13F HOLDINGS REPORT

CRA Financial Services, LLC

Quarter ended Q1 2025 · Filed April 16, 2025 · Accession 0001765594-25-000002

Total Value

$584.4M

Positions

271

Other Managers

Confidential Omitted

View on SEC.gov

Holdings (271)

#	Issuer	Ticker / CUSIP	Shares	Value	% of Filing
1	APPLE INC	AAPL	202,756	$45.0M	7.71%
2	SCHWAB STRATEGIC TR	808524797	1,128,909	$31.6M	5.40%
3	AMAZON COM INC	AMZN	135,250	$25.7M	4.40%
4	SCHWAB STRATEGIC TR	808524300	981,545	$24.6M	4.21%
5	INVESCO QQQ TR	IVZ	39,751	$18.6M	3.19%
6	VANGUARD SPECIALIZED FUNDS	921908844	82,946	$16.1M	2.75%
7	MICROSOFT CORP	MSFT	41,658	$15.6M	2.68%
8	ISHARES TR	464287200	26,402	$14.8M	2.54%
9	SPDR SER TR	78464A763	103,399	$14.0M	2.40%
10	VANGUARD INDEX FDS	922908751	60,284	$13.4M	2.29%
11	NVIDIA CORPORATION	NVDA	121,668	$13.2M	2.26%
12	WISDOMTREE TR	WT	164,546	$13.1M	2.25%
13	VANGUARD INDEX FDS	922908629	42,493	$11.0M	1.88%
14	ALPHABET INC	GOOG	66,533	$10.3M	1.76%
15	SPDR S&P 500 ETF TR	SPY	16,985	$9.5M	1.63%
16	INNOVATOR ETFS TRUST	INHD	273,747	$8.6M	1.47%
17	META PLATFORMS INC	META	14,205	$8.2M	1.40%
18	INNOVATOR ETFS TRUST	INHD	249,534	$7.4M	1.27%
19	VANGUARD INDEX FDS	922908363	13,838	$7.1M	1.22%
20	INNOVATOR ETFS TRUST	INHD	168,433	$6.3M	1.08%
21	HOME DEPOT INC	HD	16,460	$6.0M	1.03%
22	BERKSHIRE HATHAWAY INC DEL	BRK-A	10,941	$5.8M	1.00%
23	VISA INC	V	16,315	$5.7M	0.98%
24	BLACKROCK ETF TRUST II	BLK	172,423	$5.3M	0.90%
25	INVESCO EXCHANGE TRADED FD T	IVZ	29,565	$5.1M	0.88%
26	SCHWAB STRATEGIC TR	808524805	252,454	$5.0M	0.85%
27	J P MORGAN EXCHANGE TRADED F	46641Q837	90,762	$4.6M	0.79%
28	ISHARES TR	464287507	78,591	$4.6M	0.78%
29	FIDELITY MERRIMACK STR TR	316188309	99,178	$4.5M	0.77%
30	ALPHABET INC	GOOG	27,372	$4.3M	0.73%
31	EXXON MOBIL CORP	XOM	34,748	$4.1M	0.71%
32	INVESCO EXCH TRD SLF IDX FD	IVZ	195,802	$4.0M	0.69%
33	BROADCOM INC	AVGO	23,710	$4.0M	0.68%
34	JANUS DETROIT STR TR	47103U845	77,143	$3.9M	0.67%
35	MASTERCARD INCORPORATED	MA	6,920	$3.8M	0.65%
36	INNOVATOR ETFS TRUST	INHD	89,309	$3.7M	0.63%
37	VANGUARD SCOTTSDALE FDS	92206C870	45,013	$3.7M	0.63%
38	SCHWAB STRATEGIC TR	808524102	162,048	$3.5M	0.60%
39	ELI LILLY & CO	LLY	4,067	$3.4M	0.57%
40	ISHARES TR	464287614	9,079	$3.3M	0.56%
41	INNOVATOR ETFS TRUST	INHD	85,954	$3.2M	0.56%
42	ISHARES TR	46429B663	25,879	$3.1M	0.54%
