13F HOLDINGS REPORT
FLC Capital Advisors
Quarter ended Q4 2025 · Filed February 11, 2026 · Accession 0001713697-26-000002
Total Value
$541.7M
Positions
209
Other Managers
0
Confidential Omitted
No
Holdings (209)
| # | Issuer | Ticker / CUSIP | Shares | Value | % of Filing |
|---|---|---|---|---|---|
| 1 | SCHWAB STRATEGIC TR | 808524862 | 1,629,211 | $39.7M | 7.33% |
| 2 | SCHWAB STRATEGIC TR | 808524854 | 1,545,245 | $38.8M | 7.15% |
| 3 | VANGUARD INDEX FDS | 922908744 | 202,894 | $38.8M | 7.15% |
| 4 | SCHWAB STRATEGIC TR | 808524300 | 1,095,746 | $35.7M | 6.60% |
| 5 | APPLE INC | AAPL | 80,222 | $21.8M | 4.03% |
| 6 | SCHWAB STRATEGIC TR | 808524805 | 862,249 | $20.7M | 3.83% |
| 7 | SPDR SERIES TRUST | 78464A664 | 611,533 | $16.2M | 2.99% |
| 8 | VANGUARD SCOTTSDALE FDS | 92206C870 | 157,118 | $13.2M | 2.43% |
| 9 | VANGUARD SCOTTSDALE FDS | 92206C771 | 275,505 | $13.0M | 2.39% |
| 10 | ISHARES INC | 46434G764 | 168,605 | $12.3M | 2.26% |
| 11 | ISHARES TR | 464287614 | 23,867 | $11.3M | 2.09% |
| 12 | MICROSOFT CORP | MSFT | 20,470 | $9.9M | 1.83% |
| 13 | SPDR SERIES TRUST | 78464A516 | 434,297 | $9.8M | 1.81% |
| 14 | MERCK & CO INC | MRK | 89,165 | $9.4M | 1.73% |
| 15 | ALPHABET INC | GOOG | 28,396 | $8.9M | 1.64% |
| 16 | INTERNATIONAL BUSINESS MACHS | INTR | 28,056 | $8.3M | 1.53% |
| 17 | SPDR SERIES TRUST | 78464A631 | 33,862 | $8.2M | 1.51% |
| 18 | ISHARES TR | 46434V290 | 99,179 | $7.4M | 1.37% |
| 19 | CHEVRON CORP NEW | CVX | 46,589 | $7.1M | 1.31% |
| 20 | ALPHABET INC | GOOG | 22,236 | $7.0M | 1.29% |
| 21 | AMAZON COM INC | AMZN | 29,003 | $6.7M | 1.24% |
| 22 | ISHARES TR | 464287200 | 9,372 | $6.4M | 1.19% |
| 23 | NVIDIA CORPORATION | NVDA | 33,949 | $6.3M | 1.17% |
| 24 | META PLATFORMS INC | META | 7,986 | $5.3M | 0.97% |
| 25 | JPMORGAN CHASE & CO. | VYLD | 15,921 | $5.1M | 0.95% |
| 26 | EXXON MOBIL CORP | XOM | 41,844 | $5.0M | 0.93% |
| 27 | SCHWAB STRATEGIC TR | 808524797 | 169,562 | $4.7M | 0.86% |
| 28 | ENBRIDGE INC | ENNPF | 94,851 | $4.5M | 0.84% |
| 29 | SELECT SECTOR SPDR TR | 81369Y860 | 112,170 | $4.5M | 0.84% |
| 30 | VANGUARD SPECIALIZED FUNDS | 921908844 | 19,233 | $4.2M | 0.78% |
| 31 | WALMART INC | WMT | 34,900 | $3.9M | 0.72% |
| 32 | VANGUARD BD INDEX FDS | 921937827 | 49,266 | $3.9M | 0.72% |
| 33 | BERKSHIRE HATHAWAY INC DEL | BRK-A | 7,379 | $3.7M | 0.68% |
| 34 | VANGUARD INSTL INDEX FD | 922040845 | 48,971 | $3.7M | 0.68% |
| 35 | ENTERPRISE PRODS PARTNERS L | 293792107 | 113,190 | $3.6M | 0.67% |
| 36 | ISHARES TR | 46435G425 | 24,073 | $3.6M | 0.66% |
| 37 | CATERPILLAR INC | CAT | 6,105 | $3.5M | 0.65% |
| 38 | JOHNSON & JOHNSON | JNJ | 13,783 | $2.9M | 0.53% |
