13F HOLDINGS REPORT

CRA Financial Services, LLC

Quarter ended Q2 2025 · Filed July 14, 2025 · Accession 0001765594-25-000004

Total Value

$654.1M

Positions

278

Other Managers

Confidential Omitted

View on SEC.gov

Holdings (278)

#	Issuer	Ticker / CUSIP	Shares	Value	% of Filing
1	APPLE INC	AAPL	203,169	$41.7M	6.37%
2	SCHWAB STRATEGIC TR	808524797	1,198,977	$31.8M	4.86%
3	SCHWAB STRATEGIC TR	808524300	1,021,763	$29.8M	4.56%
4	AMAZON COM INC	AMZN	135,493	$29.7M	4.54%
5	INVESCO QQQ TR	IVZ	41,401	$22.8M	3.49%
6	MICROSOFT CORP	MSFT	41,413	$20.6M	3.15%
7	NVIDIA CORPORATION	NVDA	126,398	$20.0M	3.05%
8	ISHARES TR	464287200	27,880	$17.3M	2.65%
9	VANGUARD SPECIALIZED FUNDS	921908844	82,446	$16.9M	2.58%
10	VANGUARD INDEX FDS	922908751	62,010	$14.7M	2.25%
11	WISDOMTREE TR	WT	168,852	$14.1M	2.16%
12	SPDR SERIES TRUST	78464A763	102,235	$13.9M	2.12%
13	SPDR S&P 500 ETF TR	SPY	20,100	$12.4M	1.90%
14	VANGUARD INDEX FDS	922908629	44,328	$12.4M	1.90%
15	ALPHABET INC	GOOG	66,625	$11.7M	1.79%
16	META PLATFORMS INC	META	14,406	$10.6M	1.63%
17	INNOVATOR ETFS TRUST	INHD	321,612	$10.3M	1.58%
18	INNOVATOR ETFS TRUST	INHD	313,602	$9.7M	1.48%
19	VANGUARD INDEX FDS	922908363	15,583	$8.9M	1.35%
20	INNOVATOR ETFS TRUST	INHD	168,383	$6.7M	1.03%
21	BROADCOM INC	AVGO	24,025	$6.6M	1.01%
22	SCHWAB STRATEGIC TR	808524805	292,571	$6.5M	0.99%
23	HOME DEPOT INC	HD	16,386	$6.0M	0.92%
24	VISA INC	V	16,345	$5.8M	0.89%
25	J P MORGAN EXCHANGE TRADED F	46641Q837	107,317	$5.4M	0.83%
26	INVESCO EXCHANGE TRADED FD T	IVZ	29,675	$5.4M	0.82%
27	BERKSHIRE HATHAWAY INC DEL	BRK-A	11,059	$5.4M	0.82%
28	BLACKROCK ETF TRUST II	BLK	157,971	$5.1M	0.78%
29	ALPHABET INC	GOOG	27,786	$4.9M	0.75%
30	FIDELITY MERRIMACK STR TR	316188309	106,350	$4.9M	0.74%
31	ISHARES TR	464287507	72,369	$4.5M	0.69%
32	JANUS DETROIT STR TR	47103U845	81,019	$4.1M	0.63%
33	INVESCO EXCH TRD SLF IDX FD	IVZ	197,547	$4.1M	0.62%
34	SCHWAB STRATEGIC TR	808524102	165,976	$4.0M	0.60%
35	ISHARES TR	464287614	9,117	$3.9M	0.59%
36	INNOVATOR ETFS TRUST	INHD	87,359	$3.8M	0.59%
37	MASTERCARD INCORPORATED	MA	6,833	$3.8M	0.59%
38	EXXON MOBIL CORP	XOM	35,288	$3.8M	0.58%
39	VANGUARD WHITEHALL FDS	921946794	45,765	$3.7M	0.56%
40	VANGUARD SCOTTSDALE FDS	92206C870	43,682	$3.6M	0.55%
41	NETFLIX INC	NFLX	2,543	$3.4M	0.52%
42	INNOVATOR ETFS TRUST	INHD	82,535	$3.3M	0.51%
43	JPMORGAN CHASE & CO.	VYLD	11,300	$3.3M	0.50%
