WTR WKS CO INC NEW	030420103	4,006	$557,275	0.11%
121	ISHARES TR	464287309	5,059	$556,996	0.11%
122	BLACKROCK INC	BLK	493	$517,280	0.10%
123	AMERICAN CENTY ETF TR	025072604	7,483	$512,885	0.10%
124	AT&T INC	T-PC	17,518	$506,971	0.10%
125	LINDE PLC	LIN	1,075	$504,369	0.10%
126	UNITEDHEALTH GROUP INC	UNH	1,606	$501,024	0.10%
127	NUCOR CORP	NUE	3,826	$495,620	0.10%
128	INDUSTRY BANCSHARES	INDUSTRYB	429,257	$493,646	0.10%
129	DOMINION ENERGY INC	D	8,432	$476,577	0.10%
130	EXELON CORP	EXC	10,895	$473,061	0.09%
131	BANK AMERICA CORP	060505104	9,969	$471,733	0.09%
132	KENVUE INC	KVUE	22,439	$469,648	0.09%
133	INTERNATIONAL BUSINESS MACHS	INTR	1,582	$466,342	0.09%
134	COGNIZANT TECHNOLOGY SOLUTIONS	CTSH	5,954	$464,591	0.09%
135	BECTON DICKINSON & CO	BDX	2,673	$460,424	0.09%
136	WALMART INC	WMT	4,563	$446,170	0.09%
137	FLEXSHARES TR	FLEX	18,237	$439,147	0.09%
138	UNITED PARCEL SERVICE INC	UPS	4,243	$428,288	0.09%
139	CAPITAL ONE FINL CORP	14040H105	2,008	$427,222	0.09%
140	MONDELEZ INTL INC	609207105	6,322	$426,356	0.09%
141	CATERPILLAR INC	CAT	1,086	$421,596	0.08%
142	APPLIED MATLS INC	038222105	2,295	$420,146	0.08%
143	CURTISS WRIGHT CORP	CW	840	$410,382	0.08%
144	NEXTERA ENERGY INC	NEE-PW	5,860	$406,801	0.08%
145	VANGUARD INDEX FDS	922908736	920	$403,328	0.08%
146	GILEAD SCIENCES INC	GILD	3,573	$396,139	0.08%
147	BLACKSTONE INC	BX	2,567	$383,972	0.08%
148	ISHARES TR	464287408	1,959	$382,828	0.08%
149	ISHARES TR	464288414	3,621	$378,322	0.08%
150	UNIFIED SER TR	UFI	9,557	$377,310	0.08%
151	ZIMMER BIOMET HOLDINGS INC	ZBH	3,993	$364,202	0.07%
152	SELECT SECTOR SPDR TR	81369Y506	4,230	$358,746	0.07%
153	LOCKHEED MARTIN CORP	LMT	751	$347,818	0.07%
154	MEDTRONIC PLC	MDT	3,973	$346,326	0.07%
155	DIMENSIONAL ETF TRUST	25434V666	11,118	$344,880	0.07%
156	CME GROUP INC	CME	1,239	$341,493	0.07%
157	ISHARES TR	464287507	5,400	$334,908	0.07%
158	CISCO SYS INC	CSCO	4,755	$329,902	0.07%
159	S&P GLOBAL INC	SPGI	622	$327,974	0.07%
160	ALPHABET INC	GOOG	1,830	$322,501	0.06%
161	VANGUARD INDEX FDS	922908629	1,150	$321,805	0.06%
162	HALLIBURTON CO	HAL	15,753	$321,046	0.06%
163	VANGUARD INTL EQUITY INDEX FDS	922042858	6,302	$311,697	0.06%
164	GENERAL MLS INC	370334104	5,917	$306,560	0.06%
165	BRISTOL-MYERS SQUIBB CO	CELG-RI	6,608	$305,884	0.06%
166	PROCTER AND GAMBLE CO	742718109	1,918	$305,576	0.06%
167	3M CO	MMM	1,984	$302,044	0.06%
168	CHUBB LIMITED	CB	1,039	$301,019	0.06%
169	ISHARES TR	464287705	2,417	$298,693	0.06%
170	ISHARES INC	46434G103	4,934	$296,188	0.06%
