13F HOLDINGS REPORT

White Lighthouse Investment Management Inc.

Quarter ended Q2 2025 · Filed July 30, 2025 · Accession 0001085146-25-004334

Total Value

$614.8M

Positions

138

Other Managers

Confidential Omitted

View on SEC.gov

Holdings (138)

#	Issuer	Ticker / CUSIP	Shares	Value	% of Filing
1	VANGUARD INDEX FDS	922908736	241,727	$106.0M	17.24%
2	VANGUARD WHITEHALL FDS	921946406	456,116	$60.8M	9.89%
3	VANGUARD STAR FDS	921909768	564,240	$39.0M	6.34%
4	ISHARES TR	464288679	288,246	$31.8M	5.18%
5	VANGUARD SCOTTSDALE FDS	92206C409	321,274	$25.5M	4.15%
6	VANGUARD BD INDEX FDS	921937835	308,837	$22.7M	3.70%
7	VANGUARD WORLD FD	92204A702	33,668	$22.3M	3.63%
8	VANGUARD INDEX FDS	922908744	119,660	$21.1M	3.44%
9	VANGUARD SCOTTSDALE FDS	92206C870	207,699	$17.2M	2.80%
10	ISHARES TR	46432F834	189,896	$14.7M	2.39%
11	ISHARES GOLD TR	IAU	209,523	$13.1M	2.13%
12	VANGUARD SPECIALIZED FUNDS	921908844	51,844	$10.6M	1.73%
13	ISHARES TR	464287614	24,505	$10.4M	1.69%
14	ISHARES TR	464287549	88,976	$10.0M	1.63%
15	VANGUARD INDEX FDS	922908363	17,115	$9.7M	1.58%
16	VANGUARD BD INDEX FDS	921937827	113,433	$8.9M	1.45%
17	ISHARES TR	464287168	66,928	$8.9M	1.45%
18	VANGUARD WORLD FD	92204A504	27,826	$6.9M	1.12%
19	VANGUARD INDEX FDS	922908611	34,440	$6.7M	1.09%
20	APPLE INC	AAPL	29,218	$6.0M	0.98%
21	VANGUARD SCOTTSDALE FDS	92206C813	78,502	$6.0M	0.97%
22	VANGUARD INDEX FDS	922908553	66,340	$5.9M	0.96%
23	VANGUARD MALVERN FDS	922020805	115,740	$5.8M	0.95%
24	VANGUARD INDEX FDS	922908751	24,469	$5.8M	0.94%
25	VANGUARD WORLD FD	921910725	81,185	$5.3M	0.86%
26	VANGUARD INDEX FDS	922908629	18,291	$5.1M	0.83%
27	INVESCO QQQ TR	IVZ	9,140	$5.0M	0.82%
28	VANGUARD WORLD FD	921910733	43,242	$4.7M	0.77%
29	VANGUARD SCOTTSDALE FDS	92206C102	70,038	$4.1M	0.67%
30	VANGUARD INDEX FDS	922908769	13,477	$4.1M	0.67%
31	ISHARES TR	46434V613	87,996	$4.1M	0.66%
32	VANGUARD BD INDEX FDS	921937819	49,331	$3.8M	0.62%
33	VANGUARD INDEX FDS	922908538	12,432	$3.5M	0.58%
34	VANGUARD WORLD FD	92204A876	19,705	$3.5M	0.57%
35	SCHWAB STRATEGIC TR	808524797	127,448	$3.4M	0.55%
36	MICROSOFT CORP	MSFT	6,762	$3.4M	0.55%
37	AMAZON COM INC	AMZN	14,475	$3.2M	0.52%
38	VANGUARD INDEX FDS	922908512	18,990	$3.1M	0.51%
39	ISHARES TR	464288414	25,093	$2.6M	0.43%
40	SPDR S&P 500 ETF TR	SPY	3,978	$2.5M	0.40%
41	ISHARES TR	46435G425	17,988	$2.4M	0.40%
