13F HOLDINGS REPORT

VeraBank, N.A.

Quarter ended Q4 2024 · Filed January 30, 2025 · Accession 0001767297-25-000001

Total Value

$354.7M

Positions

226

Other Managers

Confidential Omitted

View on SEC.gov

Holdings (226)

#	Issuer	Ticker / CUSIP	Shares	Value	% of Filing
1	FLEXSHARES TR	FLEX	417,400	$29.4M	8.30%
2	VANGUARD WHITEHALL FDS	921946810	307,034	$24.6M	6.92%
3	DIMENSIONAL ETF TRUST	25434V104	574,445	$23.3M	6.56%
4	ISHARES TR	464287200	31,821	$18.7M	5.28%
5	VANGUARD INDEX FDS	922908736	36,848	$15.1M	4.26%
6	APPLE INC	AAPL	56,306	$14.1M	3.98%
7	DIMENSIONAL ETF TRUST	25434V799	481,228	$12.4M	3.51%
8	AMERICAN CENTY ETF TR	025072604	208,306	$12.2M	3.45%
9	DIMENSIONAL ETF TRUST	25434V666	396,206	$11.9M	3.35%
10	MICROSOFT CORP	MSFT	27,164	$11.4M	3.23%
11	J P MORGAN EXCHANGE TRADED FD	46641Q332	175,329	$10.1M	2.84%
12	FLEXSHARES TR	FLEX	357,900	$8.4M	2.38%
13	DIMENSIONAL ETF TRUST	25434V500	97,580	$6.4M	1.79%
14	ALPHABET INC	GOOG	25,510	$4.9M	1.37%
15	JPMORGAN CHASE & CO.	VYLD	20,224	$4.8M	1.37%
16	DIMENSIONAL ETF TRUST	25434V807	132,667	$4.7M	1.33%
17	FLEXSHARES TR	FLEX	114,603	$4.2M	1.17%
18	EXXON MOBIL CORP	XOM	37,748	$4.1M	1.14%
19	VANGUARD INDEX FDS	922908553	40,960	$3.6M	1.03%
20	DIMENSIONAL ETF TRUST	25434V732	128,469	$3.4M	0.95%
21	AMAZON COM INC	AMZN	15,228	$3.3M	0.94%
22	ALPHABET INC	GOOG	17,565	$3.3M	0.94%
23	BERKSHIRE HATHAWAY INC DEL	BRK-A	6,624	$3.0M	0.85%
24	CHEVRON CORP NEW	CVX	20,695	$3.0M	0.85%
25	ELI LILLY & CO	LLY	3,689	$2.8M	0.80%
26	LOWES COS INC	548661107	10,556	$2.6M	0.73%
27	VANGUARD WHITEHALL FDS	921946406	19,254	$2.5M	0.69%
28	ISHARES TR	464287804	20,563	$2.4M	0.67%
29	SALESFORCE INC	CRM	7,027	$2.3M	0.66%
30	ABBVIE INC	ABBV	12,227	$2.2M	0.61%
31	SPDR S&P 500 ETF TR	SPY	3,682	$2.2M	0.61%
32	ABBOTT LABS	ABLZF	17,877	$2.0M	0.57%
33	ISHARES TR	464287614	4,953	$2.0M	0.56%
34	COSTCO WHSL CORP NEW	22160K105	2,100	$1.9M	0.54%
35	DANAHER CORPORATION	235851102	8,367	$1.9M	0.54%
36	PEPSICO INC	PEP	12,442	$1.9M	0.53%
37	JOHNSON & JOHNSON	JNJ	12,980	$1.9M	0.53%
38	MASTERCARD INCORPORATED	MA	3,544	$1.9M	0.53%
39	MCDONALDS CORP	MCD	6,436	$1.9M	0.53%
40	PROCTER AND GAMBLE CO	742718109	10,699	$1.8M	0.51%
41	VANGUARD INDEX FDS	922908629	6,531	$1.7M	0.49%
42	ORACLE CORP	ORCL-PD	9,456	$1.6M	0.44%
43	SABINE RTY TR	785688102	24,024	$1.6M	0.44%
44	STARBUCKS CORP	SBUX	15,492	$1.4M	0.40%
45	ISHARES TR	464287465	18,062	$1.4M	0.39%
46	ISHARES TR	464287507	21,370	$1.3M	0.38%
47	WASTE MGMT INC DEL	94106L109	6,385	$1.3M	0.36%
48	APPLE INC	AAPL	4,972	$1.2M	0.35%
49	ALTRIA GROUP INC	MO	23,456	$1.2M	0.35%
50	COCA COLA CO	KO	19,224	$1.2M	0.34%
51	ISHARES TR	464287150	9,216	$1.2M	0.33%
52	BROADCOM INC	AVGO	5,110	$1.2M	0.33%
53	ISHARES TR	464287598	6,363	$1.2M	0.33%
