#	Issuer	Ticker	Shares	Value	% of Portfolio
1	SCHWAB STRATEGIC TR	808524854	324,798	$8.1M	8.35%
2	MICROSOFT CORP	MSFT	15,905	$7.7M	7.88%
3	SCHWAB STRATEGIC TR	808524771	242,141	$6.6M	6.75%
4	BLACKROCK ETF TRUST	BLK	108,238	$6.6M	6.74%
5	VANGUARD WHITEHALL FDS	921946406	42,082	$6.0M	6.19%
6	INVESCO EXCH TRADED FD TR II	IVZ	32,767	$3.9M	4.01%
7	SCHWAB STRATEGIC TR	808524201	139,632	$3.8M	3.85%
8	SCHWAB STRATEGIC TR	808524805	144,616	$3.5M	3.56%
9	SPDR SERIES TRUST	78464A375	97,763	$3.3M	3.39%
10	APPLE INC	AAPL	11,833	$3.2M	3.30%
11	VANGUARD SCOTTSDALE FDS	92206C870	38,108	$3.2M	3.27%
12	VANGUARD INTL EQUITY INDEX F	922042874	37,496	$3.1M	3.21%
13	VANGUARD BD INDEX FDS	92203C303	59,335	$3.0M	3.03%
14	VANGUARD WELLINGTON FD	921935508	14,092	$2.7M	2.76%
15	AMERICAN CENTY ETF TR	025072703	30,197	$2.5M	2.55%
16	LAZARD ACTIVE ETF TR	LAZ	78,682	$2.4M	2.45%
17	ALPS ETF TR	00162Q718	61,508	$2.4M	2.43%
18	SCHWAB STRATEGIC TR	808524300	64,733	$2.1M	2.16%
19	ISHARES TR	464288588	19,714	$1.9M	1.92%
20	VANGUARD INDEX FDS	922908611	8,346	$1.8M	1.81%