13F HOLDINGS REPORT

VERITY Wealth Advisors

Quarter ended Q4 2025 · Filed January 7, 2026 · Accession 0001763138-26-000001

Total Value

$161.2M

Positions

Other Managers

Confidential Omitted

View on SEC.gov

Holdings (82)

#	Issuer	Ticker / CUSIP	Shares	Value	% of Filing
1	VANGUARD TOTAL STOCK MARKET ETF	922908769	130,252	$43.7M	27.10%
2	ISHARES CORE S&P 500 ETF	464287200	37,850	$25.9M	16.09%
3	VANGUARD FTSE ALL-WORLD EX-US	922042775	163,509	$12.0M	7.46%
4	VANGUARD FTSE EMERGING MARKETS ETF	922042858	86,117	$4.6M	2.87%
5	VANGUARD FTSE DEVELOPED MARKETS ETF	921943858	67,932	$4.2M	2.63%
6	ISHARES MSCI ACWI EX US	464288240	56,343	$3.8M	2.35%
7	SCHWAB U.S. LARGE-CAP ETF	808524201	130,613	$3.5M	2.18%
8	ISHARES MSCI USA ESG SELECT ETF	464288802	23,554	$3.3M	2.04%
9	MICROSOFT CORP COM	MSFT	6,279	$3.0M	1.88%
10	ISHARES CURRENCY HEDGED MSCI EAFE ETF	46434V803	72,685	$3.0M	1.87%
11	SCHWAB INTERNATIONAL EQUITY ETF	808524805	106,769	$2.6M	1.59%
12	VANGUARD REIT INDEX ETF	922908553	24,712	$2.2M	1.36%
13	VANGUARD SHORT-TERM TREASURY ETF	92206C102	25,648	$1.5M	0.93%
14	ISHARES NASDAQ BIOTECHNOLOGY	464287556	8,898	$1.5M	0.93%
15	ISHARES ESG ADVANCED MSCI USA ETF	46436E767	26,031	$1.5M	0.93%
16	SCHWAB U.S. BROAD MARKET ETF	808524102	56,088	$1.5M	0.91%
17	JOHNSON & JOHNSON COM	JNJ	7,065	$1.5M	0.91%
18	DIMENSIONAL WORLD EX U.S. CORE EQUITY 2 ETF	25434V880	43,719	$1.4M	0.89%
19	ISHARES 0-5 YEAR TIPS BOND ETF	46429B747	13,841	$1.4M	0.88%
20	QUALCOMM INC	QCOM	7,795	$1.3M	0.83%
21	VANGUARD S&P 500 ETF	922908363	1,985	$1.2M	0.77%
22	VANGUARD TOTAL BOND MARKET ETF	921937835	16,108	$1.2M	0.74%
23	GE AEROSPACE COM NEW	369604301	3,733	$1.1M	0.71%
24	VANGUARD SHORT-TERM BOND ETF	921937827	14,582	$1.1M	0.71%
25	ISHARES MSCI USA MIN VOL FACTOR ETF	46429B697	12,102	$1.1M	0.71%
26	VANGUARD SHORT TERM CORP BOND FD ETF	92206C409	13,618	$1.1M	0.67%
27	ALLIANT ENERGY CORP COM	LNT	16,443	$1.1M	0.66%
28	ISHARES S&P 100 ETF	464287101	3,114	$1.1M	0.66%
29	CINTAS CORP	CTAS	5,624	$1.1M	0.66%
30	ISHARES ESG ADVANCED MSCI EAFE ETF	46436E759	13,266	$997,073	0.62%
31	PEPSICO INC COM	PEP	6,837	$981,246	0.61%
32	EXXON MOBIL CORP COM	XOM	7,940	$955,500	0.59%
33	BERKSHIRE HATHAWAY INC DEL CL B NEW	BRK-A	1,835	$922,363	0.57%
34	ISHARES CORE MSCI TOTAL INTERNATIONAL STOCK ETF	46432F834	10,886	$921,391	0.57%
35	VANGUARD TOTAL INTERNATIONAL STOCK ETF	921909768	11,409	$860,695	0.53%
36	SCHWAB US AGGREGATE BOND ETF	808524839	35,914	$839,299	0.52%
37	ISHARES ESG MSCI KLD 400 ETF	464288570	6,355	$818,715	0.51%
38	ISHARES CORE MSCI EMERGING MARKETS ETF	46434G103	12,126	$815,141	0.51%
39	ISHARES COHEN & STEERS REIT ETF	464287564	13,261	$791,309	0.49%
40	ISHARES MSCI EAFE VALUE ETF	464288877	10,635	$759,445	0.47%
