13F HOLDINGS REPORT

WARNER FINANCIAL, INC

Quarter ended Q4 2025 · Filed January 21, 2026 · Accession 0001927175-26-000001

Total Value

$288,062

Positions

132

Other Managers

Confidential Omitted

View on SEC.gov

Holdings (132)

#	Issuer	Ticker / CUSIP	Shares	Value	% of Filing
1	Vanguard Large Cap Value Index ETF	922908744	168,363	$32,156	11.16%
2	Vanguard Large Cap Growth Index ETF	922908736	63,645	$31,050	10.78%
3	Vanguard FTSE Developed Markets ETF	921943858	306,771	$19,164	6.65%
4	Schwab US Large Cap Growth ETF	808524300	299,442	$9,768	3.39%
5	Invesco QQQ ETF	IVZ	15,185	$9,329	3.24%
6	Vanguard Dividend Appreciation Index ETF	921908844	41,852	$9,198	3.19%
7	Vanguard Mid Cap Index ETF	922908629	31,443	$9,125	3.17%
8	Vanguard S&P 500 ETF	922908363	12,603	$7,904	2.74%
9	Schwab International Equity ETF	808524805	251,663	$6,050	2.10%
10	Vanguard Total International Stock ETF	921909768	73,665	$5,557	1.93%
11	Vanguard FTSE Emerging Markets ETF	922042858	102,589	$5,515	1.91%
12	iShares Edge MSCI USA Quality Factor ETF	46432F339	25,280	$5,021	1.74%
13	Apple	AAPL	18,293	$4,973	1.73%
14	Vanguard Small Cap Index ETF	922908751	17,858	$4,606	1.60%
15	Schwab US Large Cap Value ETF	808524409	149,899	$4,438	1.54%
16	iShares 7-10 Year Treasury Bond ETF	464287440	45,969	$4,420	1.53%
17	iShares Edge MSCI International Quality Factor ETF	46434V456	91,744	$4,170	1.45%
18	Financial Select Sector SPDR Fund	81369Y605	75,526	$4,137	1.44%
19	Vanguard Small Cap Growth Index ETF	922908595	12,839	$3,879	1.35%
20	Vanguard Small Cap Value Index ETF	922908611	16,971	$3,594	1.25%
21	SPDR S&P 500 ETF	SPY	5,139	$3,504	1.22%
22	iShares Core S&P 500 ETF	464287200	4,871	$3,336	1.16%
23	Vanguard High Dividend Yield ETF	921946406	23,198	$3,329	1.16%
24	iShares MSCI EAFE Value ETF	464288877	46,198	$3,299	1.15%
25	Schwab US Dividend Equity ETF	808524797	118,667	$3,255	1.13%
26	Schwab Fundamental U.S. Large Cap ETF	808524771	118,524	$3,225	1.12%
27	Vanguard Total Bond Market ETF	921937835	41,629	$3,083	1.07%
28	Vanguard Extended Market Index ETF	922908652	14,357	$3,002	1.04%
29	Fidelity Enhanced International ETF	31609A404	69,919	$2,558	0.89%
30	International Business Machines	INTR	7,709	$2,283	0.79%
31	Amazon	AMZN	9,622	$2,221	0.77%
32	Capital Group Growth ETF	14020G101	49,547	$2,203	0.76%
33	iShares 3-7 Year Treasury Bond ETF	464288661	18,307	$2,185	0.76%
34	iShares Core MSCI EAFE ETF	46432F842	23,885	$2,137	0.74%
35	Vanguard FTSE All-World Ex-US ETF	922042775	25,541	$1,879	0.65%
36	Alphabet Class A	GOOG	5,440	$1,703	0.59%
37	Alphabet Class C	GOOG	5,389	$1,691	0.59%
38	Schwab US Mid Cap ETF	808524508	54,831	$1,649	0.57%
39	iShares U.S. Infrastructure ETF	46435U713	30,499	$1,605	0.56%
