13F HOLDINGS REPORT

RETIREMENT GUYS FORMULA LLC

Quarter ended Q4 2025 · Filed January 23, 2026 · Accession 0001933059-26-000001

Total Value

$219.3M

Positions

150

Other Managers

Confidential Omitted

View on SEC.gov

Holdings (150)

#	Issuer	Ticker / CUSIP	Shares	Value	% of Filing
1	J P MORGAN EXCHANGE TRADED F	46641Q837	178,301	$9.0M	4.11%
2	LISTED FDS TR	53656F599	298,681	$7.5M	3.43%
3	INVESCO QQQ TR	IVZ	9,003	$5.5M	2.52%
4	SCHWAB STRATEGIC TR	808524300	161,628	$5.3M	2.40%
5	APPLE INC	AAPL	17,932	$4.9M	2.22%
6	SPDR S&P 500 ETF TR	SPY	6,804	$4.6M	2.12%
7	J P MORGAN EXCHANGE TRADED F	46641Q332	75,174	$4.3M	1.96%
8	VANGUARD INDEX FDS	922908629	14,409	$4.2M	1.91%
9	VANGUARD WHITEHALL FDS	921946810	43,021	$3.9M	1.79%
10	AMERICAN CENTY ETF TR	025072604	50,341	$3.9M	1.77%
11	J P MORGAN EXCHANGE TRADED F	46654Q203	63,499	$3.7M	1.68%
12	GOLDMAN SACHS PHYSICAL GOLD	38150K103	82,560	$3.5M	1.60%
13	COCA COLA CO	KO	49,056	$3.4M	1.56%
14	JOHNSON & JOHNSON	JNJ	16,335	$3.4M	1.54%
15	J P MORGAN EXCHANGE TRADED F	46654Q724	50,881	$3.4M	1.54%
16	FIRST TR EXCHANGE-TRADED FD	33739Q705	62,912	$3.1M	1.41%
17	VANGUARD STAR FDS	921909768	40,847	$3.1M	1.40%
18	FIRST TR EXCHANGE-TRADED FD	33734H106	66,471	$3.1M	1.40%
19	CENCORA INC	COR	8,871	$3.0M	1.37%
20	NVIDIA CORPORATION	NVDA	14,876	$2.8M	1.27%
21	ALPHABET INC	GOOG	8,597	$2.7M	1.23%
22	AMAZON COM INC	AMZN	10,849	$2.5M	1.14%
23	SELECT SECTOR SPDR TR	81369Y308	29,564	$2.3M	1.05%
24	ELI LILLY & CO	LLY	2,120	$2.3M	1.04%
25	MICROSOFT CORP	MSFT	4,651	$2.2M	1.03%
26	FIRST TR EXCHANGE TRADED FD	33738R605	34,943	$2.2M	1.00%
27	META PLATFORMS INC	META	3,298	$2.2M	0.99%
28	APPLIED MATLS INC	038222105	8,293	$2.1M	0.97%
29	EATON CORP PLC	ETN	6,534	$2.1M	0.95%
30	VANGUARD WORLD FD	92204A702	2,741	$2.1M	0.94%
31	CUMMINS INC	CMI	4,041	$2.1M	0.94%
32	NETFLIX INC	NFLX	21,881	$2.1M	0.94%
33	TJX COS INC NEW	872540109	13,349	$2.1M	0.93%
34	WALMART INC	WMT	18,142	$2.0M	0.92%
35	UNITEDHEALTH GROUP INC	UNH	6,025	$2.0M	0.91%
36	ARISTA NETWORKS INC	ANET	14,701	$1.9M	0.88%
37	VISA INC	V	5,384	$1.9M	0.86%
38	MASTERCARD INCORPORATED	MA	3,289	$1.9M	0.86%
39	VANGUARD INDEX FDS	922908736	4,234	$1.9M	0.85%
40	ABBVIE INC	ABBV	8,148	$1.9M	0.85%
41	ISHARES TR	464287804	15,476	$1.9M	0.84%
42	BROADCOM INC	AVGO	5,297	$1.8M	0.84%
43	PALO ALTO NETWORKS INC	PANW	9,856	$1.8M	0.83%
44	DIMENSIONAL ETF TRUST	25434V104	37,645	$1.8M	0.80%
45	INNOVATOR ETFS TRUST	INHD	40,103	$1.7M	0.79%
46	GE VERNOVA INC	GEV	2,661	$1.7M	0.79%
47	DIMENSIONAL ETF TRUST	25434V666	50,605	$1.7M	0.79%
48	UBER TECHNOLOGIES INC	UBER	20,763	$1.7M	0.77%
