13F HOLDINGS REPORT
SUMMIT WEALTH & RETIREMENT PLANNING, INC.
Quarter ended Q3 2025 · Filed November 4, 2025 · Accession 0001766995-25-000008
Total Value
$406.9M
Positions
106
Other Managers
0
Confidential Omitted
No
Holdings (106)
| # | Issuer | Ticker / CUSIP | Shares | Value | % of Filing |
|---|---|---|---|---|---|
| 1 | VANGUARD WORLD FD | 921910873 | 216,103 | $52.7M | 12.96% |
| 2 | SCHWAB STRATEGIC TR | 808524300 | 1,554,241 | $49.6M | 12.19% |
| 3 | SCHWAB STRATEGIC TR | 808524409 | 1,666,269 | $48.5M | 11.92% |
| 4 | SCHWAB STRATEGIC TR | 808524805 | 1,432,169 | $33.3M | 8.19% |
| 5 | ABRDN PRECIOUS METALS BASKET | GLTR | 151,260 | $25.0M | 6.15% |
| 6 | SCHWAB STRATEGIC TR | 808524706 | 495,815 | $16.5M | 4.07% |
| 7 | SCHWAB STRATEGIC TR | 808524607 | 577,395 | $16.1M | 3.96% |
| 8 | LITMAN GREGORY FDS TR | 53700T827 | 589,581 | $16.1M | 3.96% |
| 9 | EA SERIES TRUST | 02072L565 | 137,960 | $15.7M | 3.86% |
| 10 | ISHARES TR | 464287598 | 61,041 | $12.4M | 3.05% |
| 11 | ISHARES TR | 464287465 | 98,151 | $9.2M | 2.25% |
| 12 | SPDR S&P 500 ETF TR | SPY | 12,230 | $8.1M | 2.00% |
| 13 | APPLE INC | AAPL | 27,629 | $7.0M | 1.73% |
| 14 | SCHWAB STRATEGIC TR | 808524102 | 240,670 | $6.2M | 1.52% |
| 15 | ISHARES TR | 464287655 | 23,497 | $5.7M | 1.40% |
| 16 | MICROSOFT CORP | MSFT | 10,967 | $5.7M | 1.40% |
| 17 | ISHARES TR | 464287614 | 11,106 | $5.2M | 1.28% |
| 18 | ISHARES TR | 464287234 | 95,482 | $5.1M | 1.25% |
| 19 | VANGUARD INDEX FDS | 922908363 | 7,488 | $4.6M | 1.13% |
| 20 | VANGUARD INDEX FDS | 922908611 | 19,932 | $4.2M | 1.02% |
| 21 | ALPHABET INC | GOOG | 13,403 | $3.3M | 0.80% |
| 22 | TESLA INC | TSLA | 6,627 | $2.9M | 0.72% |
| 23 | JPMORGAN CHASE & CO. | VYLD | 8,220 | $2.6M | 0.64% |
| 24 | VANGUARD INDEX FDS | 922908744 | 13,264 | $2.5M | 0.61% |
| 25 | VANGUARD INDEX FDS | 922908751 | 9,241 | $2.3M | 0.58% |
| 26 | BROADCOM INC | AVGO | 6,378 | $2.1M | 0.52% |
| 27 | NVIDIA CORPORATION | NVDA | 11,121 | $2.1M | 0.51% |
| 28 | VANGUARD SCOTTSDALE FDS | 92206C706 | 33,275 | $2.0M | 0.49% |
| 29 | BERKSHIRE HATHAWAY INC DEL | BRK-A | 3,894 | $2.0M | 0.48% |
| 30 | ALPHABET INC | GOOG | 7,116 | $1.7M | 0.43% |
| 31 | VANGUARD INDEX FDS | 922908736 | 3,311 | $1.6M | 0.39% |
| 32 | ISHARES TR | 46432F842 | 16,066 | $1.4M | 0.34% |
| 33 | CAMBRIA ETF TR | 132061201 | 20,408 | $1.4M | 0.34% |
