13F HOLDINGS REPORT

CRA Financial Services, LLC

Quarter ended Q4 2024 · Filed January 31, 2025 · Accession 0001765594-25-000001

Total Value

$582.8M

Positions

267

Other Managers

Confidential Omitted

View on SEC.gov

Holdings (267)

#	Issuer	Ticker / CUSIP	Shares	Value	% of Filing
1	APPLE INC	AAPL	201,818	$50.5M	8.67%
2	AMAZON COM INC	AMZN	134,259	$29.5M	5.05%
3	SCHWAB STRATEGIC TR	808524797	1,068,635	$29.2M	5.01%
4	SCHWAB STRATEGIC TR	808524300	936,147	$26.1M	4.48%
5	INVESCO QQQ TR	IVZ	38,665	$19.8M	3.39%
6	MICROSOFT CORP	MSFT	41,174	$17.4M	2.98%
7	VANGUARD SPECIALIZED FUNDS	921908844	85,284	$16.7M	2.87%
8	NVIDIA CORPORATION	NVDA	115,833	$15.6M	2.67%
9	ISHARES TR	464287200	25,811	$15.2M	2.61%
10	SPDR SER TR	78464A763	107,951	$14.3M	2.45%
11	VANGUARD INDEX FDS	922908751	58,359	$14.0M	2.41%
12	ALPHABET INC	GOOG	66,384	$12.6M	2.16%
13	WISDOMTREE TR	WT	144,779	$11.7M	2.01%
14	VANGUARD INDEX FDS	922908629	40,251	$10.6M	1.82%
15	SPDR S&P 500 ETF TR	SPY	14,572	$8.5M	1.47%
16	META PLATFORMS INC	META	13,861	$8.1M	1.39%
17	INNOVATOR ETFS TRUST	INHD	255,467	$8.0M	1.38%
18	INNOVATOR ETFS TRUST	INHD	218,384	$6.5M	1.12%
19	HOME DEPOT INC	HD	16,341	$6.4M	1.09%
20	VANGUARD INDEX FDS	922908363	10,371	$5.6M	0.96%
21	BROADCOM INC	AVGO	23,029	$5.3M	0.92%
22	BLACKROCK ETF TRUST II	BLK	165,515	$5.1M	0.87%
23	ALPHABET INC	GOOG	26,629	$5.1M	0.87%
24	VISA INC	V	15,723	$5.0M	0.85%
25	ISHARES TR	464287507	79,244	$4.9M	0.85%
26	BERKSHIRE HATHAWAY INC DEL	BRK-A	10,731	$4.9M	0.83%
27	SCHWAB STRATEGIC TR	808524805	261,134	$4.8M	0.83%
28	INVESCO EXCHANGE TRADED FD T	IVZ	26,516	$4.6M	0.80%
29	VANGUARD SCOTTSDALE FDS	92206C870	55,450	$4.5M	0.76%
30	INVESCO EXCH TRD SLF IDX FD	IVZ	195,618	$4.0M	0.69%
31	INNOVATOR ETFS TRUST	INHD	100,115	$3.8M	0.66%
32	MASTERCARD INCORPORATED	MA	7,257	$3.8M	0.66%
33	EXXON MOBIL CORP	XOM	33,917	$3.6M	0.63%
34	SCHWAB STRATEGIC TR	808524102	160,667	$3.6M	0.63%
35	ISHARES TR	464287614	8,980	$3.6M	0.62%
36	INNOVATOR ETFS TRUST	INHD	92,330	$3.6M	0.61%
37	INNOVATOR ETFS TRUST	INHD	80,888	$3.4M	0.59%
38	J P MORGAN EXCHANGE TRADED F	46641Q837	67,317	$3.4M	0.58%
39	ELI LILLY & CO	LLY	4,198	$3.2M	0.56%
40	TESLA INC	TSLA	7,721	$3.1M	0.54%
41	FIDELITY MERRIMACK STR TR	316188309	67,181	$3.0M	0.52%
42	ISHARES TR	46429B663	26,121	$2.9M	0.50%
