Institutional Manager · CIK 0001811052

REBALANCE, LLC

PALO ALTO, CA · File #028-23150

Latest AUM

$1.71B

Positions

106

Top-10 Concentration

82.0%

Filings

Portfolio Value Over Time

2024-03

2024-06

2024-09

2024-12

2025-03

2025-06

2025-09

2025-12

Biggest QoQ Changes

Ranked by conviction flow (share change × current price) so mark-to-market moves don't dominate. Price effect column shows how much of the $ change was just the stock moving.

Action	Issuer	Ticker / CUSIP	Δ Shares	Flow ($)	Price Effect
EXITED	ISHARES IBONDS DEC 2025 TERM CORPORATE ETF	46434VBD1	-679,446	-$17.1M	$0
ADD	SCHWAB U.S. BROAD MARKET ETF	808524102	+483,144	+$12.7M	+$7.5M
NEW	ISHARES IBONDS DEC 2030 TERM CORPORATE ETF	46436E726	+459,388	+$10.1M	$0
ADD	SCHWAB INTERNATIONAL EQUITY ETF	808524805	+383,158	+$9.2M	+$4.9M
ADD	ISHARES IBONDS DEC 2028 TERM CORPORATE ETF	46435U515	+340,113	+$8.7M	-$25,614
ADD	ISHARES CORE U.S. AGGREGATE BOND ETF	464287226	+63,912	+$6.4M	-$501,669
ADD	ISHARES IBONDS DEC 2030 TERM TREASURY ETF	46436E593	+248,365	+$4.9M	-$345
EXITED	ISHARES IBONDS DEC 2025 TERM TREASURY ETF	46436E866	-198,822	-$4.6M	$0
REDUCE	ISHARES BROAD USD HIGH YIELD CORPORATE BOND ETF	46435U853	-105,716	-$4.0M	-$687,673
ADD	VANGUARD INTERMEDIATE-TERM CORPORATE BOND ETF	92206C870	+38,830	+$3.3M	-$363,138

Sector Allocation

0.4%$6.6M

0.2%$3.6M

0.1%$1.5M

0.1%$921,429

Consumer Discretionary

0.0%$792,107

Energy

0.0%$569,659

Consumer Staples

0.0%$459,997

Filing History

Jan 15, 202613F HOLDINGS REPORTQ/E Dec 2025106 pos · $1.71B
Oct 16, 202513F HOLDINGS REPORTQ/E Sep 2025102 pos · $1.66B
Jul 16, 202513F HOLDINGS REPORTQ/E Jun 202596 pos · $1.47B
Apr 17, 202513F HOLDINGS REPORTQ/E Mar 202592 pos · $1.36B
Feb 7, 202513F HOLDINGS REPORTQ/E Dec 202498 pos · $1.34B
Oct 22, 202413F HOLDINGS REPORTQ/E Sep 202493 pos · $1.36B
Jul 12, 202413F HOLDINGS REPORTQ/E Jun 202485 pos · $1.24B
Apr 22, 202413F HOLDINGS REPORTQ/E Mar 202488 pos · $1.22B
Nov 2, 202313F HOLDINGS REPORTQ/E Dec 202375 pos · $1.03B

Top 20 Holdings — Dec 2025

#	Issuer	Ticker	Shares	Value	% of Portfolio
1	SCHWAB U.S. BROAD MARKET ETF	808524102	14,963,211	$392.5M	23.42%
2	VANGUARD TOTAL STOCK MARKET ETF	922908769	746,351	$250.2M	14.93%
3	SCHWAB INTERNATIONAL EQUITY ETF	808524805	6,884,573	$165.5M	9.88%
4	ISHARES CORE U.S. AGGREGATE BOND ETF	464287226	1,419,940	$141.8M	8.46%
5	VANGUARD FTSE DEVELOPED MARKETS ETF	921943858	1,611,305	$100.7M	6.01%
6	VANGUARD INTERMEDIATE-TERM CORPORATE BOND ETF	92206C870	1,047,605	$87.7M	5.24%
7	SCHWAB EMERGING MARKETS EQUITY ETF	808524706	2,167,937	$71.0M	4.24%
8	ISHARES BROAD USD HIGH YIELD CORPORATE BOND ETF	46435U853	1,680,454	$62.8M	3.75%
9	ISHARES CORE S&P SMALL CAP ETF	464287804	424,136	$51.0M	3.04%
10	VANGUARD REAL ESTATE ETF	922908553	573,616	$50.8M	3.03%
11	VANGUARD FTSE EMERGING MARKETS ETF	922042858	661,142	$35.5M	2.12%
12	VANGUARD HIGH DIVIDEND YIELD INDEX ETF	921946406	191,581	$27.5M	1.64%
13	ISHARES IBONDS DEC 2027 TERM CORPORATE ETF	46435UAA9	772,355	$18.8M	1.12%
14	ISHARES IBONDS DEC 2026 TERM CORPORATE ETF	46435GAA0	772,737	$18.7M	1.12%
15	ISHARES IBONDS DEC 2028 TERM CORPORATE ETF	46435U515	734,069	$18.7M	1.11%
16	VANGUARD TOTAL BOND MARKET ETF	921937835	213,877	$15.8M	0.95%
17	ISHARES IBONDS DEC 2029 TERM CORPORATE ETF	46436E205	435,397	$10.2M	0.61%
18	ISHARES IBONDS DEC 2030 TERM CORPORATE ETF	46436E726	459,388	$10.1M	0.60%
19	ISHARES RUSSELL 3000 ETF	464287689	24,696	$9.6M	0.57%
20	ISHARES 5-10 YEAR INVESTMENT GRADE CORPORATE BOND ETF	464288638	165,190	$8.9M	0.53%