Institutional Manager · CIK 0002112984
Clear Retirement Advice LLC
SAN MATEO, CA · File #028-26687
Latest AUM
$128.6M
Positions
53
Top-10 Concentration
68.5%
Filings
1
Biggest QoQ Changes
Ranked by conviction flow (share change × current price) so mark-to-market moves don't dominate. Price effect column shows how much of the $ change was just the stock moving.
| Action | Issuer | Ticker / CUSIP | Δ Shares | Flow ($) | Price Effect |
|---|---|---|---|---|---|
| NEW | SCHWAB STRATEGIC TR | 808524862 | +588,651 | +$14.3M | $0 |
| NEW | SPDR INDEX SHS FDS | 78463X889 | +279,687 | +$13.3M | $0 |
| NEW | ISHARES TR | 464287150 | +82,006 | +$12.3M | $0 |
| NEW | INVESCO EXCH TRADED FD TR II | IVZ | +111,906 | +$11.8M | $0 |
| NEW | VANGUARD INDEX FDS | 922908611 | +32,436 | +$7.4M | $0 |
| NEW | ISHARES TR | 464288646 | +132,830 | +$7.0M | $0 |
| NEW | VANGUARD INDEX FDS | 922908595 | +18,663 | +$5.8M | $0 |
| NEW | ETFS GOLD TR | 00326A104 | +119,652 | +$5.6M | $0 |
| NEW | VANGUARD INTL EQUITY INDEX F | 922042858 | +97,260 | +$5.5M | $0 |
| NEW | VANGUARD INDEX FDS | 922908769 | +13,473 | +$4.6M | $0 |
Sector Allocation
Filing History
- 13F HOLDINGS REPORTQ/E Dec 202553 pos · $128.6M
Top 20 Holdings — Dec 2025
| # | Issuer | Ticker | Shares | Value | % of Portfolio |
|---|---|---|---|---|---|
| 1 | SCHWAB STRATEGIC TR | 808524862 | 588,651 | $14.3M | 11.22% |
| 2 | SPDR INDEX SHS FDS | 78463X889 | 279,687 | $13.3M | 10.38% |
| 3 | ISHARES TR | 464287150 | 82,006 | $12.3M | 9.61% |
| 4 | INVESCO EXCH TRADED FD TR II | IVZ | 111,906 | $11.8M | 9.25% |
| 5 | VANGUARD INDEX FDS | 922908611 | 32,436 | $7.4M | 5.79% |
| 6 | ISHARES TR | 464288646 | 132,830 | $7.0M | 5.49% |
| 7 | VANGUARD INDEX FDS | 922908595 | 18,663 | $5.8M | 4.52% |
| 8 | ETFS GOLD TR | 00326A104 | 119,652 | $5.6M | 4.40% |
| 9 | VANGUARD INTL EQUITY INDEX F | 922042858 | 97,260 | $5.5M | 4.29% |
| 10 | VANGUARD INDEX FDS | 922908769 | 13,473 | $4.6M | 3.56% |
| 11 | SPDR SERIES TRUST | 78464A508 | 77,367 | $4.5M | 3.55% |
| 12 | SPDR SERIES TRUST | 78464A409 | 36,322 | $3.8M | 2.95% |
| 13 | VANGUARD TAX-MANAGED FDS | 921943858 | 42,956 | $2.9M | 2.24% |
| 14 | VANGUARD SCOTTSDALE FDS | 92206C409 | 32,538 | $2.6M | 2.03% |
| 15 | ISHARES GOLD TR | IAU | 28,347 | $2.6M | 2.01% |
| 16 | SCHWAB STRATEGIC TR | 808524805 | 90,634 | $2.3M | 1.82% |
| 17 | SCHWAB STRATEGIC TR | 808524409 | 61,245 | $1.9M | 1.51% |
| 18 | SCHWAB STRATEGIC TR | 808524102 | 71,659 | $1.9M | 1.48% |
| 19 | ISHARES INC | 46434G103 | 26,346 | $1.9M | 1.48% |
| 20 | SPDR SERIES TRUST | 78464A201 | 11,214 | $1.1M | 0.87% |