43	INNOVATOR ETFS TRUST	INHD	68,900	$2.8M	0.49%
44	ISHARES TR	464287804	23,986	$2.8M	0.47%
45	INVESCO EXCH TRD SLF IDX FD	IVZ	139,802	$2.7M	0.47%
46	INNOVATOR ETFS TRUST	INHD	70,060	$2.6M	0.44%
47	JPMORGAN CHASE & CO.	VYLD	10,597	$2.5M	0.44%
48	SCHWAB STRATEGIC TR	808524508	89,984	$2.5M	0.43%
49	WISDOMTREE TR	WT	31,735	$2.5M	0.42%
50	INVESCO EXCH TRD SLF IDX FD	IVZ	112,563	$2.2M	0.38%
51	FIDELITY COMWLTH TR	315912808	28,199	$2.1M	0.37%
52	NEXTERA ENERGY INC	NEE-PW	29,361	$2.1M	0.36%
53	GRAYSCALE BITCOIN TRUST ETF	GBTC	27,394	$2.0M	0.35%
54	NETFLIX INC	NFLX	2,239	$2.0M	0.34%
55	ABBVIE INC	ABBV	10,990	$2.0M	0.34%
56	CHEVRON CORP NEW	CVX	13,420	$1.9M	0.33%
57	AMERICAN CENTY ETF TR	025072349	28,869	$1.9M	0.33%
58	VANGUARD WHITEHALL FDS	921946794	28,197	$1.9M	0.33%
59	BANK AMERICA CORP	060505104	43,319	$1.9M	0.33%
60	DISNEY WALT CO	254687106	16,906	$1.9M	0.32%
61	PROCTER AND GAMBLE CO	742718109	11,129	$1.9M	0.32%
62	VANGUARD INDEX FDS	922908736	4,523	$1.9M	0.32%
63	VANGUARD ADMIRAL FDS INC	921932828	17,310	$1.8M	0.31%
64	INNOVATOR ETFS TRUST	INHD	45,813	$1.7M	0.30%
65	INVESCO EXCH TRD SLF IDX FD	IVZ	85,636	$1.7M	0.30%
66	VANGUARD WORLD FD	92204A702	2,738	$1.7M	0.29%
67	AMERICAN CENTY ETF TR	025072877	17,363	$1.7M	0.29%
68	T ROWE PRICE ETF INC	87283Q867	49,282	$1.6M	0.28%
69	SCHWAB STRATEGIC TR	808524607	62,665	$1.6M	0.28%
70	INNOVATOR ETFS TRUST	INHD	38,369	$1.5M	0.26%
71	UNITEDHEALTH GROUP INC	UNH	2,981	$1.5M	0.26%
72	VANGUARD INDEX FDS	922908744	8,712	$1.5M	0.25%
73	ISHARES TR	46438G612	56,125	$1.5M	0.25%
74	CAPITAL GROUP INTL FOCUS EQT	14019W109	59,091	$1.5M	0.25%
75	FIDELITY COVINGTON TRUST	316092352	31,390	$1.5M	0.25%
76	CATERPILLAR INC	CAT	3,940	$1.4M	0.25%
77	SPDR GOLD TR	GLD	5,780	$1.4M	0.24%
78	JOHNSON & JOHNSON	JNJ	9,675	$1.4M	0.24%
79	WALMART INC	WMT	15,307	$1.4M	0.24%
80	BERKSHIRE HATHAWAY INC DEL	BRK-A	2	$1.4M	0.23%
81	SPDR DOW JONES INDL AVERAGE	78467X109	3,188	$1.4M	0.23%
82	PALO ALTO NETWORKS INC	PANW	7,179	$1.3M	0.22%
83	COSTCO WHSL CORP NEW	22160K105	1,410	$1.3M	0.22%
84	ISHARES TR	464287408	6,632	$1.3M	0.22%
85	ISHARES TR	46434V621	20,499	$1.3M	0.22%
86	VANGUARD WHITEHALL FDS	921946406	9,812	$1.3M	0.21%
87	JANUS DETROIT STR TR	47103U845	24,529	$1.2M	0.21%
88	ISHARES TR	464287168	9,275	$1.2M	0.21%
