13F HOLDINGS REPORT
RETIREMENT GUYS FORMULA LLC
Quarter ended Q3 2025 · Filed October 21, 2025 · Accession 0001933059-25-000002
Total Value
$284.2M
Positions
169
Other Managers
0
Confidential Omitted
No
Holdings (169)
| # | Issuer | Ticker / CUSIP | Shares | Value | % of Filing |
|---|---|---|---|---|---|
| 1 | SCHWAB STRATEGIC TR | 808524300 | 588,716 | $18.8M | 6.61% |
| 2 | PACER FDS TR | 69374H568 | 466,448 | $14.7M | 5.19% |
| 3 | J P MORGAN EXCHANGE TRADED F | 46641Q837 | 162,839 | $8.3M | 2.91% |
| 4 | SCHWAB STRATEGIC TR | 808524409 | 277,456 | $8.1M | 2.84% |
| 5 | GOLDMAN SACHS PHYSICAL GOLD | 38150K103 | 201,842 | $7.7M | 2.71% |
| 6 | LISTED FDS TR | 53656F599 | 308,046 | $7.7M | 2.70% |
| 7 | INVESCO QQQ TR | IVZ | 9,743 | $5.8M | 2.06% |
| 8 | VANGUARD INTL EQUITY INDEX F | 922042858 | 101,917 | $5.5M | 1.94% |
| 9 | ABRDN ETFS | 003261203 | 154,586 | $5.3M | 1.87% |
| 10 | APPLE INC | AAPL | 18,967 | $4.8M | 1.70% |
| 11 | SPDR S&P 500 ETF TR | SPY | 7,157 | $4.8M | 1.68% |
| 12 | INVESCO EXCH TRADED FD TR II | IVZ | 87,095 | $4.4M | 1.54% |
| 13 | SPDR INDEX SHS FDS | 78463X202 | 70,231 | $4.4M | 1.54% |
| 14 | J P MORGAN EXCHANGE TRADED F | 46641Q332 | 73,321 | $4.2M | 1.47% |
| 15 | VANGUARD INDEX FDS | 922908629 | 13,825 | $4.1M | 1.43% |
| 16 | VANGUARD WHITEHALL FDS | 921946810 | 42,685 | $3.8M | 1.35% |
| 17 | AMERICAN CENTY ETF TR | 025072604 | 50,793 | $3.8M | 1.34% |
| 18 | UNITEDHEALTH GROUP INC | UNH | 10,292 | $3.6M | 1.25% |
| 19 | J P MORGAN EXCHANGE TRADED F | 46654Q724 | 52,401 | $3.4M | 1.20% |
| 20 | J P MORGAN EXCHANGE TRADED F | 46654Q203 | 56,924 | $3.3M | 1.15% |
| 21 | NVIDIA CORPORATION | NVDA | 17,311 | $3.2M | 1.14% |
| 22 | VANGUARD STAR FDS | 921909768 | 42,286 | $3.1M | 1.09% |
| 23 | FIRST TR EXCHANGE-TRADED FD | 33739Q705 | 61,756 | $3.0M | 1.07% |
| 24 | FIRST TR EXCHANGE-TRADED FD | 33734H106 | 65,561 | $3.0M | 1.07% |
| 25 | ALPHABET INC | GOOG | 11,352 | $2.8M | 0.97% |
| 26 | ISHARES TR | 46436E718 | 26,574 | $2.7M | 0.94% |
| 27 | JOHNSON & JOHNSON | JNJ | 14,256 | $2.6M | 0.93% |
| 28 | CENCORA INC | COR | 8,054 | $2.5M | 0.89% |
| 29 | NETFLIX INC | NFLX | 2,084 | $2.5M | 0.88% |
| 30 | AMAZON COM INC | AMZN | 10,986 | $2.4M | 0.85% |
| 31 | SELECT SECTOR SPDR TR | 81369Y308 | 30,659 | $2.4M | 0.85% |
| 32 | MICROSOFT CORP | MSFT | 4,611 | $2.4M | 0.84% |
| 33 | EATON CORP PLC | ETN | 6,379 | $2.4M | 0.84% |
| 34 | ORACLE CORP | ORCL-PD | 8,465 | $2.4M | 0.84% |
| 35 | META PLATFORMS INC | META | 3,203 | $2.4M | 0.83% |
| 36 | COCA COLA CO | KO | 34,926 | $2.3M | 0.81% |
| 37 | ARISTA NETWORKS INC | ANET | 15,671 | $2.3M | 0.80% |
| 38 | FIRST TR EXCHNG TRADED FD VI | 33740F458 | 57,577 | $2.3M | 0.80% |
| 39 | VANGUARD WORLD FD | 92204A702 | 3,000 | $2.2M | 0.79% |