171	COLGATE PALMOLIVE CO	CL	3,244	$294,880	0.06%
172	KIMBERLY-CLARK CORP	KMB	2,243	$289,168	0.06%
173	KROGER CO	KR	4,024	$288,642	0.06%
174	EMERSON ELEC CO	EMR	2,140	$285,326	0.06%
175	SOUTHERN CO	SOMN	3,052	$280,265	0.06%
176	SHERWIN WILLIAMS CO	SHW	800	$274,688	0.06%
177	SCHLUMBERGER LTD	SLB	8,066	$272,631	0.05%
178	AFLAC INC	AFL	2,509	$264,599	0.05%
179	CONOCOPHILLIPS	COP	2,931	$263,028	0.05%
180	COMCAST CORP NEW	CCZ	7,324	$261,394	0.05%
181	DISNEY WALT CO	254687106	2,100	$260,421	0.05%
182	ISHARES TR	464287606	2,798	$254,562	0.05%
183	SERVICENOW INC	NOW	247	$253,936	0.05%
184	VALERO ENERGY CORP	VLO	1,884	$253,247	0.05%
185	CVS HEALTH CORP	CVS	3,610	$249,018	0.05%
186	CITIGROUP INC	C-PR	2,892	$246,167	0.05%
187	COLGATE PALMOLIVE CO	CL	2,686	$244,157	0.05%
188	ABBOTT LABS	ABLZF	1,760	$239,378	0.05%
189	VANGUARD WORLD FD	921910840	1,819	$238,653	0.05%
190	CMS ENERGY CORP	CMS-PC	3,400	$235,552	0.05%
191	ONEOK INC NEW	OKE	2,861	$233,543	0.05%
192	JPMORGAN CHASE & CO.	VYLD	805	$233,378	0.05%
193	GUARANTY BANCSHARES INC TEX	400764106	5,437	$230,746	0.05%
194	ANALOG DEVICES INC	ADI	956	$227,547	0.05%
195	TJX COS INC NEW	872540109	1,833	$226,357	0.05%
196	PROGRESSIVE CORP	743315103	831	$221,761	0.04%
197	TELEDYNE TECHNOLOGIES INC	TDY	428	$219,269	0.04%
198	VANGUARD SCOTTSDALE FDS	92206C680	2,000	$218,400	0.04%
199	ISHARES TR	464287846	1,446	$218,164	0.04%
200	DANAHER CORPORATION	235851102	1,095	$216,306	0.04%
201	PHILLIPS 66	PSX	1,802	$214,979	0.04%
202	NETFLIX INC	NFLX	157	$210,243	0.04%
203	INTEL CORP	INTC	9,243	$207,043	0.04%
204	MANULIFE FINL CORP	56501R106	6,362	$203,330	0.04%
205	SNAP ON INC	SNA	652	$202,889	0.04%
206	INTERNATIONAL BUSINESS MACHS	INTR	678	$199,861	0.04%
207	COSTCO WHSL CORP NEW	22160K105	200	$197,988	0.04%
208	ADOBE INC	ADBE	505	$195,374	0.04%
209	MARATHON PETE CORP	MARA	1,148	$190,694	0.04%
210	MERCK & CO INC	MRK	2,388	$189,034	0.04%
211	AMAZON COM INC	AMZN	840	$184,288	0.04%
212	DIMENSIONAL ETF TRUST	25434V104	3,882	$164,442	0.03%
213	NUCOR CORP	NUE	1,267	$164,127	0.03%
214	INVESCO ACTVELY MNGD ETC FD TR	IVZ	12,572	$163,939	0.03%
215	DIMENSIONAL ETF TRUST	25434V807	3,572	$152,989	0.03%
216	MICROSOFT CORP	MSFT	300	$149,223	0.03%
217	SYSCO CORP	SYY	1,932	$146,330	0.03%
218	ACCENTURE PLC IRELAND	ACN	483	$144,364	0.03%
219	ISHARES TR	464287200	232	$144,049	0.03%
220	JOHNSON & JOHNSON	JNJ	925	$141,294	0.03%
221	FISERV INC	FISV	816	$140,687	0.03%
222	ISHARES TR	464287804	1,269	$138,689	0.03%
223	MCDONALDS CORP	MCD	461	$134,690	0.03%
224	SYSCO CORP	SYY	1,725	$130,652	0.03%