54	NIKE INC	NKE	15,212	$1.2M	0.32%
55	META PLATFORMS INC	META	1,954	$1.1M	0.32%
56	AMGEN INC	AMGN	4,364	$1.1M	0.32%
57	AFLAC INC	AFL	10,996	$1.1M	0.32%
58	FISERV INC	FISV	5,379	$1.1M	0.31%
59	VANGUARD INDEX FDS	922908744	6,396	$1.1M	0.31%
60	RTX CORPORATION	RTX	9,202	$1.1M	0.30%
61	DEERE & CO	DE	2,400	$1.0M	0.29%
62	AUTOMATIC DATA PROCESSING INC	ADP	3,310	$968,936	0.27%
63	MERCK & CO INC	MRK	9,451	$940,185	0.27%
64	GALLAGHER ARTHUR J & CO	363576109	3,300	$936,705	0.26%
65	ISHARES TR	464287655	4,098	$905,494	0.26%
66	ACCENTURE PLC IRELAND	ACN	2,558	$899,879	0.25%
67	LOWES COS INC	548661107	3,622	$893,910	0.25%
68	SPDR S&P MIDCAP 400 ETF TR	MDY	1,545	$880,001	0.25%
69	EXXON MOBIL CORP	XOM	8,137	$875,297	0.25%
70	NORFOLK SOUTHN CORP	655844108	3,719	$872,849	0.25%
71	HONEYWELL INTL INC	438516106	3,821	$863,126	0.24%
72	CISCO SYS INC	CSCO	14,568	$862,426	0.24%
73	FLEXSHARES TR	FLEX	12,069	$851,468	0.24%
74	PFIZER INC	PFE	31,943	$847,448	0.24%
75	NEXTERA ENERGY INC	NEE-PW	11,572	$829,597	0.23%
76	EATON CORP PLC	ETN	2,398	$795,824	0.22%
77	3M CO	MMM	5,983	$772,345	0.22%
78	AMERICAN EXPRESS CO	AXP	2,596	$770,467	0.22%
79	MARSH & MCLENNAN COS INC	571748102	3,565	$757,242	0.21%
80	CANADIAN PACIFIC KANSAS CITY	CP	10,365	$750,115	0.21%
81	FLEXSHARES TR	FLEX	32,153	$747,879	0.21%
82	PALO ALTO NETWORKS INC	PANW	4,092	$744,580	0.21%
83	VERIZON COMMUNICATIONS INC	VZ	17,948	$717,741	0.20%
84	PHILIP MORRIS INTL INC	718172109	5,933	$714,037	0.20%
85	DEERE & CO	DE	1,648	$698,258	0.20%
86	ALPHABET INC	GOOG	3,640	$693,202	0.20%
87	VANGUARD WHITEHALL FDS	921946810	8,287	$662,877	0.19%
88	HCA HEALTHCARE INC	HCA	2,205	$661,831	0.19%
89	UNITEDHEALTH GROUP INC	UNH	1,181	$597,421	0.17%
90	HOME DEPOT INC	HD	1,531	$595,544	0.17%
91	THERMO FISHER SCIENTIFIC INC	TMO	1,130	$587,860	0.17%
92	AMERICAN CENTY ETF TR	025072604	9,776	$574,731	0.16%
93	INTERCONTINENTAL EXCHANGE INC	45866F104	3,804	$566,834	0.16%
94	BERKSHIRE HATHAWAY INC DEL	BRK-A	1,250	$566,600	0.16%
95	CONSTELLATION ENERGY CORP	CEG	2,501	$559,499	0.16%
96	US BANCORP DEL	USB-PS	11,654	$557,411	0.16%
97	BOOKING HOLDINGS INC	BKNG	112	$556,463	0.16%
98	UNITED PARCEL SERVICE INC	UPS	4,263	$537,564	0.15%
99	BLACKROCK INC	BLK	506	$518,706	0.15%
100	APPLIED MATLS INC	038222105	3,175	$516,350	0.15%
101	UNION PAC CORP	UNP	2,216	$505,337	0.14%
102	AMERICAN WTR WKS CO INC NEW	030420103	4,042	$503,189	0.14%
103	HALLIBURTON CO	HAL	17,709	$481,508	0.14%
104	VISA INC	V	1,503	$475,008	0.13%
105	BANK AMERICA CORP	060505104	10,569	$464,508	0.13%
106	INTEL CORP	INTC	22,833	$457,802	0.13%
107	LINDE PLC	LIN	1,079	$451,745	0.13%
108	COGNIZANT TECHNOLOGY SOLUTIONS	CTSH	5,867	$451,172	0.13%
109	NVIDIA CORPORATION	NVDA	3,280	$440,471	0.12%
110	NEXTERA ENERGY INC	NEE-PW	5,960	$427,272	0.12%
