13F HOLDINGS REPORT

Investment Planning Advisors, Inc.

Quarter ended Q3 2025 · Filed October 21, 2025 · Accession 0002024049-25-000008

Total Value

$318.0M

Positions

Other Managers

Confidential Omitted

View on SEC.gov

Holdings (88)

#	Issuer	Ticker / CUSIP	Shares	Value	% of Filing
1	SPDR SERIES TRUST	78464A854	517,140	$40.5M	12.74%
2	VANGUARD INDEX FDS	922908652	163,676	$34.3M	10.78%
3	VANGUARD WORLD FD	921910873	136,865	$33.4M	10.51%
4	EA SERIES TRUST	02072L607	504,048	$22.3M	7.02%
5	VANGUARD MALVERN FDS	922020748	274,509	$21.5M	6.77%
6	INVESCO EXCH TRADED FD TR II	IVZ	161,774	$17.9M	5.63%
7	INVESCO EXCH TRADED FD TR II	IVZ	72,104	$17.8M	5.60%
8	FIDELITY MERRIMACK STR TR	316188309	354,813	$16.4M	5.16%
9	CAPITAL GROUP CORE EQUITY ET	14020V108	344,826	$13.6M	4.29%
10	BLACKROCK ETF TRUST II	BLK	217,807	$11.6M	3.65%
11	VANGUARD BD INDEX FDS	921937827	101,063	$8.0M	2.51%
12	SCHWAB STRATEGIC TR	808524805	283,565	$6.6M	2.08%
13	CAPITAL GRP FIXED INCM ETF T	14020Y102	228,154	$5.2M	1.63%
14	J P MORGAN EXCHANGE TRADED F	46654Q781	61,351	$4.5M	1.43%
15	SPDR SERIES TRUST	78464A805	45,897	$3.7M	1.16%
16	FIRST TR EXCH TRADED FD III	33739N108	67,294	$3.4M	1.07%
17	CAPITAL GROUP GROWTH ETF	14020G101	71,157	$3.1M	0.98%
18	SPDR INDEX SHS FDS	78463X475	41,003	$3.1M	0.97%
19	J P MORGAN EXCHANGE TRADED F	46641Q647	51,722	$2.6M	0.82%
20	VANGUARD INTL EQUITY INDEX F	922042742	16,285	$2.2M	0.71%
21	J P MORGAN EXCHANGE TRADED F	46641Q332	35,412	$2.0M	0.64%
22	SCHWAB STRATEGIC TR	808524649	68,816	$1.8M	0.55%
23	J P MORGAN EXCHANGE TRADED F	46654Q799	34,300	$1.7M	0.54%
24	ISHARES TR	464287200	2,360	$1.6M	0.50%
25	VANGUARD WORLD FD	921910816	3,822	$1.5M	0.48%
26	BERKLEY W R CORP	WRB-PH	20,007	$1.5M	0.48%
27	ISHARES TR	464288414	13,583	$1.4M	0.45%
28	GOLDMAN SACHS ETF TR	NVGLF	24,305	$1.3M	0.40%
29	J P MORGAN EXCHANGE TRADED F	46654Q203	21,578	$1.2M	0.39%
30	VANGUARD SPECIALIZED FUNDS	921908844	5,678	$1.2M	0.39%
31	APPLE INC	AAPL	4,744	$1.2M	0.38%
32	DIMENSIONAL ETF TRUST	25434V880	37,627	$1.2M	0.37%
33	MICROSOFT CORP	MSFT	2,197	$1.1M	0.36%
34	INVESCO EXCHANGE TRADED FD T	IVZ	9,042	$1.0M	0.32%
35	J P MORGAN EXCHANGE TRADED F	46641Q837	18,900	$958,798	0.30%
36	J P MORGAN EXCHANGE TRADED F	46641Q159	20,175	$936,344	0.29%
37	EATON VANCE TAX-MANAGED GLOB	ETN	98,984	$895,805	0.28%
38	FIRST TR EXCHANGE-TRADED FD	33733E104	9,439	$883,891	0.28%
39	VANGUARD INDEX FDS	922908769	2,654	$871,113	0.27%
40	INVESCO EXCHANGE TRADED FD T	IVZ	4,581	$868,976	0.27%