42	ASTRAZENECA PLC	AZN	32,728	$2.3M	0.37%
43	SCHWAB STRATEGIC TR	808524870	84,829	$2.3M	0.37%
44	BERKSHIRE HATHAWAY INC DEL	BRK-A	4,332	$2.1M	0.34%
45	SPDR GOLD TR	GLD	6,636	$2.0M	0.33%
46	WALMART INC	WMT	20,521	$2.0M	0.33%
47	PHILIP MORRIS INTL INC	718172109	10,479	$1.9M	0.31%
48	ISHARES TR	464287671	11,843	$1.8M	0.29%
49	ISHARES TR	464287887	13,377	$1.8M	0.29%
50	VANGUARD INTL EQUITY INDEX F	922042858	35,378	$1.7M	0.28%
51	VANGUARD WORLD FD	92204A108	4,735	$1.7M	0.28%
52	ISHARES TR	46435G516	19,110	$1.7M	0.28%
53	VANGUARD WORLD FD	92204A884	9,936	$1.7M	0.28%
54	ISHARES TR	464287325	19,426	$1.7M	0.27%
55	VANGUARD INTL EQUITY INDEX F	922042775	22,434	$1.5M	0.25%
56	ALPHABET INC	GOOG	8,483	$1.5M	0.24%
57	ISHARES TR	464288570	12,789	$1.5M	0.24%
58	VANGUARD TAX-MANAGED FDS	921943858	25,891	$1.5M	0.24%
59	ISHARES TR	464287556	11,363	$1.4M	0.23%
60	VANGUARD BD INDEX FDS	921937793	20,166	$1.4M	0.23%
61	ISHARES TR	464287200	2,185	$1.4M	0.22%
62	ISHARES TR	464288158	12,636	$1.3M	0.22%
63	VANGUARD MUN BD FDS	922907746	27,316	$1.3M	0.22%
64	SPDR SERIES TRUST	78468R622	12,933	$1.3M	0.20%
65	ISHARES TR	464287564	19,794	$1.2M	0.20%
66	BRITISH AMERN TOB PLC	110448107	23,852	$1.1M	0.18%
67	ETFS GOLD TR	00326A104	35,574	$1.1M	0.18%
68	JOHNSON & JOHNSON	JNJ	6,812	$1.0M	0.17%
69	ISHARES TR	464288646	18,820	$992,943	0.16%
70	CATERPILLAR INC	CAT	2,541	$986,473	0.16%
71	AMGEN INC	AMGN	3,419	$954,668	0.16%
72	VANGUARD INTL EQUITY INDEX F	922042874	11,888	$921,320	0.15%
73	VANGUARD WORLD FD	92204A405	6,793	$864,749	0.14%
74	PROCTER AND GAMBLE CO	742718109	5,075	$808,599	0.13%
75	ISHARES TR	464287804	7,195	$786,342	0.13%
76	VANGUARD WHITEHALL FDS	921946885	11,653	$761,539	0.12%
77	SOUTHERN CO	SOMN	8,205	$753,465	0.12%
78	AFFIRM HLDGS INC	AFRM	10,744	$742,840	0.12%
79	NUSHARES ETF TR	NU	7,110	$667,985	0.11%
80	ISHARES INC	46434G863	16,936	$663,395	0.11%
81	VANGUARD WORLD FD	921910816	1,763	$645,558	0.11%
82	MARRIOTT INTL INC NEW	571903202	2,335	$637,945	0.10%
83	EDWARDS LIFESCIENCES CORP	EW	8,142	$636,749	0.10%
84	VANECK ETF TRUST	92189F106	12,078	$628,786	0.10%
85	NUSHARES ETF TR	NU	15,179	$618,392	0.10%
86	ISHARES TR	46432F339	3,362	$614,641	0.10%
87	BROADCOM INC	AVGO	2,206	$608,176	0.10%
88	ISHARES TR	464288281	6,393	$592,126	0.10%
89	UNITEDHEALTH GROUP INC	UNH	1,889	$589,311	0.10%
90	GLOBAL X FTSE GREECE 20 ETF	37950E366	9,970	$578,659	0.09%