111	VANGUARD TAX-MANAGED FDS	921943858	8,468	$404,940	0.11%
112	DOMINION ENERGY INC	D	7,402	$398,672	0.11%
113	WALMART INC	WMT	4,393	$396,908	0.11%
114	LAM RESEARCH CORP	LRCX	5,482	$395,965	0.11%
115	CATERPILLAR INC	CAT	1,086	$393,957	0.11%
116	BLACKSTONE INC	BX	2,247	$387,428	0.11%
117	AT&T INC	T-PC	16,350	$372,290	0.10%
118	PROCTER AND GAMBLE CO	742718109	2,188	$366,818	0.10%
119	MONDELEZ INTL INC	609207105	6,130	$366,145	0.10%
120	BRISTOL-MYERS SQUIBB CO	CELG-RI	6,308	$356,780	0.10%
121	ALPHABET INC	GOOG	1,880	$355,884	0.10%
122	ISHARES TR	464287507	5,400	$336,474	0.09%
123	EXELON CORP	EXC	8,895	$334,808	0.09%
124	DIMENSIONAL ETF TRUST	25434V666	10,798	$324,264	0.09%
125	NUCOR CORP	NUE	2,761	$322,236	0.09%
126	S&P GLOBAL INC	SPGI	638	$317,743	0.09%
127	SCHLUMBERGER LTD	SLB	7,957	$305,071	0.09%
128	MEDTRONIC PLC	MDT	3,806	$304,023	0.09%
129	GOLDMAN SACHS ETF TR	NVGLF	2,573	$296,358	0.08%
130	BECTON DICKINSON & CO	BDX	1,304	$295,838	0.08%
131	LOCKHEED MARTIN CORP	LMT	608	$295,452	0.08%
132	COLGATE PALMOLIVE CO	CL	3,244	$294,912	0.08%
133	CISCO SYS INC	CSCO	4,955	$293,336	0.08%
134	CHUBB LIMITED	CB	1,039	$287,076	0.08%
135	VANGUARD INTL EQUITY INDEX FDS	922042858	6,382	$281,063	0.08%
136	COMCAST CORP NEW	CCZ	7,371	$276,634	0.08%
137	FORTIVE CORP	FTV	3,629	$272,175	0.08%
138	GENERAL DYNAMICS CORP	GD	1,009	$265,861	0.07%
139	CONOCOPHILLIPS	COP	2,653	$263,098	0.07%
140	CVS HEALTH CORP	CVS	5,826	$261,529	0.07%
141	AFLAC INC	AFL	2,509	$259,531	0.07%
142	3M CO	MMM	1,984	$256,115	0.07%
143	GENERAL MLS INC	370334104	4,007	$255,526	0.07%
144	ISHARES TR	464287606	2,807	$255,241	0.07%
145	ZOETIS INC	ZTS	1,562	$254,497	0.07%
146	DANAHER CORPORATION	235851102	1,104	$253,423	0.07%
147	KROGER CO	KR	4,024	$246,068	0.07%
148	COLGATE PALMOLIVE CO	CL	2,686	$244,184	0.07%
149	ADOBE INC	ADBE	547	$243,240	0.07%
150	CME GROUP INC	CME	1,040	$241,519	0.07%
151	MERCK & CO INC	MRK	2,388	$237,558	0.07%
152	LABCORP HOLDINGS INC	LH	1,000	$229,320	0.06%
153	CMS ENERGY CORP	CMS-PC	3,400	$226,610	0.06%
154	TJX COS INC NEW	872540109	1,833	$221,445	0.06%
155	SNAP ON INC	SNA	652	$221,341	0.06%
156	FISERV INC	FISV	1,066	$218,978	0.06%
157	DUKE ENERGY CORP NEW	DUKB	1,974	$212,679	0.06%
158	KIMBERLY-CLARK CORP	KMB	1,608	$210,712	0.06%
159	PHILLIPS 66	PSX	1,802	$205,302	0.06%
160	ACCENTURE PLC IRELAND	ACN	583	$205,094	0.06%
161	ANALOG DEVICES INC	ADI	956	$203,112	0.06%
162	CDW CORP	CDW	1,160	$201,886	0.06%
163	ABBOTT LABS	ABLZF	1,760	$199,074	0.06%
164	JPMORGAN CHASE & CO.	VYLD	820	$196,562	0.06%
165	SOUTHERN CO	SOMN	2,274	$187,196	0.05%
166	AMAZON COM INC	AMZN	840	$184,288	0.05%
167	COSTCO WHSL CORP NEW	22160K105	200	$183,254	0.05%
168	INTERNATIONAL BUSINESS MACHS	INTR	821	$180,480	0.05%