44	ELI LILLY & CO	LLY	3,995	$3.1M	0.48%
45	INVESCO EXCH TRD SLF IDX FD	IVZ	157,679	$3.1M	0.47%
46	ISHARES TR	46429B663	25,686	$3.0M	0.46%
47	INNOVATOR ETFS TRUST	INHD	79,289	$3.0M	0.45%
48	INNOVATOR ETFS TRUST	INHD	61,623	$2.7M	0.41%
49	WISDOMTREE TR	WT	31,925	$2.6M	0.40%
50	AMERICAN CENTY ETF TR	025072349	38,316	$2.6M	0.40%
51	INVESCO EXCH TRD SLF IDX FD	IVZ	131,120	$2.6M	0.39%
52	FIDELITY COVINGTON TRUST	316092352	52,896	$2.6M	0.39%
53	ISHARES TR	464287804	22,936	$2.5M	0.38%
54	CHEVRON CORP NEW	CVX	17,186	$2.5M	0.38%
55	INNOVATOR ETFS TRUST	INHD	58,032	$2.5M	0.37%
56	FIDELITY COMWLTH TR	315912808	29,012	$2.3M	0.36%
57	SCHWAB STRATEGIC TR	808524508	82,377	$2.3M	0.35%
58	VANGUARD INSTL INDEX FD	922040845	30,523	$2.3M	0.35%
59	TESLA INC	TSLA	7,226	$2.3M	0.35%
60	CAPITAL GROUP NEW GEOGRAPHY	14021N105	78,936	$2.3M	0.35%
61	T ROWE PRICE ETF INC	87283Q867	62,642	$2.2M	0.34%
62	BANK AMERICA CORP	060505104	44,663	$2.1M	0.32%
63	DISNEY WALT CO	254687106	16,956	$2.1M	0.32%
64	GRAYSCALE BITCOIN TRUST ETF	GBTC	24,541	$2.1M	0.32%
65	INVESCO EXCH TRD SLF IDX FD	IVZ	101,234	$2.1M	0.32%
66	NEXTERA ENERGY INC	NEE-PW	29,756	$2.1M	0.32%
67	SPDR GOLD TR	GLD	6,466	$2.0M	0.30%
68	MARVELL TECHNOLOGY INC	MRVL	25,082	$1.9M	0.30%
69	VANGUARD INDEX FDS	922908736	4,424	$1.9M	0.30%
70	FIDELITY WISE ORIGIN BITCOIN	FBTC	19,709	$1.9M	0.28%
71	INNOVATOR ETFS TRUST	INHD	46,268	$1.8M	0.28%
72	VANGUARD WORLD FD	92204A702	2,738	$1.8M	0.28%
73	T ROWE PRICE ETF INC	87283Q701	36,357	$1.8M	0.28%
74	VANGUARD ADMIRAL FDS INC	921932828	17,377	$1.8M	0.27%
75	ABBVIE INC	ABBV	9,373	$1.7M	0.27%
76	SCHWAB STRATEGIC TR	808524607	67,948	$1.7M	0.26%
77	PROCTER AND GAMBLE CO	742718109	10,602	$1.7M	0.26%
78	VANGUARD MUN BD FDS	922907712	22,915	$1.7M	0.26%
79	AMERICAN CENTY ETF TR	025072877	18,324	$1.7M	0.26%
80	VANGUARD INDEX FDS	922908769	5,382	$1.6M	0.25%
81	PALO ALTO NETWORKS INC	PANW	7,965	$1.6M	0.25%
82	COSTCO WHSL CORP NEW	22160K105	1,643	$1.6M	0.25%
83	SPDR DOW JONES INDL AVERAGE	78467X109	3,556	$1.6M	0.24%
84	VANGUARD INDEX FDS	922908744	8,823	$1.6M	0.24%
85	WALMART INC	WMT	15,608	$1.5M	0.23%
86	INNOVATOR ETFS TRUST	INHD	36,590	$1.5M	0.23%
87	CROWDSTRIKE HLDGS INC	CRWD	2,934	$1.5M	0.23%
88	BERKSHIRE HATHAWAY INC DEL	BRK-A	2	$1.5M	0.22%
89	INVESCO EXCH TRADED FD TR II	IVZ	6,210	$1.4M	0.22%
90	ISHARES TR	464287408	7,126	$1.4M	0.21%
91	VANGUARD INDEX FDS	922908553	15,322	$1.4M	0.21%