89	MERCK & CO INC	MRK	12,236	$1.2M	0.21%
90	VANGUARD INDEX FDS	922908769	4,168	$1.2M	0.21%
91	QUALCOMM INC	QCOM	7,709	$1.2M	0.20%
92	CAPITAL GROUP NEW GEOGRAPHY	14021N105	47,763	$1.2M	0.20%
93	VANGUARD INDEX FDS	922908553	13,017	$1.2M	0.20%
94	INNOVATOR ETFS TRUST	INHD	30,555	$1.1M	0.20%
95	PEPSICO INC	PEP	7,528	$1.1M	0.20%
96	SELECT SECTOR SPDR TR	81369Y506	12,973	$1.1M	0.19%
97	INTERNATIONAL BUSINESS MACHS	INTR	4,999	$1.1M	0.19%
98	LOCKHEED MARTIN CORP	LMT	2,239	$1.1M	0.19%
99	FIDELITY WISE ORIGIN BITCOIN	FBTC	13,155	$1.1M	0.18%
100	MCDONALDS CORP	MCD	3,587	$1.0M	0.18%
101	INNOVATOR ETFS TRUST	INHD	25,822	$1.0M	0.18%
102	DIMENSIONAL ETF TRUST	25434V401	15,868	$1.0M	0.17%
103	INNOVATOR ETFS TRUST	INHD	40,185	$1.0M	0.17%
104	VANGUARD WORLD FD	92204A504	3,958	$1.0M	0.17%
105	AMERICAN CENTY ETF TR	025072323	18,451	$1.0M	0.17%
106	INNOVATOR ETFS TRUST	INHD	26,720	$983,296	0.17%
107	HONEYWELL INTL INC	438516106	4,309	$973,360	0.17%
108	VANGUARD MUN BD FDS	922907712	12,985	$968,419	0.17%
109	INVESCO EXCH TRD SLF IDX FD	IVZ	52,748	$967,398	0.17%
110	UNITED PARCEL SERVICE INC	UPS	7,581	$956,000	0.16%
111	SELECT SECTOR SPDR TR	81369Y886	12,560	$950,696	0.16%
112	INNOVATOR ETFS TRUST	INHD	25,930	$920,756	0.16%
113	COCA COLA CO	KO	14,027	$873,320	0.15%
114	DIMENSIONAL ETF TRUST	25434V708	25,195	$871,495	0.15%
115	VANGUARD MUN BD FDS	922907696	11,638	$870,640	0.15%
116	INVESCO EXCH TRD SLF IDX FD	IVZ	37,617	$867,824	0.15%
117	CROWDSTRIKE HLDGS INC	CRWD	2,490	$851,978	0.15%
118	ISHARES TR	464287598	4,578	$847,525	0.15%
119	J P MORGAN EXCHANGE TRADED F	46641Q670	17,987	$828,675	0.14%
120	MARVELL TECHNOLOGY INC	MRVL	7,232	$798,774	0.14%
121	ISHARES TR	464288620	15,113	$759,879	0.13%
122	INNOVATOR ETFS TRUST	INHD	25,154	$759,399	0.13%
123	T ROWE PRICE ETF INC	87283Q701	15,221	$754,528	0.13%
124	ISHARES TR	46432F842	10,356	$727,851	0.12%
125	ISHARES TR	464287655	3,290	$727,067	0.12%
126	FIDELITY COVINGTON TRUST	31609A107	23,370	$712,071	0.12%
127	ISHARES TR	46432F396	3,242	$670,835	0.12%
128	CISCO SYS INC	CSCO	11,278	$667,658	0.11%
129	INVESCO EXCH TRADED FD TR II	IVZ	3,146	$662,079	0.11%
130	INVESCO EXCH TRD SLF IDX FD	IVZ	39,825	$651,935	0.11%
131	INVESCO EXCHANGE TRADED FD T	IVZ	21,891	$641,418	0.11%
132	INNOVATOR ETFS TRUST	INHD	14,404	$627,784	0.11%