| 34 | EA SERIES TRUST | 02072Q853 | 24,284 | $1.3M | 0.32% |
| 35 | HOME DEPOT INC | HD | 2,776 | $1.1M | 0.28% |
| 36 | COPART INC | CPRT | 23,848 | $1.1M | 0.26% |
| 37 | AMAZON COM INC | AMZN | 4,129 | $906,605 | 0.22% |
| 38 | BANK AMERICA CORP | 060505104 | 15,543 | $801,860 | 0.20% |
| 39 | ABBVIE INC | ABBV | 3,457 | $800,434 | 0.20% |
| 40 | ELI LILLY & CO | LLY | 1,043 | $795,809 | 0.20% |
| 41 | OREILLY AUTOMOTIVE INC | 67103H107 | 7,230 | $779,466 | 0.19% |
| 42 | SCHWAB STRATEGIC TR | 808524797 | 26,846 | $732,906 | 0.18% |
| 43 | EXXON MOBIL CORP | XOM | 6,344 | $715,330 | 0.18% |
| 44 | VANGUARD TAX-MANAGED FDS | 921943858 | 11,128 | $666,806 | 0.16% |
| 45 | SIMPSON MFG INC | 829073105 | 3,857 | $645,893 | 0.16% |
| 46 | VANGUARD INDEX FDS | 922908769 | 1,942 | $637,306 | 0.16% |
| 47 | VANGUARD WHITEHALL FDS | 921946406 | 4,486 | $632,302 | 0.16% |
| 48 | MASTERCARD INCORPORATED | MA | 1,102 | $626,829 | 0.15% |
| 49 | RTX CORPORATION | RTX | 3,702 | $619,456 | 0.15% |
| 50 | ISHARES TR | 464287622 | 1,599 | $584,403 | 0.14% |
| 51 | COSTCO WHSL CORP NEW | 22160K105 | 610 | $564,638 | 0.14% |
| 52 | VANGUARD INTL EQUITY INDEX F | 922042858 | 10,146 | $549,731 | 0.14% |
| 53 | INVESCO QQQ TR | IVZ | 898 | $538,865 | 0.13% |
| 54 | ABBOTT LABS | ABLZF | 4,002 | $536,028 | 0.13% |
| 55 | BLACKROCK INC | BLK | 444 | $517,646 | 0.13% |
| 56 | PALO ALTO NETWORKS INC | PANW | 2,530 | $515,159 | 0.13% |
| 57 | VANGUARD INDEX FDS | 922908629 | 1,699 | $499,064 | 0.12% |
| 58 | STATE STR CORP | STT-PG | 4,294 | $498,147 | 0.12% |
| 59 | ISHARES TR | 46429B663 | 4,040 | $494,698 | 0.12% |
| 60 | META PLATFORMS INC | META | 667 | $489,831 | 0.12% |
| 61 | STRYKER CORPORATION | SYK | 1,288 | $475,971 | 0.12% |
| 62 | MORGAN STANLEY | MS-PQ | 2,800 | $445,088 | 0.11% |
| 63 | CME GROUP INC | CME | 1,637 | $442,301 | 0.11% |
| 64 | QUALCOMM INC | QCOM | 2,580 | $429,153 | 0.11% |
| 65 | ORACLE CORP | ORCL-PD | 1,481 | $416,574 | 0.10% |
| 66 | SCHWAB CHARLES CORP | SCHW-PJ | 4,303 | $410,819 | 0.10% |
| 67 | JOHNSON & JOHNSON | JNJ | 2,093 | $388,084 | 0.10% |
| 68 | VISA INC | V | 1,116 | $380,980 | 0.09% |
| 69 | MERCK & CO INC | MRK | 4,461 | $374,403 | 0.09% |
| 70 | SEMPRA | SREA | 3,989 | $358,934 | 0.09% |
| 71 | TRACTOR SUPPLY CO | TSCO | 6,300 | $358,281 | 0.09% |
