13F HOLDINGS REPORT

FLC Capital Advisors

Quarter ended Q2 2025 · Filed July 29, 2025 · Accession 0001085146-25-004263

Total Value

$483.6M

Positions

201

Other Managers

Confidential Omitted

View on SEC.gov

Holdings (201)

#	Issuer	Ticker / CUSIP	Shares	Value	% of Filing
1	SCHWAB STRATEGIC TR	808524862	1,454,813	$35.5M	7.33%
2	SCHWAB STRATEGIC TR	808524854	1,410,832	$35.3M	7.30%
3	VANGUARD INDEX FDS	922908744	183,799	$32.5M	6.72%
4	SCHWAB STRATEGIC TR	808524300	1,100,864	$32.2M	6.65%
5	SCHWAB STRATEGIC TR	808524805	803,443	$17.8M	3.67%
6	APPLE INC	AAPL	78,709	$16.1M	3.34%
7	SPDR SERIES TRUST	78464A664	564,587	$15.0M	3.10%
8	VANGUARD SCOTTSDALE FDS	92206C771	252,687	$11.7M	2.42%
9	VANGUARD SCOTTSDALE FDS	92206C870	138,164	$11.5M	2.37%
10	ISHARES INC	46434G764	163,734	$10.3M	2.14%
11	ISHARES TR	464287614	24,346	$10.3M	2.14%
12	MICROSOFT CORP	MSFT	20,241	$10.1M	2.08%
13	SPDR SERIES TRUST	78464A516	392,651	$9.2M	1.91%
14	VANGUARD INDEX FDS	922908629	32,938	$9.2M	1.91%
15	DIMENSIONAL ETF TRUST	25434V500	139,919	$8.9M	1.84%
16	INTERNATIONAL BUSINESS MACHS	INTR	27,219	$8.0M	1.66%
17	SPDR SERIES TRUST	78464A631	36,248	$7.6M	1.58%
18	CHEVRON CORP NEW	CVX	47,252	$6.8M	1.40%
19	MERCK & CO INC	MRK	84,529	$6.7M	1.38%
20	AMAZON COM INC	AMZN	28,606	$6.3M	1.30%
21	META PLATFORMS INC	META	8,129	$6.0M	1.24%
22	ISHARES TR	464287200	9,422	$5.9M	1.21%
23	NVIDIA CORPORATION	NVDA	34,193	$5.4M	1.12%
24	ALPHABET INC	GOOG	28,019	$4.9M	1.02%
25	JPMORGAN CHASE & CO.	VYLD	15,957	$4.6M	0.96%
26	SCHWAB STRATEGIC TR	808524797	174,343	$4.6M	0.96%
27	EXXON MOBIL CORP	XOM	41,444	$4.5M	0.92%
28	ENBRIDGE INC	ENNPF	98,378	$4.5M	0.92%
29	ALPHABET INC	GOOG	22,695	$4.0M	0.83%
30	SELECT SECTOR SPDR TR	81369Y860	93,856	$3.9M	0.80%
31	VANGUARD SPECIALIZED FUNDS	921908844	18,783	$3.8M	0.79%
32	VANGUARD BD INDEX FDS	921937827	45,753	$3.6M	0.74%
33	ENTERPRISE PRODS PARTNERS L	293792107	114,920	$3.6M	0.74%
34	BERKSHIRE HATHAWAY INC DEL	BRK-A	7,320	$3.6M	0.74%
35	WALMART INC	WMT	34,909	$3.4M	0.71%
36	VANGUARD INSTL INDEX FD	922040845	44,909	$3.4M	0.70%
37	ISHARES TR	46435G425	24,452	$3.3M	0.68%
38	PHILIP MORRIS INTL INC	718172109	14,530	$2.6M	0.55%
39	ISHARES TR	464287507	41,193	$2.6M	0.53%
40	CATERPILLAR INC	CAT	6,126	$2.4M	0.49%
41	VANGUARD INDEX FDS	922908769	7,149	$2.2M	0.45%
42	BANK AMERICA CORP	060505104	45,343	$2.1M	0.44%
43	JOHNSON & JOHNSON	JNJ	13,769	$2.1M	0.43%
44	NETFLIX INC	NFLX	1,548	$2.1M	0.43%
45	VANGUARD CALIF TAX FREE FDS	922021605	20,258	$2.0M	0.41%
46	ISHARES TR	464288158	18,399	$2.0M	0.40%
