13F HOLDINGS REPORT
Financially Speaking Inc
Quarter ended Q4 2025 · Filed February 10, 2026 · Accession 0001398344-26-002600
Total Value
$154.6M
Positions
209
Other Managers
0
Confidential Omitted
No
Holdings (209)
| # | Issuer | Ticker / CUSIP | Shares | Value | % of Filing |
|---|---|---|---|---|---|
| 1 | INVSC S P 500 EQUAL WEIGHT ETF | IVZ | 162,523 | $31.1M | 20.14% |
| 2 | SPDR S&P 500 ETF | SPY | 40,448 | $27.6M | 17.85% |
| 3 | FIDELITY LOW DURATION BOND FACTR ETF | 316188408 | 336,813 | $16.9M | 10.95% |
| 4 | SCHWAB TREASURY OBLIG MONEY INV | 808515621 | 16,847,528 | $16.8M | 10.90% |
| 5 | ICON FLEXIBLE BD FD INV | ICLR | 1,904,654 | $16.1M | 10.43% |
| 6 | SCHWAB US LARGE CAP GROWTH ETF | 808524300 | 229,716 | $7.5M | 4.85% |
| 7 | JPMORGAN ULTRA SHORT INCOME ETF | 46641Q837 | 129,044 | $6.5M | 4.22% |
| 8 | INVESCO S AND P 100 EQL WGHT ETF | IVZ | 40,802 | $4.8M | 3.12% |
| 9 | SCHWAB TREASURY OBLIG MONEY ULTRA | 808515480 | 2,496,289 | $2.5M | 1.62% |
| 10 | RHEINMETALL FSPONSORED ADR 1 ADR REPS 0.2 ORD SHS | RH | 5,860 | $2.1M | 1.39% |
| 11 | STATE STRT HLTH CRE SLT SEC SPDR ETF | 81369Y209 | 11,104 | $1.7M | 1.11% |
| 12 | ST SRT SPDR S&P MTLS ANDMNG ETF | 78464A755 | 13,434 | $1.4M | 0.90% |
| 13 | GLOBAL X SILVER MINERS ETF | 37954Y848 | 16,570 | $1.4M | 0.90% |
| 14 | VANECK GOLD MINERS ETF | 92189F106 | 15,989 | $1.4M | 0.89% |
| 15 | ABRDN PHYSICAL PLATINUM SHARES ETF | PPLT | 6,581 | $1.2M | 0.79% |
| 16 | SCHWAB TREASURY OBLIG MONEY INV | 808515621 | 1,108,249 | $1.1M | 0.72% |
| 17 | PALANTIR TECHNOLOGIES INCLASS CLASS A | PLTR | 5,090 | $904,748 | 0.59% |
| 18 | AMPLIFY JUNIOR SILVER MINERS ETF | 032108649 | 32,607 | $902,236 | 0.58% |
| 19 | VANECK JUNIOR GOLD MINERS ETF | 92189F791 | 7,828 | $890,670 | 0.58% |
| 20 | SCHWAB US TREASURY MONEY INVESTOR | 808515548 | 688,623 | $688,623 | 0.45% |
| 21 | MCKESSON CORP | MCK | 800 | $656,232 | 0.42% |
| 22 | SCHWAB TREASURY OBLIG MONEY INV | 808515621 | 629,713 | $629,713 | 0.41% |
| 23 | FIDELITY LOW DURATION BOND FACTR ETF | 316188408 | 12,187 | $612,153 | 0.40% |
| 24 | NVIDIA CORP | NVDA | 2,755 | $513,808 | 0.33% |
| 25 | NVIDIA CORP | NVDA | 2,271 | $423,542 | 0.27% |
| 26 | AMERICAN FUNDS FUNDAMENTAL INVS A | 360802102 | 3,959 | $363,924 | 0.24% |
| 27 | INVSC S P 500 EQUAL WEIGHT ETF | IVZ | 1,814 | $347,490 | 0.22% |
| 28 | STATE STREET SPDR S&P DIV ETF | 78464A763 | 2,291 | $318,775 | 0.21% |
