13F HOLDINGS REPORT
Financially Speaking Inc
Quarter ended Q3 2025 · Filed November 6, 2025 · Accession 0001398344-25-020442
Total Value
$152.2M
Positions
216
Other Managers
0
Confidential Omitted
No
Holdings (216)
| # | Issuer | Ticker / CUSIP | Shares | Value | % of Filing |
|---|---|---|---|---|---|
| 1 | SCHWAB TREASURY OBLIG MONEY INV | 808515621 | 16,839,330 | $16.8M | 11.06% |
| 2 | JPMORGAN U S TECH LEADERS ETF IV | 46654Q732 | 167,396 | $15.4M | 10.11% |
| 3 | ICON FLEXIBLE BD FD INV | ICLR | 1,511,868 | $12.9M | 8.45% |
| 4 | TECHNOLOGY SELECT SECTORSPDR ETF | 81369Y803 | 35,481 | $10.0M | 6.57% |
| 5 | INVSC S P 500 MOMENTUM ETF | IVZ | 70,825 | $8.6M | 5.63% |
| 6 | SCHWAB US LARGE CAP GROWTH ETF | 808524300 | 264,809 | $8.5M | 5.55% |
| 7 | JPMORGAN ULTRA SHORT INCOME ETF | 46641Q837 | 132,083 | $6.7M | 4.40% |
| 8 | VANECK JUNIOR GOLD MINERS ETF | 92189F791 | 66,475 | $6.6M | 4.32% |
| 9 | SPDR S&P METALS & MININGETF | 78464A755 | 69,468 | $6.5M | 4.25% |
| 10 | GLOBAL X DEFENSE TECH ETF | 37960A529 | 79,590 | $5.6M | 3.67% |
| 11 | FIDELITY LOW DURATION BOND FACTR ETF | 316188408 | 105,177 | $5.3M | 3.47% |
| 12 | SCHWAB INTERNATNAL SMALLCAP EQY ETF | 808524888 | 112,677 | $5.1M | 3.37% |
| 13 | RHEINMETALL FSPONSORED ADR 1 ADR REPS 0.2 ORD SHS | RH | 10,529 | $4.9M | 3.22% |
| 14 | VANECK GOLD MINERS ETF | 92189F106 | 60,878 | $4.7M | 3.06% |
| 15 | AMPLIFY JUNIOR SILVER MINERS ETF | 032108649 | 187,985 | $4.3M | 2.85% |
| 16 | BERKSHIRE HATHAWAY CLASS B | BRK-A | 6,757 | $3.4M | 2.23% |
| 17 | GLOBAL X SILVER MINERS ETF | 37954Y848 | 44,513 | $3.2M | 2.09% |
| 18 | SCHWAB TREASURY OBLIG MONEY ULTRA | 808515480 | 2,508,034 | $2.5M | 1.65% |
| 19 | ROLLS-ROYCE HOLDINGS P FSPONSORED ADR 1 ADR REPS 1 ORD SHS | 775781206 | 110,291 | $1.8M | 1.17% |
| 20 | ISHARES MSCI SPAIN ETF | 464286764 | 35,538 | $1.8M | 1.16% |
| 21 | VANECK VIETNAM ETF | 92189F817 | 97,302 | $1.7M | 1.14% |
| 22 | GLOBAL X URANIUM ETF | 37954Y871 | 35,302 | $1.7M | 1.11% |
| 23 | SCHWAB TREASURY OBLIG MONEY INV | 808515621 | 1,497,114 | $1.5M | 0.98% |
| 24 | PALANTIR TECHNOLOGIES INCLASS A | PLTR | 5,176 | $944,206 | 0.62% |
| 25 | PALANTIR TECHNOLOGIES INCLASS A | PLTR | 4,100 | $747,922 | 0.49% |
| 26 | SCHWAB US TREASURY MONEY INVESTOR | 808515548 | 682,269 | $682,269 | 0.45% |
| 27 | SCHWAB TREASURY OBLIG MONEY INV | 808515621 | 625,252 | $625,252 | 0.41% |
| 28 | MCKESSON CORP | MCK | 800 | $618,032 | 0.41% |
