13F HOLDINGS REPORT

CORNERSTONE ADVISORS ASSET MANAGEMENT, LLC

Quarter ended Q4 2024 · Filed January 31, 2025 · Accession 0002044324-25-000001

Total Value

$462.8M

Positions

106

Other Managers

Confidential Omitted

View on SEC.gov

Holdings (106)

#	Issuer	Ticker / CUSIP	Shares	Value	% of Filing
1	SCHWAB STRATEGIC TR	808524201	2,426,283	$56.2M	12.15%
2	SPDR SER TR	78464A649	1,214,724	$30.4M	6.56%
3	HARTFORD FDS EXCHANGE TRADED	41653L305	898,975	$30.0M	6.47%
4	ISHARES TR	464287200	48,655	$28.6M	6.19%
5	JANUS DETROIT STR TR	47103U845	538,725	$27.3M	5.90%
6	VANGUARD INTL EQUITY INDEX F	922042775	467,546	$26.8M	5.80%
7	SPDR SER TR	78464A854	300,418	$20.7M	4.48%
8	NEW YORK LIFE INVTS ACTIVE E	45409F843	782,160	$18.6M	4.03%
9	ISHARES TR	46436E718	141,911	$14.2M	3.08%
10	VANGUARD INDEX FDS	922908637	41,574	$11.2M	2.42%
11	SPDR SER TR	78468R853	248,627	$11.2M	2.41%
12	GOLDMAN SACHS ETF TR	NVGLF	122,813	$9.5M	2.05%
13	NEW YORK LIFE INVTS ACTIVE E	45409F827	391,460	$9.4M	2.03%
14	PRINCIPAL EXCHANGE TRADED FD	74255Y888	448,319	$8.3M	1.80%
15	VANGUARD WORLD FD	92204A702	12,932	$8.0M	1.74%
16	SPDR S&P 500 ETF TR	SPY	11,829	$6.9M	1.50%
17	SPDR INDEX SHS FDS	78463X889	188,442	$6.4M	1.39%
18	ISHARES TR	46429B291	131,333	$6.1M	1.33%
19	VANGUARD WHITEHALL FDS	921946810	72,938	$5.8M	1.26%
20	ISHARES TR	464287614	14,495	$5.8M	1.26%
21	ISHARES TR	464287168	42,864	$5.6M	1.22%
22	SPDR SER TR	78464A300	62,295	$5.4M	1.17%
23	SCHWAB STRATEGIC TR	808524805	286,387	$5.3M	1.14%
24	ISHARES TR	46432F339	29,328	$5.2M	1.13%
25	VANGUARD SPECIALIZED FUNDS	921908844	20,920	$4.1M	0.89%
26	ISHARES TR	464287465	53,549	$4.0M	0.87%
27	SCHWAB STRATEGIC TR	808524607	143,326	$3.7M	0.80%
28	VANGUARD WHITEHALL FDS	921946406	29,009	$3.7M	0.80%
29	GOLDMAN SACHS ETF TR	NVGLF	35,842	$3.6M	0.77%
30	ISHARES TR	464287226	35,607	$3.5M	0.75%
31	ISHARES TR	464287507	54,361	$3.4M	0.73%
32	VANGUARD MUN BD FDS	922907746	64,404	$3.2M	0.70%
33	VANGUARD SCOTTSDALE FDS	92206C664	34,208	$3.1M	0.66%
34	PROSHARES TR	74347B839	76,140	$2.8M	0.61%
35	PROSHARES TR	74348A467	27,435	$2.7M	0.59%
36	INNOVATOR ETFS TRUST	INHD	70,224	$2.7M	0.57%
37	ISHARES TR	464287622	7,916	$2.6M	0.55%
38	ISHARES TR	464287804	20,901	$2.4M	0.52%
39	ISHARES TR	46432F842	34,001	$2.4M	0.52%
40	SPDR SER TR	78464A508	41,638	$2.1M	0.46%
41	SCHWAB STRATEGIC TR	808524722	73,803	$2.1M	0.45%
42	ISHARES TR	464287564	33,883	$2.0M	0.44%
43	ISHARES TR	464287655	8,888	$2.0M	0.42%
44	VANGUARD INDEX FDS	922908751	7,920	$1.9M	0.41%
45	BNY MELLON ETF TRUST	09661T107	14,300	$1.6M	0.35%
46	SPDR INDEX SHS FDS	78463X509	41,477	$1.6M	0.34%
47	APPLE INC	AAPL	6,128	$1.5M	0.33%
48	SSGA ACTIVE ETF TR	78467V103	53,336	$1.4M	0.31%
49	ISHARES TR	46429B663	12,025	$1.3M	0.29%
50	SCHWAB STRATEGIC TR	808524649	46,195	$1.2M	0.26%
