13F HOLDINGS REPORT
Waterford Advisors, LLC
Quarter ended Q2 2025 · Filed August 14, 2025 · Accession 0001960657-25-000005
Total Value
$268.1M
Positions
53
Other Managers
0
Confidential Omitted
No
Holdings (53)
| # | Issuer | Ticker / CUSIP | Shares | Value | % of Filing |
|---|---|---|---|---|---|
| 1 | ISHARES TR | 464287200 | 3,208 | $55.6M | 20.53% |
| 2 | VANGUARD INDEX FDS | 922908736 | 1,280 | $28.1M | 10.38% |
| 3 | VANGUARD INDEX FDS | 922908744 | 3,709 | $25.6M | 9.44% |
| 4 | VANGUARD TAX-MANAGED FDS | 921943858 | 873 | $21.8M | 8.06% |
| 5 | SCHWAB STRATEGIC TR | 808524607 | 40,803 | $16.9M | 6.25% |
| 6 | VANGUARD CHARLOTTE FDS | 92203J407 | 2,671 | $16.6M | 6.15% |
| 7 | VANGUARD BD INDEX FDS | 921937827 | 4,967 | $13.2M | 4.88% |
| 8 | VANGUARD INTL EQUITY INDEX F | 922042858 | 1,357 | $9.8M | 3.64% |
| 9 | VANGUARD BD INDEX FDS | 921937793 | 44,863 | $9.7M | 3.57% |
| 10 | SCHWAB STRATEGIC TR | 808524730 | 213,080 | $9.1M | 3.37% |
| 11 | SCHWAB STRATEGIC TR | 808524839 | 13,381 | $8.2M | 3.02% |
| 12 | ISHARES TR | 46434V647 | 34,411 | $7.5M | 2.76% |
| 13 | VANGUARD WORLD FD | 921910873 | 877 | $5.5M | 2.01% |
| 14 | SCHWAB STRATEGIC TR | 808524805 | 167,951 | $4.7M | 1.74% |
| 15 | SCHWAB STRATEGIC TR | 808524409 | 336,201 | $4.1M | 1.53% |
| 16 | ISHARES TR | 464288414 | 1,044 | $3.6M | 1.33% |
| 17 | COMMUNITY FINANCIAL SYSTEM I | CBU | 64,107 | $2.6M | 0.94% |
| 18 | INVESCO EXCHANGE TRADED FD T | IVZ | 762 | $2.5M | 0.94% |
| 19 | BERKSHIRE HATHAWAY INC DEL | BRK-A | 529,664 | $2.2M | 0.81% |
| 20 | RTX CORPORATION | RTX | 669,263 | $2.2M | 0.81% |
| 21 | PROGRESSIVE CORP | 743315103 | 199,090 | $1.9M | 0.70% |
| 22 | VANGUARD INDEX FDS | 922908553 | 3,688 | $1.9M | 0.69% |
| 23 | APPLE INC | AAPL | 276,491 | $1.7M | 0.63% |
| 24 | MICROSOFT CORP | MSFT | 1,268 | $1.4M | 0.51% |
| 25 | SCHWAB STRATEGIC TR | 808524706 | 3 | $1.2M | 0.45% |
| 26 | CARRIER GLOBAL CORPORATION | CARR | 1,308 | $979,355 | 0.36% |
| 27 | NVIDIA CORPORATION | NVDA | 14,018 | $928,349 | 0.34% |
| 28 | VANGUARD INDEX FDS | 922908751 | 382,721 | $878,959 | 0.32% |
| 29 | SPDR S&P 500 ETF TR | SPY | 22,944 | $838,422 | 0.31% |
| 30 | ISHARES TR | 464287465 | 2,778 | $826,500 | 0.31% |
| 31 | OTIS WORLDWIDE CORP | OTIS | 14,947 | $662,444 | 0.24% |
| 32 | JPMORGAN CHASE & CO. | VYLD | 5,876 | $625,336 | 0.23% |
| 33 | ISHARES INC | 464286392 | 24,250 | $624,673 | 0.23% |
| 34 | AMPHENOL CORP NEW | 032095101 | 144,576 | $620,545 | 0.23% |
| 35 | META PLATFORMS INC | META | 89,543 | $562,424 | 0.21% |
| 36 | SCHWAB STRATEGIC TR | 808524102 | 139,009 | $546,756 | 0.20% |
| 37 | HOME DEPOT INC | HD | 2,157 | $479,565 | 0.18% |
| 38 | VISA INC | V | 20,908 | $454,464 | 0.17% |
| 39 | ISHARES TR | 46434VBD1 | 3,133 | $429,517 | 0.16% |
| 40 | SCHWAB STRATEGIC TR | 808524300 | 9,987 | $367,462 | 0.14% |
| 41 | CATERPILLAR INC | CAT | 8,316 | $340,460 | 0.13% |
| 42 | SHERWIN WILLIAMS CO | SHW | 149,374 | $299,753 | 0.11% |
| 43 | EXXON MOBIL CORP | XOM | 17,058 | $291,325 | 0.11% |
| 44 | AMGEN INC | AMGN | 459 | $290,658 | 0.11% |
| 45 | NATIONAL FUEL GAS CO | NFG | 302,717 | $265,396 | 0.10% |
| 46 | SCHWAB STRATEGIC TR | 808524797 | 12,580 | $264,656 | 0.10% |
| 47 | VANGUARD INDEX FDS | 922908363 | 722 | $260,745 | 0.10% |
| 48 | MERCK & CO INC | MRK | 6,690 | $253,945 | 0.09% |
| 49 | SOUTHERN CO | SOMN | 351,703 | $245,278 | 0.09% |
| 50 | ISHARES TR | 464287234 | 1,041 | $239,608 | 0.09% |
| 51 | TESLA INC | TSLA | 2,702 | $229,351 | 0.08% |
| 52 | AMAZON COM INC | AMZN | 9,246 | $229,043 | 0.08% |
| 53 | PROCTER AND GAMBLE CO | 742718109 | 6,284 | $202,018 | 0.07% |