13F HOLDINGS REPORT

CORNERSTONE ADVISORS ASSET MANAGEMENT, LLC

Quarter ended Q1 2025 · Filed April 24, 2025 · Accession 0002044324-25-000002

Total Value

$488.2M

Positions

124

Other Managers

Confidential Omitted

View on SEC.gov

Holdings (124)

#	Issuer	Ticker / CUSIP	Shares	Value	% of Filing
1	SCHWAB STRATEGIC TR	808524201	2,629,519	$58.1M	11.89%
2	SPDR SER TR	78464A649	1,297,331	$33.1M	6.79%
3	VANGUARD INTL EQUITY INDEX F	922042775	509,064	$30.9M	6.33%
4	HARTFORD FDS EXCHANGE TRADED	41653L305	885,760	$30.0M	6.14%
5	ISHARES TR	464287200	49,097	$27.6M	5.65%
6	JANUS DETROIT STR TR	47103U845	530,383	$26.9M	5.51%
7	SPDR SER TR	78464A854	301,695	$19.8M	4.06%
8	NEW YORK LIFE INVTS ACTIVE E	45409F843	807,186	$19.1M	3.91%
9	ISHARES TR	46436E718	151,038	$15.2M	3.11%
10	SPDR SER TR	78468R853	284,873	$11.6M	2.38%
11	NEW YORK LIFE INVTS ACTIVE E	45409F827	473,970	$11.4M	2.33%
12	VANGUARD INDEX FDS	922908637	39,142	$10.1M	2.06%
13	GOLDMAN SACHS ETF TR	NVGLF	125,393	$9.5M	1.95%
14	PRINCIPAL EXCHANGE TRADED FD	74255Y888	481,665	$8.9M	1.83%
15	VANGUARD WORLD FD	92204A702	13,883	$7.5M	1.54%
16	SPDR INDEX SHS FDS	78463X889	195,341	$7.1M	1.46%
17	SPDR S&P 500 ETF TR	SPY	11,806	$6.6M	1.35%
18	ISHARES TR	46429B291	131,845	$6.3M	1.28%
19	VANGUARD WHITEHALL FDS	921946810	72,696	$6.0M	1.24%
20	SCHWAB STRATEGIC TR	808524805	292,339	$5.8M	1.18%
21	ISHARES TR	464287168	42,864	$5.8M	1.18%
22	ISHARES TR	464287614	14,495	$5.2M	1.07%
23	ISHARES TR	464287226	50,255	$5.0M	1.02%
24	ISHARES TR	46432F339	28,669	$4.9M	1.00%
25	SPDR SER TR	78464A300	59,293	$4.6M	0.95%
26	ISHARES TR	464287465	53,189	$4.3M	0.89%
27	VANGUARD SPECIALIZED FUNDS	921908844	20,923	$4.1M	0.83%
28	VANGUARD WHITEHALL FDS	921946406	29,009	$3.7M	0.77%
29	GOLDMAN SACHS ETF TR	NVGLF	35,313	$3.5M	0.72%
30	SCHWAB STRATEGIC TR	808524607	140,373	$3.3M	0.67%
31	ISHARES TR	464287507	54,909	$3.2M	0.66%
32	VANGUARD MUN BD FDS	922907746	64,200	$3.2M	0.65%
33	CAPITAL GRP FIXED INCM ETF T	14020Y201	117,686	$3.2M	0.65%
34	ISHARES TR	46435G524	41,041	$3.0M	0.61%
35	PROSHARES TR	74348A467	27,435	$2.8M	0.57%
36	ISHARES TR	46432F842	36,177	$2.7M	0.56%
37	VANGUARD SCOTTSDALE FDS	92206C664	33,587	$2.7M	0.55%
38	INNOVATOR ETFS TRUST	INHD	70,224	$2.6M	0.54%
39	ISHARES TR	464287622	7,878	$2.4M	0.50%
40	ISHARES TR	464287564	37,604	$2.3M	0.47%
41	ISHARES TR	464287804	21,187	$2.2M	0.45%
42	SPDR SER TR	78464A508	41,783	$2.1M	0.44%
43	ISHARES TR	464287242	19,388	$2.1M	0.43%
44	SCHWAB STRATEGIC TR	808524649	81,119	$2.1M	0.42%
45	SCHWAB STRATEGIC TR	808524722	74,028	$2.0M	0.41%
46	ISHARES TR	464287655	9,199	$1.8M	0.38%
47	VANGUARD INDEX FDS	922908751	8,221	$1.8M	0.37%
48	SPDR INDEX SHS FDS	78463X509	44,133	$1.7M	0.36%
49	VANGUARD INDEX FDS	922908744	9,335	$1.6M	0.33%
50	ISHARES TR	46429B663	13,218	$1.6M	0.33%
51	SSGA ACTIVE ETF TR	78467V103	53,336	$1.5M	0.31%
52	BNY MELLON ETF TRUST	09661T107	14,300	$1.5M	0.31%
53	APPLE INC	AAPL	6,476	$1.4M	0.29%
54	VANGUARD INDEX FDS	922908736	3,543	$1.3M	0.27%
55	ISHARES TR	464288687	40,530	$1.2M	0.26%
56	BERKSHIRE HATHAWAY INC DEL	BRK-A	2,114	$1.1M	0.23%
57	VANGUARD INDEX FDS	922908769	4,005	$1.1M	0.23%
58	SCHWAB STRATEGIC TR	808524409	40,746	$1.1M	0.22%
59	ISHARES TR	46435G409	35,433	$1.1M	0.22%