92	INTERNATIONAL BUSINESS MACHS	INTR	4,590	$1.4M	0.21%
93	CATERPILLAR INC	CAT	3,448	$1.3M	0.20%
94	VANGUARD WHITEHALL FDS	921946406	9,887	$1.3M	0.20%
95	ISHARES TR	46434V621	20,277	$1.3M	0.20%
96	VANGUARD MUN BD FDS	922907696	16,973	$1.3M	0.20%
97	ISHARES TR	464287168	9,620	$1.3M	0.20%
98	JOHNSON & JOHNSON	JNJ	8,226	$1.3M	0.19%
99	QUALCOMM INC	QCOM	7,691	$1.2M	0.19%
100	SELECT SECTOR SPDR TR	81369Y506	14,204	$1.2M	0.18%
101	ISHARES TR	46438G612	42,876	$1.2M	0.18%
102	INVESCO EXCH TRD SLF IDX FD	IVZ	61,883	$1.2M	0.18%
103	MCDONALDS CORP	MCD	3,926	$1.1M	0.18%
104	INNOVATOR ETFS TRUST	INHD	28,800	$1.1M	0.17%
105	PALANTIR TECHNOLOGIES INC	PLTR	7,900	$1.1M	0.16%
106	MERCK & CO INC	MRK	13,476	$1.1M	0.16%
107	DIMENSIONAL ETF TRUST	25434V401	15,868	$1.1M	0.16%
108	LOCKHEED MARTIN CORP	LMT	2,272	$1.1M	0.16%
109	HONEYWELL INTL INC	438516106	4,272	$994,863	0.15%
110	SELECT SECTOR SPDR TR	81369Y886	12,083	$986,730	0.15%
111	INNOVATOR ETFS TRUST	INHD	24,770	$984,855	0.15%
112	INNOVATOR ETFS TRUST	INHD	37,685	$975,476	0.15%
113	COCA COLA CO	KO	13,716	$970,398	0.15%
114	J P MORGAN EXCHANGE TRADED F	46641Q670	20,606	$969,736	0.15%
115	ISHARES TR	464287309	8,485	$934,217	0.14%
116	INNOVATOR ETFS TRUST	INHD	24,830	$929,226	0.14%
117	ISHARES TR	464287598	4,731	$918,902	0.14%
118	INVESCO EXCH TRD SLF IDX FD	IVZ	39,116	$902,405	0.14%
119	VANGUARD WORLD FD	92204A504	3,617	$898,246	0.14%
120	UNITEDHEALTH GROUP INC	UNH	2,863	$893,176	0.14%
121	PEPSICO INC	PEP	6,631	$875,524	0.13%
122	CONSTELLATION ENERGY CORP	CEG	2,701	$871,775	0.13%
123	DIMENSIONAL ETF TRUST	25434V708	24,193	$867,077	0.13%
124	INVESCO EXCH TRD SLF IDX FD	IVZ	49,960	$838,329	0.13%
125	CISCO SYS INC	CSCO	11,370	$788,851	0.12%
126	DIMENSIONAL ETF TRUST	25434V724	18,639	$788,057	0.12%
127	ISHARES TR	46432F396	3,232	$776,714	0.12%
128	RTX CORPORATION	RTX	5,204	$759,913	0.12%
129	UBER TECHNOLOGIES INC	UBER	8,056	$751,625	0.11%
130	ISHARES TR	46432F842	8,921	$744,684	0.11%
131	UNITED PARCEL SERVICE INC	UPS	7,268	$733,648	0.11%
132	FIDELITY COVINGTON TRUST	31609A107	23,035	$731,810	0.11%
133	AMERICAN CENTY ETF TR	025072323	14,142	$729,302	0.11%
134	ISHARES TR	464287655	3,347	$722,276	0.11%
135	INNOVATOR ETFS TRUST	INHD	22,665	$721,880	0.11%
136	BOEING CO	BA-PA	3,439	$720,515	0.11%
137	ABBOTT LABS	ABLZF	5,133	$698,201	0.11%
138	ISHARES TR	464288620	13,543	$696,650	0.11%
139	ISHARES TR	464288760	3,631	$685,039	0.10%
