13F HOLDINGS REPORT
SUMMIT WEALTH & RETIREMENT PLANNING, INC.
Quarter ended Q4 2025 · Filed February 2, 2026 · Accession 0001766995-26-000001
Total Value
$424.7M
Positions
112
Other Managers
0
Confidential Omitted
No
Holdings (112)
| # | Issuer | Ticker / CUSIP | Shares | Value | % of Filing |
|---|---|---|---|---|---|
| 1 | VANGUARD WORLD FD | 921910873 | 214,254 | $53.8M | 12.67% |
| 2 | SCHWAB STRATEGIC TR | 808524409 | 1,707,367 | $50.6M | 11.90% |
| 3 | SCHWAB STRATEGIC TR | 808524300 | 1,528,494 | $49.9M | 11.74% |
| 4 | SCHWAB STRATEGIC TR | 808524805 | 1,481,053 | $35.6M | 8.38% |
| 5 | ABRDN PRECIOUS METALS BASKET | GLTR | 140,485 | $28.9M | 6.80% |
| 6 | LITMAN GREGORY FDS TR | 53700T827 | 599,282 | $16.8M | 3.96% |
| 7 | EA SERIES TRUST | 02072L565 | 145,348 | $16.7M | 3.94% |
| 8 | SCHWAB STRATEGIC TR | 808524607 | 580,460 | $16.5M | 3.89% |
| 9 | SCHWAB STRATEGIC TR | 808524706 | 499,044 | $16.3M | 3.85% |
| 10 | ISHARES TR | 464287598 | 59,508 | $12.5M | 2.95% |
| 11 | ISHARES TR | 464287465 | 97,867 | $9.4M | 2.21% |
| 12 | SPDR S&P 500 ETF TR | SPY | 12,280 | $8.4M | 1.97% |
| 13 | APPLE INC | AAPL | 24,675 | $6.7M | 1.58% |
| 14 | SCHWAB STRATEGIC TR | 808524102 | 240,675 | $6.3M | 1.49% |
| 15 | ISHARES TR | 464287655 | 23,384 | $5.8M | 1.36% |
| 16 | MICROSOFT CORP | MSFT | 11,074 | $5.4M | 1.26% |
| 17 | ISHARES TR | 464287614 | 10,566 | $5.0M | 1.18% |
| 18 | VANGUARD INDEX FDS | 922908363 | 7,589 | $4.8M | 1.12% |
| 19 | ISHARES TR | 464287234 | 85,462 | $4.7M | 1.10% |
| 20 | VANGUARD INDEX FDS | 922908611 | 20,214 | $4.3M | 1.01% |
| 21 | ALPHABET INC | GOOG | 13,517 | $4.2M | 1.00% |
| 22 | TESLA INC | TSLA | 6,807 | $3.1M | 0.72% |
| 23 | VANGUARD INDEX FDS | 922908744 | 14,501 | $2.8M | 0.65% |
| 24 | JPMORGAN CHASE & CO. | VYLD | 8,077 | $2.6M | 0.61% |
| 25 | VANGUARD INDEX FDS | 922908751 | 8,994 | $2.3M | 0.55% |
| 26 | ALPHABET INC | GOOG | 7,219 | $2.3M | 0.53% |
| 27 | BROADCOM INC | AVGO | 6,364 | $2.2M | 0.52% |
| 28 | NVIDIA CORPORATION | NVDA | 11,294 | $2.1M | 0.50% |
| 29 | VANGUARD SCOTTSDALE FDS | 92206C706 | 32,480 | $1.9M | 0.46% |
| 30 | EA SERIES TRUST | 02072Q358 | 39,418 | $1.9M | 0.46% |
| 31 | BERKSHIRE HATHAWAY INC DEL | BRK-A | 3,833 | $1.9M | 0.45% |
| 32 | VANGUARD INDEX FDS | 922908736 | 3,361 | $1.6M | 0.39% |
| 33 | ISHARES TR | 46432F842 | 17,086 | $1.5M | 0.36% |
| 34 | CAMBRIA ETF TR | 132061201 | 20,860 | $1.5M | 0.34% |
| 35 | EA SERIES TRUST | 02072Q853 | 24,284 | $1.3M | 0.32% |