47	ABRDN PRECIOUS METALS BASKET	GLTR	13,169	$1.8M	0.38%
48	TAIWAN SEMICONDUCTOR MFG LTD	874039100	7,611	$1.7M	0.36%
49	PALO ALTO NETWORKS INC	PANW	8,177	$1.7M	0.35%
50	COSTCO WHSL CORP NEW	22160K105	1,669	$1.7M	0.34%
51	NEXTERA ENERGY INC	NEE-PW	23,583	$1.6M	0.34%
52	SALESFORCE INC	CRM	5,723	$1.6M	0.32%
53	RTX CORPORATION	RTX	10,532	$1.5M	0.32%
54	ISHARES TR	464288760	7,862	$1.5M	0.31%
55	QUALCOMM INC	QCOM	8,948	$1.4M	0.29%
56	PFIZER INC	PFE	57,692	$1.4M	0.29%
57	UNITED PARCEL SERVICE INC	UPS	13,817	$1.4M	0.29%
58	CISCO SYS INC	CSCO	19,236	$1.3M	0.28%
59	SCHWAB CHARLES CORP	SCHW-PJ	13,573	$1.2M	0.26%
60	VANGUARD INDEX FDS	922908363	2,145	$1.2M	0.25%
61	ISHARES TR	464287804	11,091	$1.2M	0.25%
62	ARES CAPITAL CORP	ARCC	53,620	$1.2M	0.24%
63	UBER TECHNOLOGIES INC	UBER	12,174	$1.1M	0.23%
64	FORTINET INC	FTNT	10,305	$1.1M	0.23%
65	ABBVIE INC	ABBV	5,613	$1.0M	0.22%
66	VISA INC	V	2,900	$1.0M	0.21%
67	DISNEY WALT CO	254687106	7,886	$977,943	0.20%
68	CUMMINS INC	CMI	2,920	$956,300	0.20%
69	TESLA INC	TSLA	3,004	$954,251	0.20%
70	STARBUCKS CORP	SBUX	10,351	$948,472	0.20%
71	3M CO	MMM	6,150	$936,289	0.19%
72	VANGUARD WHITEHALL FDS	921946794	11,657	$933,842	0.19%
73	ISHARES TR	46432F339	4,977	$909,895	0.19%
74	BROADCOM INC	AVGO	3,286	$905,786	0.19%
75	MASTERCARD INCORPORATED	MA	1,565	$879,436	0.18%
76	ELI LILLY & CO	LLY	1,111	$866,058	0.18%
77	VERIZON COMMUNICATIONS INC	VZ	19,800	$856,746	0.18%
78	GENERAL DYNAMICS CORP	GD	2,894	$844,064	0.17%
79	ALTRIA GROUP INC	MO	14,052	$823,869	0.17%
80	AT&T INC	T-PC	27,591	$798,484	0.17%
81	NUVEEN AMT FREE QLTY MUN INC	NU	70,446	$769,270	0.16%
82	TARGET CORP	TGT	7,695	$759,112	0.16%
83	FIRST FNDTN INC	32026V104	148,171	$755,672	0.16%
84	ADOBE INC	ADBE	1,935	$748,613	0.15%
85	CONSTELLATION BRANDS INC	STZ	4,593	$747,189	0.15%
86	VANGUARD TAX-MANAGED FDS	921943858	13,027	$742,669	0.15%
87	BERKSHIRE HATHAWAY INC DEL	BRK-A	1	$728,800	0.15%
88	UNILEVER PLC	UNLYF	11,873	$726,271	0.15%
89	KRAFT HEINZ CO	KHC	27,729	$715,963	0.15%
90	SELECT SECTOR SPDR TR	81369Y803	2,798	$708,538	0.15%
91	COMCAST CORP NEW	CCZ	19,777	$705,841	0.15%
92	PROCTER AND GAMBLE CO	742718109	4,399	$700,849	0.14%
93	VANGUARD MUN BD FDS	922907746	14,250	$698,678	0.14%
94	ABBOTT LABS	ABLZF	5,087	$691,883	0.14%
95	VANGUARD WHITEHALL FDS	921946406	5,167	$688,813	0.14%
96	SELECT SECTOR SPDR TR	81369Y209	5,095	$686,755	0.14%
97	TRUIST FINL CORP	89832Q109	15,849	$681,349	0.14%
98	VANGUARD INDEX FDS	922908736	1,534	$672,506	0.14%
99	KLA CORP	KLAC	747	$669,118	0.14%