40	iShares MSCI USA Value Factor ETF	46432F388	11,713	$1,601	0.56%
41	NASDAQ 100 Equal-Weighted ETF	25459Y207	15,486	$1,584	0.55%
42	Microsoft Corp	MSFT	3,200	$1,548	0.54%
43	Schwab Fundamental Intl Large Cap ETF	808524755	31,571	$1,427	0.50%
44	Vanguard Mid Cap Growth ETF	922908538	4,932	$1,377	0.48%
45	T. Rowe Price Capital Appreciation Equity ETF	87283Q867	34,981	$1,337	0.46%
46	SPDR S&P Dividend ETF	78464A763	9,156	$1,274	0.44%
47	Eli Lilly & Co	LLY	1,123	$1,207	0.42%
48	VanEck Morningstar Wide Moat ETF	92189F643	11,305	$1,171	0.41%
49	iShares U.S. Aerospace & Defense ETF	464288760	5,386	$1,156	0.40%
50	iShares ESG Advanced MSCI EAFE ETF	46436E759	15,319	$1,151	0.40%
51	Vanguard Mid Cap Value ETF	922908512	6,306	$1,118	0.39%
52	Vanguard REIT ETF	922908553	12,258	$1,085	0.38%
53	Vanguard International Dividend Appreciation ETF	921946810	11,698	$1,070	0.37%
54	Vanguard Total Stock Market Index ETF	922908769	3,190	$1,069	0.37%
55	Vanguard Health Care Index ETF	92204A504	3,603	$1,037	0.36%
56	Berkshire Hathaway B	BRK-A	1,951	$981	0.34%
57	Technology Select Sector SPDR ETF	81369Y803	6,785	$977	0.34%
58	iShares Core Dividend Growth ETF	46434V621	13,552	$941	0.33%
59	SPDR S&P Mid Cap 400 ETF	MDY	1,504	$907	0.31%
60	iShares Select Dividend ETF	464287168	6,162	$870	0.30%
61	iShares U.S. Technology ETF	464287721	4,313	$861	0.30%
62	iShares Russell 1000 Growth ETF	464287614	1,794	$849	0.29%
63	Capital Group International Equity ETF	14021M107	24,357	$848	0.29%
64	iShares S&P Mid Cap ETF	464287507	12,791	$844	0.29%
65	Vanguard FTSE All-World Ex-US Small Cap ETF	922042718	5,832	$836	0.29%
66	Capital Group Dividend Value ETF	14020W106	18,463	$806	0.28%
67	Schwab US Small Cap ETF	808524607	28,177	$802	0.28%
68	US Treasury 3 Month Bill ETF	74933W452	15,791	$788	0.27%
69	iShares Russell 1000 Value ETF	464287598	3,606	$758	0.26%
70	Bank of New York Mellon Corp	064058100	6,033	$700	0.24%
71	Vanguard ESG International Stock ETF	921910725	9,052	$648	0.22%
72	Vanguard Communication Services ETF	92204A884	3,292	$637	0.22%
73	VanEck Pharmaceuticals ETF	92189F692	5,698	$588	0.20%
74	Schwab Fundamental US Small Company Index ETF	808524763	18,284	$576	0.20%
75	Nvidia	NVDA	2,911	$543	0.19%
76	SPDR Portfolio Emerging Markets ETF	78463X509	11,544	$540	0.19%
77	SPDR Dow Jones Industrial Average ETF	78467X109	1,081	$519	0.18%
78	iShares Core U.S. Aggregate Bond ETF	464287226	5,190	$518	0.18%
79	iShares Edge MSCI Min Vol USA ETF	46429B697	5,501	$518	0.18%
80	iShares MSCI USA ESG Select ETF	464288802	3,708	$517	0.18%
81	iShares Russell 2000 ETF	464287655	2,064	$508	0.18%
82	Fidelity MSCI Health Care Index ETF	316092600	6,752	$502	0.17%
83	Capital One	14040H105	2,028	$492	0.17%
84	Pfizer Inc	PFE	19,719	$491	0.17%
85	Lockheed Martin	LMT	948	$459	0.16%
