13F HOLDINGS REPORT

White Lighthouse Investment Management Inc.

Quarter ended Q4 2024 · Filed February 4, 2025 · Accession 0001085146-25-000747

Total Value

$569.2M

Positions

133

Other Managers

Confidential Omitted

View on SEC.gov

Holdings (133)

#	Issuer	Ticker / CUSIP	Shares	Value	% of Filing
1	VANGUARD INDEX FDS	922908736	234,583	$96.3M	16.92%
2	VANGUARD WHITEHALL FDS	921946406	434,967	$55.5M	9.75%
3	VANGUARD STAR FDS	921909768	564,690	$33.3M	5.85%
4	ISHARES TR	464288679	254,595	$28.0M	4.93%
5	VANGUARD SCOTTSDALE FDS	92206C409	318,884	$24.9M	4.37%
6	VANGUARD WORLD FD	92204A702	36,909	$23.0M	4.03%
7	VANGUARD BD INDEX FDS	921937835	281,913	$20.3M	3.56%
8	VANGUARD INDEX FDS	922908744	104,438	$17.7M	3.11%
9	VANGUARD SCOTTSDALE FDS	92206C870	209,905	$16.8M	2.96%
10	ISHARES TR	46432F834	196,108	$13.0M	2.28%
11	ISHARES GOLD TR	IAU	247,594	$12.3M	2.15%
12	VANGUARD SPECIALIZED FUNDS	921908844	53,593	$10.5M	1.84%
13	ISHARES TR	464287614	25,084	$10.1M	1.77%
14	VANGUARD BD INDEX FDS	921937827	119,626	$9.2M	1.62%
15	VANGUARD INDEX FDS	922908363	16,504	$8.9M	1.56%
16	ISHARES TR	464287168	66,445	$8.7M	1.53%
17	ISHARES TR	464287549	78,815	$8.0M	1.41%
18	APPLE INC	AAPL	31,321	$7.8M	1.38%
19	VANGUARD WORLD FD	92204A504	27,680	$7.0M	1.23%
20	VANGUARD INDEX FDS	922908611	33,009	$6.5M	1.15%
21	VANGUARD SCOTTSDALE FDS	92206C813	84,293	$6.3M	1.11%
22	VANGUARD INDEX FDS	922908751	25,057	$6.0M	1.06%
23	VANGUARD MALVERN FDS	922020805	114,503	$5.5M	0.97%
24	VANGUARD INDEX FDS	922908553	56,995	$5.1M	0.89%
25	INVESCO QQQ TR	IVZ	9,692	$5.0M	0.87%
26	VANGUARD WORLD FD	921910725	82,319	$4.7M	0.82%
27	VANGUARD INDEX FDS	922908629	16,913	$4.5M	0.78%
28	VANGUARD SCOTTSDALE FDS	92206C102	74,065	$4.3M	0.76%
29	VANGUARD WORLD FD	921910733	40,479	$4.2M	0.75%
30	ISHARES TR	46434V613	92,120	$4.2M	0.73%
31	VANGUARD BD INDEX FDS	921937819	52,053	$3.9M	0.68%
32	AMAZON COM INC	AMZN	16,255	$3.6M	0.63%
33	SCHWAB STRATEGIC TR	808524797	130,267	$3.6M	0.63%
34	VANGUARD INDEX FDS	922908538	12,461	$3.2M	0.56%
35	VANGUARD INDEX FDS	922908512	19,236	$3.1M	0.55%
36	VANGUARD INDEX FDS	922908769	10,476	$3.0M	0.53%
37	ISHARES TR	464288414	27,140	$2.9M	0.51%
38	MICROSOFT CORP	MSFT	6,257	$2.6M	0.46%
39	VANGUARD INTL EQUITY INDEX F	922042858	55,126	$2.4M	0.43%
40	SCHWAB STRATEGIC TR	808524870	91,749	$2.4M	0.42%
41	SPDR S&P 500 ETF TR	SPY	3,949	$2.3M	0.41%
42	ISHARES TR	46435G425	17,029	$2.2M	0.39%
43	ALPHABET INC	GOOG	9,720	$1.8M	0.32%
44	WALMART INC	WMT	20,292	$1.8M	0.32%
45	ISHARES TR	464287887	13,512	$1.8M	0.32%
46	VANGUARD WORLD FD	92204A108	4,812	$1.8M	0.32%
47	VANGUARD BD INDEX FDS	921937793	26,326	$1.8M	0.32%
48	VANGUARD MUN BD FDS	922907746	35,801	$1.8M	0.32%
49	SPDR GOLD TR	GLD	7,079	$1.7M	0.30%
50	ISHARES TR	464287325	19,883	$1.7M	0.30%
51	ISHARES TR	464288570	14,944	$1.6M	0.29%
52	ISHARES TR	464287671	11,746	$1.6M	0.29%
53	ISHARES TR	464287556	12,139	$1.6M	0.28%
54	VANGUARD WORLD FD	92204A884	10,315	$1.6M	0.28%
55	BERKSHIRE HATHAWAY INC DEL	BRK-A	3,410	$1.5M	0.27%
56	ISHARES TR	46435G516	19,954	$1.5M	0.27%
57	PHILIP MORRIS INTL INC	718172109	11,999	$1.4M	0.25%
58	MARRIOTT INTL INC NEW	571903202	4,735	$1.3M	0.23%
59	ISHARES TR	464288158	12,500	$1.3M	0.23%
60	VANGUARD TAX-MANAGED FDS	921943858	26,912	$1.3M	0.23%
61	ISHARES TR	464287200	2,179	$1.3M	0.23%
62	UNITEDHEALTH GROUP INC	UNH	2,518	$1.3M	0.22%
63	ISHARES TR	464287564	20,704	$1.2M	0.22%
64	VANGUARD INTL EQUITY INDEX F	922042775	21,274	$1.2M	0.21%