| 40 | APPLIED MATLS INC | 038222105 | 10,452 | $2.1M | 0.75% |
| 41 | FIRST TR EXCHANGE TRADED FD | 33738R605 | 34,344 | $2.1M | 0.75% |
| 42 | CUMMINS INC | CMI | 4,786 | $2.0M | 0.71% |
| 43 | TJX COS INC NEW | 872540109 | 13,906 | $2.0M | 0.71% |
| 44 | UBER TECHNOLOGIES INC | UBER | 20,118 | $2.0M | 0.69% |
| 45 | ELI LILLY & CO | LLY | 2,513 | $1.9M | 0.67% |
| 46 | VISA INC | V | 5,409 | $1.8M | 0.65% |
| 47 | MASTERCARD INCORPORATED | MA | 3,244 | $1.8M | 0.65% |
| 48 | VANGUARD INDEX FDS | 922908736 | 4,203 | $1.8M | 0.65% |
| 49 | DIMENSIONAL ETF TRUST | 25434V104 | 39,637 | $1.8M | 0.64% |
| 50 | ISHARES TR | 464287804 | 15,129 | $1.8M | 0.63% |
| 51 | SIMPLIFY EXCHANGE TRADED FUN | 82889N699 | 62,461 | $1.7M | 0.61% |
| 52 | WISDOMTREE TR | WT | 19,332 | $1.7M | 0.61% |
| 53 | DIMENSIONAL ETF TRUST | 25434V666 | 51,825 | $1.7M | 0.60% |
| 54 | COSTCO WHSL CORP NEW | 22160K105 | 1,833 | $1.7M | 0.60% |
| 55 | EOG RES INC | EOG | 14,809 | $1.7M | 0.58% |
| 56 | DIMENSIONAL ETF TRUST | 25434V500 | 24,090 | $1.6M | 0.58% |
| 57 | J P MORGAN EXCHANGE TRADED F | 46641Q670 | 31,786 | $1.5M | 0.53% |
| 58 | VANECK ETF TRUST | 92189F437 | 50,675 | $1.5M | 0.53% |
| 59 | AIM ETF PRODUCTS TRUST | 00888H869 | 44,961 | $1.5M | 0.53% |
| 60 | VANGUARD INDEX FDS | 922908751 | 5,955 | $1.5M | 0.53% |
| 61 | VERIZON COMMUNICATIONS INC | VZ | 32,717 | $1.4M | 0.50% |
| 62 | VANGUARD INDEX FDS | 922908744 | 7,748 | $1.4M | 0.49% |
| 63 | MCDONALDS CORP | MCD | 4,505 | $1.4M | 0.48% |
| 64 | ABBVIE INC | ABBV | 5,753 | $1.3M | 0.47% |
| 65 | HERSHEY CO | HSY | 6,934 | $1.3M | 0.46% |
| 66 | WALMART INC | WMT | 12,593 | $1.3M | 0.46% |
| 67 | AMERICAN ELEC PWR CO INC | 025537101 | 11,495 | $1.3M | 0.46% |
| 68 | BROADCOM INC | AVGO | 3,896 | $1.3M | 0.45% |
| 69 | DUKE ENERGY CORP NEW | DUKB | 10,193 | $1.3M | 0.44% |
| 70 | PALO ALTO NETWORKS INC | PANW | 6,122 | $1.2M | 0.44% |
| 71 | NOVARTIS AG | NVSEF | 9,547 | $1.2M | 0.43% |
| 72 | ARK ETF TR | 00214Q104 | 14,012 | $1.2M | 0.43% |
| 73 | ECOLAB INC | ECL | 4,401 | $1.2M | 0.42% |
| 74 | HOME DEPOT INC | HD | 2,957 | $1.2M | 0.42% |
| 75 | INNOVATOR ETFS TRUST | INHD | 58,850 | $1.2M | 0.42% |
| 76 | FRANKLIN TEMPLETON DIGITAL H | 354921108 | 17,706 | $1.2M | 0.41% |
| 77 | BAKER HUGHES COMPANY | BKR | 24,014 | $1.2M | 0.41% |
| 78 | NEXTERA ENERGY INC | NEE-PW | 15,327 | $1.2M | 0.41% |
| 79 | WASTE MGMT INC DEL | 94106L109 | 5,206 | $1.1M | 0.40% |
| 80 | PEPSICO INC | PEP | 8,137 | $1.1M | 0.40% |
| 81 | SCHWAB STRATEGIC TR | 808524797 | 41,237 | $1.1M | 0.40% |
| 82 | GENERAL MLS INC | 370334104 | 22,116 | $1.1M | 0.39% |
| 83 | CBOE GLOBAL MKTS INC | 12503M108 | 4,533 | $1.1M | 0.39% |
| 84 | ABBOTT LABS | ABLZF | 8,242 | $1.1M | 0.39% |
