13F HOLDINGS REPORT

REBALANCE, LLC

Quarter ended Q3 2025 · Filed October 16, 2025 · Accession 0001811052-25-000007

Total Value

$1.66B

Positions

102

Other Managers

Confidential Omitted

View on SEC.gov

Holdings (102)

#	Issuer	Ticker / CUSIP	Shares	Value	% of Filing
1	SCHWAB U.S. BROAD MARKET ETF	808524102	14,480,067	$372.3M	22.46%
2	VANGUARD TOTAL STOCK MARKET ETF	922908769	752,559	$247.0M	14.90%
3	SCHWAB INTERNATIONAL EQUITY ETF	808524805	6,501,415	$151.4M	9.13%
4	ISHARES CORE U.S. AGGREGATE BOND ETF	464287226	1,356,028	$135.9M	8.20%
5	VANGUARD FTSE DEVELOPED MARKETS ETF	921943858	1,588,961	$95.2M	5.74%
6	VANGUARD INTERMEDIATE-TERM CORPORATE BOND ETF	92206C870	1,008,775	$84.8M	5.12%
7	SCHWAB EMERGING MARKETS EQUITY ETF	808524706	2,075,427	$69.3M	4.18%
8	ISHARES BROAD USD HIGH YIELD CORPORATE BOND ETF	46435U853	1,786,170	$67.5M	4.07%
9	VANGUARD REAL ESTATE ETF	922908553	582,765	$53.3M	3.21%
10	ISHARES CORE S&P SMALL CAP ETF	464287804	416,686	$49.5M	2.99%
11	VANGUARD FTSE EMERGING MARKETS ETF	922042858	663,604	$36.0M	2.17%
12	VANGUARD HIGH DIVIDEND YIELD INDEX ETF	921946406	202,250	$28.5M	1.72%
13	ISHARES IBONDS DEC 2025 TERM CORPORATE ETF	46434VBD1	679,446	$17.1M	1.03%
14	ISHARES IBONDS DEC 2026 TERM CORPORATE ETF	46435GAA0	702,629	$17.1M	1.03%
15	ISHARES IBONDS DEC 2027 TERM CORPORATE ETF	46435UAA9	701,255	$17.1M	1.03%
16	VANGUARD TOTAL BOND MARKET ETF	921937835	207,931	$15.5M	0.93%
17	ISHARES IBONDS DEC 2029 TERM CORPORATE ETF	46436E205	428,735	$10.1M	0.61%
18	ISHARES IBONDS DEC 2028 TERM CORPORATE ETF	46435U515	393,956	$10.1M	0.61%
19	ISHARES RUSSELL 1000 GROWTH ETF	464287614	21,337	$10.0M	0.60%
20	ISHARES RUSSELL 3000 ETF	464287689	24,652	$9.3M	0.56%
21	VANGUARD INTERNATIONAL HIGH DIVIDEND YIELD ETF	921946794	106,216	$9.0M	0.54%
22	ISHARES 5-10 YEAR INVESTMENT GRADE CORPORATE BOND ETF	464288638	162,162	$8.8M	0.53%
23	ISHARES 0-3 MONTH TREASURY BOND ETF	46436E718	87,101	$8.8M	0.53%
24	ISHARES RUSSELL 1000 VALUE ETF	464287598	42,924	$8.7M	0.53%
25	ISHARES IBOXX $ HIGH YIELD CORPORATE BOND ETF	464288513	87,432	$7.1M	0.43%
26	SCHWAB US TIPS ETF	808524870	201,215	$5.4M	0.33%
27	SPDR S&P 500 ETF TRUST	SPY	7,700	$5.1M	0.31%
28	ISHARES IBONDS DEC 2026 TERM TREASURY ETF	46436E858	204,324	$4.7M	0.28%
29	ISHARES IBONDS DEC 2027 TERM TREASURY ETF	46436E841	208,127	$4.7M	0.28%
30	ISHARES IBONDS DEC 2025 TERM TREASURY ETF	46436E866	198,822	$4.6M	0.28%
31	ISHARES IBONDS DEC 2029 TERM TREASURY ETF	46436E825	209,159	$4.6M	0.28%
32	ISHARES U.S. REAL ESTATE ETF	464287739	47,253	$4.6M	0.28%
33	ISHARES IBONDS DEC 2028 TERM TREASURY ETF	46436E833	179,134	$4.0M	0.24%
34	VANGUARD FTSE ALL-WORLD EX-US SMALL-CAP ETF	922042718	27,869	$4.0M	0.24%
35	BERKSHIRE HATHAWAY INC DEL CL B NEW	BRK-A	7,877	$4.0M	0.24%
36	ISHARES CORE S&P MID-CAP ETF	464287507	60,546	$4.0M	0.24%
37	ISHARES RUSSELL 2000 ETF	464287655	14,888	$3.6M	0.22%
38	VANGUARD SMALL-CAP ETF	922908751	11,552	$2.9M	0.18%
39	VANGUARD S&P SMALL-CAP 600 ETF	921932828	26,114	$2.9M	0.17%
40	PRIORITY TECHNOLOGY HLDGS INC COM	PRTHU	404,114	$2.8M	0.17%
41	VANGUARD S&P 500 ETF	922908363	4,369	$2.7M	0.16%
42	APPLE INC COM	AAPL	10,073	$2.6M	0.15%
43	VANGUARD SMALL CAP VALUE ETF	922908611	12,280	$2.6M	0.15%
44	SPDR GOLD SHARES	GLD	6,567	$2.3M	0.14%
45	SPDR DOW JONES REIT ETF	78464A607	22,817	$2.3M	0.14%
46	MICROSOFT CORP COM	MSFT	4,035	$2.1M	0.13%