43	VANGUARD WHITEHALL FDS	921946794	39,250	$2.9M	0.49%
44	INVESCO EXCH TRD SLF IDX FD	IVZ	144,958	$2.8M	0.48%
45	JPMORGAN CHASE & CO.	VYLD	11,109	$2.7M	0.47%
46	INNOVATOR ETFS TRUST	INHD	64,635	$2.6M	0.44%
47	WISDOMTREE TR	WT	31,904	$2.5M	0.43%
48	INNOVATOR ETFS TRUST	INHD	69,130	$2.5M	0.42%
49	ISHARES TR	464287804	23,234	$2.4M	0.42%
50	INVESCO EXCH TRD SLF IDX FD	IVZ	120,853	$2.4M	0.41%
51	AMERICAN CENTY ETF TR	025072349	35,892	$2.3M	0.40%
52	CHEVRON CORP NEW	CVX	13,970	$2.3M	0.40%
53	NETFLIX INC	NFLX	2,459	$2.3M	0.39%
54	INNOVATOR ETFS TRUST	INHD	56,407	$2.3M	0.39%
55	SCHWAB STRATEGIC TR	808524508	84,677	$2.2M	0.38%
56	NEXTERA ENERGY INC	NEE-PW	30,160	$2.1M	0.37%
57	INVESCO EXCH TRD SLF IDX FD	IVZ	97,217	$2.0M	0.34%
58	FIDELITY COMWLTH TR	315912808	29,011	$2.0M	0.34%
59	ABBVIE INC	ABBV	9,304	$1.9M	0.33%
60	TESLA INC	TSLA	7,506	$1.9M	0.33%
61	CAPITAL GROUP NEW GEOGRAPHY	14021N105	73,811	$1.9M	0.32%
62	BANK AMERICA CORP	060505104	44,188	$1.8M	0.32%
63	T ROWE PRICE ETF INC	87283Q867	56,969	$1.8M	0.31%
64	PROCTER AND GAMBLE CO	742718109	10,728	$1.8M	0.31%
65	FIDELITY COVINGTON TRUST	316092352	44,114	$1.8M	0.30%
66	INNOVATOR ETFS TRUST	INHD	47,018	$1.8M	0.30%
67	SPDR GOLD TR	GLD	6,019	$1.7M	0.30%
68	VANGUARD ADMIRAL FDS INC	921932828	17,445	$1.7M	0.29%
69	DISNEY WALT CO	254687106	16,779	$1.7M	0.28%
70	GRAYSCALE BITCOIN TRUST ETF	GBTC	25,074	$1.6M	0.28%
71	VANGUARD INDEX FDS	922908736	4,361	$1.6M	0.28%
72	BERKSHIRE HATHAWAY INC DEL	BRK-A	2	$1.6M	0.27%
73	SCHWAB STRATEGIC TR	808524607	67,011	$1.6M	0.27%
74	JOHNSON & JOHNSON	JNJ	9,299	$1.5M	0.26%
75	AMERICAN CENTY ETF TR	025072877	17,410	$1.5M	0.26%
76	VANGUARD INDEX FDS	922908744	8,772	$1.5M	0.26%
77	UNITEDHEALTH GROUP INC	UNH	2,883	$1.5M	0.26%
78	COSTCO WHSL CORP NEW	22160K105	1,594	$1.5M	0.26%
79	VANGUARD WORLD FD	92204A702	2,738	$1.5M	0.25%
80	ISHARES TR	46438G612	57,016	$1.5M	0.25%
81	VANGUARD MUN BD FDS	922907712	19,335	$1.4M	0.25%
82	INNOVATOR ETFS TRUST	INHD	36,680	$1.4M	0.24%
83	SPDR DOW JONES INDL AVERAGE	78467X109	3,316	$1.4M	0.24%
84	VANGUARD INDEX FDS	922908769	5,049	$1.4M	0.24%
85	FIDELITY WISE ORIGIN BITCOIN	FBTC	19,129	$1.4M	0.24%
86	WALMART INC	WMT	15,121	$1.3M	0.23%
87	T ROWE PRICE ETF INC	87283Q701	26,385	$1.3M	0.22%
88	ISHARES TR	464287168	9,529	$1.3M	0.22%
89	VANGUARD MUN BD FDS	922907696	16,973	$1.3M	0.22%
