#	Issuer	Ticker	Shares	Value	% of Portfolio
1	SCHWAB STRATEGIC TR	808524862	588,651	$14.3M	11.22%
2	SPDR INDEX SHS FDS	78463X889	279,687	$13.3M	10.38%
3	ISHARES TR	464287150	82,006	$12.3M	9.61%
4	INVESCO EXCH TRADED FD TR II	IVZ	111,906	$11.8M	9.25%
5	VANGUARD INDEX FDS	922908611	32,436	$7.4M	5.79%
6	ISHARES TR	464288646	132,830	$7.0M	5.49%
7	VANGUARD INDEX FDS	922908595	18,663	$5.8M	4.52%
8	ETFS GOLD TR	00326A104	119,652	$5.6M	4.40%
9	VANGUARD INTL EQUITY INDEX F	922042858	97,260	$5.5M	4.29%
10	VANGUARD INDEX FDS	922908769	13,473	$4.6M	3.56%
11	SPDR SERIES TRUST	78464A508	77,367	$4.5M	3.55%
12	SPDR SERIES TRUST	78464A409	36,322	$3.8M	2.95%
13	VANGUARD TAX-MANAGED FDS	921943858	42,956	$2.9M	2.24%
14	VANGUARD SCOTTSDALE FDS	92206C409	32,538	$2.6M	2.03%
15	ISHARES GOLD TR	IAU	28,347	$2.6M	2.01%
16	SCHWAB STRATEGIC TR	808524805	90,634	$2.3M	1.82%
17	SCHWAB STRATEGIC TR	808524409	61,245	$1.9M	1.51%
18	SCHWAB STRATEGIC TR	808524102	71,659	$1.9M	1.48%
19	ISHARES INC	46434G103	26,346	$1.9M	1.48%
20	SPDR SERIES TRUST	78464A201	11,214	$1.1M	0.87%