| 29 | SPDR S&P 500 ETF | SPY | 439 | $299,363 | 0.19% |
| 30 | PALANTIR TECHNOLOGIES INCLASS CLASS A | PLTR | 1,600 | $284,400 | 0.18% |
| 31 | SCHWAB US TREASURY MONEY INVESTOR | 808515548 | 282,433 | $282,433 | 0.18% |
| 32 | XCEL ENERGY INC | XELLL | 3,410 | $251,863 | 0.16% |
| 33 | MEDTRONIC PLC F | MDT | 2,468 | $237,076 | 0.15% |
| 34 | EXXON MOBIL CORP | XOM | 1,952 | $234,904 | 0.15% |
| 35 | SCHWAB PRIME ADVANTAGE MONEY INVESTOR | 808515605 | 220,398 | $220,398 | 0.14% |
| 36 | RTX CORP | RTX | 1,027 | $188,352 | 0.12% |
| 37 | ALTRIA GROUP INC | MO | 2,850 | $164,331 | 0.11% |
| 38 | JPMORGAN ULTRA SHORT INCOME ETF | 46641Q837 | 2,846 | $143,979 | 0.09% |
| 39 | PUTNAM CONVERTIBLE SECURITIES A | 746476100 | 5,048 | $136,704 | 0.09% |
| 40 | STATE STREET SPDR S&P DIV ETF | 78464A763 | 950 | $132,202 | 0.09% |
| 41 | COSTCO WHSL CORP NEW | 22160K105 | 148 | $127,626 | 0.08% |
| 42 | US BANCORP DEL | USB-PS | 2,208 | $117,819 | 0.08% |
| 43 | META PLATFORMS INC CLASS A | META | 170 | $112,215 | 0.07% |
| 44 | AMERICAN FUNDS WASHINGTON MUTUAL A | 939330106 | 1,713 | $111,698 | 0.07% |
| 45 | AMAZON.COM INC | AMZN | 477 | $110,101 | 0.07% |
| 46 | CLOUDFLARE INC CLASS CLASS A | NET | 550 | $108,433 | 0.07% |
| 47 | JOHNSON & JOHNSON | JNJ | 500 | $103,475 | 0.07% |
| 48 | ALPHABET INC CLASS CLASS A | GOOG | 328 | $102,664 | 0.07% |
| 49 | OCCIDENTAL PETE CORP | 674599105 | 2,273 | $93,466 | 0.06% |
| 50 | APPLE INC | AAPL | 325 | $88,267 | 0.06% |
| 51 | BOEING CO | BA-PA | 400 | $86,848 | 0.06% |
| 52 | SCHWAB US LARGE CAP GROWTH ETF | 808524300 | 2,527 | $82,431 | 0.05% |
| 53 | JOHNSON & JOHNSON | JNJ | 391 | $80,917 | 0.05% |
| 54 | VANGUARD EQUITY-INCOME INV | 921921102 | 1,824 | $80,872 | 0.05% |
| 55 | ALPHABET INC CLASS CLASS A | GOOG | 250 | $78,250 | 0.05% |
| 56 | TRANE TECHNOLOGIES PLC F | TT | 200 | $77,840 | 0.05% |
| 57 | JPMORGAN U S TECH LEADERS ETF IV | 46654Q732 | 864 | $77,823 | 0.05% |
| 58 | VANGUARD WELLESLEY INCOME INV | 921938106 | 2,921 | $74,347 | 0.05% |
| 59 | CROWDSTRIKE HLDGS INC CLASS A | CRWD | 150 | $70,314 | 0.05% |
| 60 | MCDONALDS CORP | MCD | 214 | $65,405 | 0.04% |
| 61 | LENNOX INTL INC | 526107107 | 133 | $64,582 | 0.04% |
| 62 | BERKSHIRE HATHAWAY CLASS CLASS B | BRK-A | 128 | $64,339 | 0.04% |
| 63 | LINDE PLC F | LIN | 140 | $59,695 | 0.04% |
| 64 | INVESCO S&P 500 LOW VOLATILITY ETF | IVZ | 826 | $58,993 | 0.04% |
