13F HOLDINGS REPORT

RETIREMENT GUYS FORMULA LLC

Quarter ended Q2 2025 · Filed July 15, 2025 · Accession 0001085146-25-003808

Total Value

$263.3M

Positions

145

Other Managers

Confidential Omitted

View on SEC.gov

Holdings (145)

#	Issuer	Ticker / CUSIP	Shares	Value	% of Filing
1	SCHWAB STRATEGIC TR	808524300	638,555	$18.7M	7.08%
2	PACER FDS TR	69374H568	472,765	$14.4M	5.47%
3	SCHWAB STRATEGIC TR	808524409	281,500	$7.8M	2.96%
4	LISTED FDS TR	53656F599	308,847	$7.3M	2.76%
5	J P MORGAN EXCHANGE TRADED F	46641Q837	138,223	$7.0M	2.66%
6	GOLDMAN SACHS PHYSICAL GOLD	38150K103	208,448	$6.8M	2.59%
7	INVESCO EXCH TRADED FD TR II	IVZ	125,067	$5.5M	2.07%
8	VANGUARD INTL EQUITY INDEX F	922042858	108,815	$5.4M	2.04%
9	INVESCO QQQ TR	IVZ	9,433	$5.2M	1.98%
10	SPDR INDEX SHS FDS	78463X202	86,351	$5.2M	1.96%
11	APPLE INC	AAPL	22,285	$4.6M	1.74%
12	SPDR S&P 500 ETF TR	SPY	6,559	$4.1M	1.54%
13	J P MORGAN EXCHANGE TRADED F	46641Q332	71,285	$4.1M	1.54%
14	VANGUARD INDEX FDS	922908629	13,897	$3.9M	1.48%
15	VANGUARD WHITEHALL FDS	921946810	42,255	$3.8M	1.45%
16	SCHWAB STRATEGIC TR	808524706	119,322	$3.6M	1.37%
17	NVIDIA CORPORATION	NVDA	19,522	$3.1M	1.17%
18	VANGUARD STAR FDS	921909768	44,294	$3.1M	1.16%
19	J P MORGAN EXCHANGE TRADED F	46654Q724	48,087	$3.0M	1.14%
20	ABRDN ETFS	003261203	90,191	$3.0M	1.14%
21	UNITEDHEALTH GROUP INC	UNH	9,511	$3.0M	1.13%
22	COSTCO WHSL CORP NEW	22160K105	2,987	$3.0M	1.12%
23	J P MORGAN EXCHANGE TRADED F	46654Q203	53,309	$2.9M	1.10%
24	FIRST TR EXCHANGE-TRADED FD	33734H106	63,900	$2.9M	1.08%
25	NETFLIX INC	NFLX	2,118	$2.8M	1.08%
26	FIRST TR EXCHANGE-TRADED FD	33739Q705	57,578	$2.8M	1.07%
27	ISHARES TR	46436E718	26,547	$2.7M	1.02%
28	SELECT SECTOR SPDR TR	81369Y308	30,977	$2.5M	0.95%
29	AIM ETF PRODUCTS TRUST	00888H869	76,094	$2.4M	0.93%
30	META PLATFORMS INC	META	3,263	$2.4M	0.91%
31	MICROSOFT CORP	MSFT	4,733	$2.4M	0.89%
32	AMAZON COM INC	AMZN	10,712	$2.4M	0.89%
33	FIRST TR EXCHNG TRADED FD VI	33740F458	59,322	$2.3M	0.86%
34	EATON CORP PLC	ETN	6,309	$2.3M	0.86%
35	ORACLE CORP	ORCL-PD	10,182	$2.2M	0.85%
36	VANGUARD WORLD FD	92204A702	3,223	$2.1M	0.81%
37	ALPHABET INC	GOOG	11,857	$2.1M	0.80%
38	FIRST TR EXCHANGE TRADED FD	33738R605	34,920	$2.1M	0.79%
39	CATERPILLAR INC	CAT	4,960	$1.9M	0.73%
40	CENCORA INC	COR	6,361	$1.9M	0.72%
41	ARISTA NETWORKS INC	ANET	18,362	$1.9M	0.71%
42	UBER TECHNOLOGIES INC	UBER	20,046	$1.9M	0.71%
43	GENERAL DYNAMICS CORP	GD	6,410	$1.9M	0.71%
44	APPLIED MATLS INC	038222105	10,186	$1.9M	0.71%