65	JOHNSON & JOHNSON	JNJ	8,429	$1.2M	0.21%
66	ETFS GOLD TR	00326A104	39,246	$983,112	0.17%
67	ISHARES TR	464288646	18,820	$972,994	0.17%
68	CATERPILLAR INC	CAT	2,551	$925,427	0.16%
69	AMGEN INC	AMGN	3,333	$868,640	0.15%
70	BRITISH AMERN TOB PLC	110448107	23,852	$866,305	0.15%
71	SOUTHERN CO	SOMN	10,229	$842,051	0.15%
72	VANGUARD INTL EQUITY INDEX F	922042874	12,250	$777,508	0.14%
73	VANGUARD WORLD FD	92204A876	4,638	$757,942	0.13%
74	ISHARES TR	464287804	6,540	$753,539	0.13%
75	VANGUARD WHITEHALL FDS	921946885	11,882	$750,348	0.13%
76	PROCTER AND GAMBLE CO	742718109	4,051	$679,150	0.12%
77	SPDR SER TR	78468R622	6,747	$644,136	0.11%
78	VANGUARD WORLD FD	921910816	1,861	$639,086	0.11%
79	VANGUARD WORLD FD	921910691	10,116	$627,069	0.11%
80	ISHARES INC	46434G863	18,685	$623,892	0.11%
81	EDWARDS LIFESCIENCES CORP	EW	8,142	$602,717	0.11%
82	ISHARES TR	46432F339	3,352	$596,924	0.10%
83	TESLA INC	TSLA	1,416	$571,837	0.10%
84	VANGUARD WORLD FD	92204A405	4,813	$568,271	0.10%
85	MERCK & CO INC	MRK	5,641	$561,167	0.10%
86	BROADCOM INC	AVGO	2,361	$547,374	0.10%
87	ISHARES TR	464288281	6,034	$537,267	0.09%
88	VANGUARD INDEX FDS	922908637	1,955	$527,264	0.09%
89	AFFIRM HLDGS INC	AFRM	8,439	$513,935	0.09%
90	NUSHARES ETF TR	NU	11,992	$502,249	0.09%
91	ALTRIA GROUP INC	MO	9,468	$495,082	0.09%
92	SELECT SECTOR SPDR TR	81369Y803	2,119	$492,710	0.09%
93	ALPHABET INC	GOOG	2,566	$488,616	0.09%
94	ISHARES TR	46432F396	2,151	$445,085	0.08%
95	VANECK ETF TRUST	92189F106	12,918	$438,053	0.08%
96	JPMORGAN CHASE & CO.	VYLD	1,822	$436,752	0.08%
97	ISHARES TR	464287481	3,365	$426,514	0.07%
98	VANGUARD INTL EQUITY INDEX F	922042866	5,869	$416,900	0.07%
99	ANNALY CAPITAL MANAGEMENT IN	NLY-PJ	22,447	$410,774	0.07%
100	SCHWAB STRATEGIC TR	808524300	14,655	$408,435	0.07%
101	NUSHARES ETF TR	NU	4,595	$394,435	0.07%
102	CISCO SYS INC	CSCO	6,472	$383,142	0.07%
103	SPDR SER TR	78468R663	4,020	$367,549	0.06%
104	ISHARES TR	464288802	3,012	$366,229	0.06%
105	ISHARES TR	464287523	1,675	$360,946	0.06%
106	PEPSICO INC	PEP	2,353	$357,797	0.06%
107	ISHARES TR	46434V878	7,000	$353,010	0.06%
108	VANGUARD SCOTTSDALE FDS	92206C680	3,385	$349,671	0.06%
109	NVIDIA CORPORATION	NVDA	2,420	$324,982	0.06%
110	VANGUARD CHARLOTTE FDS	92203J407	6,577	$322,602	0.06%
111	EXXON MOBIL CORP	XOM	2,999	$322,602	0.06%
112	ISHARES TR	464288513	4,073	$320,341	0.06%
113	COSTCO WHSL CORP NEW	22160K105	314	$287,709	0.05%
114	HONEYWELL INTL INC	438516106	1,240	$280,104	0.05%
115	S&P GLOBAL INC	SPGI	555	$276,407	0.05%
116	HOME DEPOT INC	HD	699	$271,904	0.05%
117	ISHARES TR	464287226	2,546	$246,707	0.04%
118	SCHWAB STRATEGIC TR	808524805	13,267	$245,447	0.04%
119	ARISTA NETWORKS INC	ANET	2,200	$243,166	0.04%
120	LOCKHEED MARTIN CORP	LMT	500	$242,970	0.04%
121	ASML HOLDING N V	ASMLF	350	$242,578	0.04%
122	SPDR SER TR	78464A409	2,739	$240,766	0.04%
123	PALO ALTO NETWORKS INC	PANW	1,320	$240,187	0.04%
124	SCHWAB STRATEGIC TR	808524888	6,842	$234,892	0.04%
125	INTUITIVE SURGICAL INC	ISRG	447	$233,316	0.04%
126	CHEVRON CORP NEW	CVX	1,604	$232,323	0.04%
127	ISHARES TR	464288224	20,325	$231,299	0.04%
128	GOLDMAN SACHS ETF TR	NVGLF	1,992	$229,439	0.04%
129	MEDTRONIC PLC	MDT	2,751	$219,750	0.04%
130	AMERIPRISE FINL INC	03076C106	400	$212,972	0.04%
131	SCHWAB STRATEGIC TR	808524862	8,670	$208,600	0.04%
132	ISHARES TR	464288885	2,135	$206,732	0.04%
133	MONDELEZ INTL INC	609207105	3,428	$204,754	0.04%