169	INVESCO ACTVELY MNGD ETC FD TR	IVZ	13,228	$171,832	0.05%
170	INTERNATIONAL BUSINESS MACHS	INTR	728	$160,036	0.05%
171	DIMENSIONAL ETF TRUST	25434V807	4,375	$155,225	0.04%
172	MARATHON PETE CORP	MARA	1,100	$153,450	0.04%
173	NUCOR CORP	NUE	1,267	$147,872	0.04%
174	ISHARES TR	464287804	1,269	$146,214	0.04%
175	JOHNSON & JOHNSON	JNJ	925	$133,774	0.04%
176	MCDONALDS CORP	MCD	458	$132,770	0.04%
177	SYSCO CORP	SYY	1,725	$131,894	0.04%
178	CHEVRON CORP NEW	CVX	881	$127,604	0.04%
179	MICROSOFT CORP	MSFT	300	$126,450	0.04%
180	ABBVIE INC	ABBV	701	$124,568	0.04%
181	ISHARES TR	464287200	202	$118,913	0.03%
182	DIMENSIONAL ETF TRUST	25434V104	2,732	$110,619	0.03%
183	NUVEEN PFD & INCOME OPPORTUNIT	NU	13,658	$107,352	0.03%
184	MASTERCARD INCORPORATED	MA	200	$105,314	0.03%
185	FLEXSHARES TR	FLEX	2,887	$104,971	0.03%
186	VERIZON COMMUNICATIONS INC	VZ	2,450	$97,976	0.03%
187	ORACLE CORP	ORCL-PD	570	$94,985	0.03%
188	VANGUARD INDEX FDS	922908736	230	$94,401	0.03%
189	PEPSICO INC	PEP	600	$91,236	0.03%
190	CATERPILLAR INC	CAT	250	$90,690	0.03%
191	HALLIBURTON CO	HAL	3,269	$88,884	0.03%
192	FLEXSHARES TR	FLEX	3,591	$84,712	0.02%
193	SOUTHERN CO	SOMN	1,000	$82,320	0.02%
194	UNITED PARCEL SERVICE INC	UPS	650	$81,965	0.02%
195	AMERICAN EXPRESS CO	AXP	270	$80,133	0.02%
196	SYSCO CORP	SYY	1,000	$76,460	0.02%
197	COCA COLA CO	KO	1,200	$74,712	0.02%
198	MARATHON PETE CORP	MARA	500	$69,750	0.02%
199	DOMINION ENERGY INC	D	1,267	$68,241	0.02%
200	J P MORGAN EXCHANGE TRADED FD	46641Q332	1,088	$62,593	0.02%
201	COMCAST CORP NEW	CCZ	1,650	$61,925	0.02%
202	SALESFORCE INC	CRM	170	$56,836	0.02%
203	UNITEDHEALTH GROUP INC	UNH	110	$55,645	0.02%
204	HCA HEALTHCARE INC	HCA	183	$54,927	0.02%
205	DUKE ENERGY CORP NEW	DUKB	500	$53,870	0.02%
206	STARBUCKS CORP	SBUX	580	$52,925	0.01%
207	BANK AMERICA CORP	060505104	1,200	$52,740	0.01%
208	BLACKROCK INC	BLK	45	$46,130	0.01%
209	RTX CORPORATION	RTX	384	$44,436	0.01%
210	LINDE PLC	LIN	100	$41,867	0.01%
211	US BANCORP DEL	USB-PS	867	$41,469	0.01%
212	INTEL CORP	INTC	1,950	$39,098	0.01%
213	THERMO FISHER SCIENTIFIC INC	TMO	75	$39,017	0.01%
214	MARSH & MCLENNAN COS INC	571748102	180	$38,234	0.01%
215	APPLIED MATLS INC	038222105	214	$34,803	0.01%
216	DIMENSIONAL ETF TRUST	25434V732	1,052	$27,552	0.01%
217	DIMENSIONAL ETF TRUST	25434V799	1,052	$27,189	0.01%
218	VISA INC	V	76	$24,019	0.01%
219	PHILIP MORRIS INTL INC	718172109	190	$22,867	0.01%
220	VANGUARD INDEX FDS	922908553	255	$22,715	0.01%
221	CONOCOPHILLIPS	COP	204	$20,231	0.01%
222	FORTIVE CORP	FTV	266	$19,950	0.01%
223	COGNIZANT TECHNOLOGY SOLUTIONS	CTSH	250	$19,225	0.01%
224	DIMENSIONAL ETF TRUST	25434V500	295	$19,199	0.01%
225	CVS HEALTH CORP	CVS	371	$16,654	0.00%
226	ADOBE INC	ADBE	34	$15,119	0.00%