45	VISA INC	V	5,220	$1.9M	0.70%
46	MASTERCARD INCORPORATED	MA	3,268	$1.8M	0.70%
47	ELI LILLY & CO	LLY	2,354	$1.8M	0.70%
48	MERCK & CO INC	MRK	22,851	$1.8M	0.69%
49	VANGUARD INDEX FDS	922908736	4,311	$1.8M	0.68%
50	DIMENSIONAL ETF TRUST	25434V104	41,516	$1.8M	0.67%
51	CUMMINS INC	CMI	5,327	$1.7M	0.66%
52	EOG RES INC	EOG	14,157	$1.7M	0.64%
53	QUALCOMM INC	QCOM	10,638	$1.7M	0.64%
54	D R HORTON INC	23331A109	13,006	$1.7M	0.64%
55	TJX COS INC NEW	872540109	13,428	$1.7M	0.63%
56	WISDOMTREE TR	WT	19,580	$1.6M	0.62%
57	DIMENSIONAL ETF TRUST	25434V666	52,829	$1.6M	0.62%
58	ELEVANCE HEALTH INC	ELV	4,204	$1.6M	0.62%
59	STRYKER CORPORATION	SYK	4,102	$1.6M	0.62%
60	ISHARES TR	464287804	14,760	$1.6M	0.61%
61	ADOBE INC	ADBE	3,985	$1.5M	0.59%
62	DIMENSIONAL ETF TRUST	25434V500	24,155	$1.5M	0.58%
63	VANECK ETF TRUST	92189F437	48,684	$1.4M	0.54%
64	J P MORGAN EXCHANGE TRADED F	46641Q670	30,097	$1.4M	0.54%
65	VANGUARD INDEX FDS	922908751	6,153	$1.4M	0.54%
66	DTE ENERGY CO	DTK	10,627	$1.4M	0.53%
67	VANGUARD INDEX FDS	922908744	8,029	$1.4M	0.53%
68	SIMPLIFY EXCHANGE TRADED FUN	82889N699	51,277	$1.4M	0.52%
69	VERIZON COMMUNICATIONS INC	VZ	31,635	$1.4M	0.52%
70	JOHNSON & JOHNSON	JNJ	8,548	$1.3M	0.50%
71	ALTRIA GROUP INC	MO	22,218	$1.3M	0.49%
72	COCA COLA CO	KO	18,194	$1.3M	0.49%
73	MCDONALDS CORP	MCD	4,360	$1.3M	0.48%
74	SCHWAB STRATEGIC TR	808524797	46,926	$1.2M	0.47%
75	FRANKLIN TEMPLETON DIGITAL H	354921108	19,513	$1.2M	0.46%
76	EXXON MOBIL CORP	XOM	11,110	$1.2M	0.45%
77	CHEVRON CORP NEW	CVX	8,155	$1.2M	0.44%
78	AMERICAN ELEC PWR CO INC	025537101	11,241	$1.2M	0.44%
79	DUKE ENERGY CORP NEW	DUKB	9,834	$1.2M	0.44%
80	ECOLAB INC	ECL	4,300	$1.2M	0.44%
81	WASTE MGMT INC DEL	94106L109	5,003	$1.1M	0.43%
82	HERSHEY CO	HSY	6,861	$1.1M	0.43%
83	NOVARTIS AG	NVSEF	9,361	$1.1M	0.43%
84	MONDELEZ INTL INC	609207105	16,364	$1.1M	0.42%
85	ABBOTT LABS	ABLZF	7,832	$1.1M	0.40%
86	COLGATE PALMOLIVE CO	CL	11,656	$1.1M	0.40%
87	ARK ETF TR	00214Q104	14,969	$1.1M	0.40%
88	UNILEVER PLC	UNLYF	17,127	$1.0M	0.40%
89	MCCORMICK & CO INC	MKC-V	13,732	$1.0M	0.40%
90	NEXTERA ENERGY INC	NEE-PW	14,882	$1.0M	0.39%
91	AMERICAN WTR WKS CO INC NEW	030420103	7,419	$1.0M	0.39%
92	VANGUARD BD INDEX FDS	921937793	14,697	$1.0M	0.39%
93	GENERAL MLS INC	370334104	19,430	$1.0M	0.38%
94	PEPSICO INC	PEP	7,651	$1.0M	0.38%
95	AUTOMATIC DATA PROCESSING IN	ADP	3,271	$1.0M	0.38%
96	KIMBERLY-CLARK CORP	KMB	7,787	$1.0M	0.38%
97	KELLANOVA	BEKE	12,600	$1.0M	0.38%
98	ZOETIS INC	ZTS	6,180	$963,714	0.37%