| 85 | KELLANOVA | BEKE | 13,399 | $1.1M | 0.39% |
| 86 | VANGUARD BD INDEX FDS | 921937793 | 15,238 | $1.1M | 0.38% |
| 87 | AMERICAN WTR WKS CO INC NEW | 030420103 | 7,742 | $1.1M | 0.38% |
| 88 | MONDELEZ INTL INC | 609207105 | 17,139 | $1.1M | 0.38% |
| 89 | CLOROX CO DEL | CLX | 8,428 | $1.0M | 0.37% |
| 90 | KIMBERLY-CLARK CORP | KMB | 8,335 | $1.0M | 0.36% |
| 91 | SERVICENOW INC | NOW | 1,106 | $1.0M | 0.36% |
| 92 | COLGATE PALMOLIVE CO | CL | 12,699 | $1.0M | 0.36% |
| 93 | AUTOMATIC DATA PROCESSING IN | ADP | 3,456 | $1.0M | 0.36% |
| 94 | MCCORMICK & CO INC | MKC-V | 15,074 | $1.0M | 0.35% |
| 95 | DTE ENERGY CO | DTK | 7,053 | $997,544 | 0.35% |
| 96 | ZOETIS INC | ZTS | 6,733 | $985,113 | 0.35% |
| 97 | VANGUARD WORLD FD | 921910816 | 2,446 | $984,341 | 0.35% |
| 98 | GE VERNOVA INC | GEV | 1,600 | $983,840 | 0.35% |
| 99 | ALTRIA GROUP INC | MO | 13,780 | $903,935 | 0.32% |
| 100 | D R HORTON INC | 23331A109 | 5,208 | $882,627 | 0.31% |
| 101 | MERCK & CO INC | MRK | 10,406 | $873,406 | 0.31% |
| 102 | GENERAL DYNAMICS CORP | GD | 2,546 | $868,320 | 0.31% |
| 103 | CATERPILLAR INC | CAT | 1,740 | $830,042 | 0.29% |
| 104 | CHEVRON CORP NEW | CVX | 5,154 | $800,375 | 0.28% |
| 105 | EXXON MOBIL CORP | XOM | 7,015 | $790,963 | 0.28% |
| 106 | QUALCOMM INC | QCOM | 4,723 | $779,524 | 0.27% |
| 107 | GALECTIN THERAPEUTICS INC | GALT | 165,993 | $702,980 | 0.25% |
| 108 | ISHARES TR | 464287200 | 1,122 | $649,727 | 0.23% |
| 109 | ELEVANCE HEALTH INC FORMERLY | ELV | 1,984 | $640,918 | 0.23% |
| 110 | SOUTHERN CO | SOMN | 6,539 | $619,709 | 0.22% |
| 111 | INNOVATOR ETFS TRUST | INHD | 18,703 | $617,573 | 0.22% |
| 112 | STRYKER CORPORATION | SYK | 1,601 | $591,974 | 0.21% |
| 113 | UNILEVER PLC | UNLYF | 9,725 | $576,523 | 0.20% |
| 114 | ADOBE INC | ADBE | 1,605 | $566,164 | 0.20% |
| 115 | VANGUARD INDEX FDS | 922908769 | 1,565 | $513,666 | 0.18% |
| 116 | ATMOS ENERGY CORP | ATO | 3,007 | $513,445 | 0.18% |
| 117 | PROCTER AND GAMBLE CO | 742718109 | 3,271 | $502,521 | 0.18% |
| 118 | INTUIT | INTU | 721 | $492,385 | 0.17% |
| 119 | VANGUARD TAX-MANAGED FDS | 921943858 | 8,948 | $490,461 | 0.17% |
| 120 | SCHWAB STRATEGIC TR | 808524201 | 18,479 | $486,736 | 0.17% |
| 121 | HORMEL FOODS CORP | HRL | 18,666 | $461,797 | 0.16% |
| 122 | INNOVATOR ETFS TRUST | INHD | 12,079 | $460,317 | 0.16% |
| 123 | SCHWAB STRATEGIC TR | 808524839 | 19,366 | $454,519 | 0.16% |
| 124 | TESLA INC | TSLA | 1,014 | $450,946 | 0.16% |
| 125 | INTERNATIONAL BUSINESS MACHS | INTR | 1,536 | $428,159 | 0.15% |
| 126 | INNOVATOR ETFS TRUST | INHD | 8,964 | $343,859 | 0.12% |
| 127 | FIRST TR EXCHANGE TRADED FD | 33734X200 | 11,911 | $342,452 | 0.12% |
| 128 | INNOVATOR ETFS TRUST | INHD | 7,163 | $326,629 | 0.11% |
