13F HOLDINGS REPORT

REBALANCE, LLC

Quarter ended Q4 2025 · Filed January 15, 2026 · Accession 0001811052-26-000002

Total Value

$1.71B

Positions

106

Other Managers

Confidential Omitted

View on SEC.gov

Holdings (106)

#	Issuer	Ticker / CUSIP	Shares	Value	% of Filing
1	SCHWAB U.S. BROAD MARKET ETF	808524102	14,963,211	$392.5M	22.94%
2	VANGUARD TOTAL STOCK MARKET ETF	922908769	746,351	$250.2M	14.63%
3	SCHWAB INTERNATIONAL EQUITY ETF	808524805	6,884,573	$165.5M	9.67%
4	ISHARES CORE U.S. AGGREGATE BOND ETF	464287226	1,419,940	$141.8M	8.29%
5	VANGUARD FTSE DEVELOPED MARKETS ETF	921943858	1,611,305	$100.7M	5.88%
6	VANGUARD INTERMEDIATE-TERM CORPORATE BOND ETF	92206C870	1,047,605	$87.7M	5.13%
7	SCHWAB EMERGING MARKETS EQUITY ETF	808524706	2,167,937	$71.0M	4.15%
8	ISHARES BROAD USD HIGH YIELD CORPORATE BOND ETF	46435U853	1,680,454	$62.8M	3.67%
9	ISHARES CORE S&P SMALL CAP ETF	464287804	424,136	$51.0M	2.98%
10	VANGUARD REAL ESTATE ETF	922908553	573,616	$50.8M	2.97%
11	VANGUARD FTSE EMERGING MARKETS ETF	922042858	661,142	$35.5M	2.08%
12	VANGUARD HIGH DIVIDEND YIELD INDEX ETF	921946406	191,581	$27.5M	1.61%
13	ISHARES IBONDS DEC 2027 TERM CORPORATE ETF	46435UAA9	772,355	$18.8M	1.10%
14	ISHARES IBONDS DEC 2026 TERM CORPORATE ETF	46435GAA0	772,737	$18.7M	1.09%
15	ISHARES IBONDS DEC 2028 TERM CORPORATE ETF	46435U515	734,069	$18.7M	1.09%
16	VANGUARD TOTAL BOND MARKET ETF	921937835	213,877	$15.8M	0.93%
17	ISHARES IBONDS DEC 2029 TERM CORPORATE ETF	46436E205	435,397	$10.2M	0.60%
18	ISHARES IBONDS DEC 2030 TERM CORPORATE ETF	46436E726	459,388	$10.1M	0.59%
19	ISHARES RUSSELL 3000 ETF	464287689	24,696	$9.6M	0.56%
20	ISHARES 5-10 YEAR INVESTMENT GRADE CORPORATE BOND ETF	464288638	165,190	$8.9M	0.52%
21	ISHARES RUSSELL 1000 GROWTH ETF	464287614	18,771	$8.9M	0.52%
22	VANGUARD INTERNATIONAL HIGH DIVIDEND YIELD ETF	921946794	95,950	$8.6M	0.50%
23	ISHARES RUSSELL 1000 VALUE ETF	464287598	34,508	$7.3M	0.42%
24	ISHARES IBOXX $ HIGH YIELD CORPORATE BOND ETF	464288513	89,270	$7.2M	0.42%
25	ISHARES 0-3 MONTH TREASURY BOND ETF	46436E718	67,334	$6.8M	0.40%
26	ISHARES IBONDS DEC 2027 TERM TREASURY ETF	46436E841	267,135	$6.0M	0.35%
27	ISHARES IBONDS DEC 2028 TERM TREASURY ETF	46436E833	264,893	$5.9M	0.35%
28	ISHARES IBONDS DEC 2026 TERM TREASURY ETF	46436E858	258,063	$5.9M	0.35%
29	ISHARES IBONDS DEC 2029 TERM TREASURY ETF	46436E825	255,822	$5.6M	0.33%
