13F HOLDINGS REPORT

VERITY Wealth Advisors

Quarter ended Q3 2025 · Filed October 17, 2025 · Accession 0001763138-25-000007

Total Value

$158.3M

Positions

Other Managers

Confidential Omitted

View on SEC.gov

Holdings (78)

#	Issuer	Ticker / CUSIP	Shares	Value	% of Filing
1	VANGUARD TOTAL STOCK MARKET ETF	922908769	132,610	$43.5M	27.49%
2	ISHARES CORE S&P 500 ETF	464287200	37,850	$25.3M	16.00%
3	VANGUARD FTSE ALL-WORLD EX-US	922042775	163,468	$11.7M	7.37%
4	VANGUARD FTSE EMERGING MARKETS ETF	922042858	86,117	$4.7M	2.95%
5	MICROSOFT CORP COM	MSFT	8,230	$4.3M	2.69%
6	VANGUARD FTSE DEVELOPED MARKETS ETF	921943858	67,932	$4.1M	2.57%
7	ISHARES MSCI ACWI EX US	464288240	56,111	$3.6M	2.30%
8	SCHWAB U.S. LARGE-CAP ETF	808524201	130,640	$3.4M	2.17%
9	ISHARES MSCI USA ESG SELECT ETF	464288802	23,554	$3.2M	2.02%
10	ISHARES CURRENCY HEDGED MSCI EAFE ETF	46434V803	72,104	$2.9M	1.80%
11	SCHWAB INTERNATIONAL EQUITY ETF	808524805	106,978	$2.5M	1.57%
12	VANGUARD REIT INDEX ETF	922908553	24,599	$2.2M	1.42%
13	VANGUARD SHORT-TERM TREASURY ETF	92206C102	25,648	$1.5M	0.95%
14	ISHARES ESG ADVANCED MSCI USA ETF	46436E767	26,031	$1.5M	0.94%
15	SCHWAB U.S. BROAD MARKET ETF	808524102	56,088	$1.4M	0.91%
16	ISHARES 0-5 YEAR TIPS BOND ETF	46429B747	13,841	$1.4M	0.90%
17	DIMENSIONAL WORLD EX U.S. CORE EQUITY 2 ETF	25434V880	43,719	$1.4M	0.87%
18	JOHNSON & JOHNSON COM	JNJ	7,065	$1.3M	0.83%
19	QUALCOMM INC	QCOM	7,795	$1.3M	0.82%
20	ISHARES NASDAQ BIOTECHNOLOGY	464287556	8,898	$1.3M	0.81%
21	VANGUARD S&P 500 ETF	922908363	1,985	$1.2M	0.77%
22	VANGUARD TOTAL BOND MARKET ETF	921937835	16,062	$1.2M	0.75%
23	VANGUARD SHORT-TERM BOND ETF	921937827	14,904	$1.2M	0.74%
24	CINTAS CORP	CTAS	5,624	$1.2M	0.73%
25	ISHARES MSCI USA MIN VOL FACTOR ETF	46429B697	12,102	$1.2M	0.73%
26	GE AEROSPACE COM NEW	369604301	3,733	$1.1M	0.71%
27	ALLIANT ENERGY CORP COM	LNT	16,443	$1.1M	0.70%
28	VANGUARD SHORT TERM CORP BOND FD ETF	92206C409	13,571	$1.1M	0.69%
29	ISHARES S&P 100 ETF	464287101	3,114	$1.0M	0.65%
30	ISHARES ESG ADVANCED MSCI EAFE ETF	46436E759	13,266	$1.0M	0.63%
31	PEPSICO INC COM	PEP	6,837	$960,188	0.61%
32	BERKSHIRE HATHAWAY INC DEL CL B NEW	BRK-A	1,835	$922,528	0.58%
33	ISHARES ESG MSCI KLD 400 ETF	464288570	7,299	$919,309	0.58%
34	ISHARES CORE MSCI TOTAL INTERNATIONAL STOCK ETF	46432F834	11,067	$913,913	0.58%
35	EXXON MOBIL CORP COM	XOM	7,940	$895,235	0.57%
36	COUPANG INC CL A	CPNG	26,425	$850,885	0.54%
37	SCHWAB US AGGREGATE BOND ETF	808524839	35,890	$842,341	0.53%
38	VANGUARD TOTAL INTERNATIONAL STOCK ETF	921909768	11,409	$838,105	0.53%