133	AMGEN INC	AMGN	2,364	$616,153	0.11%
134	INNOVATOR ETFS TRUST	INHD	12,179	$613,735	0.11%
135	INNOVATOR ETFS TRUST	INHD	9,672	$607,208	0.10%
136	ISHARES TR	464288760	4,131	$600,471	0.10%
137	CONSTELLATION ENERGY CORP	CEG	2,676	$598,648	0.10%
138	FISERV INC	FISV	2,857	$586,885	0.10%
139	ABBOTT LABS	ABLZF	5,182	$586,124	0.10%
140	BOEING CO	BA-PA	3,290	$582,299	0.10%
141	LOWES COS INC	548661107	2,324	$573,563	0.10%
142	RTX CORPORATION	RTX	4,951	$572,920	0.10%
143	COMCAST CORP NEW	CCZ	15,246	$572,172	0.10%
144	BROOKFIELD CORP	11271J107	9,550	$548,648	0.09%
145	INVESCO EXCHANGE TRADED FD T	IVZ	12,468	$502,958	0.09%
146	INNOVATOR ETFS TRUST	INHD	10,484	$502,708	0.09%
147	DEERE & CO	DE	1,177	$498,904	0.09%
148	SELECT SECTOR SPDR TR	81369Y803	2,126	$494,253	0.08%
149	BROWN FORMAN CORP	BF-B	13,007	$494,006	0.08%
150	INNOVATOR ETFS TRUST	INHD	9,515	$488,512	0.08%
151	VANGUARD ADMIRAL FDS INC	921932885	4,628	$488,254	0.08%
152	TORONTO DOMINION BK ONT	TORO	9,083	$483,597	0.08%
153	ISHARES TR	464287606	5,294	$481,383	0.08%
154	DIMENSIONAL ETF TRUST	25434V500	7,372	$479,770	0.08%
155	CONOCOPHILLIPS	COP	4,698	$465,929	0.08%
156	PALANTIR TECHNOLOGIES INC	PLTR	6,021	$455,368	0.08%
157	BLACKSTONE INC	BX	2,593	$447,085	0.08%
158	GOLDMAN SACHS GROUP INC	GSCE	780	$446,533	0.08%
159	GRAYSCALE ETHEREUM TRUST ETF	389638107	15,680	$439,354	0.08%
160	INNOVATOR ETFS TRUST	INHD	9,135	$439,302	0.08%
161	INNOVATOR ETFS TRUST	INHD	9,635	$415,365	0.07%
162	ISHARES TR	464288687	13,065	$410,764	0.07%
163	HARBOR ETF TRUST	41151J885	15,797	$408,352	0.07%
164	PHILIP MORRIS INTL INC	718172109	3,388	$407,746	0.07%
165	INNOVATOR ETFS TRUST	INHD	9,050	$403,246	0.07%
166	PROSHARES TR	74347R107	4,331	$400,696	0.07%
167	SALESFORCE INC	CRM	1,176	$393,280	0.07%
168	INVESCO EXCH TRD SLF IDX FD	IVZ	16,000	$392,160	0.07%
169	SELECT SECTOR SPDR TR	81369Y209	2,840	$390,739	0.07%
170	DIMENSIONAL ETF TRUST	25434V724	9,143	$374,132	0.06%
171	INNOVATOR ETFS TRUST	INHD	11,315	$369,435	0.06%
172	ISHARES TR	464287150	2,864	$368,356	0.06%
173	AMERICAN INTL GROUP INC	026874784	5,025	$365,820	0.06%
174	INNOVATOR ETFS TRUST	INHD	9,255	$363,444	0.06%
175	ISHARES TR	464287499	4,106	$362,964	0.06%
176	DUKE ENERGY CORP NEW	DUKB	3,360	$362,006	0.06%
177	BLACKROCK INC	BLK	349	$357,763	0.06%
