Institutional Manager · CIK 0001933059

RETIREMENT GUYS FORMULA LLC

MAUMEE, OH · File #028-22566

Latest AUM

$219.3M

Positions

150

Top-10 Concentration

36.6%

Filings

Portfolio Value Over Time

2024-03

2024-06

2024-09

2024-12

2025-03

2025-06

2025-09

2025-12

Biggest QoQ Changes

Ranked by conviction flow (share change × current price) so mark-to-market moves don't dominate. Price effect column shows how much of the $ change was just the stock moving.

Action	Issuer	Ticker / CUSIP	Δ Shares	Flow ($)	Price Effect
REDUCE	PACER FDS TR	69374H568	-432,972	-$14.0M	+$342,862
REDUCE	SCHWAB STRATEGIC TR	808524300	-427,088	-$13.9M	+$418,009
REDUCE	SCHWAB STRATEGIC TR	808524409	-226,987	-$6.7M	+$138,703
EXITED	VANGUARD INTL EQUITY INDEX F	922042858	-101,917	-$5.5M	$0
REDUCE	GOLDMAN SACHS PHYSICAL GOLD	38150K103	-119,282	-$5.1M	+$894,160
REDUCE	INVESCO EXCH TRADED FD TR II	IVZ	-70,743	-$3.9M	+$492,087
REDUCE	ABRDN ETFS	003261203	-127,215	-$3.9M	-$525,548
REDUCE	SPDR INDEX SHS FDS	78463X202	-57,540	-$3.7M	+$159,421
REDUCE	ISHARES TR	46436E718	-21,799	-$2.2M	-$8,273
ADD	NETFLIX INC	NFLX	+19,797	+$1.9M	-$2.3M

Sector Allocation

9.8%$21.5M

7.1%$15.7M

5.9%$13.0M

4.9%$10.8M

3.1%$6.7M

2.8%$6.1M

Consumer Discretionary

2.7%$6.0M

Communication Services

2.5%$5.5M

Energy

1.5%$3.3M

Utilities

0.9%$2.1M

Filing History

Jan 23, 202613F HOLDINGS REPORTQ/E Dec 2025150 pos · $219.3M
Oct 21, 202513F HOLDINGS REPORTQ/E Sep 2025169 pos · $284.2M
Jul 15, 202513F HOLDINGS REPORTQ/E Jun 2025145 pos · $263.3M
Apr 23, 202513F HOLDINGS REPORTQ/E Mar 2025137 pos · $201.3M
Jan 29, 202513F HOLDINGS REPORTQ/E Dec 2024135 pos · $198.3M
Oct 21, 202413F HOLDINGS REPORTQ/E Sep 2024128 pos · $215.1M
Aug 1, 202413F HOLDINGS REPORTQ/E Jun 2024124 pos · $208.6M
Apr 19, 202413F HOLDINGS REPORTQ/E Mar 2024123 pos · $205.1M
Oct 13, 202313F HOLDINGS REPORTQ/E Dec 2023120 pos · $143.7M

Top 20 Holdings — Dec 2025

#	Issuer	Ticker	Shares	Value	% of Portfolio
1	J P MORGAN EXCHANGE TRADED F	46641Q837	178,301	$9.0M	6.20%
2	LISTED FDS TR	53656F599	298,681	$7.5M	5.18%
3	INVESCO QQQ TR	IVZ	9,003	$5.5M	3.80%
4	SCHWAB STRATEGIC TR	808524300	161,628	$5.3M	3.63%
5	APPLE INC	AAPL	17,932	$4.9M	3.35%
6	SPDR S&P 500 ETF TR	SPY	6,804	$4.6M	3.19%
7	J P MORGAN EXCHANGE TRADED F	46641Q332	75,174	$4.3M	2.96%
8	VANGUARD INDEX FDS	922908629	14,409	$4.2M	2.88%
9	VANGUARD WHITEHALL FDS	921946810	43,021	$3.9M	2.71%
10	AMERICAN CENTY ETF TR	025072604	50,341	$3.9M	2.67%
11	J P MORGAN EXCHANGE TRADED F	46654Q203	63,499	$3.7M	2.54%
12	GOLDMAN SACHS PHYSICAL GOLD	38150K103	82,560	$3.5M	2.42%
13	COCA COLA CO	KO	49,056	$3.4M	2.36%
14	JOHNSON & JOHNSON	JNJ	16,335	$3.4M	2.33%
15	J P MORGAN EXCHANGE TRADED F	46654Q724	50,881	$3.4M	2.32%
16	FIRST TR EXCHANGE-TRADED FD	33739Q705	62,912	$3.1M	2.13%
17	VANGUARD STAR FDS	921909768	40,847	$3.1M	2.12%
18	FIRST TR EXCHANGE-TRADED FD	33734H106	66,471	$3.1M	2.11%
19	CENCORA INC	COR	8,871	$3.0M	2.06%
20	NVIDIA CORPORATION	NVDA	14,876	$2.8M	1.91%