90	SELECT SECTOR SPDR TR	81369Y506	13,649	$1.3M	0.22%
91	ISHARES TR	464287408	6,688	$1.3M	0.22%
92	PALO ALTO NETWORKS INC	PANW	7,400	$1.3M	0.22%
93	VANGUARD WHITEHALL FDS	921946406	9,767	$1.3M	0.22%
94	ISHARES TR	46434V621	20,277	$1.3M	0.21%
95	MCDONALDS CORP	MCD	3,953	$1.2M	0.21%
96	QUALCOMM INC	QCOM	7,940	$1.2M	0.21%
97	INTERNATIONAL BUSINESS MACHS	INTR	4,626	$1.2M	0.20%
98	VANGUARD INDEX FDS	922908553	12,563	$1.1M	0.19%
99	CATERPILLAR INC	CAT	3,437	$1.1M	0.19%
100	INVESCO EXCH TRD SLF IDX FD	IVZ	59,883	$1.1M	0.19%
101	MERCK & CO INC	MRK	12,015	$1.1M	0.18%
102	PEPSICO INC	PEP	7,016	$1.1M	0.18%
103	MARVELL TECHNOLOGY INC	MRVL	16,897	$1.0M	0.18%
104	INNOVATOR ETFS TRUST	INHD	28,800	$1.0M	0.18%
105	VANGUARD WORLD FD	92204A504	3,842	$1.0M	0.17%
106	LOCKHEED MARTIN CORP	LMT	2,249	$1.0M	0.17%
107	INNOVATOR ETFS TRUST	INHD	40,185	$1.0M	0.17%
108	CROWDSTRIKE HLDGS INC	CRWD	2,828	$997,096	0.17%
109	COCA COLA CO	KO	13,880	$994,086	0.17%
110	SELECT SECTOR SPDR TR	81369Y886	12,433	$980,373	0.17%
111	INNOVATOR ETFS TRUST	INHD	26,170	$968,552	0.17%
112	INVESCO EXCH TRADED FD TR II	IVZ	4,981	$961,439	0.16%
113	DIMENSIONAL ETF TRUST	25434V401	15,868	$959,697	0.16%
114	J P MORGAN EXCHANGE TRADED F	46641Q670	19,848	$933,651	0.16%
115	HONEYWELL INTL INC	438516106	4,257	$901,420	0.15%
116	DIMENSIONAL ETF TRUST	25434V708	26,997	$890,631	0.15%
117	ISHARES TR	464287598	4,724	$888,868	0.15%
118	INVESCO EXCH TRD SLF IDX FD	IVZ	37,623	$867,209	0.15%
119	INNOVATOR ETFS TRUST	INHD	24,930	$863,077	0.15%
120	AMERICAN CENTY ETF TR	025072323	16,822	$814,195	0.14%
121	INVESCO EXCH TRD SLF IDX FD	IVZ	48,960	$812,246	0.14%
122	UNITED PARCEL SERVICE INC	UPS	7,297	$802,616	0.14%
123	ISHARES TR	464288620	15,215	$777,180	0.13%
124	DIMENSIONAL ETF TRUST	25434V724	18,664	$769,143	0.13%
125	AMGEN INC	AMGN	2,308	$719,057	0.12%
126	FIDELITY COVINGTON TRUST	31609A107	23,385	$718,843	0.12%
127	CISCO SYS INC	CSCO	11,478	$708,307	0.12%
128	ISHARES TR	464287309	7,581	$703,744	0.12%
129	INNOVATOR ETFS TRUST	INHD	22,915	$682,367	0.12%
130	RTX CORPORATION	RTX	5,073	$671,905	0.11%
131	ISHARES TR	46432F842	8,851	$669,612	0.11%
132	ISHARES TR	464287655	3,351	$668,447	0.11%
133	ABBOTT LABS	ABLZF	4,968	$659,028	0.11%
134	ISHARES TR	46432F396	3,232	$653,284	0.11%
135	FISERV INC	FISV	2,857	$630,911	0.11%
