13F HOLDINGS REPORT

CORNERSTONE ADVISORS ASSET MANAGEMENT, LLC

Quarter ended Q2 2025 · Filed August 8, 2025 · Accession 0002044324-25-000007

Total Value

$519.3M

Positions

113

Other Managers

Confidential Omitted

View on SEC.gov

Holdings (113)

#	Issuer	Ticker / CUSIP	Shares	Value	% of Filing
1	SCHWAB STRATEGIC TR	808524201	2,855,136	$69.8M	13.44%
2	SPDR SERIES TRUST	78464A649	1,469,560	$37.6M	7.24%
3	VANGUARD INTL EQUITY INDEX F	922042775	552,570	$37.1M	7.15%
4	HARTFORD FDS EXCHANGE TRADED	41653L305	976,942	$33.1M	6.37%
5	ISHARES TR	464287200	49,146	$30.5M	5.88%
6	JANUS DETROIT STR TR	47103U845	543,117	$27.6M	5.31%
7	SPDR SERIES TRUST	78464A854	307,793	$22.4M	4.31%
8	NEW YORK LIFE INVTS ACTIVE E	45409F843	731,155	$17.0M	3.28%
9	ISHARES TR	46436E718	10,270,471	$16.4M	3.16%
10	SPDR SERIES TRUST	78468R853	310,523	$13.2M	2.55%
11	VANGUARD INDEX FDS	922908637	39,247	$11.2M	2.16%
12	NEW YORK LIFE INVTS ACTIVE E	45409F827	463,423	$11.1M	2.13%
13	GOLDMAN SACHS ETF TR	NVGLF	128,491	$10.5M	2.02%
14	PRINCIPAL EXCHANGE TRADED FD	74255Y888	525,948	$10.0M	1.92%
15	VANGUARD WORLD FD	92204A702	13,885	$9.2M	1.77%
16	SPDR S&P 500 ETF TR	SPY	11,999	$7.4M	1.43%
17	SCHWAB STRATEGIC TR	808524805	297,975	$6.6M	1.27%
18	ISHARES TR	464287614	15,481	$6.6M	1.27%
19	VANGUARD WHITEHALL FDS	921946810	72,696	$6.6M	1.26%
20	ISHARES TR	46429B291	133,288	$6.4M	1.23%
21	ISHARES TR	464287168	42,864	$5.7M	1.10%
22	SPDR INDEX SHS FDS	78463X889	132,119	$5.3M	1.03%
23	ISHARES TR	46432F339	27,696	$5.1M	0.97%
24	ISHARES TR	464287465	53,189	$4.8M	0.92%
25	SPDR SERIES TRUST	78464A300	59,293	$4.7M	0.91%
26	VANGUARD SPECIALIZED FUNDS	921908844	20,923	$4.3M	0.82%
27	VANGUARD WHITEHALL FDS	921946406	29,009	$3.9M	0.74%
28	CAPITAL GRP FIXED INCM ETF T	14020Y201	138,985	$3.7M	0.71%
29	ISHARES TR	464287226	36,125	$3.6M	0.69%
30	SCHWAB STRATEGIC TR	808524607	140,718	$3.6M	0.69%
31	ISHARES TR	46435G524	41,041	$3.2M	0.62%
32	ISHARES TR	464287507	51,983	$3.2M	0.62%
33	GOLDMAN SACHS ETF TR	NVGLF	31,831	$3.2M	0.61%
34	VANGUARD MUN BD FDS	922907746	63,790	$3.1M	0.60%
35	ISHARES TR	46432F842	34,167	$2.9M	0.55%
36	INNOVATOR ETFS TRUST	INHD	70,224	$2.8M	0.53%
37	PROSHARES TR	74348A467	27,435	$2.8M	0.53%
38	ISHARES TR	464287622	7,852	$2.7M	0.51%
39	ISHARES TR	464287655	12,330	$2.7M	0.51%
40	ISHARES TR	464287804	23,587	$2.6M	0.50%
41	ISHARES TR	464287564	41,622	$2.5M	0.49%
42	SCHWAB STRATEGIC TR	808524722	84,123	$2.5M	0.48%
43	VANGUARD SCOTTSDALE FDS	92206C664	28,201	$2.5M	0.47%
44	SPDR SERIES TRUST	78464A508	42,478	$2.2M	0.43%
45	SCHWAB STRATEGIC TR	808524649	85,203	$2.1M	0.41%
46	VANGUARD INDEX FDS	922908751	8,921	$2.1M	0.41%
47	BNY MELLON ETF TRUST	09661T107	14,300	$1.7M	0.33%
48	SSGA ACTIVE ETF TR	78467V103	53,649	$1.6M	0.30%
49	ISHARES TR	46429B663	12,201	$1.4M	0.28%
50	APPLE INC	AAPL	6,724	$1.4M	0.27%
51	VANGUARD INDEX FDS	922908769	4,289	$1.3M	0.25%
52	ISHARES TR	464288687	39,614	$1.2M	0.23%
53	ISHARES TR	46435G409	35,433	$1.2M	0.22%