178	SPDR S&P MIDCAP 400 ETF TR	MDY	624	$355,418	0.06%
179	ISHARES TR	464287309	3,491	$354,441	0.06%
180	VANGUARD STAR FDS	921909768	5,986	$352,755	0.06%
181	INNOVATOR ETFS TRUST	INHD	8,148	$350,941	0.06%
182	PPL CORP	PPLC	10,800	$350,568	0.06%
183	PUBLIC SVC ENTERPRISE GRP IN	744573106	4,138	$349,622	0.06%
184	BITWISE BITCOIN ETF TR	BITB	6,824	$347,000	0.06%
185	SELECT SECTOR SPDR TR	81369Y704	2,617	$344,846	0.06%
186	ISHARES TR	464287705	2,727	$340,709	0.06%
187	ISHARES TR	464287887	2,500	$338,425	0.06%
188	COINBASE GLOBAL INC	COIN	1,339	$332,474	0.06%
189	PAYCHEX INC	PAYX	2,370	$332,321	0.06%
190	SELECT SECTOR SPDR TR	81369Y605	6,847	$330,922	0.06%
191	J P MORGAN EXCHANGE TRADED F	46641Q332	5,707	$328,313	0.06%
192	AMERICAN CENTY ETF TR	025072752	4,650	$328,114	0.06%
193	GE AEROSPACE	369604301	1,964	$327,548	0.06%
194	INVESCO EXCH TRD SLF IDX FD	IVZ	14,043	$326,851	0.06%
195	ORACLE CORP	ORCL-PD	1,956	$325,881	0.06%
196	INNOVATOR ETFS TRUST	INHD	10,620	$324,653	0.06%
197	FEDEX CORP	FDX	1,134	$319,117	0.05%
198	ISHARES GOLD TR	IAU	6,425	$318,102	0.05%
199	PACER FDS TR	69374H881	5,600	$316,288	0.05%
200	MCKESSON CORP	MCK	553	$315,160	0.05%
201	ISHARES TR	464287481	2,448	$310,284	0.05%
202	INVESCO EXCH TRADED FD TR II	IVZ	4,301	$301,072	0.05%
203	AMERICAN EXPRESS CO	AXP	1,005	$298,274	0.05%
204	PFIZER INC	PFE	10,911	$289,475	0.05%
205	WEC ENERGY GROUP INC	WEC	3,051	$286,874	0.05%
206	PROSHARES TR	74347R206	2,639	$285,645	0.05%
207	TRAVELERS COMPANIES INC	TRV	1,184	$285,214	0.05%
208	LINDE PLC	LIN	668	$279,690	0.05%
209	SHOPIFY INC	SHOP	2,620	$278,585	0.05%
210	SELECTIVE INS GROUP INC	816300107	2,948	$275,697	0.05%
211	ALTRIA GROUP INC	MO	5,199	$271,839	0.05%
212	VERIZON COMMUNICATIONS INC	VZ	6,667	$266,619	0.05%
213	ISHARES TR	464288570	2,408	$265,475	0.05%
214	BOSTON SCIENTIFIC CORP	BSX	2,946	$263,137	0.05%
215	INNOVATOR ETFS TRUST	INHD	7,695	$262,445	0.05%
216	SPDR SER TR	78464A805	3,643	$260,248	0.04%
217	STARBUCKS CORP	SBUX	2,810	$256,413	0.04%
218	ISHARES TR	464288414	2,390	$254,655	0.04%
219	SCHWAB CHARLES CORP	SCHW-PJ	3,430	$253,854	0.04%
220	MARATHON PETE CORP	MARA	1,801	$251,220	0.04%
221	INNOVATOR ETFS TRUST	INHD	6,025	$250,158	0.04%
222	GENERAL DYNAMICS CORP	GD	937	$246,890	0.04%
223	SOUTHERN CO	SOMN	2,999	$246,878	0.04%