49	VANGUARD INDEX FDS	922908751	6,626	$1.7M	0.77%
50	CBOE GLOBAL MKTS INC	12503M108	6,713	$1.7M	0.77%
51	WISDOMTREE TR	WT	18,684	$1.7M	0.76%
52	ORACLE CORP	ORCL-PD	8,561	$1.7M	0.76%
53	VANGUARD INDEX FDS	922908744	8,973	$1.7M	0.76%
54	DIMENSIONAL ETF TRUST	25434V500	23,439	$1.6M	0.74%
55	BAKER HUGHES COMPANY	BKR	35,392	$1.6M	0.73%
56	HOME DEPOT INC	HD	4,394	$1.5M	0.69%
57	SCHWAB STRATEGIC TR	808524409	50,469	$1.5M	0.68%
58	VANECK ETF TRUST	92189F437	50,245	$1.5M	0.67%
59	AIM ETF PRODUCTS TRUST	00888H869	42,081	$1.4M	0.66%
60	MCDONALDS CORP	MCD	4,716	$1.4M	0.66%
61	EOG RES INC	EOG	13,716	$1.4M	0.66%
62	PROCTER AND GAMBLE CO	742718109	9,996	$1.4M	0.65%
63	J P MORGAN EXCHANGE TRADED F	46641Q670	29,471	$1.4M	0.64%
64	SERVICENOW INC	NOW	8,994	$1.4M	0.63%
65	NOVARTIS AG	NVSEF	9,655	$1.3M	0.61%
66	INNOVATOR ETFS TRUST	INHD	64,648	$1.3M	0.61%
67	AMERICAN ELEC PWR CO INC	025537101	11,131	$1.3M	0.59%
68	VERIZON COMMUNICATIONS INC	VZ	30,970	$1.3M	0.58%
69	HERSHEY CO	HSY	6,868	$1.2M	0.57%
70	SIMPLIFY EXCHANGE TRADED FUN	82889N699	44,514	$1.2M	0.55%
71	NEXTERA ENERGY INC	NEE-PW	15,091	$1.2M	0.55%
72	AT&T INC	T-PC	48,122	$1.2M	0.55%
73	DUKE ENERGY CORP NEW	DUKB	10,163	$1.2M	0.54%
74	ECOLAB INC	ECL	4,435	$1.2M	0.53%
75	INTUIT	INTU	1,734	$1.1M	0.52%
76	WASTE MGMT INC DEL	94106L109	5,165	$1.1M	0.52%
77	SCHWAB STRATEGIC TR	808524797	41,350	$1.1M	0.52%
78	FRANKLIN TEMPLETON DIGITAL H	354921108	22,147	$1.1M	0.51%
79	PEPSICO INC	PEP	7,774	$1.1M	0.51%
80	VANGUARD WORLD FD	921910816	2,642	$1.1M	0.50%
81	PACER FDS TR	69374H568	33,476	$1.1M	0.49%
82	COSTCO WHSL CORP NEW	22160K105	1,243	$1.1M	0.49%
83	SOUTHERN CO	SOMN	11,930	$1.0M	0.47%
84	ATMOS ENERGY CORP	ATO	6,184	$1.0M	0.47%
85	MCCORMICK & CO INC	MKC-V	14,853	$1.0M	0.46%
86	AMERICAN WTR WKS CO INC NEW	030420103	7,638	$996,756	0.45%
87	GENERAL MLS INC	370334104	21,244	$987,854	0.45%
88	COLGATE PALMOLIVE CO	CL	12,221	$965,686	0.44%
89	ZOETIS INC	ZTS	7,518	$945,883	0.43%
90	KIMBERLY-CLARK CORP	KMB	9,352	$943,572	0.43%
91	AUTOMATIC DATA PROCESSING IN	ADP	3,663	$942,199	0.43%
92	MONDELEZ INTL INC	609207105	17,206	$926,186	0.42%
93	ABBOTT LABS	ABLZF	7,338	$919,340	0.42%
94	INVESCO EXCH TRADED FD TR II	IVZ	16,352	$911,951	0.42%
95	VANGUARD BD INDEX FDS	921937793	12,990	$903,425	0.41%
96	CLOROX CO DEL	CLX	8,732	$880,483	0.40%
97	ABRDN ETFS	003261203	27,371	$847,414	0.39%
98	SPDR INDEX SHS FDS	78463X202	12,691	$817,173	0.37%
99	GALECTIN THERAPEUTICS INC	GALT	184,562	$767,778	0.35%
100	ISHARES TR	464287200	1,122	$653,184	0.30%
101	INNOVATOR ETFS TRUST	INHD	18,703	$629,730	0.29%
