13F HOLDINGS REPORT
Payne Capital LLC
Quarter ended Q3 2025 · Filed November 5, 2025 · Accession 0001754960-25-000754
Total Value
$98.6M
Positions
55
Other Managers
0
Confidential Omitted
No
Holdings (55)
| # | Issuer | Ticker / CUSIP | Shares | Value | % of Filing |
|---|---|---|---|---|---|
| 1 | MICROSOFT CORP | MSFT | 15,876 | $8.2M | 8.34% |
| 2 | SCHWAB STRATEGIC TR | 808524854 | 321,425 | $8.1M | 8.19% |
| 3 | SCHWAB STRATEGIC TR | 808524771 | 241,590 | $6.4M | 6.44% |
| 4 | BLACKROCK ETF TRUST | BLK | 104,059 | $6.2M | 6.25% |
| 5 | VANGUARD WHITEHALL FDS | 921946406 | 41,991 | $5.9M | 6.00% |
| 6 | INVESCO EXCH TRADED FD TR II | IVZ | 32,799 | $4.0M | 4.03% |
| 7 | SCHWAB STRATEGIC TR | 808524805 | 144,161 | $3.4M | 3.40% |
| 8 | SPDR SERIES TRUST | 78464A375 | 98,302 | $3.3M | 3.38% |
| 9 | APPLE INC | AAPL | 11,825 | $3.0M | 3.05% |
| 10 | VANGUARD INTL EQUITY INDEX F | 922042874 | 37,418 | $3.0M | 3.03% |
| 11 | VANGUARD BD INDEX FDS | 92203C303 | 58,900 | $2.9M | 2.99% |
| 12 | SCHWAB STRATEGIC TR | 808524201 | 110,349 | $2.9M | 2.95% |
| 13 | VANGUARD SCOTTSDALE FDS | 92206C870 | 34,194 | $2.9M | 2.92% |
| 14 | VANGUARD WELLINGTON FD | 921935508 | 14,070 | $2.7M | 2.73% |
| 15 | AMERICAN CENTY ETF TR | 025072703 | 30,134 | $2.4M | 2.41% |
| 16 | LAZARD ACTIVE ETF TR | LAZ | 78,529 | $2.2M | 2.26% |
| 17 | ALPS ETF TR | 00162Q718 | 61,377 | $2.2M | 2.22% |
| 18 | SCHWAB STRATEGIC TR | 808524300 | 58,879 | $1.9M | 1.91% |
| 19 | ISHARES TR | 464288588 | 19,497 | $1.9M | 1.88% |
| 20 | VANGUARD INDEX FDS | 922908611 | 8,435 | $1.8M | 1.79% |
| 21 | VANECK ETF TRUST | 92189F791 | 15,942 | $1.6M | 1.60% |
| 22 | VANECK ETF TRUST | 92189F106 | 19,495 | $1.5M | 1.51% |
| 23 | SCHWAB STRATEGIC TR | 808524706 | 44,302 | $1.5M | 1.50% |
| 24 | VANGUARD INDEX FDS | 922908629 | 4,361 | $1.3M | 1.30% |
| 25 | FIDELITY COVINGTON TRUST | 316092543 | 36,510 | $1.1M | 1.11% |
| 26 | VANGUARD CHARLOTTE FDS | 92203J407 | 20,593 | $1.0M | 1.03% |
| 27 | ISHARES TR | 46434V613 | 20,906 | $976,519 | 0.99% |
| 28 | ISHARES TR | 464288638 | 17,481 | $945,547 | 0.96% |
| 29 | MERCK & CO INC | MRK | 10,540 | $884,622 | 0.90% |
| 30 | ISHARES TR | 464287614 | 1,850 | $866,559 | 0.88% |
| 31 | SCHWAB STRATEGIC TR | 808524508 | 28,384 | $841,313 | 0.85% |
| 32 | BERKSHIRE HATHAWAY INC DEL | BRK-A | 1 | $754,200 | 0.76% |
| 33 | BERKSHIRE HATHAWAY INC DEL | BRK-A | 1,450 | $728,973 | 0.74% |
| 34 | ISHARES TR | 464287200 | 1,072 | $717,490 | 0.73% |
| 35 | SHELL PLC | RYDAF | 10,000 | $715,300 | 0.73% |
| 36 | NOVARTIS AG | NVSEF | 5,000 | $641,200 | 0.65% |
| 37 | SPDR SERIES TRUST | 78464A649 | 23,400 | $604,901 | 0.61% |
| 38 | ABBOTT LABS | ABLZF | 4,000 | $535,760 | 0.54% |
| 39 | VANGUARD INDEX FDS | 922908736 | 1,108 | $531,408 | 0.54% |
| 40 | NETFLIX INC | NFLX | 443 | $531,122 | 0.54% |
| 41 | SCHWAB STRATEGIC TR | 808524839 | 22,492 | $527,887 | 0.54% |
| 42 | AMGEN INC | AMGN | 1,800 | $507,960 | 0.52% |
| 43 | VANGUARD INDEX FDS | 922908512 | 2,856 | $498,600 | 0.51% |
| 44 | SCHWAB STRATEGIC TR | 808524409 | 16,266 | $473,507 | 0.48% |
| 45 | SCHWAB STRATEGIC TR | 808524797 | 17,115 | $467,240 | 0.47% |
| 46 | ISHARES TR | 46435G425 | 3,052 | $444,371 | 0.45% |
| 47 | VANGUARD WORLD FD | 92204A207 | 1,479 | $316,107 | 0.32% |
| 48 | ABBVIE INC | ABBV | 1,324 | $306,559 | 0.31% |
| 49 | UNILEVER PLC | UNLYF | 5,000 | $296,400 | 0.30% |
| 50 | INTEL CORP | INTC | 8,539 | $286,490 | 0.29% |
| 51 | AMAZON COM INC | AMZN | 1,140 | $250,310 | 0.25% |
| 52 | TORONTO DOMINION BK ONT | TORO | 3,050 | $243,848 | 0.25% |
| 53 | BLACKROCK ETF TRUST II | BLK | 4,238 | $225,631 | 0.23% |
| 54 | CISCO SYS INC | CSCO | 3,281 | $224,486 | 0.23% |
| 55 | FIRST TR EXCHNG TRADED FD VI | 33740F888 | 8,848 | $222,867 | 0.23% |