Institutional Manager · CIK 0001713697
FLC Capital Advisors
PALM DESERT, CA · File #028-19079
Latest AUM
$541.7M
Positions
209
Top-10 Concentration
55.9%
Filings
8
Portfolio Value Over Time
2024-03
2024-06
2024-09
2024-12
2025-03
2025-06
2025-09
2025-12
Biggest QoQ Changes
Ranked by conviction flow (share change × current price) so mark-to-market moves don't dominate. Price effect column shows how much of the $ change was just the stock moving.
| Action | Issuer | Ticker / CUSIP | Δ Shares | Flow ($) | Price Effect |
|---|---|---|---|---|---|
| NEW | ISHARES TR | 46434V290 | +99,179 | +$7.4M | $0 |
| REDUCE | DIMENSIONAL ETF TRUST | 25434V500 | -99,977 | -$7.0M | +$166,671 |
| REDUCE | VANGUARD INDEX FDS | 922908629 | -23,928 | -$6.9M | -$113,635 |
| ADD | VANGUARD INDEX FDS | 922908744 | +21,665 | +$4.1M | +$815,500 |
| ADD | SCHWAB STRATEGIC TR | 808524862 | +103,950 | +$2.5M | -$45,750 |
| NEW | CME GROUP INC | CME | +7,771 | +$2.1M | $0 |
| ADD | SCHWAB STRATEGIC TR | 808524854 | +82,407 | +$2.1M | -$73,124 |
| ADD | SCHWAB STRATEGIC TR | 808524805 | +69,750 | +$1.7M | +$602,309 |
| ADD | NETFLIX INC | NFLX | +13,902 | +$1.3M | -$1.7M |
| ADD | VANGUARD SCOTTSDALE FDS | 92206C870 | +10,195 | +$853,829 | -$52,953 |
Sector Allocation
Filing History
- 13F HOLDINGS REPORTQ/E Dec 2025209 pos · $541.7M
- 13F HOLDINGS REPORTQ/E Sep 2025211 pos · $516.3M
- 13F HOLDINGS REPORTQ/E Jun 2025201 pos · $483.6M
- 13F HOLDINGS REPORTQ/E Mar 2025184 pos · $445.7M
- 13F HOLDINGS REPORTQ/E Dec 2024174 pos · $434.5M
- 13F HOLDINGS REPORTQ/E Sep 2024172 pos · $433.4M
- 13F HOLDINGS REPORTQ/E Jun 2024168 pos · $406.5M
- 13F HOLDINGS REPORTQ/E Mar 2024164 pos · $395.9M
Top 20 Holdings — Dec 2025
| # | Issuer | Ticker | Shares | Value | % of Portfolio |
|---|---|---|---|---|---|
| 1 | SCHWAB STRATEGIC TR | 808524862 | 1,629,211 | $39.7M | 8.87% |
| 2 | SCHWAB STRATEGIC TR | 808524854 | 1,545,245 | $38.8M | 8.66% |
| 3 | VANGUARD INDEX FDS | 922908744 | 202,894 | $38.8M | 8.66% |
| 4 | SCHWAB STRATEGIC TR | 808524300 | 1,095,746 | $35.7M | 7.99% |
| 5 | APPLE INC | AAPL | 80,222 | $21.8M | 4.87% |
| 6 | SCHWAB STRATEGIC TR | 808524805 | 862,249 | $20.7M | 4.63% |
| 7 | SPDR SERIES TRUST | 78464A664 | 611,533 | $16.2M | 3.62% |
| 8 | VANGUARD SCOTTSDALE FDS | 92206C870 | 157,118 | $13.2M | 2.94% |
| 9 | VANGUARD SCOTTSDALE FDS | 92206C771 | 275,505 | $13.0M | 2.90% |
| 10 | ISHARES INC | 46434G764 | 168,605 | $12.3M | 2.74% |
| 11 | ISHARES TR | 464287614 | 23,867 | $11.3M | 2.52% |
| 12 | MICROSOFT CORP | MSFT | 20,470 | $9.9M | 2.21% |
| 13 | SPDR SERIES TRUST | 78464A516 | 434,297 | $9.8M | 2.19% |
| 14 | MERCK & CO INC | MRK | 89,165 | $9.4M | 2.10% |
| 15 | ALPHABET INC | GOOG | 28,396 | $8.9M | 1.99% |
| 16 | INTERNATIONAL BUSINESS MACHS | INTR | 28,056 | $8.3M | 1.86% |
| 17 | SPDR SERIES TRUST | 78464A631 | 33,862 | $8.2M | 1.83% |
| 18 | ISHARES TR | 46434V290 | 99,179 | $7.4M | 1.66% |
| 19 | CHEVRON CORP NEW | CVX | 46,589 | $7.1M | 1.59% |
| 20 | ALPHABET INC | GOOG | 22,236 | $7.0M | 1.56% |