| 36 | ELI LILLY & CO | LLY | 1,022 | $1.1M | 0.26% |
| 37 | AMAZON COM INC | AMZN | 4,524 | $1.0M | 0.25% |
| 38 | HOME DEPOT INC | HD | 2,776 | $955,300 | 0.22% |
| 39 | COPART INC | CPRT | 23,848 | $933,649 | 0.22% |
| 40 | BANK AMERICA CORP | 060505104 | 15,292 | $841,056 | 0.20% |
| 41 | ABBVIE INC | ABBV | 3,479 | $794,917 | 0.19% |
| 42 | EXXON MOBIL CORP | XOM | 6,344 | $763,484 | 0.18% |
| 43 | SCHWAB STRATEGIC TR | 808524797 | 27,341 | $749,953 | 0.18% |
| 44 | VANGUARD TAX-MANAGED FDS | 921943858 | 11,129 | $695,244 | 0.16% |
| 45 | RTX CORPORATION | RTX | 3,716 | $681,514 | 0.16% |
| 46 | OREILLY AUTOMOTIVE INC | 67103H107 | 7,410 | $675,866 | 0.16% |
| 47 | INVESCO QQQ TR | IVZ | 1,098 | $674,239 | 0.16% |
| 48 | VANGUARD WHITEHALL FDS | 921946406 | 4,680 | $671,674 | 0.16% |
| 49 | MASTERCARD INCORPORATED | MA | 1,131 | $645,665 | 0.15% |
| 50 | VANGUARD INDEX FDS | 922908769 | 1,909 | $640,030 | 0.15% |
| 51 | SIMPSON MFG INC | 829073105 | 3,857 | $622,790 | 0.15% |
| 52 | ISHARES TR | 464287622 | 1,599 | $597,131 | 0.14% |
| 53 | WELLS FARGO CO NEW | 949746101 | 6,173 | $575,364 | 0.14% |
| 54 | META PLATFORMS INC | META | 863 | $569,658 | 0.13% |
| 55 | VANGUARD INTL EQUITY INDEX F | 922042858 | 10,396 | $558,871 | 0.13% |
| 56 | STATE STR CORP | STT-PG | 4,159 | $536,553 | 0.13% |
| 57 | COSTCO WHSL CORP NEW | 22160K105 | 619 | $533,793 | 0.13% |
| 58 | ABBOTT LABS | ABLZF | 4,029 | $504,793 | 0.12% |
| 59 | MORGAN STANLEY | MS-PQ | 2,822 | $500,990 | 0.12% |
| 60 | ISHARES TR | 46429B663 | 4,108 | $499,574 | 0.12% |
| 61 | VANGUARD INDEX FDS | 922908629 | 1,699 | $493,084 | 0.12% |
| 62 | BLACKROCK INC | BLK | 444 | $475,231 | 0.11% |
| 63 | PALO ALTO NETWORKS INC | PANW | 2,568 | $473,026 | 0.11% |
| 64 | MERCK & CO INC | MRK | 4,461 | $469,554 | 0.11% |
| 65 | STRYKER CORPORATION | SYK | 1,288 | $452,537 | 0.11% |
| 66 | CME GROUP INC | CME | 1,637 | $447,032 | 0.11% |
| 67 | QUALCOMM INC | QCOM | 2,580 | $441,252 | 0.10% |
| 68 | JOHNSON & JOHNSON | JNJ | 2,107 | $436,044 | 0.10% |
| 69 | SCHWAB CHARLES CORP | SCHW-PJ | 4,336 | $433,221 | 0.10% |
| 70 | VISA INC | V | 1,123 | $393,847 | 0.09% |
| 71 | CISCO SYS INC | CSCO | 4,949 | $381,186 | 0.09% |
| 72 | BROWN FORMAN CORP | BF-B | 14,199 | $370,026 | 0.09% |
| 73 | SEMPRA | SREA | 3,989 | $352,193 | 0.08% |
| 74 | MARRIOTT INTL INC NEW | 571903202 | 1,135 | $352,122 | 0.08% |
| 75 | ISHARES BITCOIN TRUST ETF | IBIT | 7,028 | $348,940 | 0.08% |
