13F HOLDINGS REPORT
Payne Capital LLC
Quarter ended Q4 2025 · Filed January 20, 2026 · Accession 0001754960-26-000091
Total Value
$98.2M
Positions
53
Other Managers
0
Confidential Omitted
No
Holdings (53)
| # | Issuer | Ticker / CUSIP | Shares | Value | % of Filing |
|---|---|---|---|---|---|
| 1 | SCHWAB STRATEGIC TR | 808524854 | 324,798 | $8.1M | 8.29% |
| 2 | MICROSOFT CORP | MSFT | 15,905 | $7.7M | 7.83% |
| 3 | SCHWAB STRATEGIC TR | 808524771 | 242,141 | $6.6M | 6.71% |
| 4 | BLACKROCK ETF TRUST | BLK | 108,238 | $6.6M | 6.70% |
| 5 | VANGUARD WHITEHALL FDS | 921946406 | 42,082 | $6.0M | 6.15% |
| 6 | INVESCO EXCH TRADED FD TR II | IVZ | 32,767 | $3.9M | 3.98% |
| 7 | SCHWAB STRATEGIC TR | 808524201 | 139,632 | $3.8M | 3.83% |
| 8 | SCHWAB STRATEGIC TR | 808524805 | 144,616 | $3.5M | 3.54% |
| 9 | SPDR SERIES TRUST | 78464A375 | 97,763 | $3.3M | 3.37% |
| 10 | APPLE INC | AAPL | 11,833 | $3.2M | 3.28% |
| 11 | VANGUARD SCOTTSDALE FDS | 92206C870 | 38,108 | $3.2M | 3.25% |
| 12 | VANGUARD INTL EQUITY INDEX F | 922042874 | 37,496 | $3.1M | 3.19% |
| 13 | VANGUARD BD INDEX FDS | 92203C303 | 59,335 | $3.0M | 3.01% |
| 14 | VANGUARD WELLINGTON FD | 921935508 | 14,092 | $2.7M | 2.74% |
| 15 | AMERICAN CENTY ETF TR | 025072703 | 30,197 | $2.5M | 2.53% |
| 16 | LAZARD ACTIVE ETF TR | LAZ | 78,682 | $2.4M | 2.43% |
| 17 | ALPS ETF TR | 00162Q718 | 61,508 | $2.4M | 2.41% |
| 18 | SCHWAB STRATEGIC TR | 808524300 | 64,733 | $2.1M | 2.15% |
| 19 | ISHARES TR | 464288588 | 19,714 | $1.9M | 1.91% |
| 20 | VANGUARD INDEX FDS | 922908611 | 8,346 | $1.8M | 1.80% |
| 21 | SCHWAB STRATEGIC TR | 808524706 | 44,392 | $1.5M | 1.48% |
| 22 | VANGUARD INDEX FDS | 922908629 | 4,361 | $1.3M | 1.29% |
| 23 | FIDELITY COVINGTON TRUST | 316092543 | 36,567 | $1.1M | 1.15% |
| 24 | MERCK & CO INC | MRK | 10,637 | $1.1M | 1.14% |
| 25 | ISHARES TR | 46434V613 | 21,054 | $979,858 | 1.00% |
| 26 | VANGUARD CHARLOTTE FDS | 92203J407 | 19,597 | $946,927 | 0.96% |
| 27 | ISHARES TR | 464288638 | 17,486 | $942,170 | 0.96% |
| 28 | ISHARES TR | 464287614 | 1,851 | $876,078 | 0.89% |
| 29 | SCHWAB STRATEGIC TR | 808524508 | 25,160 | $756,572 | 0.77% |
| 30 | BERKSHIRE HATHAWAY INC DEL | BRK-A | 1 | $754,800 | 0.77% |
| 31 | SHELL PLC | RYDAF | 10,000 | $734,800 | 0.75% |
| 32 | ISHARES TR | 464287200 | 1,072 | $734,256 | 0.75% |
| 33 | BERKSHIRE HATHAWAY INC DEL | BRK-A | 1,450 | $728,843 | 0.74% |
| 34 | NOVARTIS AG | NVSEF | 5,000 | $689,350 | 0.70% |
| 35 | SPDR SERIES TRUST | 78464A649 | 23,557 | $606,583 | 0.62% |
| 36 | AMGEN INC | AMGN | 1,800 | $589,158 | 0.60% |
| 37 | VANGUARD INDEX FDS | 922908736 | 1,108 | $540,549 | 0.55% |
| 38 | SCHWAB STRATEGIC TR | 808524839 | 22,719 | $530,936 | 0.54% |
| 39 | ABBOTT LABS | ABLZF | 4,018 | $503,405 | 0.51% |
| 40 | SCHWAB STRATEGIC TR | 808524409 | 16,266 | $481,640 | 0.49% |
| 41 | VANGUARD INDEX FDS | 922908512 | 2,704 | $479,687 | 0.49% |
| 42 | SCHWAB STRATEGIC TR | 808524797 | 17,115 | $469,464 | 0.48% |
| 43 | ISHARES TR | 46435G425 | 3,052 | $454,687 | 0.46% |
| 44 | NETFLIX INC | NFLX | 4,730 | $443,485 | 0.45% |
| 45 | VANGUARD WORLD FD | 92204A207 | 1,479 | $312,424 | 0.32% |
| 46 | ABBVIE INC | ABBV | 1,333 | $304,658 | 0.31% |
| 47 | UNILEVER PLC | UNLYF | 4,483 | $293,188 | 0.30% |
| 48 | TORONTO DOMINION BK ONT | TORO | 3,050 | $287,310 | 0.29% |
| 49 | CISCO SYS INC | CSCO | 3,300 | $254,210 | 0.26% |
| 50 | BLACKROCK ETF TRUST II | BLK | 4,327 | $228,315 | 0.23% |
| 51 | FIRST TR EXCHNG TRADED FD VI | 33740F888 | 8,925 | $224,649 | 0.23% |
| 52 | AMAZON COM INC | AMZN | 890 | $205,430 | 0.21% |
| 53 | DONALDSON INC | DCI | 2,298 | $203,741 | 0.21% |