13F HOLDINGS REPORT

WARNER FINANCIAL, INC

Quarter ended Q3 2025 · Filed October 20, 2025 · Accession 0001927175-25-000007

Total Value

$267,767

Positions

124

Other Managers

Confidential Omitted

View on SEC.gov

Holdings (124)

#	Issuer	Ticker / CUSIP	Shares	Value	% of Filing
1	Vanguard Large Cap Value Index ETF	922908744	163,950	$30,575	11.42%
2	Vanguard Large Cap Growth Index ETF	922908736	63,569	$30,488	11.39%
3	Vanguard FTSE Developed Markets ETF	921943858	292,561	$17,530	6.55%
4	Schwab US Large Cap Growth ETF	808524300	295,751	$9,437	3.52%
5	Invesco QQQ ETF	IVZ	15,238	$9,149	3.42%
6	Vanguard Mid Cap Index ETF	922908629	30,988	$9,102	3.40%
7	Vanguard Dividend Appreciation Index ETF	921908844	41,756	$9,010	3.36%
8	Vanguard S&P 500 ETF	922908363	12,363	$7,571	2.83%
9	Schwab International Equity ETF	808524805	236,259	$5,500	2.05%
10	Vanguard Total International Stock ETF	921909768	71,923	$5,283	1.97%
11	Vanguard FTSE Emerging Markets ETF	922042858	94,667	$5,129	1.92%
12	iShares Edge MSCI USA Quality Factor ETF	46432F339	26,361	$5,127	1.91%
13	Vanguard Small Cap Index ETF	922908751	17,687	$4,498	1.68%
14	Schwab US Large Cap Value ETF	808524409	141,973	$4,133	1.54%
15	Financial Select Sector SPDR Fund	81369Y605	76,001	$4,094	1.53%
16	iShares 7-10 Year Treasury Bond ETF	464287440	41,746	$4,027	1.50%
17	Vanguard Small Cap Growth Index ETF	922908595	12,780	$3,803	1.42%
18	iShares Edge MSCI International Quality Factor ETF	46434V456	84,979	$3,755	1.40%
19	Vanguard Small Cap Value Index ETF	922908611	16,947	$3,537	1.32%
20	SPDR S&P 500 ETF	SPY	5,138	$3,423	1.28%
21	Vanguard High Dividend Yield ETF	921946406	23,638	$3,332	1.24%
22	iShares Core S&P 500 ETF	464287200	4,927	$3,298	1.23%
23	Schwab US Dividend Equity ETF	808524797	114,066	$3,114	1.16%
24	iShares MSCI EAFE Value ETF	464288877	44,765	$3,036	1.13%
25	Vanguard Total Bond Market ETF	921937835	40,755	$3,031	1.13%
26	Vanguard Extended Market Index ETF	922908652	14,367	$3,008	1.12%
27	Schwab Fundamental U.S. Large Cap ETF	808524771	113,713	$2,991	1.12%
28	Apple	AAPL	11,727	$2,986	1.12%
29	Fidelity Enhanced International ETF	31609A404	64,610	$2,279	0.85%
30	International Business Machines	INTR	7,706	$2,174	0.81%
31	iShares Core MSCI EAFE ETF	46432F842	23,667	$2,066	0.77%
32	iShares 3-7 Year Treasury Bond ETF	464288661	16,656	$1,991	0.74%
33	Capital Group Growth ETF	14020G101	42,649	$1,873	0.70%
34	Vanguard FTSE All-World Ex-US ETF	922042775	25,419	$1,814	0.68%
35	iShares U.S. Infrastructure ETF	46435U713	30,404	$1,606	0.60%
36	NASDAQ 100 Equal-Weighted ETF	25459Y207	15,468	$1,572	0.59%
37	Schwab US Mid Cap ETF	808524508	51,556	$1,528	0.57%
38	Microsoft Corp	MSFT	2,842	$1,472	0.55%
39	iShares MSCI USA Value Factor ETF	46432F388	11,690	$1,462	0.55%
40	Vanguard Mid Cap Growth ETF	922908538	4,919	$1,445	0.54%
41	T. Rowe Price Capital Appreciation Equity ETF	87283Q867	34,770	$1,311	0.49%
42	SPDR S&P Dividend ETF	78464A763	9,156	$1,282	0.48%
43	Amazon	AMZN	5,622	$1,234	0.46%
44	Schwab Fundamental Intl Large Cap ETF	808524755	26,312	$1,130	0.42%
45	iShares U.S. Aerospace & Defense ETF	464288760	5,386	$1,127	0.42%
46	Vanguard REIT ETF	922908553	12,129	$1,109	0.41%
47	VanEck Morningstar Wide Moat ETF	92189F643	11,173	$1,107	0.41%
48	Vanguard Mid Cap Value ETF	922908512	6,248	$1,091	0.41%
49	iShares ESG Advanced MSCI EAFE ETF	46436E759	14,007	$1,061	0.40%
50	Vanguard International Dividend Appreciation ETF	921946810	11,638	$1,042	0.39%
51	Vanguard Total Stock Market Index ETF	922908769	3,174	$1,042	0.39%
52	Berkshire Hathaway B	BRK-A	1,951	$981	0.37%
53	Technology Select Sector SPDR ETF	81369Y803	3,393	$956	0.36%
54	iShares Core Dividend Growth ETF	46434V621	13,552	$923	0.34%
55	SPDR S&P Mid Cap 400 ETF	MDY	1,503	$896	0.33%
56	iShares Select Dividend ETF	464287168	6,146	$873	0.33%
57	Vanguard Health Care Index ETF	92204A504	3,352	$870	0.32%