136	PALANTIR TECHNOLOGIES INC	PLTR	7,308	$616,795	0.11%
137	DIMENSIONAL ETF TRUST	25434V500	10,087	$602,698	0.10%
138	LOWES COS INC	548661107	2,559	$596,836	0.10%
139	INNOVATOR ETFS TRUST	INHD	12,179	$580,938	0.10%
140	ISHARES TR	464288760	3,731	$571,272	0.10%
141	INVESCO EXCHANGE TRADED FD T	IVZ	18,726	$557,105	0.10%
142	DEERE & CO	DE	1,178	$552,667	0.09%
143	BOEING CO	BA-PA	3,239	$552,364	0.09%
144	INNOVATOR ETFS TRUST	INHD	9,172	$550,565	0.09%
145	TORONTO DOMINION BK ONT	TORO	9,142	$547,962	0.09%
146	CONSTELLATION ENERGY CORP	CEG	2,694	$543,191	0.09%
147	PHILIP MORRIS INTL INC	718172109	3,388	$537,777	0.09%
148	ALTRIA GROUP INC	MO	8,703	$522,382	0.09%
149	INVESCO EXCHANGE TRADED FD T	IVZ	12,468	$503,831	0.09%
150	COMCAST CORP NEW	CCZ	13,600	$501,852	0.09%
151	INNOVATOR ETFS TRUST	INHD	11,639	$494,076	0.08%
152	INNOVATOR ETFS TRUST	INHD	10,484	$488,891	0.08%
153	CONOCOPHILLIPS	COP	4,602	$483,332	0.08%
154	ENTERPRISE PRODS PARTNERS L	293792107	14,048	$479,599	0.08%
155	INNOVATOR ETFS TRUST	INHD	9,515	$473,031	0.08%
156	PIMCO ETF TR	72201R585	17,633	$464,630	0.08%
157	UBER TECHNOLOGIES INC	UBER	6,288	$458,144	0.08%
158	ISHARES TR	464287606	5,494	$457,540	0.08%
159	VANGUARD ADMIRAL FDS INC	921932885	4,628	$456,784	0.08%
160	INNOVATOR ETFS TRUST	INHD	10,743	$446,159	0.08%
161	VANGUARD STAR FDS	921909768	7,147	$443,801	0.08%
162	SELECT SECTOR SPDR TR	81369Y803	2,129	$439,612	0.08%
163	AMERICAN INTL GROUP INC	026874784	5,025	$436,874	0.07%
164	SELECT SECTOR SPDR TR	81369Y209	2,962	$432,472	0.07%
165	GOLDMAN SACHS GROUP INC	GSCE	790	$431,682	0.07%
166	INNOVATOR ETFS TRUST	INHD	13,605	$427,061	0.07%
167	VANGUARD INTL EQUITY INDEX F	922042775	6,973	$422,982	0.07%
168	BROOKFIELD CORP	11271J107	8,000	$419,280	0.07%
169	HARBOR ETF TRUST	41151J885	15,797	$419,173	0.07%
170	DUKE ENERGY CORP NEW	DUKB	3,360	$409,819	0.07%
171	BITWISE BITCOIN ETF TR	BITB	9,114	$409,036	0.07%
172	PPL CORP	PPLC	11,300	$408,043	0.07%
173	GE AEROSPACE	369604301	1,996	$399,489	0.07%
174	ISHARES TR	464288687	12,768	$392,361	0.07%
175	BLACKSTONE INC	BX	2,787	$389,567	0.07%
176	ISHARES GOLD TR	IAU	6,534	$385,245	0.07%
177	VANGUARD SCOTTSDALE FDS	92206C680	4,090	$379,511	0.06%
178	INNOVATOR ETFS TRUST	INHD	8,870	$371,261	0.06%
179	MCKESSON CORP	MCK	550	$370,145	0.06%
180	PAYCHEX INC	PAYX	2,370	$365,644	0.06%
181	BLACKROCK INC	BLK	384	$363,448	0.06%