51	VANGUARD INDEX FDS	922908769	4,005	$1.2M	0.25%
52	ISHARES TR	464288687	36,809	$1.2M	0.25%
53	NVIDIA CORPORATION	NVDA	8,119	$1.1M	0.24%
54	SPDR SER TR	78468R663	11,673	$1.1M	0.23%
55	SCHWAB STRATEGIC TR	808524409	40,528	$1.1M	0.23%
56	SELECT SECTOR SPDR TR	81369Y860	25,233	$1.0M	0.22%
57	ISHARES TR	46429B267	44,571	$1.0M	0.22%
58	PGIM ETF TR	69344A834	19,562	$1.0M	0.22%
59	ISHARES TR	46434V613	22,011	$994,897	0.21%
60	ISHARES TR	46435G409	35,513	$962,757	0.21%
61	BERKSHIRE HATHAWAY INC DEL	BRK-A	2,004	$908,373	0.20%
62	F N B CORP	302520101	56,774	$839,120	0.18%
63	VANGUARD MALVERN FDS	922020805	17,255	$835,487	0.18%
64	INTERNATIONAL BUSINESS MACHS	INTR	3,631	$798,203	0.17%
65	PEOPLES FINL SVCS CORP	711040105	15,153	$775,531	0.17%
66	VANGUARD INDEX FDS	922908736	1,888	$774,871	0.17%
67	ISHARES TR	46434V621	11,681	$716,513	0.15%
68	PPL CORP	PPLC	19,874	$645,110	0.14%
69	CAPITAL GROUP INTL FOCUS EQT	14019W109	25,951	$640,211	0.14%
70	VANGUARD BD INDEX FDS	921937835	8,829	$634,893	0.14%
71	ISHARES TR	464287630	3,703	$607,922	0.13%
72	ISHARES INC	46434G103	11,451	$597,971	0.13%
73	YUM BRANDS INC	YUM	4,450	$597,012	0.13%
74	SCHWAB STRATEGIC TR	808524102	25,849	$586,779	0.13%
75	LISTED FD TR	53656F623	15,031	$572,380	0.12%
76	ABRDN ETFS	003261104	28,827	$569,333	0.12%
77	VANGUARD INDEX FDS	922908744	3,160	$534,916	0.12%
78	AT&T INC	T-PC	23,344	$531,543	0.11%
79	NORFOLK SOUTHN CORP	655844108	2,253	$528,779	0.11%
80	ISHARES TR	464288174	6,915	$527,891	0.11%
81	ISHARES TR	464288877	9,640	$505,811	0.11%
82	ISHARES TR	46432F388	4,788	$505,691	0.11%
83	BNY MELLON ETF TRUST	09661T834	10,571	$502,684	0.11%
84	ABBVIE INC	ABBV	2,629	$467,173	0.10%
85	VANGUARD INDEX FDS	922908629	1,757	$463,986	0.10%
86	ISHARES TR	46435G425	3,514	$452,665	0.10%
87	MICROSOFT CORP	MSFT	1,049	$442,154	0.10%
88	JOHNSON & JOHNSON	JNJ	2,975	$430,245	0.09%
89	MCDONALDS CORP	MCD	1,364	$395,410	0.09%
90	VERIZON COMMUNICATIONS INC	VZ	9,842	$393,582	0.09%
91	TRUIST FINL CORP	89832Q109	8,208	$356,063	0.08%
92	ISHARES TR	464288448	12,640	$346,083	0.07%
93	SPDR GOLD TR	GLD	1,390	$336,561	0.07%
94	VANGUARD BD INDEX FDS	921937827	4,089	$315,957	0.07%
95	PROCTER AND GAMBLE CO	742718109	1,870	$313,506	0.07%
96	VANGUARD INTL EQUITY INDEX F	922042742	2,645	$310,677	0.07%
97	ROSS STORES INC	ROST	2,000	$302,540	0.07%
98	KIMBERLY-CLARK CORP	KMB	2,203	$288,681	0.06%
99	ABBOTT LABS	ABLZF	2,545	$287,865	0.06%
100	SCHWAB STRATEGIC TR	808524870	10,701	$276,395	0.06%
101	COMCAST CORP NEW	CCZ	7,300	$273,969	0.06%
102	VANGUARD STAR FDS	921909768	3,851	$226,939	0.05%
103	CHEVRON CORP NEW	CVX	1,566	$226,819	0.05%
104	VANGUARD TAX-MANAGED FDS	921943858	4,511	$215,716	0.05%
105	M & T BK CORP	55261F104	1,069	$201,051	0.04%
106	PLAINS ALL AMERN PIPELINE L	726503105	10,000	$170,800	0.04%