225	ABBVIE INC	ABBV	701	$130,120	0.03%
226	ORACLE CORP	ORCL-PD	570	$124,619	0.02%
227	CHEVRON CORP NEW	CVX	841	$120,423	0.02%
228	MASTERCARD INCORPORATED	MA	200	$112,388	0.02%
229	NUVEEN PFD & INCOME OPPORTUNIT	NU	13,658	$109,537	0.02%
230	VERIZON COMMUNICATIONS INC	VZ	2,470	$106,877	0.02%
231	APPLIED MATLS INC	038222105	548	$100,322	0.02%
232	CATERPILLAR INC	CAT	250	$97,053	0.02%
233	SOUTHERN CO	SOMN	1,010	$92,748	0.02%
234	FLEXSHARES TR	FLEX	3,591	$87,046	0.02%
235	AMERICAN EXPRESS CO	AXP	270	$86,125	0.02%
236	COCA COLA CO	KO	1,200	$84,900	0.02%
237	MARATHON PETE CORP	MARA	500	$83,055	0.02%
238	PEPSICO INC	PEP	600	$79,224	0.02%
239	DOMINION ENERGY INC	D	1,267	$71,611	0.01%
240	UNITED PARCEL SERVICE INC	UPS	654	$66,015	0.01%
241	HALLIBURTON CO	HAL	2,942	$59,958	0.01%
242	BANK AMERICA CORP	060505104	1,200	$56,784	0.01%
243	RTX CORPORATION	RTX	384	$56,072	0.01%
244	J P MORGAN EXCHANGE TRADED FD	46641Q332	979	$55,656	0.01%
245	DUKE ENERGY CORP NEW	DUKB	466	$54,988	0.01%
246	FLEXSHARES TR	FLEX	1,183	$47,450	0.01%
247	BLACKROCK INC	BLK	45	$47,216	0.01%
248	LINDE PLC	LIN	100	$46,918	0.01%
249	SALESFORCE INC	CRM	170	$46,357	0.01%
250	STARBUCKS CORP	SBUX	480	$43,982	0.01%
251	US BANCORP DEL	USB-PS	893	$40,408	0.01%
252	MARSH & MCLENNAN COS INC	571748102	180	$39,355	0.01%
253	PHILIP MORRIS INTL INC	718172109	200	$36,426	0.01%
254	COMCAST CORP NEW	CCZ	1,018	$36,332	0.01%
255	UNITEDHEALTH GROUP INC	UNH	110	$34,317	0.01%
256	HCA HEALTHCARE INC	HCA	87	$33,330	0.01%
257	INTEL CORP	INTC	1,400	$31,360	0.01%
258	DIMENSIONAL ETF TRUST	25434V732	1,052	$31,223	0.01%
259	DIMENSIONAL ETF TRUST	25434V799	1,002	$31,152	0.01%
260	THERMO FISHER SCIENTIFIC INC	TMO	75	$30,410	0.01%
261	VISA INC	V	76	$26,984	0.01%
262	CVS HEALTH CORP	CVS	371	$25,592	0.01%
263	ENBRIDGE INC	ENNPF	509	$23,068	0.00%
264	VANGUARD INDEX FDS	922908553	255	$22,710	0.00%
265	COGNIZANT TECHNOLOGY SOLUTIONS	CTSH	250	$19,508	0.00%
266	DIMENSIONAL ETF TRUST	25434V500	295	$18,794	0.00%
267	CONOCOPHILLIPS	COP	204	$18,307	0.00%
268	J P MORGAN EXCHANGE TRADED FD	46641Q837	300	$15,204	0.00%
269	ADOBE INC	ADBE	34	$13,154	0.00%
270	CITIGROUP INC	C-PR	154	$13,108	0.00%
271	SHELL PLC	RYDAF	20	$1,408	0.00%
272	VALERO ENERGY CORP	VLO	10	$1,344	0.00%
273	GSK PLC	GLAXF	35	$1,344	0.00%
274	EMERSON ELEC CO	EMR	10	$1,333	0.00%
275	GILEAD SCIENCES INC	GILD	10	$1,109	0.00%
276	NISOURCE INC	NI	25	$1,009	0.00%
277	LOCKHEED MARTIN CORP	LMT	2	$926	0.00%
278	GENERAL DYNAMICS CORP	GD	3	$875	0.00%
279	PFIZER INC	PFE	25	$606	0.00%