| 39 | ISHARES TR | 464287507 | 41,239 | $2.7M | 0.50% |
| 40 | ABRDN PRECIOUS METALS BASKET | GLTR | 13,169 | $2.7M | 0.50% |
| 41 | DIMENSIONAL ETF TRUST | 25434V500 | 37,748 | $2.6M | 0.49% |
| 42 | VANGUARD INDEX FDS | 922908629 | 8,487 | $2.5M | 0.45% |
| 43 | BANK AMERICA CORP | 060505104 | 44,488 | $2.4M | 0.45% |
| 44 | VANGUARD INDEX FDS | 922908769 | 7,003 | $2.3M | 0.43% |
| 45 | PHILIP MORRIS INTL INC | 718172109 | 14,510 | $2.3M | 0.43% |
| 46 | TAIWAN SEMICONDUCTOR MFG LTD | 874039100 | 7,611 | $2.3M | 0.43% |
| 47 | VANGUARD CALIF TAX FREE FDS | 922021605 | 22,577 | $2.3M | 0.42% |
| 48 | CME GROUP INC | CME | 7,771 | $2.1M | 0.39% |
| 49 | COSTCO WHSL CORP NEW | 22160K105 | 2,457 | $2.1M | 0.39% |
| 50 | ISHARES TR | 464288158 | 19,686 | $2.1M | 0.39% |
| 51 | UNITED PARCEL SERVICE INC | UPS | 20,747 | $2.1M | 0.38% |
| 52 | NEXTERA ENERGY INC | NEE-PW | 23,803 | $1.9M | 0.35% |
| 53 | PFIZER INC | PFE | 70,486 | $1.8M | 0.32% |
| 54 | ISHARES TR | 464288760 | 7,862 | $1.7M | 0.31% |
| 55 | QUALCOMM INC | QCOM | 9,369 | $1.6M | 0.30% |
| 56 | SCHWAB CHARLES CORP | SCHW-PJ | 15,405 | $1.5M | 0.28% |
| 57 | PALO ALTO NETWORKS INC | PANW | 8,175 | $1.5M | 0.28% |
| 58 | CUMMINS INC | CMI | 2,920 | $1.5M | 0.28% |
| 59 | CISCO SYS INC | CSCO | 18,911 | $1.5M | 0.27% |
| 60 | NETFLIX INC | NFLX | 15,450 | $1.4M | 0.27% |
| 61 | TESLA INC | TSLA | 3,104 | $1.4M | 0.26% |
| 62 | RTX CORPORATION | RTX | 7,216 | $1.3M | 0.24% |
| 63 | ISHARES TR | 464287804 | 10,887 | $1.3M | 0.24% |
| 64 | VANGUARD INDEX FDS | 922908363 | 2,074 | $1.3M | 0.24% |
| 65 | SALESFORCE INC | CRM | 4,856 | $1.3M | 0.24% |
| 66 | ELI LILLY & CO | LLY | 1,167 | $1.3M | 0.23% |
| 67 | ABBVIE INC | ABBV | 5,377 | $1.2M | 0.23% |
| 68 | VANGUARD WHITEHALL FDS | 921946794 | 12,720 | $1.1M | 0.21% |
| 69 | BARRICK MNG CORP | 06849F108 | 26,032 | $1.1M | 0.21% |
| 70 | BROADCOM INC | AVGO | 3,168 | $1.1M | 0.20% |
| 71 | UBER TECHNOLOGIES INC | UBER | 13,132 | $1.1M | 0.20% |
| 72 | VANGUARD TAX-MANAGED FDS | 921943858 | 17,084 | $1.1M | 0.20% |
| 73 | ISHARES SILVER TR | SLV | 16,500 | $1.1M | 0.20% |
| 74 | VISA INC | V | 2,974 | $1.0M | 0.19% |
| 75 | VANECK ETF TRUST | 92189H409 | 20,389 | $1.0M | 0.19% |
| 76 | ARES CAPITAL CORP | ARCC | 51,110 | $1.0M | 0.19% |
| 77 | ISHARES TR | 46432F339 | 4,894 | $972,046 | 0.18% |
| 78 | 3M CO | MMM | 5,925 | $948,612 | 0.18% |
| 79 | TARGET CORP | TGT | 9,595 | $937,911 | 0.17% |
| 80 | MASTERCARD INCORPORATED | MA | 1,564 | $892,856 | 0.16% |
| 81 | FIRST FNDTN INC | 32026V104 | 144,557 | $890,471 | 0.16% |
| 82 | KLA CORP | KLAC | 727 | $883,363 | 0.16% |