| 72 | NORFOLK SOUTHN CORP | 655844108 | 1,142 | $343,068 | 0.08% |
| 73 | CISCO SYS INC | CSCO | 4,949 | $338,579 | 0.08% |
| 74 | PROCTER AND GAMBLE CO | 742718109 | 2,190 | $336,430 | 0.08% |
| 75 | UNITEDHEALTH GROUP INC | UNH | 937 | $323,546 | 0.08% |
| 76 | ISHARES BITCOIN TRUST ETF | IBIT | 4,971 | $323,115 | 0.08% |
| 77 | DISNEY WALT CO | 254687106 | 2,808 | $321,541 | 0.08% |
| 78 | SELECT SECTOR SPDR TR | 81369Y803 | 1,130 | $318,502 | 0.08% |
| 79 | VANGUARD INDEX FDS | 922908637 | 1,006 | $309,707 | 0.08% |
| 80 | TRANE TECHNOLOGIES PLC | TT | 719 | $303,389 | 0.07% |
| 81 | MARRIOTT INTL INC NEW | 571903202 | 1,135 | $295,599 | 0.07% |
| 82 | ISHARES TR | 464287499 | 2,924 | $282,336 | 0.07% |
| 83 | WELLS FARGO CO NEW | 949746101 | 3,362 | $281,839 | 0.07% |
| 84 | J P MORGAN EXCHANGE TRADED F | 46641Q332 | 4,810 | $274,651 | 0.07% |
| 85 | HUNTINGTON INGALLS INDS INC | 446413106 | 953 | $274,378 | 0.07% |
| 86 | VANGUARD INDEX FDS | 922908512 | 1,567 | $273,567 | 0.07% |
| 87 | J P MORGAN EXCHANGE TRADED F | 46654Q609 | 2,835 | $265,781 | 0.07% |
| 88 | DIMENSIONAL ETF TRUST | 25434V708 | 6,885 | $265,554 | 0.07% |
| 89 | BILL HOLDINGS INC | BILL | 5,000 | $264,850 | 0.07% |
| 90 | DEERE & CO | DE | 565 | $258,352 | 0.06% |
| 91 | ISHARES TR | 464287507 | 3,955 | $258,103 | 0.06% |
| 92 | ADVANCED MICRO DEVICES INC | AMD | 1,555 | $251,583 | 0.06% |
| 93 | MCDONALDS CORP | MCD | 824 | $250,416 | 0.06% |
| 94 | AMGEN INC | AMGN | 845 | $238,473 | 0.06% |
| 95 | ISHARES TR | 464287663 | 2,345 | $234,383 | 0.06% |
| 96 | GE AEROSPACE | 369604301 | 773 | $232,665 | 0.06% |
| 97 | J P MORGAN EXCHANGE TRADED F | 46641Q761 | 3,642 | $229,118 | 0.06% |
| 98 | FIRST TR EXCHANGE-TRADED FD | 33733E104 | 2,433 | $227,826 | 0.06% |
| 99 | J P MORGAN EXCHANGE TRADED F | 46641Q167 | 3,178 | $219,155 | 0.05% |
| 100 | J P MORGAN EXCHANGE TRADED F | 46641Q753 | 4,580 | $217,550 | 0.05% |
| 101 | CHIPOTLE MEXICAN GRILL INC | CMG | 5,420 | $212,410 | 0.05% |
| 102 | VANGUARD BD INDEX FDS | 921937819 | 2,678 | $209,125 | 0.05% |
| 103 | ISHARES TR | 464287168 | 1,459 | $207,324 | 0.05% |
| 104 | AQUESTIVE THERAPEUTICS INC | AQST | 15,000 | $83,850 | 0.02% |
| 105 | ABACUS GLOBAL MGMT INC | 00258Y104 | 10,000 | $57,300 | 0.01% |
| 106 | CID HOLDCO INC | DAICW | 18,456 | $2,815 | 0.00% |