140	TORONTO DOMINION BK ONT	TORO	9,215	$676,809	0.10%
141	DIMENSIONAL ETF TRUST	25434V500	10,087	$642,643	0.10%
142	INNOVATOR ETFS TRUST	INHD	9,172	$624,246	0.10%
143	DEERE & CO	DE	1,184	$601,817	0.09%
144	AMGEN INC	AMGN	2,140	$597,509	0.09%
145	GOLDMAN SACHS GROUP INC	GSCE	820	$580,589	0.09%
146	LOWES COS INC	548661107	2,599	$576,640	0.09%
147	PIMCO ETF TR	72201R585	21,722	$576,502	0.09%
148	MCKESSON CORP	MCK	779	$570,836	0.09%
149	PHILIP MORRIS INTL INC	718172109	3,122	$568,610	0.09%
150	BITWISE BITCOIN ETF TR	BITB	9,539	$558,890	0.09%
151	INNOVATOR ETFS TRUST	INHD	10,919	$556,978	0.09%
152	SELECT SECTOR SPDR TR	81369Y803	2,129	$539,251	0.08%
153	INNOVATOR ETFS TRUST	INHD	11,639	$535,629	0.08%
154	GE AEROSPACE	369604301	2,066	$531,791	0.08%
155	INNOVATOR ETFS TRUST	INHD	9,515	$518,550	0.08%
156	ALTRIA GROUP INC	MO	8,747	$512,831	0.08%
157	VANGUARD STAR FDS	921909768	7,345	$507,458	0.08%
158	COINBASE GLOBAL INC	COIN	1,444	$506,108	0.08%
159	ORACLE CORP	ORCL-PD	2,306	$504,239	0.08%
160	INNOVATOR ETFS TRUST	INHD	9,949	$499,685	0.08%
161	ISHARES TR	464287606	5,489	$499,389	0.08%
162	INVESCO EXCHANGE TRADED FD T	IVZ	17,106	$499,158	0.08%
163	BROOKFIELD CORP	11271J107	8,000	$494,800	0.08%
164	FISERV INC	FISV	2,857	$492,575	0.08%
165	INNOVATOR ETFS TRUST	INHD	13,010	$489,306	0.07%
166	VANGUARD ADMIRAL FDS INC	921932885	4,628	$485,847	0.07%
167	INNOVATOR ETFS TRUST	INHD	10,215	$481,433	0.07%
168	INNOVATOR ETFS TRUST	INHD	10,743	$479,675	0.07%
169	VANGUARD INTL EQUITY INDEX F	922042775	6,973	$468,725	0.07%
170	VANGUARD SCOTTSDALE FDS	92206C680	4,240	$463,008	0.07%
171	HARBOR ETF TRUST	41151J885	15,797	$462,378	0.07%
172	PROSHARES TR	74347R107	4,679	$457,272	0.07%
173	INNOVATOR ETFS TRUST	INHD	13,605	$456,720	0.07%
174	COMCAST CORP NEW	CCZ	12,612	$450,115	0.07%
175	ENTERPRISE PRODS PARTNERS L	293792107	14,431	$447,505	0.07%
176	ISHARES TR	464288687	14,444	$443,142	0.07%
177	INVESCO EXCHANGE TRADED FD T	IVZ	10,209	$431,534	0.07%
178	AMERICAN INTL GROUP INC	026874784	5,041	$431,459	0.07%
179	BLACKSTONE INC	BX	2,875	$430,043	0.07%
180	CONOCOPHILLIPS	COP	4,617	$414,356	0.06%
181	SELECT SECTOR SPDR TR	81369Y209	3,009	$405,577	0.06%
182	BOSTON SCIENTIFIC CORP	BSX	3,769	$404,828	0.06%
183	ISHARES GOLD TR	IAU	6,434	$401,224	0.06%
184	BLACKROCK INC	BLK	380	$398,715	0.06%
185	DUKE ENERGY CORP NEW	DUKB	3,376	$398,368	0.06%