224	AMERICAN CENTY ETF TR	025072885	2,485	$240,889	0.04%
225	ADOBE INC	ADBE	538	$239,238	0.04%
226	ISHARES TR	46436E569	5,278	$239,108	0.04%
227	CUMMINS INC	CMI	685	$238,791	0.04%
228	PIMCO ETF TR	72201R585	9,170	$237,686	0.04%
229	GRAYSCALE BITCOIN MINI TR ET	389930207	5,625	$235,519	0.04%
230	PNC FINL SVCS GROUP INC	693475105	1,213	$234,017	0.04%
231	INNOVATOR ETFS TRUST	INHD	5,248	$232,539	0.04%
232	BP PLC	BPPFF	7,786	$230,154	0.04%
233	CAPITAL GROUP GROWTH ETF	14020G101	6,170	$229,339	0.04%
234	WASTE MGMT INC DEL	94106L109	1,132	$228,401	0.04%
235	EXELON CORP	EXC	6,053	$227,835	0.04%
236	TARGET CORP	TGT	1,684	$227,643	0.04%
237	VANGUARD TAX-MANAGED FDS	921943858	4,735	$226,428	0.04%
238	UBER TECHNOLOGIES INC	UBER	3,746	$225,959	0.04%
239	SHELL PLC	RYDAF	3,605	$225,853	0.04%
240	FIDELITY COVINGTON TRUST	316092402	9,450	$225,288	0.04%
241	ISHARES TR	46435G425	1,738	$223,878	0.04%
242	EOG RES INC	EOG	1,824	$223,586	0.04%
243	INNOVATOR ETFS TRUST	INHD	5,700	$222,786	0.04%
244	AT&T INC	T-PC	9,714	$221,181	0.04%
245	DIREXION SHS ETF TR	25459W862	1,311	$221,166	0.04%
246	INNOVATOR ETFS TRUST	INHD	6,125	$219,933	0.04%
247	ISHARES TR	464287648	764	$219,894	0.04%
248	TAIWAN SEMICONDUCTOR MFG LTD	874039100	1,104	$218,029	0.04%
249	ISHARES TR	464287689	650	$217,263	0.04%
250	NORTHROP GRUMMAN CORP	NOC	463	$217,084	0.04%
251	VANGUARD SCOTTSDALE FDS	92206C680	2,100	$216,930	0.04%
252	XCEL ENERGY INC	XELLL	3,177	$214,511	0.04%
253	VANGUARD INDEX FDS	922908538	843	$213,911	0.04%
254	SELECT SECTOR SPDR TR	81369Y852	2,203	$213,272	0.04%
255	ENTERPRISE PRODS PARTNERS L	293792107	6,635	$208,074	0.04%
256	INTUITIVE SURGICAL INC	ISRG	398	$207,740	0.04%
257	STRYKER CORPORATION	SYK	573	$206,309	0.04%
258	ISHARES TR	464288885	2,125	$205,764	0.04%
259	WELLS FARGO CO NEW	949746101	2,917	$204,890	0.04%
260	DNP SELECT INCOME FD INC	23325P104	23,210	$204,715	0.04%
261	J P MORGAN EXCHANGE TRADED F	46641Q167	3,230	$204,459	0.04%
262	INNOVATOR ETFS TRUST	INHD	5,875	$203,393	0.03%
263	ADAMS DIVERSIFIED EQUITY FD	006212104	10,000	$202,000	0.03%
264	GENERAL MLS INC	370334104	3,139	$200,182	0.03%
265	FORD MTR CO	345370860	19,411	$192,172	0.03%
266	ATAI LIFE SCIENCES NV	N0731H103	12,903	$17,161	0.00%
267	WESTWATER RES INC	WWR	15,000	$10,626	0.00%