54	SCHWAB STRATEGIC TR	808524409	40,960	$1.1M	0.22%
55	INTERNATIONAL BUSINESS MACHS	INTR	3,759	$1.1M	0.21%
56	BERKSHIRE HATHAWAY INC DEL	BRK-A	2,213	$1.1M	0.21%
57	ISHARES TR	46429B267	45,089	$1.0M	0.20%
58	ISHARES TR	46434V613	21,840	$1.0M	0.19%
59	PGIM ETF TR	69344A834	18,906	$972,732	0.19%
60	SPDR SERIES TRUST	78468R663	9,719	$891,517	0.17%
61	CAPITAL GROUP INTL FOCUS EQT	14019W109	31,781	$862,219	0.17%
62	VANGUARD INDEX FDS	922908736	1,890	$828,784	0.16%
63	VANGUARD MALVERN FDS	922020805	15,589	$783,651	0.15%
64	VANGUARD TAX-MANAGED FDS	921943858	13,332	$760,057	0.15%
65	PEOPLES FINL SVCS CORP	711040105	15,153	$748,104	0.14%
66	ISHARES INC	46434G103	11,625	$697,875	0.13%
67	PPL CORP	PPLC	20,484	$694,203	0.13%
68	NVIDIA CORPORATION	NVDA	4,382	$692,312	0.13%
69	VANGUARD INTL EQUITY INDEX F	922042742	5,187	$666,609	0.13%
70	ISHARES TR	46432F388	5,863	$663,742	0.13%
71	MICROSOFT CORP	MSFT	1,330	$661,555	0.13%
72	YUM BRANDS INC	YUM	4,450	$659,401	0.13%
73	VANGUARD BD INDEX FDS	921937835	8,915	$656,411	0.13%
74	LISTED FDS TR	53656F623	15,031	$633,857	0.12%
75	SCHWAB STRATEGIC TR	808524102	26,005	$619,704	0.12%
76	ISHARES TR	46434V621	9,237	$590,614	0.11%
77	ISHARES TR	464287630	3,703	$584,185	0.11%
78	VANGUARD INDEX FDS	922908744	3,158	$558,178	0.11%
79	ISHARES TR	464288877	8,629	$547,755	0.11%
80	BNY MELLON ETF TRUST	09661T834	10,571	$542,810	0.10%
81	NORFOLK SOUTHN CORP	655844108	2,048	$524,227	0.10%
82	EXXON MOBIL CORP	XOM	4,855	$523,369	0.10%
83	ISHARES TR	464288174	6,915	$507,284	0.10%
84	ABBVIE INC	ABBV	2,629	$487,995	0.09%
85	JOHNSON & JOHNSON	JNJ	3,188	$486,985	0.09%
86	ISHARES TR	46435G425	3,532	$477,889	0.09%
87	ABRDN ETFS	003261104	22,712	$471,728	0.09%
88	ISHARES TR	464288448	12,640	$436,206	0.08%
89	SPDR GOLD TR	GLD	1,390	$423,714	0.08%
90	ABBOTT LABS	ABLZF	3,036	$412,926	0.08%
91	VANGUARD ADMIRAL FDS INC	921932828	4,077	$412,715	0.08%
92	ISHARES TR	464287598	2,110	$409,880	0.08%
93	MCDONALDS CORP	MCD	1,389	$405,824	0.08%
94	SPDR INDEX SHS FDS	78463X509	9,199	$393,165	0.08%
95	TRUIST FINL CORP	89832Q109	8,369	$359,797	0.07%
96	VANGUARD INDEX FDS	922908629	1,146	$320,685	0.06%
97	KIMBERLY-CLARK CORP	KMB	2,376	$306,314	0.06%
98	PROCTER AND GAMBLE CO	742718109	1,862	$296,654	0.06%
99	PGIM ETF TR	69344A107	5,744	$285,821	0.06%
100	SCHWAB STRATEGIC TR	808524870	10,075	$268,797	0.05%
101	VANGUARD STAR FDS	921909768	3,851	$266,066	0.05%
102	VANGUARD INTL EQUITY INDEX F	922042858	5,170	$255,708	0.05%
103	ROSS STORES INC	ROST	2,000	$255,160	0.05%
104	CHEVRON CORP NEW	CVX	1,602	$229,390	0.04%
105	M & T BK CORP	55261F104	1,169	$226,845	0.04%
106	SPDR INDEX SHS FDS	78463X772	4,966	$209,317	0.04%
107	ISHARES TR	46432F834	2,698	$208,582	0.04%
108	ISHARES TR	464287101	673	$204,912	0.04%
109	LINDE PLC	LIN	435	$204,093	0.04%
110	JANUS DETROIT STR TR	47103U886	4,099	$201,662	0.04%
111	ALLSTATE CORP	ALL-PJ	1,000	$201,310	0.04%
112	MID PENN BANCORP INC	MPB	7,137	$201,263	0.04%
113	PLAINS ALL AMERN PIPELINE L	726503105	10,000	$183,200	0.04%