41	ISHARES S&P 500 VALUE ETF	464287408	3,452	$732,066	0.45%
42	ISHARES ESG AWARE MSCI EAFE ETF	46435G516	7,335	$697,485	0.43%
43	ISHARES ESG AWARE 1-5 YEAR USD CORPORATE BOND ETF	46435G243	26,322	$664,367	0.41%
44	GILEAD SCIENCES INC	GILD	5,338	$655,186	0.41%
45	STATE STR CORP COM	STT-PG	4,964	$640,406	0.40%
46	ISHARES RUSSELL 3000 ETF	464287689	1,651	$638,689	0.40%
47	APPLE INC COM	AAPL	2,318	$630,171	0.39%
48	ISHARES CALIFORNIA MUNI BOND ETF	464288356	10,915	$627,176	0.39%
49	COUPANG INC CL A	CPNG	26,425	$623,366	0.39%
50	ISHARES TR S&P 1500 INDEX FD	464287150	4,165	$619,294	0.38%
51	GE VERNOVA INC COM	GEV	933	$609,781	0.38%
52	VANGUARD INFORMATION TECHNOLOGY ETF	92204A702	790	$595,486	0.37%
53	DIMENSIONAL US MARKETWIDE VALUE ETF	25434V724	12,775	$595,187	0.37%
54	ISHARES PREFERRED & INCOME SECURITIES ETF	464288687	17,878	$553,503	0.34%
55	THERMO FISHER SCIENTIFIC INC COM	TMO	896	$519,187	0.32%
56	STATE STREET TECHNOLOGY SELECT SECTOR SPDR ETF	81369Y803	3,150	$453,506	0.28%
57	COSTCO WHSL CORP NEW COM	22160K105	500	$431,170	0.27%
58	VANGUARD MID CAP	922908629	1,428	$414,472	0.26%
59	INVESCO INTERNATIONAL CORPORATE BOND ETF	IVZ	17,289	$412,853	0.26%
60	AMAZON COM INC COM	AMZN	1,780	$410,860	0.25%
61	ISHARES TR S&P CITIGROUP 1-3 YR INTL TREASURY	464288125	5,398	$406,146	0.25%
62	ISHARES FUTURE EXPONENTIAL TECHNOLOGIES ETF	46434V381	5,786	$403,516	0.25%
63	ISHARES INTERNATIONAL TREASURY BOND ETF	464288117	9,601	$399,978	0.25%
64	FIGMA INC CLASS A COM STK	FIG	10,000	$373,700	0.23%
65	ISHARES CORE MSCI EAFE ETF	46432F842	4,050	$362,313	0.22%
66	ISHARES CORE U.S. REIT ETF	464288521	5,996	$341,532	0.21%
67	DIMENSIONAL INTERNATIONAL VALUE ETF	25434V807	6,771	$337,873	0.21%
68	INTEL CORP COM	INTC	8,448	$311,731	0.19%
69	VANGUARD TOTAL INTERNATIONAL BOND ETF	92203J407	6,131	$296,242	0.18%
70	ISHARES MSCI PACIFIC EX JAPAN ETF	464286665	5,740	$289,698	0.18%
71	ISHARES TRS&P SHORT TERM NATL MUNICIPAL BD FD	464288158	2,568	$274,006	0.17%
72	ISHARES SHORT MATURITY MUNICIPAL BOND ACTIVE ETF	46431W838	5,383	$270,873	0.17%
73	WISDOMTREE FLOATING RATE TREASURY FUND	WT	5,267	$265,035	0.16%
74	ALPHABET INC CAP STK CL A	GOOG	840	$262,920	0.16%
75	VANGUARD SMALL-CAP ETF	922908751	1,015	$261,819	0.16%
76	ALPHABET INC CAP STK CL C	GOOG	820	$257,316	0.16%
77	AT&T INC COM	T-PC	9,962	$247,456	0.15%
78	VERIZON COMMUNICATIONS	VZ	5,726	$233,220	0.14%
79	ISHARES GLOBAL CLEAN ENERGY ETF	464288224	13,637	$224,056	0.14%
80	VANGUARD SHORT-TERM INFLATION-PROTECTED SECURITIES ETF	922020805	4,239	$209,661	0.13%
81	ISHARES NATIONAL MUNI BOND ETF	464288414	1,883	$201,674	0.13%
82	VANGUARD TOTAL STOCK MARKET ETF	922908769	300	$100,581	0.06%