186	VANGUARD TAX-MANAGED FDS	921943858	6,975	$397,647	0.06%
187	SCHWAB STRATEGIC TR	808524201	16,066	$392,653	0.06%
188	INNOVATOR ETFS TRUST	INHD	7,635	$387,476	0.06%
189	SPDR S&P MIDCAP 400 ETF TR	MDY	679	$384,640	0.06%
190	INNOVATOR ETFS TRUST	INHD	8,420	$380,247	0.06%
191	SELECT SECTOR SPDR TR	81369Y704	2,550	$376,239	0.06%
192	PPL CORP	PPLC	11,055	$374,654	0.06%
193	INNOVATOR ETFS TRUST	INHD	9,005	$371,494	0.06%
194	INVESCO EXCH TRD SLF IDX FD	IVZ	15,572	$363,295	0.06%
195	TAIWAN SEMICONDUCTOR MFG LTD	874039100	1,586	$359,213	0.05%
196	WELLS FARGO CO NEW	949746101	4,402	$352,710	0.05%
197	PUBLIC SVC ENTERPRISE GRP IN	744573106	4,150	$349,350	0.05%
198	ISHARES TR	464287499	3,776	$347,321	0.05%
199	DIMENSIONAL ETF TRUST	25434V807	8,082	$346,152	0.05%
200	PAYCHEX INC	PAYX	2,379	$346,049	0.05%
201	SELECT SECTOR SPDR TR	81369Y605	6,568	$343,966	0.05%
202	CAPITAL GROUP INTL FOCUS EQT	14019W109	12,540	$340,204	0.05%
203	ISHARES TR	464287481	2,448	$339,489	0.05%
204	ISHARES TR	464287150	2,504	$338,082	0.05%
205	ISHARES TR	464287705	2,727	$336,967	0.05%
206	J P MORGAN EXCHANGE TRADED F	46641Q332	5,907	$335,802	0.05%
207	AMERICAN EXPRESS CO	AXP	1,041	$332,058	0.05%
208	AMERICAN CENTY ETF TR	025072752	4,571	$330,602	0.05%
209	ISHARES TR	464287887	2,450	$325,948	0.05%
210	VERTIV HOLDINGS CO	VRT	2,538	$325,905	0.05%
211	PROSHARES TR	74347R206	2,754	$324,173	0.05%
212	INNOVATOR ETFS TRUST	INHD	10,620	$323,910	0.05%
213	SALESFORCE INC	CRM	1,183	$322,466	0.05%
214	SCHWAB STRATEGIC TR	808524771	13,022	$319,560	0.05%
215	INVESCO EXCH TRADED FD TR II	IVZ	4,305	$313,514	0.05%
216	PACER FDS TR	69374H881	5,575	$307,183	0.05%
217	INNOVATOR ETFS TRUST	INHD	6,965	$304,788	0.05%
218	TRAVELERS COMPANIES INC	TRV	1,132	$302,855	0.05%
219	MARATHON PETE CORP	MARA	1,812	$300,999	0.05%
220	INTUITIVE SURGICAL INC	ISRG	543	$295,072	0.05%
221	GRAYSCALE ETHEREUM TRUST ETF	389638107	13,953	$291,060	0.04%
222	GE VERNOVA INC	GEV	537	$284,195	0.04%
223	INNOVATOR ETFS TRUST	INHD	7,695	$282,714	0.04%
224	MERCADOLIBRE INC	MELI	108	$282,272	0.04%
225	GENERAL DYNAMICS CORP	GD	943	$275,035	0.04%
226	WASTE MGMT INC DEL	94106L109	1,198	$274,098	0.04%
227	ASML HOLDING N V	ASMLF	338	$270,870	0.04%
228	FEDEX CORP	FDX	1,189	$270,343	0.04%
229	J P MORGAN EXCHANGE TRADED F	46641Q167	4,061	$265,996	0.04%
230	ISHARES TR	464288570	2,275	$264,257	0.04%
231	SCHWAB CHARLES CORP	SCHW-PJ	2,894	$264,049	0.04%