41	JPMORGAN CHASE & CO.	VYLD	2,562	$808,036	0.25%
42	CAPITAL GROUP INTERNATIONAL	14021M107	23,905	$806,077	0.25%
43	SCHWAB STRATEGIC TR	808524201	30,583	$805,553	0.25%
44	ISHARES TR	464288158	6,651	$710,212	0.22%
45	CAPITAL GROUP GLOBAL EQUITY	14020R107	22,464	$691,667	0.22%
46	VANGUARD WORLD FD	92204A876	3,603	$682,538	0.21%
47	WALMART INC	WMT	6,566	$676,663	0.21%
48	CAPITAL GROUP GBL GROWTH EQT	14020X104	19,588	$669,325	0.21%
49	SPDR SERIES TRUST	78464A847	11,106	$635,128	0.20%
50	ISHARES TR	464288687	19,540	$617,855	0.19%
51	NVIDIA CORPORATION	NVDA	3,166	$590,745	0.19%
52	SPDR SERIES TRUST	78468R853	12,627	$584,887	0.18%
53	SOUTHERN CO	SOMN	6,120	$580,035	0.18%
54	TESLA INC	TSLA	1,225	$544,698	0.17%
55	J P MORGAN EXCHANGE TRADED F	46641Q761	8,491	$534,163	0.17%
56	ALPHABET INC	GOOG	2,154	$523,758	0.16%
57	BERKSHIRE HATHAWAY INC DEL	BRK-A	1,015	$510,384	0.16%
58	VANGUARD INDEX FDS	922908629	1,710	$502,149	0.16%
59	SCHWAB STRATEGIC TR	808524839	21,146	$496,297	0.16%
60	ISHARES TR	46432F339	2,337	$454,527	0.14%
61	ISHARES TR	46434V878	8,722	$442,647	0.14%
62	VICTORY PORTFOLIOS II	92647N873	7,378	$436,414	0.14%
63	CAPITAL GRP FIXED INCM ETF T	14020Y300	15,429	$428,155	0.13%
64	ALPS ETF TR	00162Q452	8,795	$412,749	0.13%
65	SSGA ACTIVE ETF TR	78467V608	9,033	$375,592	0.12%
66	VANGUARD INDEX FDS	922908751	1,421	$361,448	0.11%
67	ISHARES TR	46434V621	4,906	$333,982	0.11%
68	SPDR SERIES TRUST	78468R721	7,302	$332,752	0.10%
69	SELECT SECTOR SPDR TR	81369Y209	2,326	$323,667	0.10%
70	EXXON MOBIL CORP	XOM	2,823	$318,328	0.10%
71	ORACLE CORP	ORCL-PD	1,095	$307,949	0.10%
72	SPDR SERIES TRUST	78464A649	11,792	$304,823	0.10%
73	COHEN & STEERS REIT & PFD &	19247X100	13,538	$304,334	0.10%
74	ISHARES TR	464287432	3,334	$297,960	0.09%
75	HOME DEPOT INC	HD	702	$284,507	0.09%
76	SCHWAB STRATEGIC TR	808524797	10,356	$282,723	0.09%
77	SELECT SECTOR SPDR TR	81369Y803	979	$276,023	0.09%
78	SCHWAB STRATEGIC TR	808524300	8,395	$267,888	0.08%
79	J P MORGAN EXCHANGE TRADED F	46654Q724	4,096	$266,244	0.08%
80	MCDONALDS CORP	MCD	874	$265,750	0.08%
81	SCHWAB STRATEGIC TR	808524862	9,658	$235,655	0.07%
82	INTERNATIONAL BUSINESS MACHS	INTR	834	$235,328	0.07%
83	SPDR SERIES TRUST	78468R804	1,300	$231,608	0.07%
84	COCA COLA CO	KO	3,336	$221,213	0.07%
85	META PLATFORMS INC	META	286	$209,866	0.07%
86	ISHARES TR	464288521	3,462	$203,304	0.06%
87	ISHARES TR	464287440	2,098	$202,412	0.06%
88	SCHWAB STRATEGIC TR	808524607	7,196	$200,771	0.06%