58	Eli Lilly & Co	LLY	1,123	$857	0.32%
59	iShares U.S. Technology ETF	464287721	4,313	$845	0.32%
60	iShares Russell 1000 Growth ETF	464287614	1,793	$840	0.31%
61	Vanguard FTSE All-World Ex-US Small Cap ETF	922042718	5,832	$831	0.31%
62	iShares S&P Mid Cap ETF	464287507	12,668	$827	0.31%
63	Schwab US Small Cap ETF	808524607	27,347	$763	0.28%
64	iShares Russell 1000 Value ETF	464287598	3,591	$731	0.27%
65	US Treasury 3 Month Bill ETF	74933W452	13,905	$695	0.26%
66	iShares Core U.S. Aggregate Bond ETF	464287226	6,778	$680	0.25%
67	Capital Group Dividend Value ETF	14020W106	16,033	$674	0.25%
68	Bank of New York Mellon Corp	064058100	6,033	$657	0.25%
69	Vanguard Communication Services ETF	92204A884	3,372	$633	0.24%
70	Vanguard ESG International Stock ETF	921910725	8,418	$584	0.22%
71	Schwab Fundamental US Small Company Index ETF	808524763	18,246	$569	0.21%
72	Nvidia	NVDA	2,911	$543	0.20%
73	SPDR Portfolio Emerging Markets ETF	78463X509	11,544	$540	0.20%
74	iShares Edge MSCI Min Vol USA ETF	46429B697	5,501	$523	0.20%
75	iShares MSCI USA ESG Select ETF	464288802	3,705	$503	0.19%
76	Pfizer Inc	PFE	19,719	$502	0.19%
77	SPDR Dow Jones Industrial Average ETF	78467X109	1,079	$500	0.19%
78	Lockheed Martin	LMT	948	$473	0.18%
79	iShares Russell 2000 ETF	464287655	1,901	$460	0.17%
80	Capital One	14040H105	2,028	$431	0.16%
81	Procter & Gamble Co	742718109	2,770	$426	0.16%
82	VanEck Pharmaceuticals ETF	92189F692	4,668	$422	0.16%
83	Dimensional US Large Cap Value ETF	25434V666	12,716	$418	0.16%
84	Exxon Mobil Corp	XOM	3,698	$417	0.16%
85	Johnson & Johnson Co	JNJ	2,211	$410	0.15%
86	iShares Short-Term National Muni Bond ETF	464288158	3,784	$404	0.15%
87	Texas Instruments Inc	882508104	2,131	$392	0.15%
88	Vanguard FTSE Europe ETF	922042874	4,847	$387	0.14%
89	Schwab Fundamental Emerging Markets ETF	808524730	10,441	$378	0.14%
90	iShares MSCI EAFE ESG Select ETF	46435G516	4,056	$377	0.14%
91	Philip Morris Intl Inc	718172109	2,322	$377	0.14%
92	Capital Group Core Balanced ETF	14021D107	10,848	$377	0.14%
93	McDonald's	MCD	1,218	$370	0.14%
94	Fidelity MSCI Health Care Index ETF	316092600	5,390	$360	0.13%
95	Dominion Energy Inc	D	5,828	$356	0.13%
96	iShares Cybersecurity and Tech ETF	46435U135	6,747	$353	0.13%
97	Vanguard Intermediate-Term Government Treasury ETF	92206C706	5,859	$352	0.13%
98	JP Morgan Chase & Co	VYLD	1,106	$349	0.13%
99	iShares Biotechnology ETF	464287556	2,379	$343	0.13%
100	SPDR Portfolio S&P 500 Growth ETF	78464A409	3,040	$318	0.12%
101	iShares S&P Small Cap 600 Growth ETF	464287887	2,242	$317	0.12%
102	Schwab Emerging Markets Equity ETF	808524706	9,224	$308	0.12%
103	Walmart Inc	WMT	2,984	$308	0.12%
104	Schwab U.S. Large Cap ETF	808524201	11,591	$305	0.11%
105	Honeywell International Inc	438516106	1,437	$302	0.11%
106	iShares S&P Small Cap 600 Value ETF	464287879	2,705	$299	0.11%
107	OGE Energy Corp	OGE	6,315	$292	0.11%
108	iShares 1-3 Year Treasury Bond ETF	464287457	3,395	$282	0.11%
109	Global X U.S. Infrastructure Development ETF	37954Y673	5,825	$277	0.10%
110	SPDR Consumer Staples ETF	81369Y308	3,413	$267	0.10%
111	Vanguard ESG U.S. Stock ETF	921910733	2,251	$267	0.10%
112	iShares ESG Advanced MSCI USA ETF	46436E767	4,640	$266	0.10%
113	Nuveen ESG Large-Cap Growth ETF	NU	2,653	$264	0.10%
114	iShares Russell 2000 Growth ETF	464287648	824	$264	0.10%
115	iShares Paris-Aligned Climate MSCI USA ETF	46436E411	3,593	$258	0.10%
116	Vanguard Mega Cap ETF	921910873	1,040	$254	0.09%
117	Coca Cola Co	KO	3,613	$240	0.09%
118	Vanguard Energy Index ETF	92204A306	1,863	$234	0.09%
119	Pepsico	PEP	1,651	$232	0.09%
120	iShares Edge MSCI Min Vol EAFE ETF	46429B689	2,676	$227	0.08%
121	Altria Group Inc	MO	3,250	$215	0.08%
122	Vanguard Information Technology ETF	92204A702	286	$214	0.08%
123	iShares U.S. Preferred Stock ETF	464288687	6,375	$202	0.08%
124	FVCBankcorp Inc.	FVCB	10,984	$142	0.05%