232	VANGUARD WORLD FD	92204A306	2,217	$264,045	0.04%
233	STARBUCKS CORP	SBUX	2,837	$259,954	0.04%
234	SOUTHERN CO	SOMN	2,797	$256,849	0.04%
235	SHELL PLC	RYDAF	3,605	$253,828	0.04%
236	SELECTIVE INS GROUP INC	816300107	2,898	$251,112	0.04%
237	AMERICAN CENTY ETF TR	025072885	2,485	$250,557	0.04%
238	CAPITAL GROUP GROWTH ETF	14020G101	6,155	$250,201	0.04%
239	SPDR SERIES TRUST	78464A805	3,338	$249,966	0.04%
240	ISHARES TR	464288414	2,390	$249,707	0.04%
241	INVESCO EXCH TRD SLF IDX FD	IVZ	10,000	$245,400	0.04%
242	NORFOLK SOUTHN CORP	655844108	946	$242,148	0.04%
243	INNOVATOR ETFS TRUST	INHD	8,180	$239,183	0.04%
244	SELECT SECTOR SPDR TR	81369Y852	2,203	$239,092	0.04%
245	VANGUARD INDEX FDS	922908538	837	$238,156	0.04%
246	ISHARES TR	464288885	2,125	$238,000	0.04%
247	PFIZER INC	PFE	9,813	$237,870	0.04%
248	INNOVATOR ETFS TRUST	INHD	5,700	$233,073	0.04%
249	ISHARES TR	464287689	660	$231,660	0.04%
250	MICRON TECHNOLOGY INC	MU	1,865	$229,868	0.04%
251	GRAYSCALE BITCOIN MINI TR ET	389930207	4,813	$229,821	0.04%
252	BANK NEW YORK MELLON CORP	064058100	2,505	$228,224	0.03%
253	NOVARTIS AG	NVSEF	1,877	$227,136	0.03%
254	EXELON CORP	EXC	5,214	$226,392	0.03%
255	ISHARES TR	464287465	2,527	$225,913	0.03%
256	VERIZON COMMUNICATIONS INC	VZ	5,207	$225,289	0.03%
257	VANGUARD BD INDEX FDS	921937819	2,900	$224,286	0.03%
258	BP PLC	BPPFF	7,484	$223,996	0.03%
259	STRYKER CORPORATION	SYK	566	$223,927	0.03%
260	PNC FINL SVCS GROUP INC	693475105	1,197	$223,110	0.03%
261	EOG RES INC	EOG	1,863	$222,833	0.03%
262	FIDELITY COVINGTON TRUST	316092402	9,450	$221,603	0.03%
263	LINDE PLC	LIN	471	$220,984	0.03%
264	INNOVATOR ETFS TRUST	INHD	5,825	$220,116	0.03%
265	CUMMINS INC	CMI	671	$219,753	0.03%
266	ADAMS DIVERSIFIED EQUITY FD	006212104	10,000	$217,100	0.03%
267	BROWN FORMAN CORP	BF-B	8,000	$215,280	0.03%
268	SHOPIFY INC	SHOP	1,866	$215,243	0.03%
269	DIREXION SHS ETF TR	25459W862	1,231	$213,615	0.03%
270	INNOVATOR ETFS TRUST	INHD	5,875	$212,051	0.03%
271	SCHWAB STRATEGIC TR	808524706	7,007	$211,196	0.03%
272	ADOBE INC	ADBE	542	$209,689	0.03%
273	DNP SELECT INCOME FD INC	23325P104	20,311	$198,843	0.03%
274	FORD MTR CO	345370860	17,279	$187,473	0.03%
275	ATAI LIFE SCIENCES NV	N0731H103	12,903	$28,258	0.00%
276	ACLARIS THERAPEUTICS INC	ACRS	17,782	$25,251	0.00%
277	CABALETTA BIO INC	CABA	11,000	$16,720	0.00%
278	WESTWATER RES INC	WWR	15,000	$9,018	0.00%