100	KINDER MORGAN INC DEL	EP-PC	21,005	$617,547	0.13%
101	ISHARES TR	464287465	6,786	$606,601	0.13%
102	SPDR SERIES TRUST	78468R788	14,232	$604,006	0.12%
103	HOME DEPOT INC	HD	1,606	$588,824	0.12%
104	AMGEN INC	AMGN	2,087	$582,711	0.12%
105	BARRICK MNG CORP	06849F108	27,544	$573,466	0.12%
106	VANECK ETF TRUST	92189H409	11,296	$567,172	0.12%
107	REALTY INCOME CORP	O	9,814	$565,385	0.12%
108	FS KKR CAP CORP	FSK	26,915	$558,486	0.12%
109	VANGUARD WORLD FD	921910873	2,479	$557,577	0.12%
110	WISDOMTREE TR	WT	4,878	$557,409	0.12%
111	VALLEY NATL BANCORP	919794107	62,003	$553,687	0.11%
112	FEDEX CORP	FDX	2,399	$545,317	0.11%
113	ISHARES SILVER TR	SLV	16,500	$541,365	0.11%
114	INVESCO QQQ TR	IVZ	973	$536,922	0.11%
115	PEPSICO INC	PEP	3,974	$524,727	0.11%
116	CHUBB LIMITED	CB	1,714	$496,580	0.10%
117	SCHWAB STRATEGIC TR	808524839	21,277	$494,477	0.10%
118	WP CAREY INC	92936U109	7,862	$490,432	0.10%
119	SERVICENOW INC	NOW	476	$489,366	0.10%
120	VANGUARD WHITEHALL FDS	921946885	7,456	$487,222	0.10%
121	WELLS FARGO CO NEW	949746101	5,890	$471,907	0.10%
122	SPDR SERIES TRUST	78464A854	6,266	$455,476	0.09%
123	BLACKSTONE SECD LENDING FD	BX	14,715	$452,486	0.09%
124	MCDONALDS CORP	MCD	1,532	$447,529	0.09%
125	CITIGROUP INC	C-PR	5,226	$444,810	0.09%
126	LOCKHEED MARTIN CORP	LMT	949	$439,355	0.09%
127	GLOBAL X FDS	37954Y657	22,954	$432,224	0.09%
128	FIDELITY COVINGTON TRUST	316092865	8,128	$427,533	0.09%
129	DUKE ENERGY CORP NEW	DUKB	3,575	$421,850	0.09%
130	FREEPORT-MCMORAN INC	FCX	9,667	$419,064	0.09%
131	GSK PLC	GLAXF	10,854	$416,794	0.09%
132	UNION PAC CORP	UNP	1,752	$403,100	0.08%
133	NOVARTIS AG	NVSEF	3,286	$397,639	0.08%
134	ISHARES TR	46432F388	3,426	$387,857	0.08%
135	SCHWAB STRATEGIC TR	808524409	13,907	$384,807	0.08%
136	EDISON INTL	281020107	7,376	$380,602	0.08%
137	ALIBABA GROUP HLDG LTD	BBAAY	3,226	$365,861	0.08%
138	HUNTINGTON INGALLS INDS INC	446413106	1,510	$364,605	0.08%
139	SHELL PLC	RYDAF	5,175	$364,372	0.08%
140	TEXAS INSTRS INC	882508104	1,743	$361,882	0.07%
141	ENERGY TRANSFER L P	ET-PI	19,793	$358,847	0.07%
142	SELECT SECTOR SPDR TR	81369Y506	4,065	$344,753	0.07%
143	SPDR SERIES TRUST	78468R606	14,471	$344,409	0.07%
144	COCA COLA CO	KO	4,761	$336,871	0.07%
145	ALLSTATE CORP	ALL-PJ	1,628	$327,733	0.07%
146	SOUTHERN CO	SOMN	3,548	$325,813	0.07%
147	LOWES COS INC	548661107	1,460	$323,930	0.07%
148	MEDTRONIC PLC	MDT	3,711	$323,488	0.07%
149	SAP SE	SAPGF	1,059	$322,042	0.07%
150	BLACKROCK INC	BLK	303	$317,923	0.07%
151	GE AEROSPACE	369604301	1,225	$315,303	0.07%