102	VANGUARD INDEX FDS	922908769	1,606	$538,497	0.25%
103	FIRST TR EXCHNG TRADED FD VI	33740F458	13,120	$524,711	0.24%
104	TESLA INC	TSLA	1,164	$523,474	0.24%
105	SCHWAB STRATEGIC TR	808524201	18,942	$509,729	0.23%
106	VANGUARD TAX-MANAGED FDS	921943858	8,987	$499,040	0.23%
107	ISHARES TR	46436E718	4,775	$479,356	0.22%
108	INNOVATOR ETFS TRUST	INHD	12,041	$466,589	0.21%
109	SCHWAB STRATEGIC TR	808524839	19,798	$462,680	0.21%
110	INTERNATIONAL BUSINESS MACHS	INTR	1,554	$453,386	0.21%
111	FIRST TR EXCHANGE TRADED FD	33734X200	12,094	$366,082	0.17%
112	DTE ENERGY CO	DTK	2,724	$351,396	0.16%
113	MERCK & CO INC	MRK	3,178	$334,562	0.15%
114	INNOVATOR ETFS TRUST	INHD	7,163	$332,574	0.15%
115	BERKSHIRE HATHAWAY INC DEL	BRK-A	597	$300,082	0.14%
116	GLOBAL X FDS	37954Y483	16,583	$293,029	0.13%
117	SELECT SECTOR SPDR TR	81369Y506	5,577	$276,825	0.13%
118	VANGUARD BD INDEX FDS	921937827	3,504	$274,520	0.13%
119	CAPITAL ONE FINL CORP	14040H105	1,123	$272,170	0.12%
120	ISHARES SILVER TR	SLV	4,210	$271,208	0.12%
121	FIRST TR EXCHANGE-TRADED FD	33739Q200	5,248	$262,348	0.12%
122	INNOVATOR ETFS TRUST	INHD	6,248	$244,422	0.11%
123	MUELLER INDS INC	624756102	2,126	$244,075	0.11%
124	UNITED THERAPEUTICS CORP DEL	UTHR	498	$242,651	0.11%
125	ARK ETF TR	00214Q104	3,143	$241,760	0.11%
126	CASEYS GEN STORES INC	147528103	422	$233,295	0.11%
127	EVERCORE INC	EVR	678	$230,630	0.11%
128	INTERACTIVE BROKERS GROUP IN	45841N107	3,578	$230,092	0.10%
129	NEXTPOWER INC	NXT	2,621	$228,315	0.10%
130	EAST WEST BANCORP INC	EWBC	2,028	$227,885	0.10%
131	APPLIED INDL TECHNOLOGIES IN	03820C105	887	$227,788	0.10%
132	CARPENTER TECHNOLOGY CORP	CRS	716	$225,434	0.10%
133	FIRST TR EXCHANGE-TRADED FD	33733E823	6,325	$223,611	0.10%
134	MICRON TECHNOLOGY INC	MU	776	$221,478	0.10%
135	CATALYST PHARMACEUTICALS INC	CPRX	9,453	$220,633	0.10%
136	PEGASYSTEMS INC	PEGA	3,692	$220,486	0.10%
137	COCA COLA CONS INC	COKE	1,438	$220,465	0.10%
138	EXELIXIS INC	EXEL	5,012	$219,676	0.10%
139	ACUITY INC	AYI	608	$219,053	0.10%
140	OPTION CARE HEALTH INC	OPCH	6,857	$218,464	0.10%
141	INDEPENDENCE RLTY TR INC	45378A106	12,476	$218,073	0.10%
142	INTERDIGITAL INC	IDCC	674	$214,467	0.10%
143	EMCOR GROUP INC	EME	348	$212,685	0.10%
144	INNOVATOR ETFS TRUST	INHD	3,847	$211,277	0.10%
145	AXOS FINANCIAL INC	AX	2,449	$211,006	0.10%
146	HALOZYME THERAPEUTICS INC	HALO	3,092	$208,092	0.09%
147	COMFORT SYS USA INC	199908104	222	$206,787	0.09%
148	CACTUS INC	WHD	4,522	$206,578	0.09%
149	VANGUARD SCOTTSDALE FDS	92206C409	2,576	$205,384	0.09%
150	TOPBUILD CORP	BLD	487	$203,172	0.09%