13F HOLDINGS REPORT
Waterford Advisors, LLC
Quarter ended Q4 2025 · Filed February 20, 2026 · Accession 0001960657-26-000001
Total Value
$256.0M
Positions
48
Other Managers
0
Confidential Omitted
No
Holdings (48)
| # | Issuer | Ticker / CUSIP | Shares | Value | % of Filing |
|---|---|---|---|---|---|
| 1 | ISHARES TR | 464287200 | 89,097 | $61.0M | 23.84% |
| 2 | VANGUARD INDEX FDS | 922908736 | 61,689 | $30.1M | 11.76% |
| 3 | VANGUARD INDEX FDS | 922908744 | 152,498 | $29.1M | 11.38% |
| 4 | VANGUARD TAX-MANAGED FDS | 921943858 | 389,663 | $24.3M | 9.51% |
| 5 | DIMENSIONAL ETF TRUST | 25434V849 | 527,277 | $23.8M | 9.31% |
| 6 | SCHWAB STRATEGIC TR | 808524607 | 674,601 | $19.2M | 7.51% |
| 7 | VANGUARD INTL EQUITY INDEX F | 922042858 | 203,140 | $10.9M | 4.27% |
| 8 | DIMENSIONAL ETF TRUST | 25434V815 | 279,065 | $10.1M | 3.93% |
| 9 | VANGUARD INDEX FDS | 922908538 | 22,986 | $5.8M | 2.26% |
| 10 | SCHWAB STRATEGIC TR | 808524805 | 212,113 | $5.1M | 1.99% |
| 11 | SCHWAB STRATEGIC TR | 808524300 | 147,643 | $4.4M | 1.71% |
| 12 | RTX CORPORATION | RTX | 15,105 | $2.8M | 1.08% |
| 13 | INVESCO EXCHANGE TRADED FD T | IVZ | 13,663 | $2.6M | 1.02% |
| 14 | COMMERCE BANCSHARES INC | CBSH | 44,863 | $2.6M | 1.01% |
| 15 | APPLE INC | AAPL | 8,475 | $2.3M | 0.90% |
| 16 | BERKSHIRE HATHAWAY INC DEL | BRK-A | 3 | $2.3M | 0.88% |
| 17 | KEYCORP | 493267108 | 83,952 | $1.7M | 0.68% |
| 18 | PROGRESSIVE CORP | 743315103 | 7,056 | $1.6M | 0.63% |
| 19 | MICROSOFT CORP | MSFT | 2,730 | $1.3M | 0.52% |
| 20 | NVIDIA CORPORATION | NVDA | 6,202 | $1.2M | 0.45% |
| 21 | SCHWAB STRATEGIC TR | 808524409 | 34,807 | $1.1M | 0.45% |
| 22 | VANGUARD INDEX FDS | 922908751 | 3,729 | $961,896 | 0.38% |
| 23 | SPDR S&P 500 ETF TR | SPY | 1,332 | $908,317 | 0.35% |
| 24 | ISHARES TR | 464287465 | 9,146 | $878,290 | 0.34% |
| 25 | AMPHENOL CORP NEW | 032095101 | 6,284 | $849,220 | 0.33% |
| 26 | JPMORGAN CHASE & CO. | VYLD | 2,213 | $713,073 | 0.28% |
| 27 | CARRIER GLOBAL CORPORATION | CARR | 13,381 | $707,052 | 0.28% |
| 28 | ISHARES INC | 464286400 | 3,688 | $685,120 | 0.27% |
| 29 | OTIS WORLDWIDE CORP | OTIS | 6,690 | $584,372 | 0.23% |
| 30 | SCHWAB STRATEGIC TR | 808524102 | 21,744 | $570,345 | 0.22% |
| 31 | CATERPILLAR INC | CAT | 885 | $506,990 | 0.20% |
| 32 | VISA INC | V | 1,292 | $453,117 | 0.18% |
| 33 | HOME DEPOT INC | HD | 1,313 | $451,803 | 0.18% |
| 34 | SCHWAB STRATEGIC TR | 808524706 | 12,580 | $410,360 | 0.16% |
| 35 | META PLATFORMS INC | META | 522 | $344,621 | 0.13% |
| 36 | AMGEN INC | AMGN | 1,041 | $340,730 | 0.13% |
| 37 | EXXON MOBIL CORP | XOM | 2,702 | $325,214 | 0.13% |
| 38 | TESLA INC | TSLA | 719 | $323,349 | 0.13% |
| 39 | VANGUARD INDEX FDS | 922908363 | 469 | $294,156 | 0.11% |
| 40 | MERCK & CO INC | MRK | 2,778 | $292,412 | 0.11% |
| 41 | AMAZON COM INC | AMZN | 1,241 | $286,448 | 0.11% |
| 42 | SHERWIN WILLIAMS CO | SHW | 873 | $282,878 | 0.11% |
| 43 | SCHWAB STRATEGIC TR | 808524201 | 9,987 | $273,943 | 0.11% |
| 44 | ISHARES TR | 464287234 | 4,967 | $271,745 | 0.11% |
| 45 | JOHNSON & JOHNSON | JNJ | 1,141 | $236,130 | 0.09% |
| 46 | SOUTHERN CO | SOMN | 2,671 | $232,911 | 0.09% |
| 47 | BANK AMERICA CORP | 060505104 | 4,131 | $227,205 | 0.09% |
| 48 | CHEVRON CORP NEW | CVX | 1,379 | $210,173 | 0.08% |