Institutional Manager · CIK 0001765594

CRA Financial Services, LLC

NORTHFIELD, NJ · File #028-19056

Latest AUM

$764.2M

Positions

292

Top-10 Concentration

50.0%

Filings

Portfolio Value Over Time

2024-03

2024-06

2024-09

2024-12

2025-03

2025-06

2025-09

2025-12

Biggest QoQ Changes

Ranked by conviction flow (share change × current price) so mark-to-market moves don't dominate. Price effect column shows how much of the $ change was just the stock moving.

Action	Issuer	Ticker / CUSIP	Δ Shares	Flow ($)	Price Effect
ADD	VANGUARD INDEX FDS	922908769	+42,348	+$14.2M	+$44,228
REDUCE	VANGUARD INDEX FDS	922908363	-5,961	-$3.7M	+$255,885
REDUCE	VANGUARD INDEX FDS	922908629	-12,282	-$3.6M	-$162,832
REDUCE	VANGUARD INDEX FDS	922908751	-11,377	-$2.9M	+$232,096
ADD	VANGUARD WHITEHALL FDS	921946794	+28,560	+$2.6M	+$267,294
EXITED	INVESCO EXCH TRD SLF IDX FD	46138J825	-123,427	-$2.6M	$0
ADD	INNOVATOR ETFS TRUST	INHD	+53,349	+$2.2M	+$33,018
ADD	NETFLIX INC	NFLX	+23,522	+$2.2M	-$2.9M
ADD	ORACLE CORP	ORCL-PD	+8,150	+$1.6M	-$676,622
ADD	INNOVATOR ETFS TRUST	INHD	+36,075	+$1.6M	+$30,348

Sector Allocation

Technology

15.7%$119.9M

Financials

11.5%$87.8M

Materials

9.2%$70.4M

Consumer Discretionary

5.4%$41.4M

Communication Services

1.6%$12.6M

1.6%$11.9M

1.1%$8.4M

0.9%$7.0M

0.5%$4.1M

0.2%$1.6M

Filing History

Jan 16, 202613F HOLDINGS REPORTQ/E Dec 2025292 pos · $764.2M
Oct 16, 202513F HOLDINGS REPORTQ/E Sep 2025294 pos · $731.0M
Jul 14, 202513F HOLDINGS REPORTQ/E Jun 2025278 pos · $654.1M
Apr 16, 202513F HOLDINGS REPORTQ/E Mar 2025271 pos · $584.4M
Jan 31, 202513F HOLDINGS REPORTQ/E Dec 2024267 pos · $582.8M
Oct 10, 202413F HOLDINGS REPORTQ/E Sep 2024267 pos · $545.0M
Jul 12, 202413F HOLDINGS REPORTQ/E Jun 2024251 pos · $495.6M
Apr 17, 202413F HOLDINGS REPORTQ/E Mar 2024244 pos · $460.4M
Oct 13, 202313F HOLDINGS REPORTQ/E Dec 2023203 pos · $363.3M

Top 20 Holdings — Dec 2025

#	Issuer	Ticker	Shares	Value	% of Portfolio
1	APPLE INC	AAPL	201,819	$54.9M	9.78%
2	SCHWAB STRATEGIC TR	808524300	1,010,795	$33.0M	5.88%
3	SCHWAB STRATEGIC TR	808524797	1,175,074	$32.2M	5.74%
4	AMAZON COM INC	AMZN	135,250	$31.2M	5.56%
5	INVESCO QQQ TR	IVZ	42,735	$26.3M	4.68%
6	NVIDIA CORPORATION	NVDA	131,274	$24.5M	4.36%
7	ALPHABET INC	GOOG	67,949	$21.3M	3.79%
8	ISHARES TR	464287200	29,163	$20.0M	3.56%
9	MICROSOFT CORP	MSFT	41,257	$20.0M	3.56%
10	VANGUARD SPECIALIZED FUNDS	921908844	80,169	$17.6M	3.14%
11	WISDOMTREE TR	WT	193,134	$17.3M	3.08%
12	VANGUARD INDEX FDS	922908769	48,576	$16.3M	2.90%
13	INNOVATOR ETFS TRUST	INHD	426,872	$14.3M	2.55%
14	SPDR S&P 500 ETF TR	SPY	20,918	$14.3M	2.54%
15	SPDR SERIES TRUST	78464A763	99,184	$13.8M	2.46%
16	VANGUARD INDEX FDS	922908751	51,887	$13.4M	2.39%
17	INNOVATOR ETFS TRUST	INHD	396,346	$12.9M	2.30%
18	META PLATFORMS INC	META	15,082	$10.0M	1.77%
19	VANGUARD INDEX FDS	922908629	34,015	$9.9M	1.76%
20	ALPHABET INC	GOOG	27,910	$8.8M	1.56%