| 65 | THERMO FISHER SCIENTIFIC | TMO | 100 | $57,945 | 0.04% |
| 66 | INVESCO S AND P 100 EQL WGHT ETF | IVZ | 488 | $57,662 | 0.04% |
| 67 | PALANTIR TECHNOLOGIES INCLASS CLASS A | PLTR | 316 | $56,169 | 0.04% |
| 68 | PHILLIPS 66 | PSX | 432 | $55,748 | 0.04% |
| 69 | ADV INNER CIR FD III DM LR CP CR ETF | 00774Q346 | 1,274 | $54,347 | 0.04% |
| 70 | TCW TRANSFORM SYSTEMS ETF | 29287L205 | 552 | $53,078 | 0.03% |
| 71 | ROSS STORES INC | ROST | 284 | $51,160 | 0.03% |
| 72 | GOLDMAN SACHS BAN 4.2 26CD FDIC INS DUE 04/01/26US | NVGLF | 50,000 | $50,040 | 0.03% |
| 73 | THE BANK OF NEW 3.75 26CD FDIC INS DUE 12/22/26US | 06405VKS7 | 50,000 | $50,021 | 0.03% |
| 74 | GOLDMAN SACHS BA 3.75 26CD FDIC INS DUE 06/23/26US | NVGLF | 50,000 | $50,007 | 0.03% |
| 75 | VERIZON COMMUNICATIONS I | VZ | 1,220 | $49,691 | 0.03% |
| 76 | COSTCO WHSL CORP NEW | 22160K105 | 57 | $49,153 | 0.03% |
| 77 | ADVANCED MICRO DEVIC | AMD | 226 | $48,400 | 0.03% |
| 78 | ICON FLEXIBLE BD FD INV | ICLR | 5,647 | $47,776 | 0.03% |
| 79 | NUVEEN PREFERRED SECS & INC A | NU | 2,897 | $47,103 | 0.03% |
| 80 | SCHWAB S&P 500 INDEX | 808509855 | 2,595 | $45,520 | 0.03% |
| 81 | GRANITESHARES NVDA LNG DAILY ETF | 38747R827 | 500 | $44,005 | 0.03% |
| 82 | PNC FINL SERVICES | 693475105 | 200 | $41,746 | 0.03% |
| 83 | DISNEY WALT CO | 254687106 | 358 | $40,730 | 0.03% |
| 84 | BANK OF AMERICA, 3.7 26CD FDIC INS DUE 08/19/26US | 06051XQ54 | 40,000 | $39,989 | 0.03% |
| 85 | BARCLAYS BANK DE 3.75 26CD FDIC INS DUE 05/19/26US | 06740KUD7 | 40,000 | $39,989 | 0.03% |
| 86 | MCCORMICK & CO INC CLASS CLASS N | MKC-V | 580 | $39,504 | 0.03% |
| 87 | KIMBERLY CLARK CORP | KMB | 377 | $38,036 | 0.02% |
| 88 | RIVIAN AUTOMOTIVE INC CLASS CLASS A | RIVN | 1,837 | $36,207 | 0.02% |
| 89 | STRYKER CORP | SYK | 100 | $35,147 | 0.02% |
| 90 | GE VERNOVA INC | GEV | 53 | $34,639 | 0.02% |
| 91 | STARBUCKS CORP | SBUX | 400 | $33,684 | 0.02% |
| 92 | PROCTER & GAMBLE CO | 742718109 | 235 | $33,678 | 0.02% |
| 93 | AMAZON.COM INC | AMZN | 140 | $32,315 | 0.02% |
| 94 | BNY MELLON SUST US EQUITY A | 09661D102 | 1,647 | $31,353 | 0.02% |
| 95 | NORTHROP GRUMMAN CORP | NOC | 53 | $30,221 | 0.02% |
| 96 | WELLS FARGO BANK 4.15 26CD FDIC INS DUE 02/17/26US | 949764QW7 | 30,000 | $30,010 | 0.02% |
| 97 | XCEL ENERGY INC | XELLL | 396 | $29,239 | 0.02% |
| 98 | BANK OF AMERICA CORP | 060505104 | 499 | $27,469 | 0.02% |