152	CENCORA INC	COR	1,049	$314,543	0.07%
153	INVESCO EXCHANGE TRADED FD T	IVZ	2,800	$307,916	0.06%
154	AMERICAN EXPRESS CO	AXP	956	$304,945	0.06%
155	PAYCHEX INC	PAYX	2,090	$304,011	0.06%
156	EQUINIX INC	EQIX	380	$302,279	0.06%
157	EMCOR GROUP INC	EME	560	$299,538	0.06%
158	ISHARES TR	464288885	2,671	$299,152	0.06%
159	GILEAD SCIENCES INC	GILD	2,697	$299,016	0.06%
160	DIMENSIONAL ETF TRUST	25434V799	9,547	$296,816	0.06%
161	ISHARES TR	464288414	2,813	$293,902	0.06%
162	ISHARES TR	464287655	1,335	$288,080	0.06%
163	PUBLIC SVC ENTERPRISE GRP IN	744573106	3,400	$286,212	0.06%
164	ISHARES TR	464287101	936	$284,872	0.06%
165	SYSCO CORP	SYY	3,751	$284,101	0.06%
166	KIMBERLY-CLARK CORP	KMB	2,173	$280,143	0.06%
167	VISTRA CORP	VST	1,439	$278,893	0.06%
168	DYCOM INDS INC	267475101	1,137	$277,871	0.06%
169	SANOFI	SNYNF	5,751	$277,831	0.06%
170	SELECT SECTOR SPDR TR	81369Y886	3,401	$277,726	0.06%
171	INTEL CORP	INTC	12,227	$273,885	0.06%
172	MCKESSON CORP	MCK	351	$257,206	0.05%
173	FIDELITY COVINGTON TRUST	316092303	5,003	$255,903	0.05%
174	NIKE INC	NKE	3,578	$254,181	0.05%
175	GLOBAL X FDS	37954Y376	11,075	$252,510	0.05%
176	SPDR S&P 500 ETF TR	SPY	404	$249,611	0.05%
177	VANGUARD WORLD FD	92204A306	2,000	$238,240	0.05%
178	PAYPAL HLDGS INC	PYPL	3,197	$237,601	0.05%
179	WASTE MGMT INC DEL	94106L109	1,012	$231,566	0.05%
180	VANGUARD INTL EQUITY INDEX F	922042742	1,800	$231,336	0.05%
181	MORGAN STANLEY	MS-PQ	1,595	$224,672	0.05%
182	NORFOLK SOUTHN CORP	655844108	876	$224,230	0.05%
183	BOEING CO	BA-PA	1,069	$223,988	0.05%
184	AMERICAN TOWER CORP NEW	03027X100	1,010	$223,230	0.05%
185	JOHNSON CTLS INTL PLC	G51502105	2,085	$220,218	0.05%
186	TAKE-TWO INTERACTIVE SOFTWAR	TTWO	893	$216,865	0.04%
187	DIGITAL RLTY TR INC	253868103	1,238	$215,821	0.04%
188	BLACKROCK ETF TRUST II	BLK	4,265	$215,169	0.04%
189	NUVEEN CALIFORNIA AMT QLT MU	NU	17,850	$210,095	0.04%
190	ISHARES TR	464288810	3,342	$209,343	0.04%
191	EMBRAER S.A.	EMBJ	3,611	$205,502	0.04%
192	RB GLOBAL INC	RBA	1,934	$205,371	0.04%
193	NEWMONT CORP	NEMCL	3,513	$204,667	0.04%
194	BRITISH AMERN TOB PLC	110448107	4,320	$204,468	0.04%
195	ISHARES TR	464287291	2,208	$203,887	0.04%
196	CONSOLIDATED EDISON INC	ED	2,000	$200,700	0.04%
197	AMERICAN ELEC PWR CO INC	025537101	1,930	$200,257	0.04%
198	PIMCO DYNAMIC INCOME FD	72201Y101	10,131	$192,185	0.04%
199	TAKEDA PHARMACEUTICAL CO LTD	TKPHF	11,372	$175,811	0.04%
200	AMBEV SA	ABEV	60,465	$145,721	0.03%
201	NGL ENERGY PARTNERS LP	NGL-PC	22,800	$97,356	0.02%