Institutional Manager · CIK 0001727593

White Lighthouse Investment Management Inc.

BEDFORD, MA · File #028-18193

Latest AUM

$716.4M

Positions

150

Top-10 Concentration

65.3%

Filings

Portfolio Value Over Time

2024-03

2024-06

2024-09

2024-12

2025-03

2025-06

2025-09

2025-12

Biggest QoQ Changes

Ranked by conviction flow (share change × current price) so mark-to-market moves don't dominate. Price effect column shows how much of the $ change was just the stock moving.

Action	Issuer	Ticker / CUSIP	Δ Shares	Flow ($)	Price Effect
ADD	ISHARES TR	464288679	+148,883	+$16.4M	-$110,060
ADD	SPDR SERIES TRUST	78468R663	+76,500	+$7.0M	-$1,074
ADD	VANGUARD BD INDEX FDS	921937835	+54,509	+$4.0M	-$95,004
ADD	SCHWAB STRATEGIC TR	808524797	+64,483	+$1.8M	+$16,022
ADD	SELECT SECTOR SPDR TR	81369Y803	+11,321	+$1.6M	-$265,163
ADD	ISHARES TR	464287549	+11,221	+$1.4M	+$329,807
ADD	VANGUARD WHITEHALL FDS	921946406	+8,910	+$1.3M	+$1.2M
ADD	VANGUARD STAR FDS	921909768	+15,380	+$1.2M	+$1.1M
ADD	VANGUARD INDEX FDS	922908744	+5,564	+$1.1M	+$566,042
ADD	VANGUARD SCOTTSDALE FDS	92206C409	+12,976	+$1.0M	-$70,557

Sector Allocation

Technology

1.8%$13.1M

Financials

1.2%$8.9M

Healthcare

1.1%$7.6M

Consumer Discretionary

0.4%$3.1M

0.3%$2.5M

0.3%$2.2M

0.1%$853,008

0.1%$638,973

Filing History

Feb 9, 202613F HOLDINGS REPORTQ/E Dec 2025150 pos · $716.4M
Nov 13, 202513F HOLDINGS REPORTQ/E Sep 2025139 pos · $656.0M
Jul 30, 202513F HOLDINGS REPORTQ/E Jun 2025138 pos · $614.8M
May 12, 202513F HOLDINGS REPORTQ/E Mar 2025133 pos · $560.0M
Feb 4, 202513F HOLDINGS REPORTQ/E Dec 2024133 pos · $569.2M
Oct 30, 202413F HOLDINGS REPORTQ/E Sep 2024131 pos · $557.4M
Jul 15, 202413F HOLDINGS REPORTQ/E Jun 2024121 pos · $518.3M
May 7, 202413F HOLDINGS REPORTQ/E Mar 2024120 pos · $492.3M
Oct 18, 202313F HOLDINGS REPORTQ/E Dec 2023118 pos · $411.9M

Top 20 Holdings — Dec 2025

#	Issuer	Ticker	Shares	Value	% of Portfolio
1	VANGUARD INDEX FDS	922908736	240,210	$117.2M	18.15%
2	VANGUARD WHITEHALL FDS	921946406	471,838	$67.7M	10.49%
3	ISHARES TR	464288679	472,420	$52.0M	8.06%
4	VANGUARD STAR FDS	921909768	593,492	$44.8M	6.93%
5	VANGUARD SCOTTSDALE FDS	92206C409	365,920	$29.2M	4.52%
6	VANGUARD BD INDEX FDS	921937835	371,289	$27.5M	4.26%
7	VANGUARD INDEX FDS	922908744	131,334	$25.1M	3.88%
8	VANGUARD WORLD FD	92204A702	32,684	$24.6M	3.82%
9	VANGUARD SCOTTSDALE FDS	92206C870	200,521	$16.8M	2.60%
10	ISHARES GOLD TR	IAU	206,671	$16.8M	2.60%
11	ISHARES TR	46432F834	187,638	$15.9M	2.46%
12	ISHARES TR	464287549	113,956	$14.7M	2.28%
13	VANGUARD INDEX FDS	922908363	18,635	$11.7M	1.81%
14	VANGUARD SPECIALIZED FUNDS	921908844	52,596	$11.6M	1.79%
15	ISHARES TR	464287614	22,655	$10.7M	1.66%
16	ISHARES TR	464287168	70,432	$9.9M	1.54%
17	VANGUARD BD INDEX FDS	921937827	117,508	$9.3M	1.43%
18	VANGUARD INDEX FDS	922908611	35,980	$7.6M	1.18%
19	SPDR SERIES TRUST	78468R663	79,402	$7.3M	1.12%
20	VANGUARD WORLD FD	92204A504	24,485	$7.0M	1.09%