| 29 | NVIDIA CORP | NVDA | 2,761 | $515,147 | 0.34% |
| 30 | SELECT SECTOR UTI SELECTSPDR ETF | 81369Y886 | 5,832 | $508,609 | 0.33% |
| 31 | NVIDIA CORP | NVDA | 2,337 | $436,037 | 0.29% |
| 32 | AMERICAN FUNDS FUNDAMENTAL INVS A | 360802102 | 3,959 | $370,020 | 0.24% |
| 33 | SPDR S&P DIVIDEND ETF | 78464A763 | 2,393 | $335,074 | 0.22% |
| 34 | SCHWAB US TREASURY MONEY INVESTOR | 808515548 | 279,884 | $279,884 | 0.18% |
| 35 | XCEL ENERGY INC | XELLL | 3,410 | $275,017 | 0.18% |
| 36 | JPMORGAN U S TECH LEADERS ETF IV | 46654Q732 | 2,937 | $270,116 | 0.18% |
| 37 | MEDTRONIC PLC F | MDT | 2,468 | $235,052 | 0.15% |
| 38 | EXXON MOBIL CORP | XOM | 1,952 | $220,088 | 0.14% |
| 39 | SCHWAB PRIME ADVANTAGE MONEY INVESTOR | 808515605 | 218,272 | $218,272 | 0.14% |
| 40 | ALTRIA GROUP INC | MO | 2,850 | $188,271 | 0.12% |
| 41 | RTX CORP | RTX | 1,027 | $171,848 | 0.11% |
| 42 | JPMORGAN ULTRA SHORT INCOME ETF | 46641Q837 | 3,371 | $171,011 | 0.11% |
| 43 | COSTCO WHSL CORP NEW | 22160K105 | 150 | $138,845 | 0.09% |
| 44 | PUTNAM CONVERTIBLE SECURITIES A | 746476100 | 4,833 | $137,346 | 0.09% |
| 45 | SPDR S&P DIVIDEND ETF | 78464A763 | 950 | $133,048 | 0.09% |
| 46 | FIDELITY LOW DURATION BOND FACTR ETF | 316188408 | 2,607 | $130,871 | 0.09% |
| 47 | CLOUDFLARE INC CLASS A | NET | 550 | $118,025 | 0.08% |
| 48 | TECHNOLOGY SELECT SECTORSPDR ETF | 81369Y803 | 406 | $114,435 | 0.08% |
| 49 | AMERICAN FUNDS WASHINGTON MUTUAL A | 939330106 | 1,631 | $109,263 | 0.07% |
| 50 | OCCIDENTAL PETE CORP | 674599105 | 2,260 | $106,796 | 0.07% |
| 51 | US BANCORP DEL | USB-PS | 2,208 | $106,713 | 0.07% |
| 52 | INVSC S P 500 MOMENTUM ETF | IVZ | 827 | $100,117 | 0.07% |
| 53 | SCHWAB US LARGE CAP GROWTH ETF | 808524300 | 3,066 | $97,836 | 0.06% |
| 54 | AMAZON.COM INC | AMZN | 427 | $93,756 | 0.06% |
| 55 | JOHNSON & JOHNSON | JNJ | 500 | $92,710 | 0.06% |
| 56 | META PLATFORMS INC CLASS A | META | 125 | $91,798 | 0.06% |
| 57 | VANGUARD EQUITY-INCOME INV | 921921102 | 1,824 | $85,286 | 0.06% |
| 58 | TRANE TECHNOLOGIES PLC F | TT | 200 | $84,392 | 0.06% |
| 59 | APPLE INC | AAPL | 324 | $82,597 | 0.05% |
| 60 | ALPHABET INC CLASS CLASS A | GOOG | 328 | $79,737 | 0.05% |
| 61 | VANGUARD WELLESLEY INCOME INV | 921938106 | 2,921 | $76,742 | 0.05% |
| 62 | SPDR S&P METALS & MININGETF | 78464A755 | 814 | $75,857 | 0.05% |
| 63 | VANECK JUNIOR GOLD MINERS ETF | 92189F791 | 763 | $75,560 | 0.05% |
| 64 | BOEING CO | BA-PA | 350 | $75,541 | 0.05% |
