Institutional Manager · CIK 0002040901

Financially Speaking Inc

GREENWOOD VILLAGE, CO · File #028-24901

Latest AUM

$154.6M

Positions

209

Top-10 Concentration

87.4%

Filings

Portfolio Value Over Time

2024-12

2025-03

2025-06

2025-09

2025-12

Biggest QoQ Changes

Ranked by conviction flow (share change × current price) so mark-to-market moves don't dominate. Price effect column shows how much of the $ change was just the stock moving.

Action	Issuer	Ticker / CUSIP	Δ Shares	Flow ($)	Price Effect
NEW	SPDR S&P 500 ETF	SPY	+40,448	+$27.6M	$0
REDUCE	JPMORGAN U S TECH LEADERS ETF IV	46654Q732	-167,280	-$15.1M	-$318,225
REDUCE	ICON FLEXIBLE BD FD INV	ICLR	-1,506,221	-$12.7M	-$74,957
EXITED	TECHNOLOGY SELECT SECTORSPDR ETF	81369Y803	-35,481	-$10.0M	$0
REDUCE	INVSC S P 500 MOMENTUM ETF	IVZ	-70,790	-$8.4M	-$123,641
REDUCE	VANECK JUNIOR GOLD MINERS ETF	92189F791	-58,647	-$6.7M	+$980,508
ADD	JPMORGAN ULTRA SHORT INCOME ETF	46641Q837	+125,673	+$6.4M	-$472
REDUCE	AMPLIFY JUNIOR SILVER MINERS ETF	032108649	-187,602	-$5.2M	+$861,162
REDUCE	FIDELITY LOW DURATION BOND FACTR ETF	316188408	-92,990	-$4.7M	+$3,156
REDUCE	GLOBAL X SILVER MINERS ETF	37954Y848	-44,318	-$3.7M	+$529,168

Sector Allocation

Financials

23.6%$36.5M

Healthcare

11.2%$17.4M

Technology

1.7%$2.6M

Consumer Discretionary

1.7%$2.6M

Industrials

0.2%$365,604

Energy

0.2%$332,605

Consumer Staples

0.1%$226,324

Communication Services

0.1%$180,619

Materials

0.0%$66,335

Utilities

0.0%$10,701

Real Estate

0.0%$11,202

Filing History

Feb 10, 202613F HOLDINGS REPORTQ/E Dec 2025209 pos · $154.6M
Nov 6, 202513F HOLDINGS REPORTQ/E Sep 2025216 pos · $152.2M
Aug 7, 202513F HOLDINGS REPORTQ/E Jun 2025202 pos · $152.0M
May 7, 202513F HOLDINGS REPORTQ/E Mar 202578 pos · $135.6M
Feb 11, 202513F HOLDINGS REPORTQ/E Dec 2024223 pos · $147.2M

Top 20 Holdings — Dec 2025

#	Issuer	Ticker	Shares	Value	% of Portfolio
1	INVSC S P 500 EQUAL WEIGHT ETF	IVZ	162,523	$31.1M	20.59%
2	SPDR S&P 500 ETF	SPY	40,448	$27.6M	18.24%
3	FIDELITY LOW DURATION BOND FACTR ETF	316188408	336,813	$16.9M	11.19%
4	SCHWAB TREASURY OBLIG MONEY INV	808515621	16,847,528	$16.8M	11.14%
5	ICON FLEXIBLE BD FD INV	ICLR	1,904,654	$16.1M	10.66%
6	SCHWAB US LARGE CAP GROWTH ETF	808524300	229,716	$7.5M	4.96%
7	JPMORGAN ULTRA SHORT INCOME ETF	46641Q837	129,044	$6.5M	4.32%
8	INVESCO S AND P 100 EQL WGHT ETF	IVZ	40,802	$4.8M	3.19%
9	SCHWAB TREASURY OBLIG MONEY ULTRA	808515480	2,496,289	$2.5M	1.65%
10	RHEINMETALL FSPONSORED ADR 1 ADR REPS 0.2 ORD SHS	RH	5,860	$2.1M	1.42%
11	STATE STRT HLTH CRE SLT SEC SPDR ETF	81369Y209	11,104	$1.7M	1.14%
12	ST SRT SPDR S&P MTLS ANDMNG ETF	78464A755	13,434	$1.4M	0.92%
13	GLOBAL X SILVER MINERS ETF	37954Y848	16,570	$1.4M	0.92%
14	VANECK GOLD MINERS ETF	92189F106	15,989	$1.4M	0.91%
15	ABRDN PHYSICAL PLATINUM SHARES ETF	PPLT	6,581	$1.2M	0.81%
16	SCHWAB TREASURY OBLIG MONEY INV	808515621	1,108,249	$1.1M	0.73%
17	PALANTIR TECHNOLOGIES INCLASS CLASS A	PLTR	5,090	$904,748	0.60%
18	AMPLIFY JUNIOR SILVER MINERS ETF	032108649	32,607	$902,236	0.60%
19	VANECK JUNIOR GOLD MINERS ETF	92189F791	7,828	$890,670	0.59%
20	SCHWAB US TREASURY MONEY INVESTOR	808515548	688,623	$688,623	0.46%