30	SCHWAB US TIPS ETF	808524870	200,692	$5.3M	0.31%
31	SPDR S&P 500 ETF TRUST	SPY	7,702	$5.3M	0.31%
32	ISHARES IBONDS DEC 2030 TERM TREASURY ETF	46436E593	259,748	$5.2M	0.30%
33	ISHARES U.S. REAL ESTATE ETF	464287739	45,438	$4.3M	0.25%
34	ISHARES CORE S&P MID-CAP ETF	464287507	60,667	$4.0M	0.23%
35	VANGUARD FTSE ALL-WORLD EX-US SMALL-CAP ETF	922042718	27,869	$4.0M	0.23%
36	BERKSHIRE HATHAWAY INC DEL CL B NEW	BRK-A	7,876	$4.0M	0.23%
37	ISHARES RUSSELL 2000 ETF	464287655	14,173	$3.5M	0.20%
38	VANGUARD SMALL-CAP ETF	922908751	11,547	$3.0M	0.17%
39	VANGUARD S&P SMALL-CAP 600 ETF	921932828	26,581	$2.9M	0.17%
40	APPLE INC COM	AAPL	10,491	$2.9M	0.17%
41	VANGUARD S&P 500 ETF	922908363	4,244	$2.7M	0.16%
42	VANGUARD SMALL CAP VALUE ETF	922908611	12,287	$2.6M	0.15%
43	SPDR GOLD SHARES	GLD	6,253	$2.5M	0.14%
44	STATE STREET SPDR DOW JONES REIT ETF	78464A607	23,512	$2.3M	0.13%
45	PRIORITY TECHNOLOGY HLDGS INC COM	PRTHU	404,114	$2.2M	0.13%
46	MICROSOFT CORP COM	MSFT	4,358	$2.1M	0.12%
47	ISHARES CORE S&P 500 ETF	464287200	2,833	$1.9M	0.11%
48	ISHARES CORE MSCI EAFE ETF	46432F842	20,892	$1.9M	0.11%
49	VANGUARD FTSE PACIFIC ETF	922042866	19,267	$1.7M	0.10%
50	SPROTT ASSET MANAGEMENT LP PHYSICAL GOLD TR	SII	52,268	$1.7M	0.10%
51	VANGUARD FTSE EUROPE ETF	922042874	20,591	$1.7M	0.10%
52	VANGUARD LARGE-CAP ETF	922908637	5,449	$1.7M	0.10%
53	VANGUARD SMALL-CAP GROWTH ETF	922908595	5,668	$1.7M	0.10%
54	STATE STREET SPDR S&P DIVIDEND ETF	78464A763	11,606	$1.6M	0.09%
55	ISHARES GOLD TRUST	IAU	14,709	$1.2M	0.07%
56	ISHARES MSCI EAFE ETF	464287465	12,138	$1.2M	0.07%
57	ISHARES MSCI EMERGING MARKETS SMALL CAP ETF	464286475	16,666	$1.1M	0.07%
58	ISHARES RUSSELL MID-CAP VALUE ETF	464287473	7,908	$1.1M	0.07%
59	ISHARES IBONDS 2027 TERM HIGH YIELD AND INCOME ETF	46436E478	49,932	$1.1M	0.07%
60	ISHARES IBONDS 2026 TERM HIGH YIELD AND INCOME ETF	46436E528	48,254	$1.1M	0.07%
61	ISHARES IBONDS 2028 TERM HIGH YIELD AND INCOME ETF	46436E387	46,661	$1.1M	0.06%
62	ISHARES RUSSELL MID-CAP GROWTH ETF	464287481	7,848	$1.1M	0.06%
63	INTERNATIONAL BUSINESS MACHS COM	INTR	3,610	$1.1M	0.06%
64	STATE STREET FINANCIAL SELECT SECTOR SPDR ETF	81369Y605	16,701	$914,734	0.05%
65	VANGUARD FTSE ALL-WORLD EX-US INDEX FUND	922042775	11,954	$879,309	0.05%
66	ORACLE CORP COM	ORCL-PD	4,206	$819,791	0.05%
