Institutional Manager · CIK 0002024049

Investment Planning Advisors, Inc.

CUMMING, GA · File #028-24228

Latest AUM

$343.5M

Positions

Top-10 Concentration

70.9%

Filings

Portfolio Value Over Time

2024-06

2024-09

2024-12

2025-03

2025-06

2025-09

2025-12

Biggest QoQ Changes

Ranked by conviction flow (share change × current price) so mark-to-market moves don't dominate. Price effect column shows how much of the $ change was just the stock moving.

Action	Issuer	Ticker / CUSIP	Δ Shares	Flow ($)	Price Effect
ADD	INVESCO EXCHANGE TRADED FD T	IVZ	+76,466	+$14.6M	+$8,565
REDUCE	VANGUARD INDEX FDS	922908652	-56,796	-$11.9M	-$36,040
NEW	HARRIS OAKMARK ETF TRUST	41456U106	+112,835	+$3.2M	$0
ADD	EA SERIES TRUST	02072L607	+54,976	+$2.8M	+$3.5M
ADD	CAPITAL GRP FIXED INCM ETF T	14020Y102	+104,629	+$2.4M	-$18,253
REDUCE	INVESCO EXCH TRADED FD TR II	IVZ	-8,450	-$2.1M	+$418,056
EXITED	J P MORGAN EXCHANGE TRADED F	46641Q332	-35,412	-$2.0M	$0
NEW	SCM TRUST	78410K667	+71,908	+$1.9M	$0
ADD	VANGUARD MALVERN FDS	922020748	+16,156	+$1.3M	-$141,345
EXITED	EATON VANCE TAX-MANAGED GLOB	27829C105	-98,984	-$895,805	$0

Sector Allocation

Financials

18.6%$63.9M

Technology

0.9%$3.1M

Consumer Discretionary

0.5%$1.7M

0.3%$1.0M

0.2%$559,420

0.1%$353,873

0.1%$251,459

0.1%$267,456

Filing History

Jan 20, 202613F HOLDINGS REPORTQ/E Dec 202596 pos · $343.5M
Oct 21, 202513F HOLDINGS REPORTQ/E Sep 202588 pos · $318.0M
Jul 21, 202513F HOLDINGS REPORTQ/E Jun 202579 pos · $283.0M
Apr 23, 202513F HOLDINGS REPORTQ/E Mar 202570 pos · $246.1M
Jan 22, 202513F HOLDINGS REPORTQ/E Dec 202463 pos · $229.0M
Oct 10, 202413F HOLDINGS REPORTQ/E Sep 202459 pos · $195.5M
Jul 22, 202413F HOLDINGS REPORTQ/E Jun 202459 pos · $196.0M

Top 20 Holdings — Dec 2025

#	Issuer	Ticker	Shares	Value	% of Portfolio
1	SPDR SERIES TRUST	78464A854	524,092	$42.0M	12.86%
2	VANGUARD WORLD FD	921910873	136,254	$34.2M	10.47%
3	EA SERIES TRUST	02072L607	559,024	$28.7M	8.77%
4	VANGUARD MALVERN FDS	922020748	290,665	$22.6M	6.93%
5	VANGUARD INDEX FDS	922908652	106,880	$22.4M	6.84%
6	INVESCO EXCH TRADED FD TR II	IVZ	165,859	$19.0M	5.81%
7	FIDELITY MERRIMACK STR TR	316188309	369,716	$17.0M	5.21%
8	INVESCO EXCH TRADED FD TR II	IVZ	63,654	$16.1M	4.92%
9	INVESCO EXCHANGE TRADED FD T	IVZ	81,047	$15.5M	4.75%
10	CAPITAL GROUP CORE EQUITY ET	14020V108	355,027	$14.3M	4.37%
11	BLACKROCK ETF TRUST II	BLK	228,389	$12.1M	3.69%
12	VANGUARD BD INDEX FDS	921937827	107,915	$8.5M	2.60%
13	SCHWAB STRATEGIC TR	808524805	318,498	$7.7M	2.34%
14	CAPITAL GRP FIXED INCM ETF T	14020Y102	332,783	$7.5M	2.30%
15	J P MORGAN EXCHANGE TRADED F	46654Q781	63,724	$4.8M	1.46%
16	SPDR SERIES TRUST	78464A805	48,346	$4.0M	1.22%
17	FIRST TR EXCH TRADED FD III	33739N108	75,106	$3.8M	1.17%
18	SPDR INDEX SHS FDS	78463X475	42,274	$3.2M	0.99%
19	CAPITAL GROUP GROWTH ETF	14020G101	72,865	$3.2M	0.99%
20	HARRIS OAKMARK ETF TRUST	41456U106	112,835	$3.2M	0.98%