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VOL. XII · NO. 117Established MMXIV · George Town, Grand CaymanAtlantic Edition · $4.50

The Cayman Journal

Finance · Business · Technology · Caribbean & Global Affairs

Institutional Manager · CIK 0001960657

Waterford Advisors, LLC

ORCHARD PARK, NY · File #028-22982

Latest AUM
$256.0M
Positions
48
Top-10 Concentration
85.7%
Filings
12

Sector Allocation

Financials
2.2%$5.6M
Technology
1.9%$4.8M
Industrials
1.8%$4.6M
Healthcare
0.3%$869,272
Energy
0.2%$535,387
Materials
0.1%$282,878
Utilities
0.1%$232,911

Filing History

View all filings →

Top 20 Holdings — Dec 2025

#IssuerTickerSharesValue% of Portfolio
1ISHARES TR46428720089,097$61.0M23.84%
2VANGUARD INDEX FDS92290873661,689$30.1M11.76%
3VANGUARD INDEX FDS922908744152,498$29.1M11.38%
4VANGUARD TAX-MANAGED FDS921943858389,663$24.3M9.51%
5DIMENSIONAL ETF TRUST25434V849527,277$23.8M9.31%
6SCHWAB STRATEGIC TR808524607674,601$19.2M7.51%
7VANGUARD INTL EQUITY INDEX F922042858203,140$10.9M4.27%
8DIMENSIONAL ETF TRUST25434V815279,065$10.1M3.93%
9VANGUARD INDEX FDS92290853822,986$5.8M2.26%
10SCHWAB STRATEGIC TR808524805212,113$5.1M1.99%
11SCHWAB STRATEGIC TR808524300147,643$4.4M1.71%
12RTX CORPORATIONRTX15,105$2.8M1.08%
13INVESCO EXCHANGE TRADED FD TIVZ13,663$2.6M1.02%
14COMMERCE BANCSHARES INCCBSH44,863$2.6M1.01%
15APPLE INCAAPL8,475$2.3M0.90%
16BERKSHIRE HATHAWAY INC DELBRK-A3$2.3M0.88%
17KEYCORP49326710883,952$1.7M0.68%
18PROGRESSIVE CORP7433151037,056$1.6M0.63%
19MICROSOFT CORPMSFT2,730$1.3M0.52%
20NVIDIA CORPORATIONNVDA6,202$1.2M0.45%