86	Johnson & Johnson Co	JNJ	2,211	$458	0.16%
87	Exxon Mobil Corp	XOM	3,698	$445	0.15%
88	Dimensional US Large Cap Value ETF	25434V666	12,766	$437	0.15%
89	Facebook Inc A	META	625	$413	0.14%
90	Vanguard FTSE Europe ETF	922042874	4,874	$408	0.14%
91	iShares Short-Term National Muni Bond ETF	464288158	3,784	$404	0.14%
92	iShares Biotechnology ETF	464287556	2,379	$401	0.14%
93	Procter & Gamble Co	742718109	2,770	$397	0.14%
94	Capital Group Core Balanced ETF	14021D107	10,943	$387	0.13%
95	iShares MSCI EAFE ESG Select ETF	46435G516	4,070	$387	0.13%
96	Schwab Fundamental Emerging Markets ETF	808524730	10,450	$377	0.13%
97	Philip Morris Intl Inc	718172109	2,322	$372	0.13%
98	McDonald's	MCD	1,218	$372	0.13%
99	Texas Instruments Inc	882508104	2,131	$370	0.13%
100	SPDR S&P Biotech ETF	78464A870	2,995	$365	0.13%
101	JP Morgan Chase & Co	VYLD	1,106	$356	0.12%
102	Vanguard Intermediate-Term Government Treasury ETF	92206C706	5,859	$351	0.12%
103	Dominion Energy Inc	D	5,828	$341	0.12%
104	Walmart Inc	WMT	2,984	$332	0.12%
105	SPDR Portfolio S&P 500 Growth ETF	78464A409	3,044	$325	0.11%
106	iShares S&P Small Cap 600 Growth ETF	464287887	2,245	$317	0.11%
107	Schwab U.S. Large Cap ETF	808524201	11,626	$313	0.11%
108	Schwab Emerging Markets Equity ETF	808524706	9,449	$309	0.11%
109	iShares S&P Small Cap 600 Value ETF	464287879	2,710	$308	0.11%
110	Vanguard Short-Term Bond Index ETF	921937827	3,648	$288	0.10%
111	iShares 1-3 Year Treasury Bond ETF	464287457	3,431	$284	0.10%
112	iShares ESG Advanced MSCI USA ETF	46436E767	4,911	$283	0.10%
113	Honeywell International Inc	438516106	1,437	$280	0.10%
114	Vanguard ESG U.S. Stock ETF	921910733	2,306	$279	0.10%
115	Fidelity Enhanced Large Cap Growth ETF	31609A305	6,702	$279	0.10%
116	Global X U.S. Infrastructure Development ETF	37954Y673	5,825	$278	0.10%
117	Nuveen ESG Large-Cap Growth ETF	NU	2,819	$276	0.10%
118	OGE Energy Corp	OGE	6,315	$270	0.09%
119	iShares Russell 2000 Growth ETF	464287648	826	$267	0.09%
120	SPDR Consumer Staples ETF	81369Y308	3,413	$265	0.09%
121	iShares Paris-Aligned Climate MSCI USA ETF	46436E411	3,606	$263	0.09%
122	Fidelity Enhanced Large Cap Value ETF	31609A107	7,579	$263	0.09%
123	Vanguard Mega Cap ETF	921910873	1,045	$262	0.09%
124	Coca Cola Co	KO	3,613	$253	0.09%
125	Vanguard Energy Index ETF	92204A306	1,871	$236	0.08%
126	iShares Edge MSCI Min Vol EAFE ETF	46429B689	2,676	$231	0.08%
127	Micron Technology	MU	805	$230	0.08%
128	iShares ESG USD Corporate Bond ETF	46435G193	9,746	$228	0.08%
129	iShares Cybersecurity and Tech ETF	46435U135	4,651	$224	0.08%
130	Vanguard Information Technology ETF	92204A702	287	$216	0.07%
131	iShares MSCI Switzerland Capped ETF	464286749	3,570	$214	0.07%
132	Cisco Systems	CSCO	2,742	$211	0.07%