91	JPMORGAN CHASE & CO.	VYLD	1,911	$554,088	0.09%
92	ALTRIA GROUP INC	MO	9,391	$550,576	0.09%
93	NVIDIA CORPORATION	NVDA	3,398	$536,788	0.09%
94	VANGUARD INDEX FDS	922908637	1,758	$501,642	0.08%
95	ISHARES TR	46432F396	2,023	$486,167	0.08%
96	SELECT SECTOR SPDR TR	81369Y803	1,918	$485,695	0.08%
97	VANGUARD INTL EQUITY INDEX F	922042866	5,869	$482,276	0.08%
98	ALPHABET INC	GOOG	2,637	$467,729	0.08%
99	CISCO SYS INC	CSCO	6,640	$460,683	0.07%
100	SCHWAB STRATEGIC TR	808524300	15,179	$443,380	0.07%
101	ISHARES TR	464287523	1,805	$430,775	0.07%
102	VANGUARD CHARLOTTE FDS	92203J407	8,637	$427,621	0.07%
103	ISHARES TR	464287481	3,017	$418,398	0.07%
104	VANGUARD SCOTTSDALE FDS	92206C680	3,385	$369,642	0.06%
105	ISHARES TR	46434V878	7,000	$354,970	0.06%
106	MERCK & CO INC	MRK	4,437	$351,246	0.06%
107	EXXON MOBIL CORP	XOM	3,095	$333,671	0.05%
108	ISHARES TR	464288513	4,068	$328,084	0.05%
109	ANNALY CAPITAL MANAGEMENT IN	NLY-PJ	17,223	$324,143	0.05%
110	HOME DEPOT INC	HD	851	$311,964	0.05%
111	SPDR SERIES TRUST	78468R663	3,230	$296,288	0.05%
112	SCHWAB STRATEGIC TR	808524888	6,873	$292,730	0.05%
113	COSTCO WHSL CORP NEW	22160K105	295	$292,211	0.05%
114	ISHARES TR	464288802	2,297	$291,145	0.05%
115	ASML HOLDING N V	ASMLF	357	$286,096	0.05%
116	NETFLIX INC	NFLX	205	$274,522	0.04%
117	ORACLE CORP	ORCL-PD	1,242	$271,538	0.04%
118	PALO ALTO NETWORKS INC	PANW	1,320	$270,125	0.04%
119	S&P GLOBAL INC	SPGI	505	$266,281	0.04%
120	LOCKHEED MARTIN CORP	LMT	573	$265,608	0.04%
121	SPDR SERIES TRUST	78464A409	2,741	$261,285	0.04%
122	ISHARES TR	464288224	19,549	$256,290	0.04%
123	MEDTRONIC PLC	MDT	2,887	$251,663	0.04%
124	UNION PAC CORP	UNP	1,082	$248,947	0.04%
125	SCHWAB STRATEGIC TR	808524805	11,234	$248,275	0.04%
126	ISHARES TR	464287226	2,499	$247,901	0.04%
127	INTUITIVE SURGICAL INC	ISRG	456	$247,795	0.04%
128	VANGUARD WORLD FD	921910691	3,849	$244,041	0.04%
129	CHEVRON CORP NEW	CVX	1,661	$237,889	0.04%
130	DEERE & CO	DE	465	$236,448	0.04%
131	PEPSICO INC	PEP	1,762	$232,624	0.04%
132	VANGUARD INDEX FDS	922908595	807	$223,591	0.04%
133	ISHARES TR	464287465	2,485	$222,134	0.04%
134	SCHWAB STRATEGIC TR	808524862	8,670	$211,375	0.03%
135	ISHARES INC	46434G855	4,738	$207,430	0.03%
136	AMERIPRISE FINL INC	03076C106	388	$207,087	0.03%
137	ISHARES TR	46432F842	2,415	$201,604	0.03%
138	INVESCO ACTVELY MNGD ETC FD	IVZ	14,840	$193,514	0.03%