| 83 | NUVEEN AMT FREE QLTY MUN INC | NU | 70,446 | $819,287 | 0.15% |
| 84 | FORTINET INC | FTNT | 10,305 | $818,320 | 0.15% |
| 85 | ALTRIA GROUP INC | MO | 14,052 | $810,238 | 0.15% |
| 86 | STARBUCKS CORP | SBUX | 9,602 | $808,594 | 0.15% |
| 87 | SELECT SECTOR SPDR TR | 81369Y803 | 5,596 | $805,656 | 0.15% |
| 88 | DISNEY WALT CO | 254687106 | 7,068 | $804,126 | 0.15% |
| 89 | VANGUARD INDEX FDS | 922908736 | 1,622 | $791,309 | 0.15% |
| 90 | VERIZON COMMUNICATIONS INC | VZ | 19,275 | $785,071 | 0.14% |
| 91 | TRUIST FINL CORP | 89832Q109 | 15,853 | $780,126 | 0.14% |
| 92 | BERKSHIRE HATHAWAY INC DEL | BRK-A | 1 | $754,800 | 0.14% |
| 93 | INVESCO QQQ TR | IVZ | 1,211 | $743,838 | 0.14% |
| 94 | VANGUARD WHITEHALL FDS | 921946406 | 5,167 | $741,568 | 0.14% |
| 95 | CHUBB LIMITED | CB | 2,312 | $721,621 | 0.13% |
| 96 | WISDOMTREE TR | WT | 4,878 | $703,212 | 0.13% |
| 97 | SPDR S&P 500 ETF TR | SPY | 1,026 | $699,650 | 0.13% |
| 98 | VANGUARD MUN BD FDS | 922907746 | 13,832 | $695,611 | 0.13% |
| 99 | REALTY INCOME CORP | O | 12,301 | $693,407 | 0.13% |
| 100 | FEDEX CORP | FDX | 2,399 | $692,975 | 0.13% |
| 101 | UNILEVER PLC | UNLYF | 10,548 | $689,839 | 0.13% |
| 102 | FREEPORT-MCMORAN INC | FCX | 13,555 | $688,458 | 0.13% |
| 103 | AT&T INC | T-PC | 27,638 | $686,528 | 0.13% |
| 104 | AMGEN INC | AMGN | 2,086 | $682,769 | 0.13% |
| 105 | VANGUARD WHITEHALL FDS | 921946885 | 10,083 | $679,870 | 0.13% |
| 106 | SELECT SECTOR SPDR TR | 81369Y209 | 4,345 | $672,606 | 0.12% |
| 107 | CONSTELLATION BRANDS INC | STZ | 4,737 | $653,517 | 0.12% |
| 108 | ISHARES TR | 464287465 | 6,786 | $651,660 | 0.12% |
| 109 | VANGUARD WORLD FD | 921910873 | 2,479 | $622,650 | 0.11% |
| 110 | SPDR SERIES TRUST | 78468R788 | 14,232 | $615,534 | 0.11% |
| 111 | PROCTER AND GAMBLE CO | 742718109 | 4,261 | $610,644 | 0.11% |
| 112 | ABBOTT LABS | ABLZF | 4,769 | $597,508 | 0.11% |
| 113 | HOME DEPOT INC | HD | 1,696 | $583,637 | 0.11% |
| 114 | EQUINIX INC | EQIX | 759 | $581,515 | 0.11% |
| 115 | KINDER MORGAN INC DEL | EP-PC | 21,005 | $577,427 | 0.11% |
| 116 | CITIGROUP INC | C-PR | 4,818 | $562,206 | 0.10% |
| 117 | WELLS FARGO CO NEW | 949746101 | 5,837 | $544,008 | 0.10% |
| 118 | GENERAL DYNAMICS CORP | GD | 1,546 | $520,476 | 0.10% |
| 119 | BLOCK INC | BSQKZ | 7,949 | $517,400 | 0.10% |
| 120 | SPDR SERIES TRUST | 78464A854 | 6,151 | $493,433 | 0.09% |
| 121 | INTEL CORP | INTC | 12,932 | $477,191 | 0.09% |
| 122 | WP CAREY INC | 92936U109 | 7,362 | $473,818 | 0.09% |
| 123 | ALIBABA GROUP HLDG LTD | BBAAY | 3,226 | $472,867 | 0.09% |
| 124 | BLACKROCK ETF TRUST II | BLK | 9,368 | $472,709 | 0.09% |