| 65 | JOHNSON & JOHNSON | JNJ | 391 | $72,499 | 0.05% |
| 66 | LENNOX INTL INC | 526107107 | 133 | $70,405 | 0.05% |
| 67 | LINDE PLC F | LIN | 140 | $66,500 | 0.04% |
| 68 | GLOBAL X DEFENSE TECH ETF | 37960A529 | 933 | $65,534 | 0.04% |
| 69 | MCDONALDS CORP | MCD | 214 | $65,032 | 0.04% |
| 70 | ALPHABET INC CLASS CLASS A | GOOG | 250 | $60,775 | 0.04% |
| 71 | INVESCO S&P 500 LOW VOLATILITY ETF | IVZ | 826 | $60,694 | 0.04% |
| 72 | PHILLIPS 66 | PSX | 428 | $58,264 | 0.04% |
| 73 | SCHWAB INTERNATNAL SMALLCAP EQY ETF | 808524888 | 1,276 | $58,071 | 0.04% |
| 74 | PALANTIR TECHNOLOGIES INCLASS A | PLTR | 316 | $57,645 | 0.04% |
| 75 | RHEINMETALL FSPONSORED ADR 1 ADR REPS 0.2 ORD SHS | RH | 120 | $55,889 | 0.04% |
| 76 | VANECK GOLD MINERS ETF | 92189F106 | 722 | $55,161 | 0.04% |
| 77 | AMPLIFY JUNIOR SILVER MINERS ETF | 032108649 | 2,355 | $54,377 | 0.04% |
| 78 | TCW TRANSFORM SYSTEMS ETF | 29287L205 | 552 | $53,925 | 0.04% |
| 79 | VERIZON COMMUNICATIONS I | VZ | 1,220 | $53,619 | 0.04% |
| 80 | ADV INNER CIR FD III DM LR CP CR ETF | 00774Q346 | 1,274 | $53,250 | 0.03% |
| 81 | COSTCO WHSL CORP NEW | 22160K105 | 57 | $52,761 | 0.03% |
| 82 | NORTHROP GRUMMAN CORP | NOC | 83 | $50,574 | 0.03% |
| 83 | THERMO FISHER SCIENTIFIC | TMO | 100 | $48,502 | 0.03% |
| 84 | KIMBERLY CLARK CORP | KMB | 377 | $46,876 | 0.03% |
| 85 | GRANITESHARES NVDA LNG DAILY ETF | 38747R827 | 500 | $46,810 | 0.03% |
| 86 | NUVEEN PREFERRED SECS & INC A | NU | 2,897 | $46,669 | 0.03% |
| 87 | CROWDSTRIKE HLDGS INC CLASS A | CRWD | 95 | $46,586 | 0.03% |
| 88 | SCHWAB S&P 500 INDEX | 808509855 | 2,567 | $44,326 | 0.03% |
| 89 | ROSS STORES INC | ROST | 284 | $43,279 | 0.03% |
| 90 | GLOBAL X SILVER MINERS ETF | 37954Y848 | 584 | $41,832 | 0.03% |
| 91 | DISNEY WALT CO | 254687106 | 358 | $40,991 | 0.03% |
| 92 | BERKSHIRE HATHAWAY CLASS B | BRK-A | 81 | $40,722 | 0.03% |
| 93 | PNC FINL SERVICES | 693475105 | 200 | $40,186 | 0.03% |
| 94 | MCCORMICK & CO INC | MKC-V | 580 | $38,808 | 0.03% |
| 95 | ADVANCED MICRO DEVIC | AMD | 233 | $37,697 | 0.02% |
| 96 | STRYKER CORP | SYK | 100 | $36,967 | 0.02% |
| 97 | PROCTER & GAMBLE CO | 742718109 | 235 | $36,108 | 0.02% |
| 98 | UBER TECHNOLOGIES INC | UBER | 350 | $34,290 | 0.02% |
| 99 | STARBUCKS CORP | SBUX | 404 | $34,178 | 0.02% |
| 100 | XCEL ENERGY INC | XELLL | 394 | $31,793 | 0.02% |
| 101 | HOME DEPOT INC | HD | 77 | $31,200 | 0.02% |
