13F HOLDINGS REPORT
Clear Retirement Advice LLC
Quarter ended Q4 2025 · Filed February 24, 2026 · Accession 0002112984-26-000001
Total Value
$128.6M
Positions
53
Other Managers
0
Confidential Omitted
No
Holdings (53)
| # | Issuer | Ticker / CUSIP | Shares | Value | % of Filing |
|---|---|---|---|---|---|
| 1 | SCHWAB STRATEGIC TR | 808524862 | 588,651 | $14.3M | 11.16% |
| 2 | SPDR INDEX SHS FDS | 78463X889 | 279,687 | $13.3M | 10.32% |
| 3 | ISHARES TR | 464287150 | 82,006 | $12.3M | 9.56% |
| 4 | INVESCO EXCH TRADED FD TR II | IVZ | 111,906 | $11.8M | 9.20% |
| 5 | VANGUARD INDEX FDS | 922908611 | 32,436 | $7.4M | 5.76% |
| 6 | ISHARES TR | 464288646 | 132,830 | $7.0M | 5.46% |
| 7 | VANGUARD INDEX FDS | 922908595 | 18,663 | $5.8M | 4.50% |
| 8 | ETFS GOLD TR | 00326A104 | 119,652 | $5.6M | 4.38% |
| 9 | VANGUARD INTL EQUITY INDEX F | 922042858 | 97,260 | $5.5M | 4.27% |
| 10 | VANGUARD INDEX FDS | 922908769 | 13,473 | $4.6M | 3.55% |
| 11 | SPDR SERIES TRUST | 78464A508 | 77,367 | $4.5M | 3.53% |
| 12 | SPDR SERIES TRUST | 78464A409 | 36,322 | $3.8M | 2.94% |
| 13 | VANGUARD TAX-MANAGED FDS | 921943858 | 42,956 | $2.9M | 2.23% |
| 14 | VANGUARD SCOTTSDALE FDS | 92206C409 | 32,538 | $2.6M | 2.02% |
| 15 | ISHARES GOLD TR | IAU | 28,347 | $2.6M | 2.00% |
| 16 | SCHWAB STRATEGIC TR | 808524805 | 90,634 | $2.3M | 1.81% |
| 17 | SCHWAB STRATEGIC TR | 808524409 | 61,245 | $1.9M | 1.51% |
| 18 | SCHWAB STRATEGIC TR | 808524102 | 71,659 | $1.9M | 1.47% |
| 19 | ISHARES INC | 46434G103 | 26,346 | $1.9M | 1.47% |
| 20 | SPDR SERIES TRUST | 78464A201 | 11,214 | $1.1M | 0.86% |
| 21 | SCHWAB STRATEGIC TR | 808524300 | 28,580 | $888,254 | 0.69% |
| 22 | APPLE INC | AAPL | 3,147 | $870,114 | 0.68% |
| 23 | SPDR SERIES TRUST | 78464A300 | 8,321 | $822,448 | 0.64% |
| 24 | VANGUARD WORLD FD | 92204A702 | 1,124 | $811,247 | 0.63% |
| 25 | VANGUARD INDEX FDS | 922908744 | 3,851 | $784,064 | 0.61% |
| 26 | ISHARES TR | 464287457 | 8,581 | $709,906 | 0.55% |
| 27 | VANGUARD SCOTTSDALE FDS | 92206C649 | 3,646 | $636,055 | 0.49% |
| 28 | ALPHABET INC | GOOG | 1,897 | $631,777 | 0.49% |
| 29 | VISA INC | V | 1,914 | $631,524 | 0.49% |
| 30 | SCHWAB STRATEGIC TR | 808524847 | 28,536 | $617,519 | 0.48% |
| 31 | ALPHABET INC | GOOG | 1,852 | $617,346 | 0.48% |
| 32 | SPDR S&P 500 ETF TR | SPY | 874 | $599,730 | 0.47% |
| 33 | MASTERCARD INCORPORATED | MA | 1,029 | $569,572 | 0.44% |
| 34 | VANGUARD INDEX FDS | 922908736 | 1,064 | $497,282 | 0.39% |
| 35 | SELECT SECTOR SPDR TR | 81369Y704 | 2,377 | $402,640 | 0.31% |
| 36 | SELECT SECTOR SPDR TR | 81369Y407 | 3,352 | $402,575 | 0.31% |
| 37 | SPDR INDEX SHS FDS | 78463X509 | 7,457 | $366,288 | 0.28% |
| 38 | VANECK ETF TRUST | 92189H201 | 7,552 | $358,116 | 0.28% |
| 39 | SELECT SECTOR SPDR TR | 81369Y209 | 2,236 | $348,883 | 0.27% |
| 40 | ISHARES TR | 464288414 | 3,217 | $346,214 | 0.27% |
| 41 | AUTOZONE INC | AZO | 89 | $331,125 | 0.26% |
| 42 | VANGUARD WORLD FD | 92204A884 | 1,635 | $315,277 | 0.25% |
| 43 | INVESCO EXCHANGE TRADED FD T | IVZ | 1,519 | $301,613 | 0.23% |
| 44 | SELECT SECTOR SPDR TR | 81369Y803 | 2,125 | $293,505 | 0.23% |
| 45 | SELECT SECTOR SPDR TR | 81369Y886 | 6,652 | $286,568 | 0.22% |
| 46 | ISHARES TR | 464288885 | 2,331 | $275,058 | 0.21% |
| 47 | FASTENAL CO | FAST | 5,694 | $274,906 | 0.21% |
| 48 | SELECT SECTOR SPDR TR | 81369Y308 | 3,000 | $260,970 | 0.20% |
| 49 | JOHNSON & JOHNSON | JNJ | 1,082 | $253,697 | 0.20% |
| 50 | HOME DEPOT INC | HD | 642 | $248,582 | 0.19% |
| 51 | ISHARES TR | 464287648 | 710 | $235,713 | 0.18% |
| 52 | TJX COS INC NEW | 872540109 | 1,433 | $220,596 | 0.17% |
| 53 | CHUBB LIMITED | CB | 656 | $216,119 | 0.17% |