Institutional Manager · CIK 0001763138

VERITY Wealth Advisors

SAUSALITO, X1 · File #028-18976

Latest AUM

$161.2M

Positions

Top-10 Concentration

71.5%

Filings

Portfolio Value Over Time

2024-03

2024-06

2024-09

2024-12

2025-03

2025-06

2025-09

2025-12

Biggest QoQ Changes

Ranked by conviction flow (share change × current price) so mark-to-market moves don't dominate. Price effect column shows how much of the $ change was just the stock moving.

Action	Issuer	Ticker / CUSIP	Δ Shares	Flow ($)	Price Effect
REDUCE	VANGUARD TOTAL STOCK MARKET ETF	922908769	-132,310	-$44.4M	+$941,520
REDUCE	MICROSOFT CORP COM	MSFT	-1,951	-$943,543	-$282,536
NEW	ISHARES MSCI EAFE VALUE ETF	464288877	+10,635	+$759,445	$0
NEW	ISHARES S&P 500 VALUE ETF	464287408	+3,452	+$732,066	$0
NEW	ALPHABET INC CAP STK CL C	GOOG	+820	+$257,316	$0
ADD	STATE STREET TECHNOLOGY SELECT SECTOR SPDR ETF	81369Y803	+1,575	+$226,753	-$217,177
EXITED	ABBVIE INC COM	00287Y109	-872	-$201,903	$0
NEW	ISHARES NATIONAL MUNI BOND ETF	464288414	+1,883	+$201,674	$0
REDUCE	ISHARES ESG MSCI KLD 400 ETF	464288570	-944	-$121,616	+$21,022
ADD	ISHARES FUTURE EXPONENTIAL TECHNOLOGIES ETF	46434V381	+1,485	+$103,564	-$9,465

Sector Allocation

3.5%$5.7M

1.6%$2.6M

1.0%$1.7M

0.7%$1.1M

Consumer Discretionary

0.6%$1.0M

Consumer Staples

0.6%$981,246

Energy

0.6%$955,500

Financials

0.4%$677,888

Communication Services

0.1%$233,220

Filing History

Jan 7, 202613F HOLDINGS REPORTQ/E Dec 202582 pos · $161.2M
Oct 17, 202513F HOLDINGS REPORTQ/E Sep 202578 pos · $158.3M
Aug 8, 202513F HOLDINGS REPORTQ/E Jun 202575 pos · $148.9M
Apr 22, 202513F HOLDINGS REPORTQ/E Mar 202572 pos · $134.9M
Feb 7, 202513F HOLDINGS REPORTQ/E Dec 202472 pos · $138.5M
Oct 3, 202413F HOLDINGS REPORTQ/E Sep 202473 pos · $142.2M
Aug 2, 202413F HOLDINGS REPORTQ/E Jun 202474 pos · $133.5M
Apr 5, 202413F HOLDINGS REPORTQ/E Mar 202474 pos · $130.3M
Oct 26, 202313F HOLDINGS REPORTQ/E Dec 202366 pos · $106.3M

Top 20 Holdings — Dec 2025

#	Issuer	Ticker	Shares	Value	% of Portfolio
1	VANGUARD TOTAL STOCK MARKET ETF	922908769	130,252	$43.7M	29.14%
2	ISHARES CORE S&P 500 ETF	464287200	37,850	$25.9M	17.30%
3	VANGUARD FTSE ALL-WORLD EX-US	922042775	163,509	$12.0M	8.03%
4	VANGUARD FTSE EMERGING MARKETS ETF	922042858	86,117	$4.6M	3.09%
5	VANGUARD FTSE DEVELOPED MARKETS ETF	921943858	67,932	$4.2M	2.83%
6	ISHARES MSCI ACWI EX US	464288240	56,343	$3.8M	2.52%
7	SCHWAB U.S. LARGE-CAP ETF	808524201	130,613	$3.5M	2.35%
8	ISHARES MSCI USA ESG SELECT ETF	464288802	23,554	$3.3M	2.19%
9	MICROSOFT CORP COM	MSFT	6,279	$3.0M	2.03%
10	ISHARES CURRENCY HEDGED MSCI EAFE ETF	46434V803	72,685	$3.0M	2.01%
11	SCHWAB INTERNATIONAL EQUITY ETF	808524805	106,769	$2.6M	1.71%
12	VANGUARD REIT INDEX ETF	922908553	24,712	$2.2M	1.46%
13	VANGUARD SHORT-TERM TREASURY ETF	92206C102	25,648	$1.5M	1.01%
14	ISHARES NASDAQ BIOTECHNOLOGY	464287556	8,898	$1.5M	1.00%
15	ISHARES ESG ADVANCED MSCI USA ETF	46436E767	26,031	$1.5M	1.00%
16	SCHWAB U.S. BROAD MARKET ETF	808524102	56,088	$1.5M	0.98%
17	JOHNSON & JOHNSON COM	JNJ	7,065	$1.5M	0.98%
18	DIMENSIONAL WORLD EX U.S. CORE EQUITY 2 ETF	25434V880	43,719	$1.4M	0.95%
19	ISHARES 0-5 YEAR TIPS BOND ETF	46429B747	13,841	$1.4M	0.95%
20	QUALCOMM INC	QCOM	7,795	$1.3M	0.89%