| 102 | AMAZON.COM INC | AMZN | 140 | $30,740 | 0.02% |
| 103 | BNY MELLON SUST US EQUITY A | 09661D102 | 1,485 | $30,561 | 0.02% |
| 104 | CELSIUS HLDGS INC | CELH | 500 | $28,745 | 0.02% |
| 105 | AT&T INC | T-PC | 1,000 | $28,240 | 0.02% |
| 106 | RIVIAN AUTOMOTIVE INC CLASS A | RIVN | 1,837 | $26,967 | 0.02% |
| 107 | ICON FLEXIBLE BD FD INV | ICLR | 3,135 | $26,675 | 0.02% |
| 108 | ISHARES US AEROSPACE DEFENSE ETF | 464288760 | 126 | $26,367 | 0.02% |
| 109 | BANK OF AMERICA CORP | 060505104 | 497 | $25,639 | 0.02% |
| 110 | GRAYSCALE BITCOIN TRUST ETF | GBTC | 275 | $24,687 | 0.02% |
| 111 | MCDONALDS CORP | MCD | 78 | $23,703 | 0.02% |
| 112 | MICROSOFT CORP | MSFT | 44 | $22,790 | 0.01% |
| 113 | NORDSON CORP | NDSN | 100 | $22,695 | 0.01% |
| 114 | ISHARES MSCI SPAIN ETF | 464286764 | 426 | $21,087 | 0.01% |
| 115 | VANECK VIETNAM ETF | 92189F817 | 1,173 | $20,926 | 0.01% |
| 116 | ROLLS-ROYCE HOLDINGS P FSPONSORED ADR 1 ADR REPS 1 ORD SHS | 775781206 | 1,287 | $20,849 | 0.01% |
| 117 | AT&T INC | T-PC | 730 | $20,615 | 0.01% |
| 118 | GILEAD SCIENCES INC | GILD | 182 | $20,202 | 0.01% |
| 119 | SELECT SECTOR UTI SELECTSPDR ETF | 81369Y886 | 231 | $20,146 | 0.01% |
| 120 | GLOBAL X URANIUM ETF | 37954Y871 | 420 | $20,021 | 0.01% |
| 121 | PROCTER & GAMBLE CO | 742718109 | 127 | $19,565 | 0.01% |
| 122 | SAMSARA INC CLASS A | IOT | 500 | $18,625 | 0.01% |
| 123 | SEMTECH CORP | SMTC | 250 | $17,863 | 0.01% |
| 124 | DISNEY WALT CO | 254687106 | 151 | $17,290 | 0.01% |
| 125 | FRANKLIN INCOME A1 | 353496300 | 6,779 | $16,811 | 0.01% |
| 126 | QUALCOMM INC | QCOM | 100 | $16,636 | 0.01% |
| 127 | BROADCOM INC | AVGO | 50 | $16,496 | 0.01% |
| 128 | SOFI TECHNOLOGIES INC | SOFI | 600 | $15,852 | 0.01% |
| 129 | CALVERT SMALL/MID CAP FUND CLASS A | 13161X733 | 630 | $15,698 | 0.01% |
| 130 | BITMINE IMMERSION TECNOL | 09175A206 | 300 | $15,579 | 0.01% |
| 131 | LOWES COS INC | 548661107 | 61 | $15,330 | 0.01% |
| 132 | MERCK & CO. INC. | MRK | 176 | $14,772 | 0.01% |
| 133 | ISHARES SILVER TRUST ETF | SLV | 334 | $14,152 | 0.01% |
| 134 | PHILIP MORRIS INTL INC | 718172109 | 85 | $13,787 | 0.01% |
| 135 | EQT CORP | EQT | 250 | $13,608 | 0.01% |
| 136 | INTEL CORP | INTC | 403 | $13,517 | 0.01% |
| 137 | CROWN CASTLE INC REIT REIT | CCI | 126 | $12,163 | 0.01% |
| 138 | APA CORP | APA | 497 | $12,067 | 0.01% |
| 139 | SOUNDHOUND AI INC CLASS A | SOUNW | 750 | $12,060 | 0.01% |
| 140 | COINBASE GLOBAL INC CLASS A | COIN | 35 | $11,812 | 0.01% |