182	SPDR S&P MIDCAP 400 ETF TR	MDY	679	$362,233	0.06%
183	SELECT SECTOR SPDR TR	81369Y704	2,749	$360,290	0.06%
184	PROSHARES TR	74347R107	4,309	$356,730	0.06%
185	INNOVATOR ETFS TRUST	INHD	7,635	$354,050	0.06%
186	INNOVATOR ETFS TRUST	INHD	9,255	$353,448	0.06%
187	BOSTON SCIENTIFIC CORP	BSX	3,491	$352,172	0.06%
188	ISHARES TR	464287499	4,106	$349,338	0.06%
189	PUBLIC SVC ENTERPRISE GRP IN	744573106	4,188	$344,675	0.06%
190	BROWN FORMAN CORP	BF-B	10,007	$339,638	0.06%
191	WEC ENERGY GROUP INC	WEC	3,051	$332,468	0.06%
192	VANGUARD TAX-MANAGED FDS	921943858	6,492	$329,988	0.06%
193	SELECT SECTOR SPDR TR	81369Y605	6,615	$329,472	0.06%
194	ISHARES TR	464287705	2,727	$326,458	0.06%
195	J P MORGAN EXCHANGE TRADED F	46641Q332	5,707	$326,087	0.06%
196	INNOVATOR ETFS TRUST	INHD	7,550	$325,980	0.06%
197	INVESCO EXCH TRD SLF IDX FD	IVZ	14,050	$325,815	0.06%
198	WASTE MGMT INC DEL	94106L109	1,401	$324,316	0.06%
199	ORACLE CORP	ORCL-PD	2,304	$322,155	0.06%
200	INVESCO EXCH TRADED FD TR II	IVZ	4,305	$321,694	0.06%
201	CAPITAL GROUP INTL FOCUS EQT	14019W109	13,040	$319,214	0.05%
202	DIMENSIONAL ETF TRUST	25434V807	8,082	$318,108	0.05%
203	VERIZON COMMUNICATIONS INC	VZ	6,913	$313,562	0.05%
204	TRAVELERS COMPANIES INC	TRV	1,184	$313,121	0.05%
205	AMERICAN CENTY ETF TR	025072752	4,771	$312,357	0.05%
206	PACER FDS TR	69374H881	5,700	$312,132	0.05%
207	ISHARES TR	464287887	2,500	$311,250	0.05%
208	INNOVATOR ETFS TRUST	INHD	10,620	$310,824	0.05%
209	SALESFORCE INC	CRM	1,155	$310,068	0.05%
210	ISHARES TR	464287481	2,628	$308,764	0.05%
211	ISHARES TR	464287150	2,529	$308,511	0.05%
212	VANGUARD WORLD FD	92204A306	2,217	$287,519	0.05%
213	WELLS FARGO CO NEW	949746101	3,879	$278,473	0.05%
214	SOUTHERN CO	SOMN	2,999	$275,758	0.05%
215	STARBUCKS CORP	SBUX	2,810	$275,633	0.05%
216	AMERICAN EXPRESS CO	AXP	1,005	$270,395	0.05%
217	SELECTIVE INS GROUP INC	816300107	2,948	$269,860	0.05%
218	AUTOMATIC DATA PROCESSING IN	ADP	880	$268,913	0.05%
219	INNOVATOR ETFS TRUST	INHD	7,695	$268,632	0.05%
220	FEDEX CORP	FDX	1,089	$265,562	0.05%
221	PFIZER INC	PFE	10,428	$264,236	0.05%
222	SHELL PLC	RYDAF	3,605	$264,174	0.05%
223	MARATHON PETE CORP	MARA	1,803	$262,697	0.04%
224	EXELON CORP	EXC	5,692	$262,287	0.04%
225	TAIWAN SEMICONDUCTOR MFG LTD	874039100	1,557	$258,462	0.04%