| 99 | HOME DEPOT INC | HD | 77 | $26,496 | 0.02% |
| 100 | INTEL CORP | INTC | 682 | $25,161 | 0.02% |
| 101 | AT&T INC | T-PC | 1,000 | $24,840 | 0.02% |
| 102 | NORDSON CORP | NDSN | 100 | $24,043 | 0.02% |
| 103 | MCDONALDS CORP | MCD | 78 | $23,839 | 0.02% |
| 104 | PROSHARES ULTRAPRO QQQ ETF | 74347X831 | 450 | $23,724 | 0.02% |
| 105 | CELSIUS HLDGS INC | CELH | 500 | $22,870 | 0.01% |
| 106 | GILEAD SCIENCES INC | GILD | 182 | $22,339 | 0.01% |
| 107 | ISHARES SILVER TRUST ETF | SLV | 334 | $21,516 | 0.01% |
| 108 | MICROSOFT CORP | MSFT | 44 | $21,279 | 0.01% |
| 109 | GRAYSCALE BITCOIN TRUST ETF | GBTC | 275 | $18,799 | 0.01% |
| 110 | MERCK & CO. INC. | MRK | 176 | $18,526 | 0.01% |
| 111 | SEMTECH CORP | SMTC | 250 | $18,423 | 0.01% |
| 112 | PROCTER & GAMBLE CO | 742718109 | 128 | $18,380 | 0.01% |
| 113 | AT&T INC | T-PC | 730 | $18,133 | 0.01% |
| 114 | SAMSARA INC CLASS A | IOT | 500 | $17,725 | 0.01% |
| 115 | DISNEY WALT CO | 254687106 | 151 | $17,179 | 0.01% |
| 116 | QUALCOMM INC | QCOM | 100 | $17,105 | 0.01% |
| 117 | FRANKLIN INCOME A1 | 353496300 | 6,779 | $16,947 | 0.01% |
| 118 | RHEINMETALL FSPONSORED ADR 1 ADR REPS 0.2 ORD SHS | RH | 46 | $16,813 | 0.01% |
| 119 | GLOBAL X SILVER MINERS ETF | 37954Y848 | 195 | $16,286 | 0.01% |
| 120 | SOFI TECHNOLOGIES INC | SOFI | 600 | $15,708 | 0.01% |
| 121 | VANECK GOLD MINERS ETF | 92189F106 | 181 | $15,524 | 0.01% |
| 122 | CALVERT SMALL/MID CAP FUND CLASS A | 13161X733 | 657 | $15,255 | 0.01% |
| 123 | LOWES COS INC | 548661107 | 61 | $14,711 | 0.01% |
| 124 | ABRDN PHYSICAL PLATINUM SHARES ETF | PPLT | 75 | $13,982 | 0.01% |
| 125 | PHILIP MORRIS INTL INC | 718172109 | 85 | $13,634 | 0.01% |
| 126 | EQT CORP | EQT | 250 | $13,400 | 0.01% |
| 127 | JUMIA TECHNOLOGIES AG FUNSPONSORED ADR 1 ADR REPS 2 ORD SHS | JMIA | 1,000 | $12,490 | 0.01% |
| 128 | STATE STRT HLTH CRE SLT SEC SPDR ETF | 81369Y209 | 80 | $12,384 | 0.01% |
| 129 | APA CORP | APA | 497 | $12,157 | 0.01% |
| 130 | EXXON MOBIL CORP | XOM | 100 | $12,034 | 0.01% |
| 131 | ST SRT SPDR S&P MTLS ANDMNG ETF | 78464A755 | 116 | $12,019 | 0.01% |
| 132 | BP P L C FSPONSORED ADR 1 ADR REPS 6 ORD SHS | BPPFF | 330 | $11,453 | 0.01% |
| 133 | CROWN CASTLE INC REIT REIT | CCI | 126 | $11,202 | 0.01% |
| 134 | AUTOLIV INC | ALV | 92 | $10,920 | 0.01% |
| 135 | AMPLIFY JUNIOR SILVER MINERS ETF | 032108649 | 383 | $10,598 | 0.01% |
