13F HOLDINGS REPORT

Investment Planning Advisors, Inc.

Quarter ended Q4 2025 · Filed January 20, 2026 · Accession 0002024049-26-000001

Total Value

$343.5M

Positions

Other Managers

Confidential Omitted

View on SEC.gov

Holdings (96)

#	Issuer	Ticker / CUSIP	Shares	Value	% of Filing
1	SPDR SERIES TRUST	78464A854	524,092	$42.0M	12.24%
2	VANGUARD WORLD FD	921910873	136,254	$34.2M	9.96%
3	EA SERIES TRUST	02072L607	559,024	$28.7M	8.34%
4	VANGUARD MALVERN FDS	922020748	290,665	$22.6M	6.59%
5	VANGUARD INDEX FDS	922908652	106,880	$22.4M	6.51%
6	INVESCO EXCH TRADED FD TR II	IVZ	165,859	$19.0M	5.53%
7	FIDELITY MERRIMACK STR TR	316188309	369,716	$17.0M	4.96%
8	INVESCO EXCH TRADED FD TR II	IVZ	63,654	$16.1M	4.69%
9	INVESCO EXCHANGE TRADED FD T	IVZ	81,047	$15.5M	4.52%
10	CAPITAL GROUP CORE EQUITY ET	14020V108	355,027	$14.3M	4.16%
11	BLACKROCK ETF TRUST II	BLK	228,389	$12.1M	3.51%
12	VANGUARD BD INDEX FDS	921937827	107,915	$8.5M	2.48%
13	SCHWAB STRATEGIC TR	808524805	318,498	$7.7M	2.23%
14	CAPITAL GRP FIXED INCM ETF T	14020Y102	332,783	$7.5M	2.19%
15	J P MORGAN EXCHANGE TRADED F	46654Q781	63,724	$4.8M	1.39%
16	SPDR SERIES TRUST	78464A805	48,346	$4.0M	1.16%
17	FIRST TR EXCH TRADED FD III	33739N108	75,106	$3.8M	1.12%
18	SPDR INDEX SHS FDS	78463X475	42,274	$3.2M	0.94%
19	CAPITAL GROUP GROWTH ETF	14020G101	72,865	$3.2M	0.94%
20	HARRIS OAKMARK ETF TRUST	41456U106	112,835	$3.2M	0.93%
21	J P MORGAN EXCHANGE TRADED F	46641Q647	57,859	$2.9M	0.85%
22	VANGUARD INTL EQUITY INDEX F	922042742	17,214	$2.4M	0.71%
23	SCHWAB STRATEGIC TR	808524649	82,331	$2.1M	0.62%
24	SCM TRUST	78410K667	71,908	$1.9M	0.55%
25	J P MORGAN EXCHANGE TRADED F	46654Q799	34,720	$1.7M	0.51%
26	ISHARES TR	464287200	2,436	$1.7M	0.49%
27	GOLDMAN SACHS ETF TR	NVGLF	30,048	$1.6M	0.46%
28	VANGUARD WORLD FD	921910816	3,812	$1.6M	0.46%
29	ISHARES TR	464288414	14,551	$1.6M	0.45%
30	CAPITAL GROUP INTERNATIONAL	14021M107	37,089	$1.3M	0.38%
31	BERKLEY W R CORP	WRB-PH	18,407	$1.3M	0.38%
32	DIMENSIONAL ETF TRUST	25434V880	38,991	$1.3M	0.37%
33	VANGUARD SPECIALIZED FUNDS	921908844	5,686	$1.2M	0.36%
34	APPLE INC	AAPL	4,151	$1.1M	0.33%
35	MICROSOFT CORP	MSFT	2,301	$1.1M	0.32%
36	INVESCO EXCHANGE TRADED FD T	IVZ	9,049	$1.0M	0.30%
37	J P MORGAN EXCHANGE TRADED F	46641Q837	18,725	$947,277	0.28%
38	JPMORGAN CHASE & CO.	VYLD	2,887	$930,241	0.27%
39	J P MORGAN EXCHANGE TRADED F	46641Q159	20,014	$926,444	0.27%
40	FIRST TR EXCHANGE-TRADED FD	33733E104	9,845	$910,812	0.27%
41	VANGUARD INDEX FDS	922908769	2,660	$891,694	0.26%
42	SCHWAB STRATEGIC TR	808524201	30,641	$824,551	0.24%
43	ALPHABET INC	GOOG	2,529	$791,537	0.23%
44	WALMART INC	WMT	6,978	$777,463	0.23%
45	TESLA INC	TSLA	1,677	$754,069	0.22%