47	SPDR BLOOMBERG 1-3 MONTH T-BILL ETF	78468R663	21,444	$2.0M	0.12%
48	ISHARES CORE S&P 500 ETF	464287200	2,811	$1.9M	0.11%
49	ISHARES CORE MSCI EAFE ETF	46432F842	20,517	$1.8M	0.11%
50	VANGUARD SMALL-CAP GROWTH ETF	922908595	5,692	$1.7M	0.10%
51	VANGUARD FTSE PACIFIC ETF	922042866	19,176	$1.7M	0.10%
52	VANGUARD LARGE-CAP ETF	922908637	5,400	$1.7M	0.10%
53	VANGUARD FTSE EUROPE ETF	922042874	20,400	$1.6M	0.10%
54	SPDR S&P DIVIDEND ETF	78464A763	11,167	$1.6M	0.09%
55	SPROTT ASSET MANAGEMENT LP PHYSICAL GOLD TR	SII	52,268	$1.5M	0.09%
56	ISHARES MSCI EAFE SMALL-CAP ETF	464288273	17,258	$1.3M	0.08%
57	ISHARES MSCI EMERGING MARKETS SMALL CAP ETF	464286475	18,482	$1.3M	0.08%
58	ORACLE CORP COM	ORCL-PD	4,026	$1.1M	0.07%
59	ISHARES MSCI EAFE ETF	464287465	11,978	$1.1M	0.07%
60	ISHARES RUSSELL MID-CAP GROWTH ETF	464287481	7,831	$1.1M	0.07%
61	ISHARES IBONDS 2026 TERM HIGH YIELD AND INCOME ETF	46436E528	46,715	$1.1M	0.07%
62	ISHARES IBONDS 2027 TERM HIGH YIELD AND INCOME ETF	46436E478	48,501	$1.1M	0.07%
63	ISHARES IBONDS 2025 TERM HIGH YIELD & INCOME ETF	46435U168	46,528	$1.1M	0.07%
64	INTERNATIONAL BUSINESS MACHS COM	INTR	3,610	$1.0M	0.06%
65	ISHARES RUSSELL MID-CAP VALUE ETF	464287473	6,943	$969,783	0.06%
66	FINANCIAL SELECT SECTOR SPDR FUND	81369Y605	16,644	$896,625	0.05%
67	VANGUARD FTSE ALL-WORLD EX-US INDEX FUND	922042775	11,954	$853,130	0.05%
68	ISHARES GOLD TRUST	IAU	11,554	$840,797	0.05%
69	TECHNOLOGY SELECT SECTOR SPDR FUND	81369Y803	2,972	$837,720	0.05%
70	DIMENSIONAL U.S. CORE EQUITY 2 ETF	25434V708	16,957	$654,022	0.04%
71	ISHARES MSCI JAPAN ETF	46434G822	7,951	$637,742	0.04%
72	VANGUARD GROWTH ETF	922908736	1,253	$601,045	0.04%
73	NVIDIA CORPORATION COM	NVDA	3,163	$590,183	0.04%
74	CISCO SYS INC COM	CSCO	8,244	$564,054	0.03%
75	JPMORGAN CHASE & CO. COM	VYLD	1,756	$553,895	0.03%
76	PROCTER AND GAMBLE CO COM	742718109	3,546	$544,843	0.03%
77	AMERICAN EXPRESS CO COM	AXP	1,585	$526,474	0.03%
78	DIMENSIONAL U.S. EQUITY MARKET ETF	25434V401	6,296	$456,079	0.03%
79	ISHARES MSCI EMERGING MARKETS ETF	464287234	8,505	$454,158	0.03%
80	ELI LILLY & CO COM	LLY	583	$444,829	0.03%
81	WILLIAMS SONOMA INC COM	WSM	2,180	$426,081	0.03%
82	ROCKWELL AUTOMATION INC COM	ROK	1,081	$377,781	0.02%
83	CATERPILLAR INC COM	CAT	781	$372,654	0.02%
84	VANGUARD TOTAL WORLD STOCK ETF	922042742	2,563	$353,154	0.02%
85	HEALTH CARE SELECT SECTOR SPDR FUND	81369Y209	2,486	$345,978	0.02%
86	VANGUARD VALUE ETF	922908744	1,843	$343,753	0.02%
87	AMAZON COM INC COM	AMZN	1,492	$327,598	0.02%
88	LOWES COS INC COM	548661107	1,250	$314,138	0.02%
89	EXXON MOBIL CORP COM	XOM	2,734	$308,259	0.02%
90	ALPHABET INC CAP STK CL A	GOOG	1,116	$271,300	0.02%
91	VANGUARD INFORMATION TECHNOLOGY ETF	92204A702	358	$267,549	0.02%
92	JOHNSON & JOHNSON COM	JNJ	1,348	$250,014	0.02%
93	COCA COLA CO COM	KO	3,599	$238,686	0.01%
94	CHEVRON CORP NEW COM	CVX	1,500	$232,935	0.01%
95	AMERIPRISE FINL INC COM	03076C106	472	$231,870	0.01%
96	ISHARES IBONDS DEC 2031 TERM TREASURY ETF	46436E460	11,030	$226,880	0.01%
97	ISHARES IBONDS DEC 2030 TERM TREASURY ETF	46436E593	11,383	$226,241	0.01%
98	ALPHABET INC CAP STK CL C	GOOG	883	$215,055	0.01%
99	INVESCO QQQ TRUST SERIES I	IVZ	354	$212,531	0.01%
100	GENERAL DYNAMICS CORP COM	GD	614	$209,374	0.01%
101	PEPSICO INC COM	PEP	1,452	$203,919	0.01%
102	CANADIAN PACIFIC KANSAS CITY COM	CP	2,728	$203,209	0.01%