| 136 | ATMOS ENERGY CORP | ATO | 63 | $10,557 | 0.01% |
| 137 | ALLEGION PUB LTD CO F | ALLE | 66 | $10,509 | 0.01% |
| 138 | JPMORGAN U S TECH LEADERS ETF IV | 46654Q732 | 116 | $10,448 | 0.01% |
| 139 | VANECK JUNIOR GOLD MINERS ETF | 92189F791 | 89 | $10,126 | 0.01% |
| 140 | SPOTIFY TECHNOLOGY S A F | SPOT | 16 | $9,291 | 0.01% |
| 141 | GOLDMAN SACHS GROUP INC | GSCE | 10 | $8,790 | 0.01% |
| 142 | AUTOLIV INC | ALV | 70 | $8,309 | 0.01% |
| 143 | BITMINE IMMERSION TECNOL | 09175A206 | 300 | $8,145 | 0.01% |
| 144 | COINBASE GLOBAL INC CLASS CLASS A | COIN | 35 | $7,915 | 0.01% |
| 145 | SOUNDHOUND AI INC CLASS A | SOUNW | 750 | $7,478 | 0.00% |
| 146 | NVIDIA CORP | NVDA | 40 | $7,464 | 0.00% |
| 147 | SHOPIFY INC FCLASS A | SHOP | 44 | $7,083 | 0.00% |
| 148 | CLEVELAND-CLIFFS INC NEW | CLF | 500 | $6,640 | 0.00% |
| 149 | ALPHABET INC CLASS CLASS C | GOOG | 21 | $6,590 | 0.00% |
| 150 | NETFLIX INC | NFLX | 70 | $6,563 | 0.00% |
| 151 | SCHWAB INTERNATIONAL INDEX | 808509830 | 218 | $6,271 | 0.00% |
| 152 | LIBERTY DEFENSE HLDGS F | LDDFF | 40,000 | $6,108 | 0.00% |
| 153 | GREIF INC CLASS A | GEF-B | 89 | $6,025 | 0.00% |
| 154 | BORGWARNER INC | BWA | 120 | $5,407 | 0.00% |
| 155 | BIGBEAR AI HLDGS INC | BBAI-WT | 1,000 | $5,400 | 0.00% |
| 156 | ORACLE CORP | ORCL-PD | 25 | $4,873 | 0.00% |
| 157 | JPMORGAN CHASE & CO | VYLD | 15 | $4,833 | 0.00% |
| 158 | IBM CORP | INTR | 16 | $4,739 | 0.00% |
| 159 | ADVISORSHARES PURE US CANNABIS ETF | 00768Y453 | 1,000 | $4,720 | 0.00% |
| 160 | AMAZON.COM INC | AMZN | 20 | $4,616 | 0.00% |
| 161 | SCHWAB S&P 500 INDEX | 808509855 | 258 | $4,532 | 0.00% |
| 162 | ENERGY FUELS INC F | UUUU | 300 | $4,362 | 0.00% |
| 163 | INVSC S P 500 MOMENTUM ETF | IVZ | 35 | $4,176 | 0.00% |
| 164 | GE AEROSPACE | 369604301 | 13 | $4,004 | 0.00% |
| 165 | HIMS & HERS HEALTH INC CLASS CLASS A | HIMS | 100 | $3,247 | 0.00% |
| 166 | PROGRESSIVE CORP OH | 743315103 | 14 | $3,188 | 0.00% |
| 167 | COLUMBIA INCOME OPPORTUNITIES A | 19763T103 | 354 | $3,157 | 0.00% |
| 168 | VISA INC CLASS CLASS A | V | 9 | $3,156 | 0.00% |
| 169 | ZETA GLOBAL HLDGS CORP CLASS CLASS A | ZETA | 151 | $3,073 | 0.00% |
| 170 | SALESFORCE INC | CRM | 11 | $2,914 | 0.00% |
| 171 | WASATCH MICRO CAP | 936772508 | 328 | $2,846 | 0.00% |
| 172 | APPLE INC | AAPL | 10 | $2,719 | 0.00% |
| 173 | WARNER BROS DISCOVERY INTENDER OFFER EXP: 01/21/26 | WBD | 93 | $2,680 | 0.00% |