| 76 | ADVANCED MICRO DEVICES INC | AMD | 1,579 | $338,159 | 0.08% |
| 77 | NORFOLK SOUTHN CORP | 655844108 | 1,142 | $329,718 | 0.08% |
| 78 | SELECT SECTOR SPDR TR | 81369Y803 | 2,260 | $325,372 | 0.08% |
| 79 | HUNTINGTON INGALLS INDS INC | 446413106 | 953 | $324,087 | 0.08% |
| 80 | VANGUARD INDEX FDS | 922908637 | 1,006 | $316,689 | 0.07% |
| 81 | DISNEY WALT CO | 254687106 | 2,774 | $315,623 | 0.07% |
| 82 | UNITEDHEALTH GROUP INC | UNH | 955 | $315,255 | 0.07% |
| 83 | TRACTOR SUPPLY CO | TSCO | 6,300 | $315,063 | 0.07% |
| 84 | PROCTER AND GAMBLE CO | 742718109 | 2,190 | $313,790 | 0.07% |
| 85 | GE AEROSPACE | 369604301 | 970 | $298,923 | 0.07% |
| 86 | ORACLE CORP | ORCL-PD | 1,482 | $288,897 | 0.07% |
| 87 | ISHARES TR | 464287499 | 2,924 | $281,517 | 0.07% |
| 88 | VANGUARD INDEX FDS | 922908512 | 1,567 | $277,939 | 0.07% |
| 89 | J P MORGAN EXCHANGE TRADED F | 46641Q332 | 4,810 | $275,324 | 0.06% |
| 90 | BILL HOLDINGS INC | BILL | 5,000 | $272,700 | 0.06% |
| 91 | DIMENSIONAL ETF TRUST | 25434V708 | 6,885 | $272,577 | 0.06% |
| 92 | TRANE TECHNOLOGIES PLC | TT | 698 | $271,662 | 0.06% |
| 93 | AMGEN INC | AMGN | 816 | $267,101 | 0.06% |
| 94 | VANGUARD SCOTTSDALE FDS | 92206C870 | 3,181 | $266,409 | 0.06% |
| 95 | DEERE & CO | DE | 570 | $265,375 | 0.06% |
| 96 | J P MORGAN EXCHANGE TRADED F | 46654Q609 | 2,835 | $263,088 | 0.06% |
| 97 | ISHARES TR | 464287507 | 3,955 | $261,030 | 0.06% |
| 98 | MCDONALDS CORP | MCD | 833 | $254,601 | 0.06% |
| 99 | CATERPILLAR INC | CAT | 427 | $244,615 | 0.06% |
| 100 | ISHARES TR | 464287663 | 2,345 | $240,456 | 0.06% |
| 101 | VANGUARD BD INDEX FDS | 921937819 | 3,053 | $237,768 | 0.06% |
| 102 | TORONTO DOMINION BK ONT | TORO | 2,465 | $232,203 | 0.05% |
| 103 | J P MORGAN EXCHANGE TRADED F | 46641Q761 | 3,642 | $230,102 | 0.05% |
| 104 | J P MORGAN EXCHANGE TRADED F | 46641Q167 | 3,178 | $227,926 | 0.05% |
| 105 | FIRST TR EXCHANGE-TRADED FD | 33733E104 | 2,433 | $225,081 | 0.05% |
| 106 | J P MORGAN EXCHANGE TRADED F | 46641Q753 | 4,580 | $224,786 | 0.05% |
| 107 | INTERNATIONAL BUSINESS MACHS | INTR | 734 | $217,563 | 0.05% |
| 108 | ISHARES TR | 464287168 | 1,459 | $205,923 | 0.05% |
| 109 | CHIPOTLE MEXICAN GRILL INC | CMG | 5,420 | $200,540 | 0.05% |
| 110 | AQUESTIVE THERAPEUTICS INC | AQST | 15,000 | $96,900 | 0.02% |
| 111 | ABACUS GLOBAL MGMT INC | 00258Y104 | 10,000 | $85,500 | 0.02% |
| 112 | CID HOLDCO INC | DAICW | 18,456 | $1,478 | 0.00% |