| 125 | KRAFT HEINZ CO | KHC | 19,421 | $470,959 | 0.09% |
| 126 | PEPSICO INC | PEP | 3,278 | $470,459 | 0.09% |
| 127 | MCDONALDS CORP | MCD | 1,534 | $468,758 | 0.09% |
| 128 | ISHARES TR | 46432F388 | 3,426 | $468,437 | 0.09% |
| 129 | FIDELITY COVINGTON TRUST | 316092865 | 8,128 | $448,828 | 0.08% |
| 130 | ISHARES TR | 464287655 | 1,805 | $444,319 | 0.08% |
| 131 | EDISON INTL | 281020107 | 7,376 | $442,708 | 0.08% |
| 132 | GLOBAL X FDS | 37954Y657 | 23,403 | $442,551 | 0.08% |
| 133 | GSK PLC | GLAXF | 9,011 | $441,899 | 0.08% |
| 134 | ADOBE INC | ADBE | 1,247 | $436,438 | 0.08% |
| 135 | NOVARTIS AG | NVSEF | 3,066 | $422,709 | 0.08% |
| 136 | LOCKHEED MARTIN CORP | LMT | 849 | $410,464 | 0.08% |
| 137 | SHELL PLC | RYDAF | 5,468 | $401,789 | 0.07% |
| 138 | SCHWAB STRATEGIC TR | 808524409 | 13,537 | $400,831 | 0.07% |
| 139 | BLACKSTONE SECD LENDING FD | BX | 14,831 | $390,500 | 0.07% |
| 140 | GE AEROSPACE | 369604301 | 1,255 | $386,444 | 0.07% |
| 141 | DYCOM INDS INC | 267475101 | 1,137 | $384,192 | 0.07% |
| 142 | SERVICENOW INC | NOW | 2,381 | $364,745 | 0.07% |
| 143 | SELECT SECTOR SPDR TR | 81369Y506 | 8,130 | $363,492 | 0.07% |
| 144 | UNION PAC CORP | UNP | 1,555 | $359,703 | 0.07% |
| 145 | DUKE ENERGY CORP NEW | DUKB | 3,060 | $358,663 | 0.07% |
| 146 | CENCORA INC | COR | 1,049 | $354,300 | 0.07% |
| 147 | AMERICAN EXPRESS CO | AXP | 956 | $353,672 | 0.07% |
| 148 | LOWES COS INC | 548661107 | 1,462 | $352,576 | 0.07% |
| 149 | EMCOR GROUP INC | EME | 560 | $342,602 | 0.06% |
| 150 | ALLSTATE CORP | ALL-PJ | 1,626 | $338,452 | 0.06% |
| 151 | ENERGY TRANSFER L P | ET-PI | 20,293 | $334,632 | 0.06% |
| 152 | COCA COLA CO | KO | 4,754 | $332,344 | 0.06% |
| 153 | GILEAD SCIENCES INC | GILD | 2,699 | $331,275 | 0.06% |
| 154 | INVESCO EXCHANGE TRADED FD T | IVZ | 2,800 | $330,848 | 0.06% |
| 155 | DIMENSIONAL ETF TRUST | 25434V799 | 9,547 | $328,990 | 0.06% |
| 156 | LAM RESEARCH CORP | LRCX | 1,902 | $325,584 | 0.06% |
| 157 | BLACKROCK INC | BLK | 303 | $324,313 | 0.06% |
| 158 | MEDTRONIC PLC | MDT | 3,346 | $321,417 | 0.06% |
| 159 | ISHARES TR | 464287101 | 936 | $321,020 | 0.06% |
| 160 | SOUTHERN CO | SOMN | 3,544 | $309,037 | 0.06% |
| 161 | ISHARES TR | 464288885 | 2,671 | $304,280 | 0.06% |
| 162 | TEXAS INSTRS INC | 882508104 | 1,743 | $302,393 | 0.06% |
| 163 | SPDR SERIES TRUST | 78468R606 | 12,575 | $297,651 | 0.05% |
| 164 | SELECT SECTOR SPDR TR | 81369Y886 | 6,802 | $290,377 | 0.05% |
| 165 | SCHWAB STRATEGIC TR | 808524839 | 12,365 | $288,970 | 0.05% |
| 166 | MCKESSON CORP | MCK | 351 | $287,922 | 0.05% |
| 167 | NEWMONT CORP | NEMCL | 2,850 | $284,573 | 0.05% |