99	VANGUARD WORLD FD	921910816	2,586	$946,949	0.36%
100	CLOROX CO DEL	CLX	7,317	$878,526	0.33%
101	ISHARES TR	464287200	1,122	$639,031	0.24%
102	INNOVATOR ETFS TRUST	INHD	18,703	$570,442	0.22%
103	PROCTER AND GAMBLE CO	742718109	3,374	$537,539	0.20%
104	VANGUARD TAX-MANAGED FDS	921943858	8,936	$482,849	0.18%
105	INTERNATIONAL BUSINESS MACHS	INTR	1,643	$477,348	0.18%
106	VANGUARD INDEX FDS	922908769	1,565	$475,575	0.18%
107	SCHWAB STRATEGIC TR	808524201	19,448	$475,305	0.18%
108	SCHWAB STRATEGIC TR	808524839	19,481	$452,739	0.17%
109	INNOVATOR ETFS TRUST	INHD	12,098	$445,085	0.17%
110	GALECTIN THERAPEUTICS INC	GALT	159,593	$336,741	0.13%
111	INNOVATOR ETFS TRUST	INHD	8,967	$334,379	0.13%
112	FIRST TR EXCHANGE TRADED FD	33734X200	11,778	$324,364	0.12%
113	INNOVATOR ETFS TRUST	INHD	7,163	$314,093	0.12%
114	TESLA INC	TSLA	960	$304,954	0.12%
115	AT&T INC	T-PC	9,973	$288,623	0.11%
116	SELECT SECTOR SPDR TR	81369Y506	3,353	$287,896	0.11%
117	GLOBAL X FDS	37954Y483	16,627	$277,997	0.11%
118	INVESCO EXCH TRD SLF IDX FD	IVZ	11,771	$274,623	0.10%
119	BERKSHIRE HATHAWAY INC DEL	BRK-A	543	$263,773	0.10%
120	FIRST TR EXCHANGE-TRADED FD	33739Q200	5,237	$257,975	0.10%
121	INNOVATOR ETFS TRUST	INHD	7,333	$254,895	0.10%
122	FIRST TR EXCHANGE-TRADED FD	33733E104	2,730	$248,169	0.09%
123	EMCOR GROUP INC	EME	463	$247,443	0.09%
124	VANGUARD BD INDEX FDS	921937827	3,133	$244,989	0.09%
125	COMFORT SYS USA INC	199908104	449	$240,547	0.09%
126	EVERCORE INC	EVR	847	$228,585	0.09%
127	CASEYS GEN STORES INC	147528103	444	$226,437	0.09%
128	INDEPENDENCE RLTY TR INC	45378A106	12,476	$220,693	0.08%
129	APPLIED INDL TECHNOLOGIES IN	03820C105	928	$215,661	0.08%
130	AXOS FINANCIAL INC	AX	2,830	$215,193	0.08%
131	INNOVATOR ETFS TRUST	INHD	5,085	$214,587	0.08%
132	FIRST TR EXCHNG TRADED FD VI	33740F730	4,989	$213,579	0.08%
133	CORCEPT THERAPEUTICS INC	CORT	2,899	$212,787	0.08%
134	INVESCO EXCH TRD SLF IDX FD	IVZ	10,754	$211,309	0.08%
135	INVESCO EXCH TRD SLF IDX FD	IVZ	10,801	$210,828	0.08%
136	EAST WEST BANCORP INC	EWBC	2,086	$210,657	0.08%
137	INTERACTIVE BROKERS GROUP IN	45841N107	3,783	$209,640	0.08%
138	EXELIXIS INC	EXEL	4,719	$207,990	0.08%
139	INTERDIGITAL INC	IDCC	926	$207,721	0.08%
140	ENCOMPASS HEALTH CORP	EHC	1,691	$207,394	0.08%
141	VANGUARD SCOTTSDALE FDS	92206C409	2,576	$204,792	0.08%
142	TOPBUILD CORP	BLD	628	$203,309	0.08%
143	TEXAS ROADHOUSE INC	TXRH	1,074	$201,258	0.08%
144	INGREDION INC	INGR	1,484	$201,217	0.08%
145	LUCID GROUP INC	LCID	10,034	$21,172	0.01%