| 174 | FIRST SOLAR INC | FSLR | 10 | $2,612 | 0.00% |
| 175 | OCCIDENTAL PETE CORP | 674599105 | 62 | $2,549 | 0.00% |
| 176 | IMPAX ELLEVATE GLOBAL WOMEN'S LDR INV | 70422T208 | 73 | $2,535 | 0.00% |
| 177 | GENERAL MTRS CO | 37045V100 | 31 | $2,521 | 0.00% |
| 178 | GLOBAL X URANIUM ETF | 37954Y871 | 53 | $2,265 | 0.00% |
| 179 | LOCAL BOUNTI CORP | LOCLW | 1,000 | $2,140 | 0.00% |
| 180 | GRAYSCALE BITCOIN MINI TRUST ETF | 389930207 | 55 | $2,130 | 0.00% |
| 181 | FORD MTR CO DEL | 345370860 | 140 | $1,837 | 0.00% |
| 182 | SCHWAB S&P 500 INDEX | 808509855 | 101 | $1,778 | 0.00% |
| 183 | SOUTHWEST AIRLS CO | 844741108 | 38 | $1,571 | 0.00% |
| 184 | AMC ENTMT HLDGS INC CLASS CLASS A | 00165C302 | 1,000 | $1,560 | 0.00% |
| 185 | NANO DIMENSION LTD FSPONSORED ADR 1 ADR REPS 1 ORD SHS | NNDM | 1,000 | $1,540 | 0.00% |
| 186 | PHINIA INC | PHIN | 24 | $1,505 | 0.00% |
| 187 | DHI GROUP INC | DHX | 950 | $1,473 | 0.00% |
| 188 | UNITEDHEALTH GROUP INC | UNH | 4 | $1,320 | 0.00% |
| 189 | ENTEGRIS INC | ENTG | 15 | $1,264 | 0.00% |
| 190 | NEXTERA ENERGY INC | NEE-PW | 13 | $1,044 | 0.00% |
| 191 | HORMEL FOODS CORP | HRL | 42 | $995 | 0.00% |
| 192 | GRAYSCALE ETHEREUM MINI | 38964R203 | 27 | $758 | 0.00% |
| 193 | CRITICAL METALS CORP. F | CRTMF | 100 | $694 | 0.00% |
| 194 | SCHWAB US TREASURY MONEY INVESTOR | 808515548 | 644 | $644 | 0.00% |
| 195 | DEVON ENERGY CORP NEW | 25179M103 | 16 | $586 | 0.00% |
| 196 | PAYPAL HLDGS INC | PYPL | 10 | $584 | 0.00% |
| 197 | ISHARES BITCOIN ETF | IBIT | 11 | $546 | 0.00% |
| 198 | ISHARES EUROPE ETF | 464287861 | 6 | $412 | 0.00% |
| 199 | JPMORGAN DVRSFD RTRN INTRNL EQT ETF | 46641Q209 | 6 | $409 | 0.00% |
| 200 | GE HEALTHCARE TECHNOLOGI | GEHC | 4 | $328 | 0.00% |
| 201 | WILLAMETTE VY VINEYARD I | 969136100 | 100 | $305 | 0.00% |
| 202 | BUMBLE INC CLASS A | BMBL | 50 | $179 | 0.00% |
| 203 | OKLO INC CLASS A | OKLO | 2 | $144 | 0.00% |
| 204 | AMERICAN BATTERY MATL IN | 10319B308 | 20 | $120 | 0.00% |
| 205 | COTY INC CLASS A | COTY | 30 | $92 | 0.00% |
| 206 | MICROBOT MED INC | MBOT | 1 | $2 | 0.00% |
| 207 | WELL POWER INC XXXREGISTRATION REVOKED BY THE SEC EFF: 10/02/18 | 94947A106 | 1,000 | $0 | 0.00% |
| 208 | WONDER AUTO TECHNOLOGXXXESC PEND POSS FUTR DISTR | 978ESC101 | 200 | $0 | 0.00% |
| 209 | GCI LIBERTY INC XXXESC PEND POSS FUTR DISTR | GLIBK | 38 | $0 | 0.00% |