226	GENERAL DYNAMICS CORP	GD	937	$255,407	0.04%
227	BP PLC	BPPFF	7,484	$252,884	0.04%
228	ISHARES TR	464288414	2,390	$252,002	0.04%
229	AT&T INC	T-PC	8,672	$245,233	0.04%
230	INVESCO EXCH TRD SLF IDX FD	IVZ	10,000	$244,800	0.04%
231	FIDELITY COVINGTON TRUST	316092402	9,575	$244,641	0.04%
232	INNOVATOR ETFS TRUST	INHD	6,025	$244,028	0.04%
233	EOG RES INC	EOG	1,899	$243,528	0.04%
234	SCHWAB STRATEGIC TR	808524201	10,793	$238,309	0.04%
235	SCHWAB CHARLES CORP	SCHW-PJ	3,030	$237,188	0.04%
236	INTUITIVE SURGICAL INC	ISRG	478	$236,739	0.04%
237	PROSHARES TR	74347R206	2,654	$235,888	0.04%
238	COINBASE GLOBAL INC	COIN	1,364	$234,922	0.04%
239	JANUS DETROIT STR TR	47103U753	4,800	$233,616	0.04%
240	ISHARES TR	464288570	2,275	$232,977	0.04%
241	AMERICAN CENTY ETF TR	025072885	2,485	$229,582	0.04%
242	CAPITAL GROUP GROWTH ETF	14020G101	6,639	$227,386	0.04%
243	SPDR SER TR	78464A805	3,337	$226,946	0.04%
244	ISHARES TR	46436E569	5,278	$225,824	0.04%
245	XCEL ENERGY INC	XELLL	3,177	$224,900	0.04%
246	NORFOLK SOUTHN CORP	655844108	941	$222,876	0.04%
247	INNOVATOR ETFS TRUST	INHD	6,125	$219,275	0.04%
248	INNOVATOR ETFS TRUST	INHD	5,700	$218,937	0.04%
249	VANGUARD INDEX FDS	922908538	879	$215,143	0.04%
250	CUMMINS INC	CMI	685	$214,706	0.04%
251	LINDE PLC	LIN	461	$214,660	0.04%
252	BANK NEW YORK MELLON CORP	064058100	2,551	$213,947	0.04%
253	STRYKER CORPORATION	SYK	574	$213,672	0.04%
254	ADOBE INC	ADBE	557	$213,626	0.04%
255	PNC FINL SVCS GROUP INC	693475105	1,214	$213,318	0.04%
256	ISHARES TR	464288885	2,125	$212,500	0.04%
257	SELECT SECTOR SPDR TR	81369Y852	2,203	$212,479	0.04%
258	J P MORGAN EXCHANGE TRADED F	46641Q167	3,336	$211,969	0.04%
259	ISHARES TR	46435G425	1,738	$211,869	0.04%
260	MERCADOLIBRE INC	MELI	108	$210,694	0.04%
261	SCHWAB STRATEGIC TR	808524771	8,921	$210,625	0.04%
262	GRAYSCALE ETHEREUM TRUST ETF	389638107	13,820	$210,340	0.04%
263	DNP SELECT INCOME FD INC	23325P104	21,240	$210,064	0.04%
264	ISHARES TR	464287689	660	$209,642	0.04%
265	NOVARTIS AG	NVSEF	1,877	$209,248	0.04%
266	ISHARES TR	464287465	2,515	$205,540	0.04%
267	ADAMS DIVERSIFIED EQUITY FD	006212104	10,000	$189,900	0.03%
268	FORD MTR CO	345370860	17,090	$171,417	0.03%
269	ATAI LIFE SCIENCES NV	N0731H103	12,903	$17,548	0.00%
270	CABALETTA BIO INC	CABA	11,000	$15,235	0.00%
271	WESTWATER RES INC	WWR	15,000	$8,271	0.00%