39	ISHARES COHEN & STEERS REIT ETF	464287564	13,179	$812,081	0.51%
40	ISHARES CORE MSCI EMERGING MARKETS ETF	46434G103	11,996	$790,804	0.50%
41	ISHARES ESG AWARE MSCI EAFE ETF	46435G516	7,335	$682,008	0.43%
42	ISHARES ESG AWARE 1-5 YEAR USD CORPORATE BOND ETF	46435G243	26,322	$666,210	0.42%
43	ISHARES RUSSELL 3000 ETF	464287689	1,651	$625,630	0.40%
44	ISHARES CALIFORNIA MUNI BOND ETF	464288356	10,915	$622,592	0.39%
45	ISHARES TR S&P 1500 INDEX FD	464287150	4,165	$606,632	0.38%
46	GILEAD SCIENCES INC	GILD	5,338	$592,518	0.37%
47	APPLE INC COM	AAPL	2,318	$590,232	0.37%
48	VANGUARD INFORMATION TECHNOLOGY ETF	92204A702	790	$589,838	0.37%
49	STATE STR CORP COM	STT-PG	4,964	$575,874	0.36%
50	GE VERNOVA INC COM	GEV	933	$573,702	0.36%
51	DIMENSIONAL US MARKETWIDE VALUE ETF	25434V724	12,775	$570,915	0.36%
52	ISHARES PREFERRED & INCOME SECURITIES ETF	464288687	17,878	$565,302	0.36%
53	FIGMA INC CLASS A COM STK	FIG	10,000	$518,700	0.33%
54	COSTCO WHSL CORP NEW COM	22160K105	500	$462,815	0.29%
55	TECHNOLOGY SELECT SECTOR SPDR FUND	81369Y803	1,575	$443,930	0.28%
56	THERMO FISHER SCIENTIFIC INC COM	TMO	896	$434,578	0.27%
57	VANGUARD MID CAP	922908629	1,421	$417,355	0.26%
58	INVESCO INTERNATIONAL CORPORATE BOND ETF	IVZ	17,289	$411,997	0.26%
59	ISHARES TR S&P CITIGROUP 1-3 YR INTL TREASURY	464288125	5,398	$411,220	0.26%
60	ISHARES INTERNATIONAL TREASURY BOND ETF	464288117	9,601	$409,003	0.26%
61	AMAZON COM INC COM	AMZN	1,780	$390,835	0.25%
62	ISHARES CORE MSCI EAFE ETF	46432F842	4,050	$353,606	0.22%
63	ISHARES CORE U.S. REIT ETF	464288521	5,996	$352,085	0.22%
64	DIMENSIONAL INTERNATIONAL VALUE ETF	25434V807	6,771	$312,279	0.20%
65	ISHARES FUTURE EXPONENTIAL TECHNOLOGIES ETF	46434V381	4,301	$309,417	0.20%
66	VANGUARD TOTAL INTERNATIONAL BOND ETF	92203J407	6,128	$303,093	0.19%
67	ISHARES MSCI PACIFIC EX JAPAN ETF	464286665	5,740	$295,954	0.19%
68	INTEL CORP COM	INTC	8,448	$283,430	0.18%
69	AT&T INC COM	T-PC	9,962	$281,327	0.18%
70	ISHARES TRS&P SHORT TERM NATL MUNICIPAL BD FD	464288158	2,568	$274,211	0.17%
71	ISHARES SHORT MATURITY MUNICIPAL BOND ACTIVE ETF	46431W838	5,383	$271,895	0.17%
72	WISDOMTREE FLOATING RATE TREASURY FUND	WT	5,267	$264,772	0.17%
73	VANGUARD SMALL-CAP ETF	922908751	1,015	$258,094	0.16%
74	VERIZON COMMUNICATIONS	VZ	5,726	$251,658	0.16%
75	VANGUARD SHORT-TERM INFLATION-PROTECTED SECURITIES ETF	922020805	4,239	$214,621	0.14%
76	ISHARES GLOBAL CLEAN ENERGY ETF	464288224	13,637	$211,101	0.13%
77	ALPHABET INC CAP STK CL A	GOOG	840	$204,204	0.13%
78	ABBVIE INC COM	ABBV	872	$201,903	0.13%