67	STATE STREET TECHNOLOGY SELECT SECTOR SPDR ETF	81369Y803	5,627	$810,182	0.05%
68	NVIDIA CORPORATION COM	NVDA	4,277	$797,694	0.05%
69	ISHARES MSCI JAPAN ETF	46434G822	8,945	$722,239	0.04%
70	DIMENSIONAL U.S. CORE EQUITY 2 ETF	25434V708	16,996	$672,867	0.04%
71	ELI LILLY & CO COM	LLY	584	$627,613	0.04%
72	CISCO SYS INC COM	CSCO	7,947	$612,167	0.04%
73	JPMORGAN CHASE & CO. COM	VYLD	1,783	$574,518	0.03%
74	AMERICAN EXPRESS CO COM	AXP	1,525	$564,174	0.03%
75	ISHARES MSCI EAFE SMALL-CAP ETF	464288273	7,106	$550,890	0.03%
76	PROCTER AND GAMBLE CO COM	742718109	3,581	$513,193	0.03%
77	CATERPILLAR INC COM	CAT	841	$481,784	0.03%
78	ISHARES MSCI EMERGING MARKETS ETF	464287234	8,505	$465,299	0.03%
79	ROCKWELL AUTOMATION INC COM	ROK	1,122	$436,469	0.03%
80	DIMENSIONAL U.S. EQUITY MARKET ETF	25434V401	5,853	$434,149	0.03%
81	ALPHABET INC CAP STK CL A	GOOG	1,316	$411,908	0.02%
82	STATE STREET SPDR BLOOMBERG 1-3 MONTH T-BILL ETF	78468R663	4,426	$404,481	0.02%
83	AMAZON COM INC COM	AMZN	1,745	$402,781	0.02%
84	WILLIAMS SONOMA INC COM	WSM	2,180	$389,326	0.02%
85	STATE STREET HEALTH CARE SELECT SECTOR SPDR ETF	81369Y209	2,496	$386,331	0.02%
86	VANGUARD TOTAL WORLD STOCK ETF	922042742	2,614	$368,680	0.02%
87	EXXON MOBIL CORP COM	XOM	2,834	$341,044	0.02%
88	VANGUARD GROWTH ETF	922908736	648	$316,320	0.02%
89	LOWES COS INC COM	548661107	1,300	$313,508	0.02%
90	JOHNSON & JOHNSON COM	JNJ	1,420	$293,816	0.02%
91	ALPHABET INC CAP STK CL C	GOOG	883	$277,085	0.02%
92	VANGUARD INFORMATION TECHNOLOGY ETF	92204A702	358	$270,111	0.02%
93	INVESCO QQQ TRUST SERIES I	IVZ	425	$261,082	0.02%
94	BROADCOM INC COM	AVGO	737	$255,076	0.01%
95	COCA COLA CO COM	KO	3,599	$251,606	0.01%
96	VANGUARD VALUE ETF	922908744	1,237	$236,245	0.01%
97	CHEVRON CORP NEW COM	CVX	1,500	$228,615	0.01%
98	TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS	874039100	747	$227,006	0.01%
99	ISHARES IBONDS DEC 2031 TERM TREASURY ETF	46436E460	11,028	$226,351	0.01%
100	ISHARES IBONDS DEC 2032 TERM TREASURY ETF	46436E296	9,694	$223,689	0.01%
101	AMERIPRISE FINL INC COM	03076C106	453	$222,124	0.01%
102	CANADIAN PACIFIC KANSAS CITY COM	CP	2,843	$209,330	0.01%
103	PEPSICO INC COM	PEP	1,452	$208,391	0.01%
104	NOVARTIS AG SPONSORED ADR	NVSEF	1,500	$206,805	0.01%
105	GENERAL DYNAMICS CORP COM	GD	614	$206,709	0.01%
106	L3HARRIS TECHNOLOGIES INC COM	LHX	685	$201,143	0.01%