Institutional Manager · CIK 0001766995
SUMMIT WEALTH & RETIREMENT PLANNING, INC.
SAN RAMON, CA · File #028-19057
Latest AUM
$424.7M
Positions
112
Top-10 Concentration
73.8%
Filings
9
Portfolio Value Over Time
2024-03
2024-06
2024-09
2024-12
2025-03
2025-06
2025-09
2025-12
Biggest QoQ Changes
Ranked by conviction flow (share change × current price) so mark-to-market moves don't dominate. Price effect column shows how much of the $ change was just the stock moving.
| Action | Issuer | Ticker / CUSIP | Δ Shares | Flow ($) | Price Effect |
|---|---|---|---|---|---|
| REDUCE | ABRDN PRECIOUS METALS BASKET | GLTR | -10,775 | -$2.2M | +$6.1M |
| NEW | EA SERIES TRUST | 02072Q358 | +39,418 | +$1.9M | $0 |
| ADD | SCHWAB STRATEGIC TR | 808524409 | +41,098 | +$1.2M | +$833,123 |
| ADD | SCHWAB STRATEGIC TR | 808524805 | +48,884 | +$1.2M | +$1.1M |
| ADD | EA SERIES TRUST | 02072L565 | +7,388 | +$850,357 | +$171,072 |
| REDUCE | SCHWAB STRATEGIC TR | 808524300 | -25,747 | -$839,867 | +$1.1M |
| REDUCE | APPLE INC | AAPL | -2,954 | -$803,080 | +$476,057 |
| REDUCE | ISHARES TR | 464287234 | -10,020 | -$548,194 | +$125,081 |
| REDUCE | VANGUARD WORLD FD | 921910873 | -1,849 | -$464,413 | +$1.5M |
| NEW | BROWN FORMAN CORP | BF-B | +14,199 | +$370,026 | $0 |
Sector Allocation
Filing History
- 13F HOLDINGS REPORTQ/E Dec 2025112 pos · $424.7M
- 13F HOLDINGS REPORTQ/E Sep 2025106 pos · $406.9M
- 13F HOLDINGS REPORTQ/E Jun 2025101 pos · $372.5M
- 13F HOLDINGS REPORTQ/E Mar 202578 pos · $326.3M
- 13F HOLDINGS REPORTQ/E Dec 202475 pos · $323.1M
- 13F HOLDINGS REPORTQ/E Sep 202468 pos · $313.3M
- 13F HOLDINGS REPORTQ/E Jun 202464 pos · $293.7M
- 13F HOLDINGS REPORTQ/E Mar 202463 pos · $280.5M
- 13F HOLDINGS REPORTQ/E Dec 202357 pos · $248.6M
Top 20 Holdings — Dec 2025
| # | Issuer | Ticker | Shares | Value | % of Portfolio |
|---|---|---|---|---|---|
| 1 | VANGUARD WORLD FD | 921910873 | 214,254 | $53.8M | 13.34% |
| 2 | SCHWAB STRATEGIC TR | 808524409 | 1,707,367 | $50.6M | 12.53% |
| 3 | SCHWAB STRATEGIC TR | 808524300 | 1,528,494 | $49.9M | 12.36% |
| 4 | SCHWAB STRATEGIC TR | 808524805 | 1,481,053 | $35.6M | 8.82% |
| 5 | ABRDN PRECIOUS METALS BASKET | GLTR | 140,485 | $28.9M | 7.16% |
| 6 | LITMAN GREGORY FDS TR | 53700T827 | 599,282 | $16.8M | 4.17% |
| 7 | EA SERIES TRUST | 02072L565 | 145,348 | $16.7M | 4.15% |
| 8 | SCHWAB STRATEGIC TR | 808524607 | 580,460 | $16.5M | 4.10% |
| 9 | SCHWAB STRATEGIC TR | 808524706 | 499,044 | $16.3M | 4.05% |
| 10 | ISHARES TR | 464287598 | 59,508 | $12.5M | 3.10% |
| 11 | ISHARES TR | 464287465 | 97,867 | $9.4M | 2.33% |
| 12 | SPDR S&P 500 ETF TR | SPY | 12,280 | $8.4M | 2.08% |
| 13 | APPLE INC | AAPL | 24,675 | $6.7M | 1.66% |
| 14 | SCHWAB STRATEGIC TR | 808524102 | 240,675 | $6.3M | 1.56% |
| 15 | ISHARES TR | 464287655 | 23,384 | $5.8M | 1.43% |
| 16 | MICROSOFT CORP | MSFT | 11,074 | $5.4M | 1.33% |
| 17 | ISHARES TR | 464287614 | 10,566 | $5.0M | 1.24% |
| 18 | VANGUARD INDEX FDS | 922908363 | 7,589 | $4.8M | 1.18% |
| 19 | ISHARES TR | 464287234 | 85,462 | $4.7M | 1.16% |
| 20 | VANGUARD INDEX FDS | 922908611 | 20,214 | $4.3M | 1.06% |