60	SELECT SECTOR SPDR TR	81369Y860	25,233	$1.1M	0.22%
61	SPDR SER TR	78464A474	35,044	$1.1M	0.22%
62	ISHARES TR	46429B267	44,691	$1.0M	0.21%
63	PGIM ETF TR	69344A834	18,655	$957,211	0.20%
64	ISHARES TR	46434V613	19,945	$919,066	0.19%
65	INTERNATIONAL BUSINESS MACHS	INTR	3,631	$902,884	0.18%
66	VANGUARD MALVERN FDS	922020805	16,986	$847,601	0.17%
67	SPDR SER TR	78468R663	9,144	$838,824	0.17%
68	F N B CORP	302520101	56,774	$763,610	0.16%
69	PPL CORP	PPLC	20,484	$739,677	0.15%
70	VANGUARD TAX-MANAGED FDS	921943858	14,117	$717,554	0.15%
71	YUM BRANDS INC	YUM	4,450	$700,252	0.14%
72	ISHARES TR	464288588	7,396	$693,613	0.14%
73	AT&T INC	T-PC	23,948	$677,249	0.14%
74	PEOPLES FINL SVCS CORP	711040105	15,153	$673,854	0.14%
75	SPDR SER TR	78468R804	3,867	$673,094	0.14%
76	CAPITAL GROUP INTL FOCUS EQT	14019W109	25,951	$635,280	0.13%
77	ISHARES INC	46434G103	11,485	$619,845	0.13%
78	ABRDN ETFS	003261104	28,827	$618,627	0.13%
79	LISTED FD TR	53656F623	15,031	$611,010	0.13%
80	VANGUARD INTL EQUITY INDEX F	922042742	5,165	$598,907	0.12%
81	CHEVRON CORP NEW	CVX	3,540	$592,207	0.12%
82	ISHARES TR	46434V621	9,237	$570,662	0.12%
83	ISHARES TR	464288877	9,640	$568,182	0.12%
84	ISHARES TR	464287630	3,703	$559,079	0.11%
85	SCHWAB STRATEGIC TR	808524102	25,929	$558,241	0.11%
86	JOHNSON & JOHNSON	JNJ	3,327	$551,750	0.11%
87	ABBVIE INC	ABBV	2,629	$550,828	0.11%
88	VANGUARD BD INDEX FDS	921937835	7,456	$547,643	0.11%
89	NORFOLK SOUTHN CORP	655844108	2,258	$534,807	0.11%
90	VANGUARD SCOTTSDALE FDS	92206C680	5,722	$530,909	0.11%
91	ISHARES TR	464288174	6,915	$521,598	0.11%
92	ISHARES TR	46432F388	4,817	$513,769	0.11%
93	NVIDIA CORPORATION	NVDA	4,708	$510,253	0.10%
94	BNY MELLON ETF TRUST	09661T834	10,571	$505,188	0.10%
95	MICROSOFT CORP	MSFT	1,255	$471,114	0.10%
96	VERIZON COMMUNICATIONS INC	VZ	9,984	$452,874	0.09%
97	VANGUARD INDEX FDS	922908629	1,710	$442,338	0.09%
98	MCDONALDS CORP	MCD	1,389	$433,882	0.09%
99	ISHARES TR	46435G425	3,523	$429,534	0.09%
100	ABBOTT LABS	ABLZF	3,036	$402,725	0.08%
101	SPDR GOLD TR	GLD	1,390	$400,515	0.08%
102	ISHARES TR	464287598	2,103	$395,762	0.08%
103	VANGUARD INDEX FDS	922908611	2,124	$395,588	0.08%
104	ISHARES TR	464288448	12,640	$392,093	0.08%
105	VANGUARD SCOTTSDALE FDS	92206C409	4,850	$382,847	0.08%
106	VANGUARD INTL EQUITY INDEX F	922042858	7,599	$343,953	0.07%
107	TRUIST FINL CORP	89832Q109	8,281	$340,767	0.07%
108	KIMBERLY-CLARK CORP	KMB	2,376	$337,915	0.07%
109	PROCTER AND GAMBLE CO	742718109	1,862	$317,322	0.07%
110	VANGUARD BD INDEX FDS	921937827	4,034	$315,782	0.06%
111	COMCAST CORP NEW	CCZ	7,847	$289,554	0.06%
112	PGIM ETF TR	69344A107	5,744	$285,649	0.06%
113	SPDR SER TR	78468R887	2,302	$282,867	0.06%
114	SCHWAB STRATEGIC TR	808524870	10,275	$276,291	0.06%
115	ROSS STORES INC	ROST	2,000	$255,580	0.05%
116	VANGUARD STAR FDS	921909768	3,851	$239,147	0.05%
117	BARCLAYS BANK PLC	VXZ	6,752	$238,413	0.05%
118	EXXON MOBIL CORP	XOM	1,937	$230,367	0.05%
119	DOMINION ENERGY INC	D	4,024	$225,626	0.05%
120	M & T BK CORP	55261F104	1,169	$209,023	0.04%
121	ALLSTATE CORP	ALL-PJ	1,000	$207,070	0.04%
122	LINDE PLC	LIN	435	$202,553	0.04%
123	ISHARES TR	464288513	2,565	$202,337	0.04%
124	PLAINS ALL AMERN PIPELINE L	726503105	10,000	$200,000	0.04%