| 141 | ALLEGION PUB LTD CO F | ALLE | 66 | $11,705 | 0.01% |
| 142 | JUMIA TECHNOLOGIES AG FUNSPONSORED ADR 1 ADR REPS 2 ORD SHS | JMIA | 1,000 | $11,610 | 0.01% |
| 143 | BP P L C FSPONSORED ADR 1 ADR REPS 6 ORD SHS | BPPFF | 330 | $11,364 | 0.01% |
| 144 | AUTOLIV INC | ALV | 92 | $11,362 | 0.01% |
| 145 | EXXON MOBIL CORP | XOM | 100 | $11,275 | 0.01% |
| 146 | SPOTIFY TECHNOLOGY S A F | SPOT | 16 | $11,168 | 0.01% |
| 147 | ATMOS ENERGY CORP | ATO | 63 | $10,691 | 0.01% |
| 148 | TRYPTAMINE THERAPE ORDF | Q9240A100 | 361,600 | $9,807 | 0.01% |
| 149 | AUTOLIV INC | ALV | 70 | $8,645 | 0.01% |
| 150 | NETFLIX INC | NFLX | 7 | $8,392 | 0.01% |
| 151 | GOLDMAN SACHS GROUP INC | GSCE | 10 | $7,964 | 0.01% |
| 152 | NVIDIA CORP | NVDA | 40 | $7,466 | 0.00% |
| 153 | GEVO INC | GEVO | 3,500 | $6,860 | 0.00% |
| 154 | SHOPIFY INC FCLASS CLASS A | SHOP | 44 | $6,539 | 0.00% |
| 155 | BIGBEAR AI HLDGS INC | BBAI-WT | 1,000 | $6,520 | 0.00% |
| 156 | CLEVELAND-CLIFFS INC NEW | CLF | 500 | $6,100 | 0.00% |
| 157 | SCHWAB INTERNATIONAL INDEX | 808509830 | 211 | $6,011 | 0.00% |
| 158 | HIMS & HERS HEALTH INC CLASS A | HIMS | 100 | $5,672 | 0.00% |
| 159 | GREIF INC CLASS A | GEF-B | 89 | $5,319 | 0.00% |
| 160 | BORGWARNER INC | BWA | 120 | $5,275 | 0.00% |
| 161 | ALPHABET INC CLASS C | GOOG | 21 | $5,115 | 0.00% |
| 162 | ADVISORSHS PURE US CANNABIS ETF IV | 00768Y453 | 1,000 | $4,790 | 0.00% |
| 163 | JPMORGAN CHASE & CO | VYLD | 15 | $4,731 | 0.00% |
| 164 | ENERGY FUELS INC F | UUUU | 300 | $4,605 | 0.00% |
| 165 | IBM CORP | INTR | 16 | $4,515 | 0.00% |
| 166 | SCHWAB S&P 500 INDEX | 808509855 | 256 | $4,413 | 0.00% |
| 167 | AMAZON.COM INC | AMZN | 20 | $4,391 | 0.00% |
| 168 | BLACKROCK US CARBON TRNSREADINS ETF | BLK | 60 | $4,355 | 0.00% |
| 169 | J P MORGAN NASDAQ EQT PRM INC ETF | 46654Q203 | 74 | $4,256 | 0.00% |
| 170 | ISHARES S&P 500 GROWTH ETF | 464287309 | 34 | $4,104 | 0.00% |
| 171 | GE AEROSPACE | 369604301 | 13 | $3,911 | 0.00% |
| 172 | PROGRESSIVE CORP OH | 743315103 | 14 | $3,457 | 0.00% |
| 173 | COMMUNICAT SVS SLCT SEC SPDR ETF | 81369Y852 | 28 | $3,314 | 0.00% |
| 174 | COLUMBIA INCOME OPPORTUNITIES A | 19763T103 | 354 | $3,164 | 0.00% |
| 175 | VISA INC CLASS A | V | 9 | $3,072 | 0.00% |
| 176 | ZETA GLOBAL HLDGS CORP CLASS A | ZETA | 151 | $3,000 | 0.00% |
| 177 | OCCIDENTAL PETE CORP | 674599105 | 62 | $2,930 | 0.00% |
| 178 | AMC ENTMT HLDGS INC CLASS A | 00165C302 | 1,000 | $2,900 | 0.00% |
