Institutional Manager · CIK 0001927175

WARNER FINANCIAL, INC

BETHESDA, MD · File #028-22455

Latest AUM

$288,062

Positions

132

Top-10 Concentration

56.4%

Filings

Portfolio Value Over Time

2024-03

2024-06

2024-09

2024-12

2025-03

2025-06

2025-09

2025-12

Biggest QoQ Changes

Ranked by conviction flow (share change × current price) so mark-to-market moves don't dominate. Price effect column shows how much of the $ change was just the stock moving.

Action	Issuer	Ticker / CUSIP	Δ Shares	Flow ($)	Price Effect
ADD	Apple	AAPL	+6,566	+$1,785	+$202
NEW	Alphabet Class A	GOOG	+5,440	+$1,703	$0
NEW	Alphabet Class C	GOOG	+5,389	+$1,691	$0
ADD	Amazon	AMZN	+4,000	+$923	+$64
ADD	Vanguard FTSE Developed Markets ETF	921943858	+14,210	+$888	+$746
NEW	Capital Group International Equity ETF	14021M107	+24,357	+$848	$0
ADD	Vanguard Large Cap Value Index ETF	922908744	+4,413	+$843	+$738
ADD	Technology Select Sector SPDR ETF	81369Y803	+3,392	+$488	-$467
ADD	Vanguard FTSE Emerging Markets ETF	922042858	+7,922	+$426	-$40
NEW	Facebook Inc A	META	+625	+$413	$0

Sector Allocation

Financials

4.1%$11,888

Technology

2.6%$7,505

Consumer Discretionary

0.9%$2,593

0.7%$2,156

0.2%$611

0.2%$585

0.1%$445

0.1%$459

Communication Services

0.1%$413

Filing History

Jan 21, 202613F HOLDINGS REPORTQ/E Dec 2025132 pos · $288,062
Oct 20, 202513F HOLDINGS REPORTQ/E Sep 2025124 pos · $267,767
Jul 21, 202513F HOLDINGS REPORTQ/E Jun 2025115 pos · $242,335
Apr 21, 202513F HOLDINGS REPORTQ/E Mar 2025114 pos · $226,118
Jan 22, 202513F HOLDINGS REPORTQ/E Dec 2024113 pos · $232,667
Oct 21, 202413F HOLDINGS REPORTQ/E Sep 2024114 pos · $225,538
Jul 23, 202413F HOLDINGS REPORTQ/E Jun 2024111 pos · $205,050
Apr 23, 202413F HOLDINGS REPORTQ/E Mar 2024108 pos · $199,577
Nov 6, 202313F HOLDINGS REPORTQ/E Dec 202392 pos · $150,676

Top 20 Holdings — Dec 2025

#	Issuer	Ticker	Shares	Value	% of Portfolio
1	Vanguard Large Cap Value Index ETF	922908744	168,363	$32,156	13.02%
2	Vanguard Large Cap Growth Index ETF	922908736	63,645	$31,050	12.57%
3	Vanguard FTSE Developed Markets ETF	921943858	306,771	$19,164	7.76%
4	Schwab US Large Cap Growth ETF	808524300	299,442	$9,768	3.95%
5	Invesco QQQ ETF	IVZ	15,185	$9,329	3.78%
6	Vanguard Dividend Appreciation Index ETF	921908844	41,852	$9,198	3.72%
7	Vanguard Mid Cap Index ETF	922908629	31,443	$9,125	3.69%
8	Vanguard S&P 500 ETF	922908363	12,603	$7,904	3.20%
9	Schwab International Equity ETF	808524805	251,663	$6,050	2.45%
10	Vanguard Total International Stock ETF	921909768	73,665	$5,557	2.25%
11	Vanguard FTSE Emerging Markets ETF	922042858	102,589	$5,515	2.23%
12	iShares Edge MSCI USA Quality Factor ETF	46432F339	25,280	$5,021	2.03%
13	Apple	AAPL	18,293	$4,973	2.01%
14	Vanguard Small Cap Index ETF	922908751	17,858	$4,606	1.86%
15	Schwab US Large Cap Value ETF	808524409	149,899	$4,438	1.80%
16	iShares 7-10 Year Treasury Bond ETF	464287440	45,969	$4,420	1.79%
17	iShares Edge MSCI International Quality Factor ETF	46434V456	91,744	$4,170	1.69%
18	Financial Select Sector SPDR Fund	81369Y605	75,526	$4,137	1.67%
19	Vanguard Small Cap Growth Index ETF	922908595	12,839	$3,879	1.57%
20	Vanguard Small Cap Value Index ETF	922908611	16,971	$3,594	1.45%