46	ISHARES TR	464288158	6,531	$696,817	0.20%
47	J P MORGAN EXCHANGE TRADED F	46654Q203	11,910	$692,209	0.20%
48	CAPITAL GROUP GBL GROWTH EQT	14020X104	19,883	$688,954	0.20%
49	ISHARES TR	46434V878	13,503	$682,981	0.20%
50	VANGUARD WORLD FD	92204A876	3,619	$669,621	0.19%
51	BERKSHIRE HATHAWAY INC DEL	BRK-A	1,258	$632,126	0.18%
52	CAPITAL GROUP GLOBAL EQUITY	14020R107	19,863	$628,274	0.18%
53	SPDR SERIES TRUST	78464A847	10,757	$622,937	0.18%
54	NVIDIA CORPORATION	NVDA	3,260	$607,931	0.18%
55	SPDR SERIES TRUST	78468R853	12,426	$582,290	0.17%
56	SOUTHERN CO	SOMN	6,415	$559,420	0.16%
57	VANGUARD INDEX FDS	922908629	1,854	$537,923	0.16%
58	J P MORGAN EXCHANGE TRADED F	46641Q761	8,505	$537,342	0.16%
59	CAPITAL GRP FIXED INCM ETF T	14020Y300	18,191	$502,435	0.15%
60	SCHWAB STRATEGIC TR	808524839	21,146	$494,182	0.14%
61	ISHARES TR	464288687	15,592	$482,728	0.14%
62	ISHARES TR	46432F339	2,309	$458,673	0.13%
63	VICTORY PORTFOLIOS II	92647N873	7,600	$445,450	0.13%
64	CAPITAL GROUP INTL FOCUS EQT	14019W109	14,632	$432,376	0.13%
65	ALPS ETF TR	00162Q452	9,187	$431,973	0.13%
66	SELECT SECTOR SPDR TR	81369Y209	2,657	$411,250	0.12%
67	VANGUARD INDEX FDS	922908751	1,590	$410,079	0.12%
68	ISHARES TR	46434V621	5,515	$382,862	0.11%
69	SSGA ACTIVE ETF TR	78467V608	9,259	$382,119	0.11%
70	EXXON MOBIL CORP	XOM	2,941	$353,873	0.10%
71	COHEN & STEERS REIT & PFD &	19247X100	17,144	$340,480	0.10%
72	SPDR SERIES TRUST	78464A649	12,928	$332,896	0.10%
73	MCDONALDS CORP	MCD	1,065	$325,380	0.09%
74	AMAZON COM INC	AMZN	1,391	$321,049	0.09%
75	SELECT SECTOR SPDR TR	81369Y803	2,194	$315,892	0.09%
76	ISHARES TR	464287432	3,485	$303,719	0.09%
77	VANGUARD WORLD FD	92204A504	1,002	$288,426	0.08%
78	SCHWAB STRATEGIC TR	808524797	10,456	$286,805	0.08%
79	J P MORGAN EXCHANGE TRADED F	46654Q724	4,100	$272,364	0.08%
80	VANGUARD WHITEHALL FDS	921946406	1,886	$270,679	0.08%
81	APPLE INC	AAPL	991	$269,514	0.08%
82	SCHWAB STRATEGIC TR	808524300	8,234	$268,586	0.08%
83	UNITED PARCEL SERVICE INC	UPS	2,696	$267,456	0.08%
84	HOME DEPOT INC	HD	776	$266,997	0.08%
85	JOHNSON & JOHNSON	JNJ	1,215	$251,459	0.07%
86	COCA COLA CO	KO	3,579	$250,224	0.07%
87	INTERNATIONAL BUSINESS MACHS	INTR	835	$247,381	0.07%
88	SPDR SERIES TRUST	78468R721	5,214	$238,332	0.07%
89	SCHWAB STRATEGIC TR	808524862	9,746	$237,510	0.07%
90	SPDR SERIES TRUST	78468R804	1,300	$228,241	0.07%
91	COSTCO WHSL CORP NEW	22160K105	261	$224,999	0.07%
92	PROCTER AND GAMBLE CO	742718109	1,543	$221,166	0.06%
93	ORACLE CORP	ORCL-PD	1,089	$212,208	0.06%
94	SCHWAB STRATEGIC TR	808524607	7,214	$205,460	0.06%
95	ISHARES TR	464287440	2,104	$202,305	0.06%
96	NORTHERN DYNASTY MINERALS LT	66510M204	13,400	$26,398	0.01%