| 179 | CARNIVAL CORP F | CUKPF | 100 | $2,891 | 0.00% |
| 180 | SPDR FUND CONSUMER DISCRE SELECT ETF | 81369Y407 | 12 | $2,876 | 0.00% |
| 181 | WASATCH MICRO CAP | 936772508 | 328 | $2,794 | 0.00% |
| 182 | GRAYSCALE BITCOIN MINI TRUST ETF | 389930207 | 55 | $2,785 | 0.00% |
| 183 | DHI GROUP INC | DHX | 950 | $2,641 | 0.00% |
| 184 | SALESFORCE INC | CRM | 11 | $2,607 | 0.00% |
| 185 | APPLE INC | AAPL | 10 | $2,546 | 0.00% |
| 186 | OPENDOOR TECHNOLOGIES IN | OPENZ | 319 | $2,542 | 0.00% |
| 187 | NORWEGIAN CRUISE LINE F | NCLH | 100 | $2,463 | 0.00% |
| 188 | IMPAX ELLEVATE GLOBAL WOMEN'S LDR INV | 70422T208 | 67 | $2,424 | 0.00% |
| 189 | FIRST SOLAR INC | FSLR | 10 | $2,205 | 0.00% |
| 190 | GENERAL MTRS CO | 37045V100 | 31 | $1,890 | 0.00% |
| 191 | GE VERNOVA INC | GEV | 3 | $1,845 | 0.00% |
| 192 | WARNER BROS DISCOVERY IN | WBD | 93 | $1,816 | 0.00% |
| 193 | SCHWAB S&P 500 INDEX | 808509855 | 100 | $1,731 | 0.00% |
| 194 | FORD MTR CO DEL | 345370860 | 140 | $1,674 | 0.00% |
| 195 | NANO DIMENSION LTD FSPONSORED ADR 1 ADR REPS 1 ORD SHS | NNDM | 1,000 | $1,570 | 0.00% |
| 196 | ENTEGRIS INC | ENTG | 15 | $1,387 | 0.00% |
| 197 | UNITEDHEALTH GROUP INC | UNH | 4 | $1,381 | 0.00% |
| 198 | PHINIA INC | PHIN | 24 | $1,380 | 0.00% |
| 199 | SOUTHWEST AIRLS CO | 844741108 | 38 | $1,213 | 0.00% |
| 200 | GRAYSCALE ETHEREUM MINI | 38964R203 | 27 | $1,058 | 0.00% |
| 201 | HORMEL FOODS CORP | HRL | 42 | $1,039 | 0.00% |
| 202 | NEXTERA ENERGY INC | NEE-PW | 13 | $981 | 0.00% |
| 203 | PAYPAL HLDGS INC | PYPL | 10 | $671 | 0.00% |
| 204 | SCHWAB US TREASURY MONEY INVESTOR | 808515548 | 638 | $638 | 0.00% |
| 205 | DEVON ENERGY CORP NEW | 25179M103 | 16 | $561 | 0.00% |
| 206 | JPMORGAN DVRSFD RTRN INTRNL EQT ETF | 46641Q209 | 6 | $400 | 0.00% |
| 207 | ISHARES EUROPE ETF | 464287861 | 6 | $393 | 0.00% |
| 208 | WILLAMETTE VY VINEYARD I | 969136100 | 100 | $364 | 0.00% |
| 209 | BUMBLE INC CLASS A | BMBL | 50 | $305 | 0.00% |
| 210 | GE HEALTHCARE TECHNOLOGI | GEHC | 4 | $300 | 0.00% |
| 211 | OKLO INC CLASS A | OKLO | 2 | $223 | 0.00% |
| 212 | COTY INC CLASS A | COTY | 30 | $121 | 0.00% |
| 213 | MICROBOT MED INC | MBOT | 1 | $3 | 0.00% |
| 214 | ISHARES US AEROSPACE DEFENSE ETF | 464288760 | 0 | $0 | 0.00% |
| 215 | GCI LIBERTY INC XXXESC PEND POSS FUTR DISTR | GLIBK | 38 | $0 | 0.00% |
| 216 | WONDER AUTO TECHNOLOGXXXESC PEND POSS FUTR DISTR | 978ESC101 | 200 | $0 | 0.00% |