| 168 | MORGAN STANLEY | MS-PQ | 1,595 | $283,160 | 0.05% |
| 169 | FS KKR CAP CORP | FSK | 18,671 | $276,518 | 0.05% |
| 170 | PUBLIC SVC ENTERPRISE GRP IN | 744573106 | 3,400 | $273,020 | 0.05% |
| 171 | SANOFI SA | SNYNF | 5,543 | $268,614 | 0.05% |
| 172 | VALLEY NATL BANCORP | 919794107 | 22,964 | $268,220 | 0.05% |
| 173 | ISHARES TR | 464288414 | 2,481 | $265,740 | 0.05% |
| 174 | VANGUARD INDEX FDS | 922908751 | 1,021 | $263,367 | 0.05% |
| 175 | ORACLE CORP | ORCL-PD | 1,333 | $259,815 | 0.05% |
| 176 | SAP SE | SAPGF | 1,059 | $257,242 | 0.05% |
| 177 | BRISTOL-MYERS SQUIBB CO | CELG-RI | 4,730 | $255,136 | 0.05% |
| 178 | ISHARES TR | 464288356 | 4,426 | $254,318 | 0.05% |
| 179 | UBS GROUP AG | UBS | 5,468 | $253,223 | 0.05% |
| 180 | WISDOMTREE TR | WT | 5,470 | $253,206 | 0.05% |
| 181 | NORFOLK SOUTHN CORP | 655844108 | 876 | $252,919 | 0.05% |
| 182 | VANGUARD WORLD FD | 92204A306 | 2,000 | $251,840 | 0.05% |
| 183 | JOHNSON CTLS INTL PLC | G51502105 | 2,085 | $249,679 | 0.05% |
| 184 | GENERAL MLS INC | 370334104 | 5,308 | $246,822 | 0.05% |
| 185 | FIDELITY COVINGTON TRUST | 316092303 | 5,001 | $245,999 | 0.05% |
| 186 | GOLDMAN SACHS GROUP INC | GSCE | 277 | $243,483 | 0.04% |
| 187 | BRITISH AMERN TOB PLC | 110448107 | 4,216 | $238,715 | 0.04% |
| 188 | VISTRA CORP | VST | 1,439 | $232,154 | 0.04% |
| 189 | BOEING CO | BA-PA | 1,069 | $232,101 | 0.04% |
| 190 | ISHARES TR | 464287291 | 2,208 | $231,840 | 0.04% |
| 191 | BOOT BARN HLDGS INC | BOOT | 1,304 | $230,117 | 0.04% |
| 192 | TAKE-TWO INTERACTIVE SOFTWAR | TTWO | 893 | $228,635 | 0.04% |
| 193 | NIKE INC | NKE | 3,579 | $228,018 | 0.04% |
| 194 | NGL ENERGY PARTNERS LP | NGL-PC | 22,800 | $228,000 | 0.04% |
| 195 | BARCLAYS PLC | BCLYF | 8,864 | $225,589 | 0.04% |
| 196 | WELLTOWER INC | WELL | 1,215 | $225,516 | 0.04% |
| 197 | ISHARES TR | 464288257 | 1,586 | $224,403 | 0.04% |
| 198 | AMERICAN ELEC PWR CO INC | 025537101 | 1,932 | $222,779 | 0.04% |
| 199 | EMBRAER S.A. | EMBJ | 3,457 | $222,527 | 0.04% |
| 200 | NUVEEN CALIFORNIA AMT QLT MU | NU | 17,850 | $222,054 | 0.04% |
| 201 | ADVANCED MICRO DEVICES INC | AMD | 1,036 | $221,870 | 0.04% |
| 202 | ISHARES TR | 464288778 | 3,876 | $213,761 | 0.04% |
| 203 | ISHARES TR | 464288877 | 2,984 | $213,087 | 0.04% |
| 204 | ISHARES TR | 464288810 | 3,342 | $207,705 | 0.04% |
| 205 | PAYPAL HLDGS INC | PYPL | 3,519 | $205,439 | 0.04% |
| 206 | GE VERNOVA INC | GEV | 311 | $203,260 | 0.04% |
| 207 | TJX COS INC NEW | 872540109 | 1,316 | $202,151 | 0.04% |
| 208 | AMBEV SA | ABEV | 60,465 | $149,349 | 0.03% |
| 209 | JOBY AVIATION INC | JOBY-WT | 10,405 | $137,346 | 0.03% |