#	Issuer	Ticker	Shares	Value	% of Portfolio
1	SCHWAB STRATEGIC TR	808524201	2,915,883	$78.5M	13.98%
2	VANGUARD INTL EQUITY INDEX F	922042775	596,366	$43.9M	7.81%
3	SPDR SERIES TRUST	78464A649	1,580,729	$40.7M	7.25%
4	HARTFORD FDS EXCHANGE TRADED	41653L305	969,879	$33.1M	5.90%
5	ISHARES TR	464287200	46,186	$31.6M	5.63%
6	JANUS DETROIT STR TR	47103U845	564,632	$28.6M	5.09%
7	SPDR SERIES TRUST	78464A854	304,665	$24.4M	4.35%
8	ISHARES TR	46429B291	447,791	$21.5M	3.84%
9	ISHARES TR	46436E718	189,249	$19.0M	3.38%
10	SPDR SERIES TRUST	78468R853	350,243	$16.4M	2.92%
11	NEW YORK LIFE INVTS ACTIVE E	45409F843	665,871	$15.9M	2.84%
12	GOLDMAN SACHS ETF TR	NVGLF	178,487	$15.2M	2.71%
13	NEW YORK LIFE INVTS ACTIVE E	45409F827	511,354	$12.4M	2.22%
14	VANGUARD INDEX FDS	922908637	38,408	$12.1M	2.15%
15	PRINCIPAL EXCHANGE TRADED FD	74255Y888	615,452	$11.7M	2.09%
16	VANGUARD WORLD FD	92204A702	12,610	$9.5M	1.69%
17	SPDR S&P 500 ETF TR	SPY	11,467	$7.8M	1.39%
18	SCHWAB STRATEGIC TR	808524805	316,423	$7.6M	1.35%
19	ISHARES TR	464287614	15,622	$7.4M	1.32%
20	VANGUARD WHITEHALL FDS	921946810	76,783	$7.0M	1.25%