| 129 | AT&T INC | T-PC | 10,183 | $287,558 | 0.10% |
| 130 | BERKSHIRE HATHAWAY INC DEL | BRK-A | 571 | $287,065 | 0.10% |
| 131 | GLOBAL X FDS | 37954Y483 | 16,583 | $282,084 | 0.10% |
| 132 | SELECT SECTOR SPDR TR | 81369Y506 | 3,145 | $281,808 | 0.10% |
| 133 | VANGUARD BD INDEX FDS | 921937827 | 3,551 | $278,531 | 0.10% |
| 134 | INVESCO EXCH TRD SLF IDX FD | IVZ | 11,771 | $275,506 | 0.10% |
| 135 | INTERDIGITAL INC | IDCC | 781 | $269,674 | 0.09% |
| 136 | INNOVATOR ETFS TRUST | INHD | 7,333 | $263,035 | 0.09% |
| 137 | FIRST TR EXCHANGE-TRADED FD | 33739Q200 | 5,237 | $260,750 | 0.09% |
| 138 | UNITED THERAPEUTICS CORP DEL | UTHR | 610 | $255,718 | 0.09% |
| 139 | INTERACTIVE BROKERS GROUP IN | 45841N107 | 3,622 | $249,229 | 0.09% |
| 140 | CASEYS GEN STORES INC | 147528103 | 437 | $246,998 | 0.09% |
| 141 | CORCEPT THERAPEUTICS INC | CORT | 2,946 | $244,842 | 0.09% |
| 142 | EMCOR GROUP INC | EME | 377 | $244,608 | 0.09% |
| 143 | INVESCO EXCH TRD SLF IDX FD | IVZ | 11,697 | $240,607 | 0.08% |
| 144 | CRANE NXT CO | CXT | 3,467 | $232,503 | 0.08% |
| 145 | MUELLER INDS INC | 624756102 | 2,298 | $232,333 | 0.08% |
| 146 | APPLIED INDL TECHNOLOGIES IN | 03820C105 | 887 | $231,649 | 0.08% |
| 147 | EVERCORE INC | EVR | 681 | $229,741 | 0.08% |
| 148 | KONTOOR BRANDS INC | KTB | 2,860 | $228,151 | 0.08% |
| 149 | HALOZYME THERAPEUTICS INC | HALO | 3,039 | $222,880 | 0.08% |
| 150 | INNOVATOR ETFS TRUST | INHD | 5,085 | $222,829 | 0.08% |
| 151 | FIRST TR EXCHNG TRADED FD VI | 33740F730 | 4,989 | $221,115 | 0.08% |
| 152 | ACUITY INC | AYI | 637 | $219,475 | 0.08% |
| 153 | COMFORT SYS USA INC | 199908104 | 265 | $218,301 | 0.08% |
| 154 | FIRST TR EXCHANGE-TRADED FD | 33733E823 | 6,077 | $218,225 | 0.08% |
| 155 | EAST WEST BANCORP INC | EWBC | 2,036 | $216,778 | 0.08% |
| 156 | DICKS SPORTING GOODS INC | 253393102 | 958 | $212,969 | 0.07% |
| 157 | PEGASYSTEMS INC | PEGA | 3,688 | $212,060 | 0.07% |
| 158 | INVESCO EXCH TRD SLF IDX FD | IVZ | 10,754 | $211,954 | 0.07% |
| 159 | NEXTRACKER INC | NXT | 2,856 | $211,315 | 0.07% |
| 160 | INVESCO EXCH TRD SLF IDX FD | IVZ | 10,801 | $211,260 | 0.07% |
| 161 | STERLING INFRASTRUCTURE INC | STRL | 621 | $210,941 | 0.07% |
| 162 | DOXIMITY INC | DOCS | 2,855 | $208,843 | 0.07% |
| 163 | VANGUARD SCOTTSDALE FDS | 92206C409 | 2,576 | $205,900 | 0.07% |
| 164 | EXELIXIS INC | EXEL | 4,970 | $205,261 | 0.07% |
| 165 | AXOS FINANCIAL INC | AX | 2,419 | $204,768 | 0.07% |
| 166 | INDEPENDENCE RLTY TR INC | 45378A106 | 12,476 | $204,474 | 0.07% |
| 167 | MAGNOLIA OIL & GAS CORP | MGY | 8,508 | $203,074 | 0.07% |
| 168 | CHEWY INC | CHWY | 4,973 | $201,158 | 0.07% |
| 169 | FIRST TR EXCHANGE-TRADED FD | 33733E104 | 2,137 | $200,106 | 0.07% |